Track Home Improvements to Maximize Tax-Free Gain
Weird and important tax things to know about selling your house: - Keep a record of any capital improvements you make to your house. This increases your basis and reduces taxes when you do sell your house - If you make money selling your primary residence, you pay capital gains taxes. If you lose money selling it, you do NOT get a capital loss. - The first $250K / $500K of capital gains on selling your primary residence is tax-free as long as you’ve lived there for at least 2 out of the 5 years - If you’re self-employed and have taken the home office deduction over the last few years, you have to factor that into your basis
Rent Your Home, Fund Your Travels
Most people think travel is expensive. But really, they’re paying for a life back home they’re not even living. Rent. Utilities. Furniture. All sitting there while they’re somewhere else. I stopped doing that and started renting out my house while...
2.5% Cap Rate Rise Erases 30% Equity
Cap rates go from 4% to 6.5%. No big deal, right? Just a 2.5% move? Nope, that’s a 38.5% crash. Put down 30%? You’re completely wiped out. But everyone reading this understands basic commercial real estate math and already knows this.
Pandemic Fuels 4.7M SF Supply Gap, Rents Surge
The MOB Market: Low vacancy. Rising rents. Demand outpacing supply. Since the pandemic, demand has outpaced new supply by 4.7 million SF across the top 100 markets. https://t.co/TyEj7PBonU
National Vacancy Rates Surpass 2019, Sun Belt Rentals Cool
The national vacancy rate is now above pre-pandemic 2019 levels Just as in the for-sale market, Sun Belt boomtowns have been experiencing the biggest cyclical rental cooldowns Chart via @ResidentialClub
Charge Higher Spread for High‑Risk, Heavy‑Lift Deals
Just because the standard is to underwrite 150 bps of spread doesn’t mean you should do that for every deal. This is a multifamily deal I was looking at a little while ago. It’s a *heavy* lift: - Currently operating as a...
Predicting Post‑Iran Conflict Housing Data Trends
What will housing data look like when the Iran conflict is over? https://t.co/4Ym12HfoDX via @YouTube
NJ's Housing Crisis Mirrors National Shortage, Prices Soar
New Jersey has one of America's biggest housing shortages - and no one is paying attention. NJ inventory levels are down 63% from pre-pandemic norms, and refuse to recover. Today there are only 14k listings on the market compared to...
Mortgage Rates Drop 0.57% YoY, Spread Widens
The average 30-year fixed mortgage rate today: 6.30% Same day last year: 6.87% --------------- 10-year Treasury yield: 4.26 Spread today: 204 bps
Housing Markets Differ: No One-Size-Fits-All Narrative
The housing market isn't the same in every location. It's a good reminder that there isn't just one narrative that fits all markets. It's true in local markets also as the temperature might not be exactly the same for detached...
Homebuilders Push Freehold Sales, Let Residents Choose Management
Astonishing that homebuilders believes that they can actually get away this. Just sell the share of freehold and let the residents choose their mgt agent. They'd be selling with a higher margin anyway.
Actual Office Demand Outpaces GDP‑based Forecasts
Actual Office Demand vs. Predicted Office Demand based on historical correlation with GDP growth and employment data. https://t.co/6Nzn0wmIbE
Urban Apartment Build Slows, Suburban Rents Set to Outpace
Apartment construction is down everywhere but ESPECIALLY in/around downtown areas across the U.S. On a relative basis, we built far more apartments in urban areas than in the suburbs over the past 15 years. As a result, urban rents grew far...
Real Estate Often Outvalues the Underlying Small Business
The value of the land > the business itself I spoke with a family office that owns a portfolio of small businesses. One interesting point the son of the owner made was that, in several cases, the underlying real estate is...
Secure First New Build Funding Even When Cash‑Strapped
How can you get the money for your first new build if you’re short on cash? Easy. With @authenticitywithlindsay #newconstruction #newbuild #builder #luxurybuild #realestatelife
Post‑war Housing Outlook: Is 10 Million Home Shortage Real?
Today's podcast discusses when the war finally ends what will #housing look like? Also are we really 10,000,000 homes short 😏. @housingwire @sarahteresa6 #housing #mortgagerates #realestate #chartdaddy
960 Sustainable Student Bedrooms with Wellness‑Focused Amenities
"The scheme will deliver 960 student bedrooms at the university’s Claverton Down campus, alongside communal & wellbeing-focused amenities including shared kitchens, study areas, & flexible social spaces." Design by Stride Treglown #passivhaus #passivehouse https://t.co/jEbsJGSWhn https://t.co/OT0VqmbG3m
Shanganagh Castle Earns Passivhaus Classic Certification
🏰✅️ "Shanganagh Castle in Shankill, Co. Dublin, a landmark residential development that has recently achieved Passivhaus Classic certification for 546 apartments and 51 houses." #passivhaus #passivehouse https://t.co/ago7bNKIDf https://t.co/OS4CkXa7Nf
Timing Beats Price: Early Entry Drives Real Estate Gains
Why most investors lose money… even in a rising real estate market Everyone thinks: “If prices are going up, I’ll make money.” But this chart shows why that’s wrong. First — how to read this chart: • X-axis = when you enter the market cycle • Y-axis =...
Retail Is Evolving, Not Disappearing: Growth Across Sectors
Retail isn’t slowing down — it’s shifting. Grocery demand rising McDonald’s expanding again Walmart reinvesting Private equity betting on QSR Retail brands restructuring Service-based tenants growing The strongest retail isn’t disappearing — it’s evolving. Sumanjeet Singh DRE :02107827 #RetailRealEstate #NetLeaseInvestments #CommercialRealEstate #RetailInvestment #nnnproperties
Survived Toronto's Last Housing Crash, Grateful for This
I adulted into the last Toronto real estate meltdown and I’m grateful to be here for this one.
10‑Year Yield >4.10% Triggers Chartdaddy’s Anthem
Whenever the 10-year yield gets above 4.10% the #Chartdaddy sings this song. #mortgagerates #housing #realestate #economics
Farmhouse Chic Thrives Without Shiplap or Clichés
I designed a farmhouse-style home with zero shiplap, zero barn doors, and zero signs that say ‘live laugh love’ and it’s the warmest, most beautiful farmhouse I’ve ever done. Proof that the style doesn’t need the cliches. Full reveal on...
Borrowing Against Assets Is Not Income, It's Debt
Borrowing against your own assets isn’t income. It’s the opposite of income since you have to pay it back with interest. Don’t believe me? Quit your job and live off a home equity loan. See how long that works for...
Why Your Home Stalls While Neighbors Sell Quickly
Seeing your home sit on the market for weeks on end can be incredibly frustrating, especially when you see other homes in the neighborhood go under contract. https://t.co/Smg7mtDOtD
Industrial Deals: Buy Low, Wait, Re‑lease, Then Profit.
Industrial real estate in a good area: 1. Figure out roughly what tenants are willing to pay 2. Buy a building for a price where that rent will generate a reasonable return 3. Once the existing tenant(s)' lease ends, re-lease at market rent 4....
Median Price Ignores Bedroom Count, Misleads Families
Another example ⬇️⬇️ why price $$ per unit is an incomplete metric Median “home” price does not account for the number of bedrooms … which REALLY matters for families.
Cities Must Keep Young Couples, Not Attract Suburbs
Who wants to raise kids in the City? People who have BABIES in the City. Couples who already live in and love the City. Those who have formed deep roots in the City The City will never convince suburban families to...
Japanese Mortgage Guarantor Faces Yield Impact, Low ROE Concerns
Japanese dominant independent mortgage guarantor with extremely high profit margins How they are hurt/helped by rising yields is very interesting to me Write-up from shareholder saying their ROE is too low (& they hold too much capital) https://t.co/BVNg6v8bps
New Hattie McDaniel Apartments Boost Affordable Housing in Denver
In Colorado we are focused on creating more housing Coloradans can afford, where we want to live. The new Hattie McDaniel apartments are a great example of our work to energize our urban core, and celebrate the history of the...
Leverage Small Deals by Turning Sellers Into Banks
"If you owe the bank $100, that's your problem. If you owe the bank $100MM, that's the bank's problem" What people don't realize is that you can create this exact scenario with way less money Let's say you're looking to buy a...
Inventory Climbs, Listings Far Below Crash‑era Peaks
Surging inventory 😏 … New listings were 77,000 last week. During the housing crash years, weekly numbers ranged from 250K to 400K per week for years. We likely won’t reach 100K during the upcoming peak weeks, which will arrive soon...
Trump Organization to Build Tbilisi’s Tallest 70‑Story Tower
Trump Organization along with local partners plan to build a 70-story Trump Tower in Tbilisi, Georgia's capital, which will become the tallest building in the city and include luxury residences, retail and hotel-style amenities — WSJ
Easter Bounce Vs. Rate Cuts: What Drove Recovery?
Was it lower #mortgagerates or the Easter holiday rebound that caused a quick recovery in the data? We take a look at that with this weekend's tracker. @housingwire @sarahteresa6 #housing #realestate #mortgagerates #chartdaddy
Mortgage Spread Surge Drives Major 2026 Market Shift
Hug a #mortgage spread, it has made a big difference in 2026! @housingwire @sarahteresa6 #mortgagerates #realestate #housing #chartdaddy
Better Spread Levels Keep Mortgage Rates About 1% Lower
If we had the worst mortgage spread levels of 2023, mortgage rates would be 7.39% today, not 6.29%. If we had the worst levels of 2024, mortgage rates would be 7.02% today. If we had the worst levels of 2025, mortgage rates...
2010 Housing Boom: Cheap Homes, Tiny Commissions, Agent Exodus
In 2010 the best house I bought in the U.S. in was $40,000. The cheapest was $30,000. The most expensive was $90,000. U.S. dollar was parity with the Canadian dollar. Realtor commission was $500 to $1,000 per. Most left the industry because they...
Overtaxed Capital Flees to Friendlier Markets Like Miami
This might be the best commercial for Miami Beach real estate I’ve ever seen and New York paid for it. You don’t tax capital and expect it to stay. You drive it to places that want it. It’s that simple. I’ve watched...
Senate Bill Lets Institutions Buy Fixer‑Uppers With 15% Repair Spend
Institutional investors could still buy single-family homes needing major repairs under the Senate housing bill—will they? It still allows institutional SFH resale acquisitions if they spend >15.0% of purchase price spent on repairs ResiClub PRO https://t.co/Xk3ZCcdQcW
Home Sales Steady; No Waiting Crowd, Life Moves On
There have been nearly 5,000,000 total home sales every year since 2023. The idea that a large group of people is waiting isn’t supported by the data; the peak in the last decade was near 6,000,000. Every day, you get...
American Dream Wanes as Homeownership Drops Sharply
Faith in the American Dream has plummeted, partly "because homeownership has declined sharply": ✔️In 1980, 67% of adults owned own homes ✔️In 2025, only 48% owned own homes Part of the problem is rising home prices. Another part is falling marriage...
Capital Flow, Not Demand, Drives Gurgaon Real Estate Prices
How prices actually move across Gurgaon’s real estate cycle (2010–2025) Most people think prices move because of demand. That’s incomplete. Prices move because of where capital is flowing in the cycle. Before we start — how to read this chart: • X-axis = Market cycle phase...
Tennessee Home Prices Surge, Yet Dip Expected by 2027
Something big is happening in Tennessee's housing market right now. Listings have shot up 50% above the long-term norm. And inventory breached 30,000. (the highest in a decade) Values in markets like Nashville and Memphis have started to drift down YoY for the...
Colorado Passes Bipartisan Law Expanding Mortgage Aid for First Responders
Today, I signed the bipartisan SB26-053 into law—expanding access to affordable homeownership for Colorado’s first responders. This bipartisan bill helps more peace officers, firefighters, EMTs, and other public safety professionals qualify for mortgage help, so the people who serve our communities...
Pending Home Sales Return to Year‑Over‑Year Growth
Weekly Pending Home Sales are back to positive year-over-year. "Mind," This week's data is the snap back from the holiday week. Next week will be back to normal, more on this with the weekend tracker
Rowhomes: Affordable Urban Starter Homes with Extra Bedrooms
The thing that makes rowhomes fantastic for families ... the numbers of bedrooms per square foot Rowhomes are affordable, urban, starter homes
NYC Housing Lottery Flaws: No Work Requirement Criticized
Terrible policy for NYC to allow working-age people into lottery housing without a work requirement. Holding down a job indicates mental stability. These “preachers” on the subways are not “working.” https://t.co/hkbYX7TRrU https://t.co/nrKFiGp1nL
SFMTA Slashes Affordable Units, Avoids Accountability
SFMTA promised 465 affordable units to the Mission. Community members spent 8 years planning them. Then the agency admitted the housing was never funded—and cut 365 units. No accountability. No consequences. That's not a bug. It's a feature. https://t.co/tPOwEmDYiX
Competition Varies Across Placer County Neighborhoods
Competition isn't the same in every location. Here's a look at various areas of Placer County. https://t.co/QbFcCnBDNN
Angry Over Unused NYC Apartment's Extra Tax Burden
Imagine being furious that you have to pay extra taxes on your multimillion dollar NYC apartment that you don’t even live in