Know What's Happening in FinTech
Know What's Happening in FinTech
FinTech Pulse
EMAIL DIGESTS
Daily
Every morning
Weekly
Tuesday recap
EMAIL DIGESTS
Daily
Every morning
Weekly
Tuesday recap
Finance leaders face a “year-two problem” where B2B payments upgrades fail to deliver expected gains without refined data and processes. The article argues that execution velocity—how quickly firms turn standardized transactional data into actionable decisions—will be the decisive KPI. CFOs are urged to shift from mere platform projects to building a performance architecture that embeds AI, automation, and supplier collaboration. Success hinges on re‑engineering data quality, workflow integration, and real‑time cash‑flow insights.
The Hudson Institute released an analysis urging the careful rollout of digital wallets in Gaza to improve financial oversight and limit Hamas’s funding streams. It highlights the sector’s $14.2 million damage, near‑total loss of bank branches, and the scarcity of functional...
The Senate introduced the Access to Fair Financing for Opportunity and Resilient Development (AFFORD) Act, aiming to strengthen the Community Development Financial Institutions (CDFI) Fund. The bill would let smaller CDFIs join the CDFI Bond Guarantee Program, reauthorize a liquidity‑enhancement...
Thredd, an AI‑first issuer processing platform, announced an expanded partnership with MuchBetter to launch its prepaid card and digital‑wallet program in Israel. The collaboration builds on Thredd’s earlier deployments in the United Kingdom and Canada, providing end‑to‑end processing, security and...
My 2 non-negotiable when choosing a platform to invest: - £0 platform fees - easy to navigate app/website
Public companies that loaded their balance sheets with Bitcoin are now under fire, as Empery Digital’s largest shareholder is demanding the sale of its 4,081 BTC and the resignation of its CEO. At the same time, stablecoin issuer Circle posted...
Botkeeper Infinite has been revived after Xendoo acquired its AI assets and re‑established the platform as a distinct division. The acquisition follows a brief shutdown announced by CEO Enrico Palmerino, but the software remained live to give customers time to...
SBI Holdings has signed an MOU with blockchain firm Startale Group to create Japan’s first fully regulated yen‑pegged stablecoin. The token will be issued as a Type 3 Electronic Payment Instrument, backed by assets held in Shinsei Trust & Banking, and...
Moonflow, the AI-driven collections platform, announced a partnership with Mexico’s payment network Puntored to bring automated, multi‑channel debt recovery to the country. The integration merges Moonflow’s AI agents, which handle reminders via WhatsApp, SMS, email and calls, with Puntored’s extensive...
Indiana’s House Bill 1042, approved by both chambers, requires state‑managed retirement and savings plans to offer self‑directed brokerage accounts with at least one cryptocurrency option, and protects citizens’ ability to use crypto for payments and wallet custody. The measure awaits...
Barclays is assessing blockchain‑based settlement platforms to integrate stablecoins and tokenized deposits, with a vendor expected to be chosen by April 2026. The move marks a reversal from its earlier cautious stance on crypto toward active blockchain investment. Barclays also...
PayPal announced a partnership with Atlanta‑based Rainforest to embed PayPal, Venmo and buy‑now‑pay‑later services directly into Rainforest’s software platform. The integration is designed to accelerate merchant payouts, cut late‑payment incidents and shift transaction volume away from cash and checks. Rainforest,...
MoonPay and M0 have introduced PYUSDx, a development framework that lets developers launch application‑specific stablecoins backed by PayPal’s PYUSD. The platform combines M0’s universal stablecoin engine with MoonPay’s distribution network, offering branded tokens, cross‑chain support, rapid time‑to‑market and transparent reserve...
Lloyds Banking Group announced it will no longer open joint, premium or student accounts in its branches, and staff will not switch customers from other providers. Customers seeking new accounts will be directed to the bank’s app or website, though...
Marqeta warned that Block’s revised Cash App pricing will compress its 2026 earnings, projecting a modest $10 million net income – the first profit since 2024. Block now represents about 45% of Marqeta’s revenue after falling from 68% in 2023, and the...
Fintech investors continued to pour capital into niche infrastructure this week, with Confido securing $9 million to expand its legal‑tech payment platform, and Morocco‑based WafR raising $4 million to grow a digital network for corner stores. In the U.S., health‑spending paytech Burst...
River, formerly Satoshi Protocol, launched a chain‑agnostic stablecoin system called satUSD using its Omni‑CDP architecture. The protocol boasts LayerZero cross‑chain messaging, smart vaults, and integrations with major DeFi platforms, with satUSD peaking at $350 million and 50 000 holders. However, token ownership...
MetaMask, the leading Ethereum wallet, has introduced a co‑branded payment card in partnership with Mastercard. The MetaMask Card is now available in 49 U.S. states, marking its first rollout in New York. The card allows users to spend crypto holdings...
In February 2026, fintech M&A activity highlighted five marquee deals reshaping banking, asset management, digital payments, and wealth services. Santander agreed to acquire Webster Bank for $12.2 billion, positioning itself among the top‑ten U.S. retail banks. Nuveen’s £9.9 billion purchase of Schroders will...
Stellar’s CEO warns banks that choosing between private and public blockchain infrastructures will create lasting path dependencies. With the tokenized real‑world‑asset market valued around $33 billion, banks are already piloting blockchain‑based settlement and fund tokenization. The article outlines three critical questions—who...
Covr Financial Technologies has appointed Ryan Bivins as head of sales to accelerate its national distribution platform. Bivins brings over a decade of experience selling hybrid long‑term care (LTC) products at Lincoln, Pacific Life and John Hancock. He will oversee...
Fintech companies in the UK have raised £2.6 billion, yet many are sabotaging their own growth with overly technical press releases. JournoLink’s analysis shows 74 percent of founders use AI for internal efficiency, but external communications remain cluttered with jargon. This complexity...
AI-driven supervision is now entrenched in financial services, with 94% of firms using or planning AI detection tools. Vendors tout dramatic false‑positive reductions, but Theta Lake warns these claims often rely on misleading accuracy metrics. The underlying base‑rate problem means...
Willis, a WTW unit, has teamed with security SaaS provider Belfry and InsurTech specialist Kayna to launch a digital insurance programme for physical security firms. The collaboration embeds a Willis‑brokered insurance portal directly into Belfry’s platform, using Kayna’s real‑time data...
AI is moving from a bolt‑on feature to the core architecture of financial‑crime compliance, as Flagright CTO Madhu Nadig explains. An AI‑native stack requires a standardized data layer, a decision engine that can act within policy controls, and built‑in governance...
A leading South Asian financial services group partnered with IntellectAI to build an AI‑led, platform‑first wealth management solution using a first‑principles, architecture‑first methodology. The composable, API‑first platform spans onboarding, portfolio management, advisory and operations, embedding automated rebalancing, CRM workflows and...
Jack Dorsey's Block announced a 40% workforce reduction, cutting staff from over 10,000 to just under 6,000. Dorsey cited rapid AI advances as the primary driver, saying a decisive cut now is preferable to a slower attrition. The layoffs include...
Aria CEO Clément Carrier warns that opaque, black‑box AI models are unsuitable for high‑stakes B2B credit decisions, where a single error can erase profits. He notes that B2B lending differs from consumer credit because of larger ticket sizes, infrequent purchases,...
The RegTech market is flooded with legal AI tools that rely heavily on static statutes and generic language models. Zeidler Group warns that these solutions miss the nuanced, practice‑based knowledge that regulators and firms apply daily. By treating its AI...
MiFinity has launched MiRewards, a premium loyalty program embedded in its eWallet, allowing customers to earn MiPoints on everyday transactions. The free‑to‑join scheme features four tiers—Classic, Exclusive, Signature and Elite—with higher tiers delivering accelerated earn rates and VIP support. Built...
Quantum computers are coming — and in the next decade, could break widely used public-key encryption (RSA, ECC) that secures everything from bank transactions to crypto. Citigroup’s latest report on quantum calls it a trillion-dollar security threat, and they are not...
The UK has published its Strategy for Future Retail Payments Infrastructure, moving the conversation from high‑level vision to concrete delivery. Early design decisions—such as system architecture, sequencing, and operational responsibilities—will dictate cost, resilience, and user experience. Brazil’s PIX instant‑payment platform...
Botim Money, the fintech arm of UAE messaging platform botim, has launched a digital silver investing option within its in‑app “Invest” feature. Eligible users can buy, sell and hold fractional silver starting at AED 10, extending the company’s precious‑metal suite that...
yes we over-hired during covid because i incorrectly built 2 separate company structures (square & cash app) rather than 1, which we corrected mid 2024. but this misses all the complexity we took on through lending, banking, and BNPL....
Most regulated industries still rely on 24-month transformation projects. Seventy percent fail to deliver value. That gap puts $847B at risk by 2030. I explore why learning velocity is the real threat. Watch the full episode now: https://t.co/3EzvLwQdvE https://t.co/BesD9wBahx
I heard an interesting anecdote about TEEs from some fintech people. They were trying to convince regulators that TEEs aren’t just “computers under their control”, so they asked cloud providers to certify that they’d never hand over the keys. Providers...
.@ShenLucinda argues that Stripe isn't a logical buyer for PayPal. But JPMorgan may be. https://t.co/5mg3m05s44
Block built two parallel company structures during COVID and is now collapsing them. That's a management correction, not an AI story. Worth watching which other companies use "AI restructuring" as branding for decisions they would've made anyway. Expect a...
Well...my Fintech Snark Tank post on the Block layoffs got taken down. I won't go into the details why, but I've rewritten it (translation: dumbed it down and made it worse). Here's the new link: https://t.co/vpWo7rFf51
Primary financial relationship used to be about history and proximity. Now it’s about convenience and daily engagement. If you own the digital experience, you own the relationship. https://t.co/g0okHl57Ma
Robinhood using push alerts to suggest trading on margin… like a dealer tempting a junkie https://t.co/NEGFyQTVzg
Nasdaq Advances ‘Always-On’ Markets - Markets Media https://t.co/qx1uN2r2R7 Equities trading for 23 hours each day between Monday and Friday, tokenization of equities and deployment of artificial intelligence. https://t.co/LEFEqDRaFg
End Close builds automatic reconciliation for payments companies, replacing manual ops work with AI agents that automatically investigate and resolve every exception. This team previously reconciled $1,000,000,000,000 at Modern Treasury. Congrats on the launch, @SeanBolton and @DavidNewell95! https://t.co/cHDvWS2INp
BTCFi for unlocking Bitcoin's economy strkBTC for adding privacy to Bitcoin What else does Bitcoin need?
Modernizing call center operations can improve service quality and increase conversion opportunities. Automation doesn’t have to erode trust. We explore this with @zaygranet, CEO of @usebland. Watch the full episode: https://t.co/XXRymkLwFx https://t.co/lVvoajEUEM
The future of payments is here. DBS and Visa are bridging TradFi and Web3 with the pilot of Visa Intelligent Commerce AI agents can browse, select, and purchase real-world goods securely using tokenized credit card credentials. DBS and Visa collaborate to advance...
Excited to be speaking at the NextGen Payments & RegTech Forum in Zurich next week, exploring why many financial institutions are missing the mark in my keynote 'Your Bank’s AI Strategy Is Wrong.' Register here: https://t.co/xTKmiFTVt8 https://t.co/nY4oh47Y7A
🚨 INSIGHT BNB Chain = 5% of stablecoin supply but 40% of ALL transactions 8x higher circulation than competitors. While CT focus on ETH vs SOL, BNB is processing more real economic activity than both combined. Follow the money not the noise. https://t.co/TeEaBcnK2E
I've just released my weekly wrap-up. 1️⃣ A public view on Emerging Risks 2️⃣ Re-aggregating banks 3️⃣ Quantum Computing gets closer to production 👉 https://t.co/P2HDzCRgWS — fgtrends
#FlashbackFriday In 2020, I said PayPal’s Bitcoin move wasn’t about Bitcoin at all, but about positioning for a very different payments landscape. PYUSD has since filled in the blanks. https://t.co/IryLfol0XZ Yesterday’s future. Progress optional. #Stablecoins #Paypal #PYUSD
