Social•Feb 20, 2026
Local Deposits Multiply Small Business Lending, Not Government Debt
Local deposit ➡️ Local loan ➡️ Local growth A $1,000 local bank deposit can support up to $30,000 in #smallbiz lending over 5 yrs. The same $1,000 in stablecoin backs government debt. Local deposits build communities. Stablecoin reserves fund Washington. #banklocal
By Jill Castilla
Social•Feb 20, 2026
Klarna Hits $1B, Doubles Users, yet Stock Plunges
Klarna just posted its first $1B revenue quarter, successfully doubling its banking users to 15.8 million. The pivot from a pure BNPL provider to a global digital bank is underway. But Wall Street just handed them a massive 27% stock drop....
By Efi Pylarinou
Social•Feb 20, 2026
Policy-as-Code Guardrails Preempt AI Compliance Violations
Agentic AI Gating Layer: Policy-as-Code = gating layer for agentic AI Controls AI actions by: Separating free-form reasoning (AI decides) from allowed execution (policy permits) Improving auditability (clear what AI can/can't do) Preventing compliance violations before they happen Guardrails, not post-incident cleanup. 📰 Intelligent compliance for...
By Efi Pylarinou
Social•Feb 19, 2026
Retail Banking Strategies Lag Behind Execution in 2026
The 2026 Retail Banking Trends research reveals a clear gap between strategy and execution across digital, payments, AI, and partnerships. Watch the full video: https://t.co/qrsFZDRVT6 https://t.co/pesk3Lrhfe
By Jim Marous
Social•Feb 19, 2026
Real‑time 24/7 Global Payments Now Available Instantly
At @Lightspark we first focused on the most difficult global money movement problem: realtime, 24/7 P2P for banks. It gave us superpowers now available for B2B, B2C payouts, global pay-ins/virtual accounts, and treasury management. Same day setup: https://t.co/1cRJucmFKd
By David Marcus
Social•Feb 19, 2026
Armstrong Blames Trade Groups, Urges Banks to Embrace Stablecoin Yields
NEW: Brian Armstrong says banking trade groups, not individual banks, are blocking crypto market structure progress, and that banks should see stablecoins with yield as an opportunity, not a threat https://t.co/fU43imp3Gg
By Wendy O
Social•Feb 19, 2026
UBS Accelerates AI to Transform Banking Operations
UBS Steps Up AI Initiatives to Reshape Banking Operations - Fintech Schweiz Digital Finance News - FintechNewsCH https://t.co/lzgbtiumUP
By Oliver Bussmann
Social•Feb 18, 2026
Past Success Can Sabotage Future Bank Performance
How past success can doom banks to weak performance in the future. New in @AmerBanker @BankThink https://t.co/pa0WB3Dh6V
By JP Nicols
Social•Feb 17, 2026
Ethiopia Deploys Real-Time National Payment Switch
Ethiopia Launches National Instant Payment System with Swiss BPC In a leap for African fintech, Ethiopia has launched its instant payment switch built on BPC’s SmartVista. The system enables 24/7 transfers and QR payments across all banks, providing the "Real-Time Rail"...
By Efi Pylarinou
Social•Feb 17, 2026
X Adds Finance Tools: Smart Cashtags and Visa‑backed Money
The platform that popularized ragebait is bringing you better gambling: 📉 @X will roll out Smart Cashtags, enabling users to view data on stocks and cryptocurrencies directly from their timeline. 💸 X Money is currently in closed beta with employees. A public...
By Nik Milanovic
Social•Feb 16, 2026
Future‑Ready Infrastructure Must Pivot With Market Shifts
Resilience today means being future ready. Can your infrastructure pivot as rates change, markets shift, or new competitors emerge? https://t.co/jCrVklXEuZ
By Jim Marous
Social•Feb 16, 2026
AI Agents Drive Traffic Surge, Prompt New Security Controls
As AI Agents Take on Tasks in the Real World, New Risks Emerge By 2026, human website visits drop 20% while machine-initiated traffic surges 40%. Zero-click economy emerging where personal AI negotiates on your behalf. Banks must authenticate agents, not just...
By Efi Pylarinou
Social•Feb 16, 2026
AI Threat: Controlling Institutional Knowledge Over Job Replacement
The real fear is not replacement. It’s ownership of knowledge. AI systems are capturing workflows, decisions and expertise that once lived inside employees’ heads. The strategic question is no longer who loses a job, but who controls the institutional intelligence being built....
By Spiros Margaris
Social•Feb 16, 2026
96% AI Adoption, 89% See Revenue Gains—Too Late for Many
AI in Banking Special: From Pilots to Profits – 96% Adoption, 89% See Revenue/Cost Wins Topics: ↳ AI in FinServ Transitions from Pilots to Proven ROI as 89% See Higher Revenue and Lower Costs ↳ GenAI in APAC Banks: 70% of Value...
By Richard Turrin
Social•Feb 15, 2026
AI Chatbots Turn Into Digital Real Estate for Ads
AI chatbots are becoming the next digital real estate, and ads are moving in. As usage scales and infrastructure costs rise, monetisation models are shifting from subscriptions alone to advertising layers embedded in conversation. The real question is not whether ads will...
By Spiros Margaris