Accept Market Returns: Use Total Market Index Funds
The Rolling Stones on investing: "You can't always get what you want But if you try sometime, you'll find You get what you need." We want to outperform, but it's very hard. So, when investing in stocks, at least earn a market return. We do that with total market index funds. https://t.co/HEgj1auf6i
Personal SS Accounts Would've Made Low‑income Workers Rich
Just imagine how wealthy low income workers from 25 years ago would be now if Peter’s “large Social Security personal accounts” plan had been in place. 10% of their income, taken out of their/their employer’s FICA tax, invested in a...
Direct Indexing Unlocks Massive Tax Loss Harvesting Cheat
Tax loss harvesting is pretty insane I'm up almost 10% for the year simply investing in S&P 500 But because I use a direct indexing strategy instead of buying an ETF, I have 50K in "tax losses" I can use to offset...
Married Couples Can Pull $131k Tax‑free, No Advisor
Married couples in 2026 can... - Withdraw $131k from investments - Pay $0 in federal taxes - Without a financial advisor Here's exactly how:
Diversify Investments, Enjoy Zabar’s,
Toto, as everyone knows, the best way to save money and build wealth for your future wife and your kids is to get your money diversified in the American stock market. That is just good American intelligence, made right here...
Dual Exposure ETF Pairs Global Stocks with Futures
𝐈𝐧𝐭𝐫𝐨𝐝𝐮𝐜𝐢𝐧𝐠 𝐭𝐡𝐞 𝐑𝐞𝐭𝐮𝐫𝐧 𝐒𝐭𝐚𝐜𝐤𝐞𝐝® 𝐈𝐧𝐭𝐞𝐫𝐧𝐚𝐭𝐢𝐨𝐧𝐚𝐥 𝐒𝐭𝐨𝐜𝐤𝐬 & 𝐌𝐚𝐧𝐚𝐠𝐞𝐝 𝐅𝐮𝐭𝐮𝐫𝐞𝐬 𝐄𝐓𝐅 – 𝐑𝐒𝐈𝐓. For every $1 invested, RSIT is designed to provide $1 of international equity exposure and $1 of a managed futures trend-following strategy. Learn more at https://t.co/cNJzlFD1hC
Sandisk Beats 30‑Year Treasury Over 30% of 2026
Sandisk’s return has exceeded the peak 30Y Treasury yield year-to-date (5.03%) on more than 30% of trading days in 2026! Think that dynamic is one of the reasons why it’s been difficult to see anyone get jazzed up about rotating...
New Section 68 Sparks Debate Over Trusts and Estates
The fate of a trust or estate under new Section 68 was the subject of great debate after a first-rate update—where I did my best to articulate, captivate, communicate, contemplate, deliberate, elevate, illuminate, and navigate what’s at stake. @CLATaxation DC...
Start Investing Early: Compound Interest Bridges Wealth Gap
The wealth gap is a knowledge gap dressed up as an income gap. $10K invested at 22 (8% return) becomes ~$275K by 65. The same $10K invested at 42 becomes ~$60K. Same money. Same birthday. Different outcome. Einstein called compound interest the...
Don't Forget to Roll Over Your Old 401k
If you’re reading this go rollover your 401k from your old job to a new account 😅 I know you forgot 😭
Bitcoin Dead Money as Blue‑chip Tech Stocks Soar.
Bitcoin is dead money. Imagine putting your assets into this when blue chip tech stocks are going up 40, 50, 100% per year https://t.co/VHg9ZfF1RO
Bonds Still Offer Real Returns and Diversification
Man advisors are so insanely negative on bonds. Bad takes everywhere... Facts: - Yes, stock/bond correlations have become positive at time. Yet the concept of diversification doesn’t hinge on perfect negative correlation. It simply requires that assets behave differently, and even today,...
Use Your Retirement Account to Invest in Real Estate
Did you know that your retirement account can be one of the most powerful tools to invest in real estate?
Long-Term Portfolio Soars on MU, INTC, SNDK Gains
Simple strategies applied for the long term. Main $IBKR account which contains Weekend Trend Trader and Trade Long Term Portfolios. The latter is on a tear due to the likes of $MU, $INTC and $SNDK. https://t.co/zXSYjoNEU4
Dividend Yields Plunge From 5% to Under 1%
Whither yield investing? Dividend yield of 100 most widely held stocks across Merrill accounts was near 5% in 2005... under 1% today BofA https://t.co/5Qvx9oWTwH
Real Estate Beats 401k Limits With One Deal
Your 401k lets you contribute $24,500 a year max. Real estate has no contribution limit. One deal can do what 10 years of 401k contributions can't.
Invest with Downside Focus, Not Hopeful Upside
Smart investors don't sleep well because they own great businesses. They sleep well because they know what could permanently destroy them, and haven't bought it. 1️⃣ Identify the real downside, not the hopeful upside 2️⃣ Margin of safety is insurance against your own...
Higher Income, Higher Standards: Living Within Means Misunderstood
What Is “Living Within Your Means”? “Try to ‘live within your means’” is a staple of prudent financial advice – recognizing that not everyone earns the same income (“means”), and therefore not everyone can afford to spend the same. Yet...
Identifying the Missing Link in AI Wealth Management
The Missing Link In #AI-Driven Wealth Management by Satish Avhad @Forbes Learn more: https://t.co/dkrqP8SR2U #ArtificialIntelligence #MachineLearning #ML https://t.co/zQoMYenXqr
AI Guides Money Decisions for Over Quarter of Gen Z
JUST IN: A growing number of US adults, including more than a quarter of Gen Z, use AI to guide their money decisions, and one 27-year-old explains how it boosted his investments by $75,000.
Start Early: 3 Moves to Make Kids Millionaires
3️⃣ Financial Moves To Do For Your Kids 🤑 The best way to guarentee your kids will be financially successful is to start for them when they’re young. The earlier you do these 3 things for them, the better chance...
Practical AI Money Pivot: Sinking Funds & Real Savings
While the internet was busy piling on Mel Robbins for the Copilot thing, I took it somewhere useful. May's newsletter opens with the AI & money pivot you actually need. Plus sinking funds for the concert you KNEW was coming, and...
Unlock 10x Returns: Fisher’s 5 Growth Secrets
Warren Buffett once said he was "85% Graham and 15% Phil Fisher." Most people study Graham’s value metrics, but they ignore the 15% that actually leads to finding stocks with 10x potential. I just reread Fisher’s "Common Stocks and Uncommon Profits."...
Diversification Costs, Real Estate Split, AI Ad Math Explained
🆓 Tuesday links: the cost of diversification, the differences between public and private real estate, and the math behind ad-supported AI. https://t.co/qTsfTo1J4s chart: https://t.co/kAk8Mgw5TZ https://t.co/Nm86w8UAkJ
Wealth Surge Driven by Older Elite, Not Youth Transfer
WSJ: "Bequeathable wealth rose from 256% of US GDP in 1997 to 424% in 2021, the last year of available data. A staggering 97% of that increase was due to wealth gains in households where the head of household was 55...
Stay Below Wealth Tax Threshold to Acquire Exiting Assets
The sweet spot is to stay right below whatever line has the wealth tax so you can buy the assets of the people forced to leave.
Use a 351 Exchange to Tax‑Defer NVDA Holdings
Your client has $2M in NVDA they won't sell. "The taxes will kill me." Most advisors stop there. The 351 Exchange breaks the trap. Tax-deferred. ETF-based. Liquid day one. https://t.co/0ev7Bt8ru8
Write Off Up to $100K When Small Startup Fails
A weird tax loophole with early stage startup investing that almost no one knows about: If you invest in a small startup that has raised less than 1M in funding And the business fails You can write off up to 50K (single) or...
Create Trust Funds with Anyone, Build Collective Black Wealth
Hi ! I am Attorney Henderson and I set up trust funds to sustain black wealth. Here are 3 things you need to about setting up trust funds. 1. You can set up trust fund with ANYBODY. You don’t...
Diversified Mix Outperforms SPY Without Leverage
In 2026 you haven't needed leverage to beat $SPY in fact even at 30% cash you matched $SPY. All you have needed is a diversified portfolio of 10% Gold, 10% Commodities, 25% Major Index Stocks, and 30% Nominal bonds...
Trump’s ‘Democratize’ Retirement Plan Threatens Savings with Risky Assets
Trump says he wants to “democratize” retirement. In reality, his plan will expose Americans’ retirement savings to risky sectors like private equity and crypto. My latest in @nytopinion. https://www.nytimes.com/2026/05/05/opinion/trump-retirement-private-equity-401k.html
Buffett's Rule: Prioritize Fundamentals, Shun Flashy Stocks
Billionaire investor Warren Buffett's strategy? Stay away from flashy stocks, and assess fundamentals to find undervalued ones. https://t.co/qsceHG36d7
Young Millionaires Ditch Complex Advice for Simple Index Funds
I am happy to see more young multi-millionaires abandoning the illusion of excess investment returns sold by advisers pushing complex strategies for the simplicity of target date index funds in retirement accounts and $VTI / $VXUS, and a municipal bond...
Diversify with Gold and Commodities to Hedge Future Uncertainty
If you didn't own commodities and gold in your portfolio the last two years your portfolio missed the big moves in those assets which blew away SPX. GLD, TLT, GSG, and SPY are all gonna have shitty 10 year windows....
Invest to Fund Your Life, Not Beat the Market
Why investing is about funding your life The goal isn’t beating the market. It’s reaching your goals. #FinancialPlanning #LifeGoals https://t.co/C1VRGDzBr0
Wealth Requires Vision, Not Just Returns, Build a Fortress
As your wealth grows, you realize something profound: Investing is no longer just about returns. It's about creating a complete vision for your life. Build a fortress around your money. This is how wealthy families maintain their wealth across generations, while...
Bonds Under Fire, Yet Remain Reliable Anti‑Growth Asset
Man my feed is hating on bonds today. Bad takes everywhere "The death of" every portfolio that includes bonds story "Inflation B/E's" unanchored. "10 year returns on TLT" or "Global Fixed Income" negative "Why would you own bonds" Imho bonds are meh...
Talk to Management Early to Uncover Deal‑Breaker Insights
When investing in small public companies you can’t afford to wait until the end of your due diligence to talk to management. Why? Oftentimes one management conversation unearths differential insights that make the company completely un-investable or 3x more interesting...
Commodities Hit New Inflation High; Fire Lagging Managers
COMMODITIES: as an Asset Class, ramped to yet another new Inflation Cycle High yesterday If your Money Manager is missing this and, worse, Long Treasuries, you need to fire them https://t.co/744Wx24k7A
Five Affordable Assets Working Class Can Use to Build Wealth
5 Things The Working Class Can Buy To Build Wealth, According To Dave Ramsey https://t.co/S6Hi2bXpk1
Inflation Adjustment Turns 339% Gains Into 12% Real Return
Understand this, please. You can use this formula: FV = P(1+R)^n R25.48(1+0.054) ^26 = R100 ————- That means if you adjust your asset returns for inflation, your real rate of return is much lower. Let’s say I started with R25.48 in my investment...
Patience and Diversification Beat Hype; No Shortcuts
Sorry your goals take decades. Sorry diversification means missing the moonshot stock your friend won’t shut up about. Sorry market timing hasn’t worked for anyone, no matter who promised you it would. Sorry the boring portfolio outpaces the exciting one over 30 years. Sorry...
Free Guide: Latest Tax Breaks From ERC to 1031
New Tax Breaks is out (free, no paywall) 📬 From ERC relief to nonprofit scrutiny to a deep dive on 1031 exchanges, here’s what you need to know 🧵👇
Blockchain Redefines Family Office Wealth Management
Family offices aren’t just dipping into digital assets...they’re being transformed by them. Blockchain is more than just an investment. It’s changing how we manage wealth and provides new levels of customization, transparency, and efficiency that we’ve never seen before.
Beyond a Point, Research Yields Diminishing Investment Returns
Does more research improve investment decisions? Beyond a certain point, in-depth analysis offers diminishing returns. Perhaps sooner than expected. So: Form a strong thesis, seek (dis)confirming evidence over time, and diversify to reduce risk. https://t.co/Mo4NVgmxWV
Daily Money Habits Build Long‑Term Savings Success
Financial transformations don’t happen overnight, but making a few smart money habits a part of your daily routine can help you reach your savings goals. https://t.co/WHyTeag1eo
Seeking 100‑Baggers, Berkshire Halo, Walk‑and‑Talk Meetings
🆓 Monday links: the hunt for 100-baggers, Berkshire as HALO, and in praise of walk-and-talk work meetings. https://t.co/TlGNbORvDE image: https://t.co/bqv2egbuwD https://t.co/dwX2ymZU0d
Meme Stock Guru Scolds Buffett, Misses Value Investing Basics
This is what the market has come to... in what can only be described as a large dose of hubris: $JOET is lecturing Warren Buffett about having too much cash. He recommends that he put a portion of...
Simple Rules: Buy Dips, Sell Peaks, Stay Disciplined
My mother passed away at the age of 98, having devoted herself to studying the U.S. stock market for 64 years. She left behind the following simple investment guidelines: 1. Down 10% → Hold. 2. Down 20% → Buy 15%. 3. Down 30%...
Puzzles Keep Minds Sharp—And Portfolios Thriving
Sharp man at 80, i asked him how - he said puzzles. For someone to have returned near 20 percent IRR for decades on a $100B corpus is ridiculous, lots to learn from this.. Episode out now.