Know What's Happening in Banking
Know What's Happening in Banking
IndusInd Bank sees deposits dip 2.6% YoY while advances fall 8.7% in Q4FY26
IndusInd Bank reported total deposits of ₹4,00,178 crore, down 2.6% year‑on‑year, and net advances of ₹3,15,154 crore, down 8.7% YoY. Deposits rose 1.6% sequentially, indicating a modest recovery amid a cautious lending environment.
Also developing:
By the numbers: Huntington Bancshares completes Cadence Bank acquisition
The episode traces the evolution of money from the first electrum coins minted in Lydia around 640 BC, through the early experiments with paper money in China and Sweden, to the rise of national central banks that backed notes with government reserves. It highlights how over‑issuance of paper led to inflation and fraud, prompting the shift toward trusted, state‑backed currency. The narrative then focuses on the development of the British pound sterling, established by Elizabeth I in 1560, its long‑standing pre‑decimal system, and its survival as the world’s oldest continuously used currency.
In this episode, host Josh DeTar talks with Frank Hopkins, founder and CEO of Hopkins Leadership, about how community banks can stay relevant amid rapid technological change and competition from larger institutions. Hopkins emphasizes that a bank’s true advantage lies...
Heather Luck, CFO of Five Star Bank, highlights the expanding complexity of the finance function in community banking. She balances board relations, SEC reporting, regulatory compliance, treasury, budgeting, and HR while driving geographic expansion into the San Francisco Bay Area and...
The episode examines the Supreme Court case questioning whether a president can fire a sitting Federal Reserve governor, focusing on President Donald Trump's attempt to remove Governor Lisa Cook. Experts discuss the legal precedent of presidential authority over other federal...
European banks, led by CaixaBank and peers, are creating a euro‑denominated, bank‑backed stablecoin. The initiative, organized through the Qivalis consortium, complies with the EU’s MiCA regulation and targets enterprise‑level payments. It aims to enable instant, programmable, cross‑border settlements that improve...
In this 29‑minute episode, Garry Singh, President of IIRIS Consulting, explains how AI can shift risk management from a reactive to a predictive discipline. He outlines practical steps for leaders to embed machine learning into risk identification, while emphasizing the...
In this episode, Ron Butler, chairman of the Texas Bankers Association and CAO of First Financial Bank, explains why Texas’s economy—large enough to rank eighth globally if it were a country—makes the state a magnet for investment and out‑of‑state bank...
The Federal Deposit Insurance Corporation (FDIC) will hold its Board of Directors meeting on January 22, 2026, streamed publicly via webcast. The agenda features an amendment to the FDIC’s Guidelines for Appeals of Material Supervisory Determinations, a final rule on official signs...
The episode examines President Trump's proposal to impose a temporary 10% cap on credit‑card interest rates, exploring the arguments from big banks that such a limit could restrict credit availability and disproportionately affect vulnerable borrowers. It also touches on soaring...
Xero has launched an AI‑powered analytics suite aimed at small‑business owners, a move driven by chief product and technology officer Diya Jolly. After acquiring Syft and Melio, Xero now offers customizable dashboards, cash‑flow managers, health scorecards and instant AI‑generated insights....
