Wealth Management Social Media and Updates
Wealth Management Social Media and Updates
The carry trade has everything to do with leverage. And I encourage you to study Yen behavior during US stock market tail events.
I'm 36 with $500K invested. Most of this happened in the last 8 years. Here's how:
Carbon markets are at an inflection point. Policy momentum. Capital rotation. Tightening supply. Most investors aren’t positioned for what’s next. Read this before the crowd catches on: https://t.co/axCJ40q8bX cc: @LukeAOliver @kraneshares
Interest from HYSA is taxed at federal AND state/local level. But interest from T-Bills is only taxed at the federal level, saving you anywhere from 0-13% in state/local taxes. T-bills also generally have better yields. Small adjustments can make a big difference over...
Early in my career, I didn't want to max out my 401k… I was worried about liquidity for early retirement. That quickly changed as I learned about: • 72t SoSEPP • rule of 55 • roth conversion ladder All of these allow you to pull from...
The mass majority of physicians who are doing independent work think they should be an S-corp. The mass majority of physicians who are doing independent work should not be S-corps. #TaxTwitter
Will the Gold and Silver Crash Bring Back Treasuries as the Risk-Off Trade of Choice? Read here: https://www.leadlagreport.com/p/will-the-gold-and-silver-crash-bring
Sitting in cash is the opposite of investing, and invites long-term, dramatic underperformance. Holding cash is basically begging the Fed and Congress to light your money on fire via inflation. https://t.co/QMd0bkOkkZ
The goal isn’t to minimize taxes. The goal is to maximize after-tax return. Say you have $100k in 0.1% savings account. You earn $100 interest, pay $24 of tax. Now say you have $100k in 3.5% savings account. You earn $3.5k interest,...
A blast from the past. I gave this presentation at @smallcapdisc in 2023. Multi-Bagger First Principles https://t.co/YJT8idrZf0
You’re earning the wrong type of income, and your salary is the proof. Two people earning $200K. Same income, completely different financial realities. There is a distinction between capital income and labor income reveals why the wealth gap isn’t about how much...
12 years ago, I was $304k in debt. Today, I'm a multimillionaire. If I lost everything tomorrow, here's how I'd get it back:
“Risk is the uncertainty of lifetime consumption.” We sit down with @cullenroche to discuss his new book Your Perfect Portfolio. We start with a basic 60/40 portfolio and then examine, step by step, the case for adding international, factors, gold, private assets,...
Younger generations will more likely trust agents than financial advisers to manage their wealth. Then advisers will switch to using agents themselves, managing boomer money as well. And agents will efficiently execute everything directly with DeFi.
Donor-Advised Funds can be a good planning tool, but you give up legal control after the irrevocable donation. Peterson v. Christian Community Foundation dba WaterStone involves a $21M DAF sponsor ignoring a donor-advisor. @CNBC article by @HCuccinello https://t.co/KzEWeax1ER
Bear markets happen more often than many realize, and most people will have to navigate multiple severe downturns during their investing years. https://t.co/3M4SDMlWOY
Consider the everyday person's knowledge of money: When I ask them about their investments, roughly 50% do not count their 401(k) as an investment. They think of it as something totally separate
The fact that Gold has gone up so much, that's only accelerated through all financial products that we've designed. However, holding Gold at this point isn't the right bet for most asset managers. The Sharpe Ratio is way worse. The flipside: the...
72% of workers in the U.S. have a side hustle or are considering pursuing one, according to SurveyMonkey’s 2025 study on workplace culture and trends. https://t.co/iAVeKwhZV4
“Renters don’t invest.” What you really meant to say is, “I don’t know renters that invest, and my self-worth is tied up in owning a house.” The truth is, you have to have discipline as a renter to save up...
President Trump announced during his State of the Union address Tuesday night that he plans to give Americans without 401(k)s access to a retirement account modeled on the federal government’s Thrift Savings Plan, targeting the roughly 50 million people who...
SEP IRAs are a dead giveaway that somebody has room to do great planning 1.) They block backdoor Roths 2.) They reduce QBI more than solo 401ks do since SEP IRAs only allow employer contributions 3.) They do not support the mega backdoor...
One of the biggest money moves I made? I stopped letting my paycheck sit in a checking account that earns zero percent interest. If my money’s gonna chill, it might as well make a little coin while it waits. 💸
In order to have successful capital markets, you see the same things happen again and again. Since one man’s debts are another man’s assets, you have to keep interest rates not so high that they crush the debtor, without having them...
Tax season can be busy. Here’s what taxpayers should know about filing for extension, making payments and planning for the unexpected. https://t.co/18PsgNFiEr
How much of your net worth is your business? Knot in your stomach? Keep reading. Roman Khan (@RomanEcom) spoke at one of our eComFuel events a few years ago. If you ever get the chance to meet Roman in person, do...
My February article is LIVE with @selfmagazine. As a monthly contributor, I share a new piece each month. We talk about budgeting. We talk about investing. We talk about building wealth. We don’t talk enough about what happens when life interrupts all of...
Working with an anesthesiologist who made ~$400k in 1099 income in 2025. Expects a similar income in 2026. Lives in Tennesee. Files single. He's received all sorts of conflicting opinions from CPAs on SEP IRAs, solo 401ks, S corp, no...
Warren Buffett on wealth building: focus on fundamentals, ignore the noise, and evaluate businesses with clarity. Smart investing is about patience, discipline, and knowing what you own. Most investors fail because they chase noise instead of value. 📈
Most people think real estate investing starts with a big bank account. In reality, it starts with understanding financing, deal structure, and tax strategy. Inside my Strategic Tax Savings Blueprint, I walk through how investors approach real estate differently so they can...
If you’re investing and don’t know the difference between: • Index Funds • Mutual Funds • ETFs You might be choosing the wrong one without realizing it. New vid tomorrow is going to breakdown the pros and cons of each so you can pick the...
LLM-driven AI tools are much better with words than with math... at what point is the time to back-check the output calculations more time-consuming than just using established software providers for key investment research and financial planning functions? "Mass market AI...
Your dollar lost 53% of its purchasing power over the past 30 years. That’s not an anomaly. That’s the system. Inflation isn’t just a number - it’s a silent thief. Invest in real assets, or watch your money evaporate. https://t.co/vTylWHpPhj
You own $3 million in US stocks. You live in Singapore. You pass away. Two versions of what happens next.
Most people think diversification means owning lots of different funds. A client came to me with 17 funds across 4 fund houses. "My advisor said this was maximum diversification." When I showed him what he actually owned underneath, something broke.
$SNOW revenue, RPO and guidance came in ahead of consensus and the WSJ headline says company benefiting from AI adoption. This is the point we've been making for several weeks... some infrastructure software businesses are beneficiaries of AI. https://t.co/dX1lJsYfye
Basic personal finance habits: • get 401k match • track your spending • route % of paychecks into savings automatically • avoid cc debt • keep at least 3 months of expenses in HYSA • max Roth IRA Do these consistently and you'll do much better than...
Small caps just hit record highs. While everyone chases mega-cap AI, leadership may already be rotating. That’s not a squeeze. It’s a signal. @JDHatfield_ICAP @InfraCap explain why it matters: https://t.co/11ZhJg1jL3
The top 10 largest stocks in the S&P 500 are 50% more volatile than the S&P 500 itself right now. Important for risk... but more important for alpha right now. https://t.co/yqBR2QU8nK
If you're making over $100k/yr but are still in debt... Stop what you're doing. Here are 17 changes you need to make to get ahead in 2026:
We don’t actually punish wealth. We punish people who don’t know how to ring-fence it. And this is why asset protection becomes so important when you pass a certain level of wealth.
I asked 50 year olds for their best advice for people in their 20s: 1. Buy less alcohol, invest instead 2. Stop buying fancy cars. It's a terrible financial decision. 3. Become financially literate asap. Retirement will be easier. Anything to add?
I've been a financial consultant to millionaires in Singapore and across Southeast Asia for nearly a decade. Here's what I've learned: the most painful financial conversations happen after someone passes away. The ones that could have been prevented by a single...
Two things you can’t buy things with in retirement…. A primary residence and pre-tax returns.
Treating taxes as a one time event is a middle class move. It’s why you overpay in taxes every year. It’s a year round game for the wealthy.
Over the past few decades, this has largely played out along the lines of the states' predominant political ideologies, but I wonder how long this trend can continue. At some point, do states raising their taxes see enough of an...
Ehh. This one is a bit too far. About ~5-10% of the time, a permanent insurance policy can be a good fit, and NO, I do not sell them. For example, if you have a business that has a partner...
High achievers rarely struggle with discipline. They struggle with knowing when to stop maximizing. Trying to win every financial decision can quietly erode both wealth and well-being. For two years, our savings rate dropped to 5%. We were building a marriage across two countries. No...
The national average savings account interest is 0.39%. Yet T-bills are paying ~3.6% and no state/local taxes. Can buy them from TreasuryDirect or your broker. Or Treasury ETF (e.g $VBIL) or Treasury MMF (e.g $VUSXX) pay ~3.64%. Don't let your savings earn pennies.
Being strategic with pulling money out of your portfolio is key to paying $0 in tax. If you are married, you can pull: > $32,200 from your pre-tax 401k > $57,800 of long-term capital gains from brokerage account > $10,000 from your Roth IRA =...
