Profit From Microcap Extremes: Buy Low, Sell High
Investor expectations swing wildly in most microcaps from euphoria to despair and vice versa which results in the stocks swinging wildly. It's on the extremes where the astute stock picker knows when to buy and sell and take advantage of the crowd.
Five Funds Rarely Provide True Diversification
5 funds. That's what most clients are told is a diversified portfolio. 5 funds is almost never diversification. Open them up and you usually find the same 30 stocks repeated five ways.
Grumpy Old Men’s Playbook: Gold, Real Assets, Bearish Outlook
Perfect newsletter for grumpy old men: • Complain about western politicians • Buy gold because inflation is out of control • References to the South Sea bubble and 1929 • Buy real assets: mining / shipping / oil & gas • Lean bearish, because...
Bitcoin Strategy Delivers 38% Growth, 1% Monthly Returns
Since 2020, this strategy has never liquidated collateral and has grown client Bitcoin holdings by 38 percent. Put in 100 Bitcoin, you have 138 Bitcoin today. The returns are in Bitcoin, not dollars. Assets custody at Fidelity through 2 Prime. Average...
Permanent Death‑tax Relief Paves Way for Full Repeal
This is what two generations of steady work gets. Lesson for other issues. Now death tax relief is permanent thanks to the Working Families Tax Cuts. As a result, it’s much easier to kill the death tax now compared to...
Recent Dip Fuels Multi‑
The past 3-6 month provided opportunities for all 6 accounts. 401k 403b 529 lower prices helped long term average cost. BOS account carved out 7% Swing account got active again when $SPX & $qqq reclaimed the 8/21day Active account is active same...
Know Your 401k Vesting Schedule Before You Quit
If you have a 401k, you need to understand vesting rules. It means how long you need to be employed to receive your employer’s match (your money is always yours) Common vesting schedule is ~33% per year for 3 years Check your vesting...
Emotional Stability Beats IQ in Investing Success
“If you’ve got a 150 IQ and you’re in my business, go sell 20 or 30 points to somebody else because you really don’t need it. You need emotional stability. You need to be able to detach yourself from fear...
Agents Will Turn AI Into Intuitive Investment Assistants
Someone used the metaphor to me this week that chatbot LLMs are like a calculator, good at generating answers to specific questions, but you have to remember to use them. The cognitive burden of pulling your prompt off the...
Long-Term Risk-Adjusted Gains Outshine Short-Term Market Moves
Some of our strategies have been sitting in cash this month as a defensive mechanism. I'm also seeing a few comments about the strength of the market this month and how such a defensive mechanism we use is ineffective. Well, that's...
Invest Now: Capture Compute, Data, Energy Bottlenecks with DCA
Thoughts? I break down why now is the time to start investing and what most people are missing. We discuss how liquidity shifts, potential Fed rate changes, and trillions of dollars moving into the system could impact your portfolio. I...
Low Fixed Expenses, High Flexibility Safeguard Retirement
A financial plan runs a thousand Monte Carlo simulations across different market return scenarios. The goal is to make sure the worst case does not wipe you out before you reach 95. The plan is never finished. Run it today,...
Due Diligence, Not Promissory Notes, Protects Your Money
A word to the wise, a promissory note is not your savior. Your ability to do proeory due dilligence is. Give me a follow on IG to learn how I keep my money safe while investing aggressively.
Compound Interest Lets Your Earnings Grow on Themselves
Simple interest earns a flat percentage on your original deposit. $1,000 at 10% pays $100 a year, every year, unchanged. However, Compound interest earns that same 10% on your new balance each year, so your interest starts earning its own interest.
Average Returns Mislead; Index Funds Beat Most Stocks
𝐓𝐡𝐞 𝐟𝐢𝐧𝐚𝐧𝐜𝐞 𝐩𝐫𝐨𝐟𝐞𝐬𝐬𝐢𝐨𝐧 𝐡𝐚𝐬 𝐚 𝐦𝐞𝐚𝐬𝐮𝐫𝐞𝐦𝐞𝐧𝐭 𝐩𝐫𝐨𝐛𝐥𝐞𝐦. New research from Hendrik Bessembinder argues that the standard tools, arithmetic means, Sharpe ratios, alphas, paint a misleadingly rosy picture of stock picking. Think of it like lottery tickets. The odds of winning "any prize"...
Shift to Bitcoin as Gold Enters Consolidation Phase
I think it's time to focus fully on $BTC and leave Gold for the moment. The reason for that is that we've seen the largest volatility outlier to the upside since 1979. Gold bugs will tell you that it continues to rally. Reality...
Monthly Check‑Ins Keep Your Finances on Track
Doing a quick assessment one or two times a month can help you stay on top of your finances and address any weaknesses in your savings and spending strategies. https://t.co/9cnFCvqWhZ
Foreign Value Stocks Surge, Advisors Finally Warm Up
After being up around 30% last year, foreign/emerging value is up another 15-20% this year. You're seeing the narrative shift with advisors a bit, ever so slightly. It seems to be moving from "don't even bring up foreign stocks, they've underperformed...
High Earners Cut Taxes with Short‑Term Rental Strategy
If you made six figures at your W2 last year and still felt personally victimized by your tax bill… Just know you’re just playing a game no one taught you how to win. One of the only ways W2 high...
International Stocks and Bonds Outpace US Markets
Not surprisingly VEA is crushing SPY Gotta own NON US Non USD stocks and bonds
Diversify Globally for Outsized Returns Beyond the US
Start of 2025: ‘Why should I own anything outside of the US?’ 15 months later: South Korea +179%, Peru +121%, Poland +98% … S&P 500 +18%. The future is unknown. That’s why you diversify. https://t.co/FgV3vruQ0G
Learn How the Ultra‑Rich Preserve Wealth Across Generations
How the Wealthy Mitigate taxes and pass on Generational Wealth. If you are wealthy or plan to be wealthy, you must be at the 10X Wealth Conference. I am bringing the best family office people, tax and estate...
Patience Beats Panic: Buffett’s Secret Skill
Buffett's most underrated skill isn't stock-picking. It's sitting on his hands while everyone else panics. Most people confuse activity with progress — in life and in portfolios. Do the math. Then wait.
Consistent Small Investments Turn $10K Into $100K
$10K to $100K portfolio in 3 years. While cashing out along the way to live life: - buying & renovating a home - getting married - buying a car - traveling to 8 countries All with a full-time job, spending ~10 minutes a month investing. A good...
Buffett Says Stock Market Is Wealth‑Building Essential
Why The Key To Building Wealth Is Investing In The Stock Market According To Warren Buffett https://t.co/rGb9KmrsZ6
Invest $5K Monthly, Reach $1M in 10 Years
Compounding money from investing is PURE MAGIC: • $5K invested / month for 10-years gets you to $1M • $5K invested / month for 20-years gets you to $3.8M • $5K invested / month for 30-years gets you to $11.3M FTR: this is starting...
Follow Pro Steps to Spot Winning Stocks
For most investors, a well-diversified portfolio of funds will do the trick. But if you want to try to identify winners like the pros on Wall Street, there are steps you can take. https://t.co/6RP6PY8ebH
Start Small, Trust Earns Bigger Microcap Bets
I think the biggest problem microcap investors face is initial position sizing and making positions too big at the onset. Take your time getting to know people/management. Only make a really large bet when you know them very well and...
Convert Home to Rental, Leverage Deductions and 1031 Exchanges
Converting a home to a rental property fundamentally changes how expenses are treated, how gains are taxed, and how future sales can be structured to maximize tax efficiency. Advisors who understand these rules can help clients navigate the timing of...
Identify and Overcome 3 Biases Sabotaging Your Returns
👋 Hey, I am speaking IN PERSON in Charlotte, NC next month, but I want to know what you think about this topic. The 3 Enemies Secretly Hurting Your Investing Returns Description: Your brain is working against you as an...
Strategic Tax Planning Saves Over $260K Annually
If I did no tax planning or strategy, I'd give up $260K+/year to federal, state, and self-employment taxes. Here's every move I have mapped out for 2026 and why:
Adjust Withholding to Keep Money Year‑Round, Not Refunds
I’ve been pretty critical of the Treasury Secretary but what he is saying here makes sense. There have been tax cuts that are generating bigger refunds, rather than waiting to file taxes to get a refund check, reduce your withholding...
Free Cash Earns Interest, but 1.5% Fee Erodes Returns
𝗘𝗮𝘀𝘆𝗘𝗾𝘂𝗶𝘁𝗶𝗲𝘀 𝗽𝗮𝘆𝘀 𝗶𝗻𝘁𝗲𝗿𝗲𝘀𝘁 𝗼𝗻 𝘆𝗼𝘂𝗿 𝗙𝗥𝗘𝗘 𝗖𝗔𝗦𝗛 That's any uninvested Rand sitting in your ZAR or TFSA account. It accrues daily and gets credited on the first business day of the following month. 𝗧𝗵𝗲 𝗶𝗻𝘁𝗲𝗿𝗲𝘀𝘁 𝗿𝗮𝘁𝗲 𝘁𝗵𝗲𝘆 𝗴𝗶𝘃𝗲 𝘆𝗼𝘂 𝗶𝘀 (𝗣𝗿𝗶𝗺𝗲 -𝟯.𝟱%). They...
Even a Rigged Market, I’ll Still Chase Wealth
We all know the stock market’s rigged. I’m still gonna get my piece of it though cause our options for building wealth in this capitalistic hellscape are limited.
Saturday 11am: Anchor Portfolio Deep Dive & Diversification
11 am on Saturday, folks. Our pms has the anchor portfolio presentation and a deeper look at getting a more diversified approach.
Next‑Gen Investors Transform Southeast Asia Family Offices
How next-gen investors are reshaping #familyoffices in #SoutheastAsia: Increased use of external managers, technology, and formal investment committees is reshaping how family capital is allocated and managed. @CFAinstitute: https://t.co/CoGlTf7MNQ #WealthManagement https://t.co/7zz8gKxijd
Choosing Investing or Debt Payoff Depends on Family Priorities
This is a good example of every family is different. Investing vs paying off debt is a very personal decision that’s not solely based on numbers
Live Deep Dive: Profiting From Sharp Equity Drawdowns
Join us on 4/23 for a live deep dive into the Alpha Architect Tail Risk ETF, our answer to fast equity crashes. We’ll discuss how $CAOS seeks to gain from sharp equity drawdowns, how it may fit in portfolios, and how...
Invest Under $100: ETFs Offer Broad Market Exposure
You don’t need thousands to start investing. There are solid ETFs you can buy for under $100 a share—and they still give you exposure to hundreds (or even thousands) of companies. Here are a few strong options: • SCHD → focused on dividend-paying...
LSDI Fees Often Outweigh Tax-Loss Harvest Savings
"For a typical investor, the fees paid to a leveraged long/short direct indexing (LSDI) tax-loss harvesting manager eat up most of the tax savings. In our base case, the investor pays more than half as much in fees as the...
Maxing Custodial Contributions Turns Son Into Future Millionaire
By far the most rewarding part about creating my own path in life is the ability to max out the annual contribution to my son's custodial account. By the time he inherits the account, he will be a millionaire thanks...
File Now—Penalty for Not Filing Beats Penalty for Not Paying
Missed Tax Day? File anyway. Failure-to-file penalties > failure-to-pay penalties. Even if you can’t pay yet, filing today can save you money.
Fewer Decisions, More Conviction Drive Real Success
It's easy to conflate activity with progress 76% of family offices expect to make ten transactions or fewer each year Warren Buffett famously told business school students to imagine a punch card with only 20 slots, representing every investment decision they'd be...
Build Enduring Assets in a Short‑attention World
"How do you build a 40-year asset in a world with a ten-minute attention span?"
Treasury Direct: The Only Safe Bet (TINA)
There is no alternative (TINA) for US Treasury. I am personally an investor via treasury direct :-)
Consistent SIP Beats Higher Returns Over Time
₹1L SIP ~ ₹22.6 Cr ₹1.25L SIP ~ ₹28.3 Cr ₹1.5L SIP ~ ₹33.9 Cr ₹1.75L SIP ~ ₹39.6 Cr ₹2L SIP ~ ₹45.2 Cr ₹2.25L SIP ~ ₹50.9 Cr ₹2.5L SIP ~ ₹56.5 Cr Assuming 10% return for 30 years. Same market. Lower return. Still massive wealth. Lesson: Return matters…...
Invest Your Salary, Retire Early with Passive Gains
Last year, my portfolio made me more money than my old job at Deloitte. I worked 55 billable hours during busy season vs just buying ETFs like $VTI and waiting for the same $$$ gain Turn your active income into investments so...
Wealth Preservation Is a Teach‑able Skill, Not Luck
Most people who come into a lot of money lose it. Not because they are careless, but because nobody taught them how to keep it. Wealthy families spend generations passing down how to preserve and grow wealth. You do not...
Value Investors Finally Facing Overlooked Market Reality
A reality most value investors choose to ignore but I feel this is finally starting to change https://t.co/IcebLm2h9e
Long‑term Investing Means Staying While Performance Persists
Long-term investing doesn't mean you hold forever. It means you are willing to hold forever if the management/business keeps executing. They will be the extreme exception, not the norm.