10 Reasons Why Coinbase Is a Crypto Broker You Can Trust
Coinbase positions itself as the most trusted crypto broker by emphasizing full‑reserve custody, extensive offline storage, and rigorous third‑party audits. The platform also underpins major Bitcoin and Ethereum ETFs, holds a suite of advanced security tools such as MPC‑protected cold wallets and multi‑factor authentication, and operates under a network of European licences, including MiCA compliance. Its inclusion in the S&P 500 adds public‑company transparency, while a mature bug‑bounty program continuously hardens its defenses. Together, these factors aim to reassure investors amid a volatile crypto landscape.
SEC Issues Guidelines for New Online Lending Platforms
The Philippine SEC released draft guidelines to end the 2021 moratorium on registering new online lending platforms (OLPs). The proposal outlines prudential, disclosure and market‑conduct standards, a single entity‑level certificate of authority, and a graduated asset‑based licensing fee effective 2027....
Behind the Idea: Bloxx
Bloxx is a fintech platform that lets buyers secure a home with just a one‑percent deposit and fixed monthly payments, eliminating the need for a traditional mortgage. The model creates equity for homeowners while linking renters, builders, and institutional investors...
Truist Picks Plaid to Expand Open Banking Offering
Truist Financial announced a partnership with Plaid to broaden its open‑banking capabilities, adding Plaid’s API network to the bank’s digital platform. The collaboration follows Truist’s recent integration with Mastercard’s open‑finance technology and aims to improve data quality, fraud detection, and...
Eye on Acquiring: CardFlight Debuts SwipeSimple Marketplace; Aurora Payments To Use Jaris Onboarding Service
CardFlight announced the SwipeSimple App Marketplace, debuting March 16 with three curated applications—QuickBooks Online Sync, Appointments scheduling, and Text Loyalty & Reviews—available to its more than 125,000 merchants. The marketplace aims to embed accounting, booking, and loyalty tools directly into...
Visa, Mastercard Face U.K. Challenge
The United Kingdom’s banking sector is actively seeking to curb its dependence on Visa and Mastercard, citing strategic and economic vulnerabilities. European initiatives such as the Wero digital wallet aim to provide an alternative, but they currently lack full EU...
Razorpay Bets on AI Agents, Global Expansion to Power Next Phase of Growth
Razorpay is expanding beyond its core payments business by launching AI‑powered agents such as Agent Studio and Liquid, aimed at automating payments, finance and payroll tasks for startups and SMBs. The fintech is also scaling internationally, with operations now in...
IDB Invest, Banco Familiar Expand Credit for Microentrepreneurs in Paraguay
IDB Invest will provide a 540 billion‑guaraní loan to Banco Familiar to finance Paraguayan microentrepreneurs through the EKO digital wallet. The funding comes from IDB Invest’s local‑currency bond issuance program, marking a first for multilateral participation in Paraguay’s bond market. Banco...
Fraud Battle Calls for Cross-Sector Effort
Financial institutions are urging federal rule changes and cross‑sector data sharing to combat AI‑enabled fraud. Panelists highlighted the need for banks, telecoms and social‑media platforms to exchange real‑time signals, creating a unified view of fraud networks. Current safe‑harbor protections under...
Wizz Financial and BitGo Team on X-Border Stablecoin Payments
Wizz Financial announced the completion of its first stablecoin‑powered cross‑border remittance, sending funds from the United States to 80 countries using BitGo’s wallet and eTrade services. The transaction showcases the launch of Wizz’s proprietary stablecoin and blockchain strategy via the...
Santander and Visa Launch LatAm Agentic Payments Project
Santander and Visa have launched Latin America’s first end‑to‑end agentic commerce pilot, completing real‑world transactions in Argentina, Brazil, Chile, Mexico and Uruguay using Visa Intelligent Commerce. AI agents bought chocolates in Brazil and books in the other markets, proving that...
Interview with Karolina Aleksandrova, ProMoney Founder & Organiser of the Baltic Payment Forum
PaySpace Magazine Global interviewed Karolina Aleksandrova, founder of ProMoney and the driving force behind the Baltic Payment Forum held in Vilnius on March 3, 2026. The event marked the fourth consecutive year the forum attracted more than 300 C‑level executives...
OPay Clarifies Reports on Alleged Office Closure by the Nigeria Revenue Service
OPay refutes online claims that its Lagos and Abuja offices were sealed by the Nigeria Revenue Service over alleged tax violations. The company confirms all locations remain open and fully operational. It explains the rumor originated from an NRS industry‑wide...
Akurateco Payment Hub Partners with Kushki to Expand PSP Access Across Latin America
Payment infrastructure provider Akurateco announced a strategic partnership with Latin American payments firm Kushki to broaden PSP connectivity across the region. The deal integrates Kushki’s suite of local payment rails into Akurateco’s Payment Hub, giving merchants, PSPs and fintechs a...
Socure Launch Enables Startups to Deploy Identity Verification and Fraud Controls
Socure introduced Socure Launch, a plug‑and‑play identity verification and fraud‑prevention suite built on its RiskOS platform. The service lets developers activate enterprise‑grade risk controls within minutes, bypassing weeks of custom development. It targets early‑stage fintech, crypto, gaming, marketplace and e‑commerce...
Zelle Ventures Into Charitable Disbursements with Bank of America
Zelle has partnered with Bank of America to launch a charitable‑disbursement service for donor‑advised funds, replacing slow ACH and check processes with instant transfers. The proof‑of‑concept uses BofA’s Charitable Gift Fund, which last year distributed over $1.3 billion through more than...
Zelle and BofA Team up and Other Digital Transactions News Briefs From 3/12/26
Zelle has partnered with Bank of America to route charitable disbursements from donor‑advised funds through its network, delivering near‑real‑time grant payments to nonprofits. ACI Worldwide reports only 26% of bill‑pay platforms consider themselves future‑ready, though 80% view the technology as...
Napier AI Launches Insights AI in Transaction Monitoring
Napier AI has introduced Insights AI within its transaction‑monitoring platform after rigorous testing in the FCA’s Supercharged Sandbox. The feature injects behavioural analytics and natural‑language explanations directly into alerts, cutting manual investigation time. Built on Project Theseus, the frequency‑based AI...
How Zip Turned the Most Pressing BNPL Challenge Into a Brand Advantage
Australian BNPL firm Zip launched a new brand platform, “In You We Trust,” and the accompanying “You Trust Me?” ad campaign. The campaign puts trust front‑and‑center, humorously showing Zip repeatedly affirming confidence in customers. By making trust the core message,...
Best Bitcoin Treasury Solutions for Startups
Startups are increasingly adding Bitcoin to their balance sheets as a hedge against inflation, a diversification tool, and a signal of innovation. The article outlines the core components of a Bitcoin treasury, including purchase timing, secure storage, and regulatory compliance....
New PixRevolution Malware Steals Brazil’s PIX Transfers in Real Time
Brazil’s instant payment platform PIX, handling billions of transactions monthly, is being targeted by a new Android malware called PixRevolution. The threat uses an agent‑in‑the‑loop model, displaying a fake loading screen while a human or AI operator swaps the recipient’s...
Mambu Powers Nyla’s Islamic Neobank Launch in Ghana
Mambu has partnered with Nyla, Africa’s first Islamic neobank, to supply an API‑first, AWS‑hosted core banking platform for its Ghana launch slated for June 2026. The collaboration enables Nyla to roll out digital wallets, peer‑to‑peer transfers and bill payments without...
TD Bank Expands Embedded Banking with Workday Integration for U.S. Business Clients
TD Bank announced a new embedded banking solution that integrates directly with Workday’s cloud‑based ERP for U.S. business clients. The service lets companies access credit, payments and cash‑management tools within Workday’s workflow, reducing manual hand‑offs. Early adopters will receive a...
Fintech Firms Accelerate Account Wins as Digital Momentum Reshapes Banking Competition
Fintech challengers are adding new banking and investment accounts faster than traditional banks, driven by streamlined digital onboarding and mobile‑first experiences. The J.D. Power report shows mass‑market customers gravitating toward neobanks, with Chime leading checking‑account acquisition and SoFi posting the...
European Fintechs Remain Reliant on US Investors, but Sovereignty Gap Is Closing
Finch Capital’s latest report reveals that Europe’s fintechs remain heavily dependent on US investors for later‑stage financing, with all rounds above €1 bn in the past five years led by US capital. Without that support, a €9 bn funding gap would emerge,...
Hands In and UATP Partner to Bring Split Payments to the Global Airline Industry
UK‑based split‑payment provider Hands In has partnered with global airline payment network UATP to embed its split‑payment API into UATP’s Ceptor platform. The integration lets airlines offer travellers the ability to combine multiple cards, payers and payment methods at checkout...
Swaminathan J: Digitalisation for Inclusive Finance and Sustainability - Priorities for the Next Phase
Professor Partha Ray closed the International Conference on Digitalisation for Inclusive Finance and Sustainability by emphasizing that digital tools are means, not ends. He identified three strategic shifts: moving from mere access to capability and confidence, from fast to fair...
Agentic AI and the New Governance Challenge for Treasurers
Agentic AI is moving from experimental chatbots to autonomous digital deputies that execute trade‑finance workflows without human prompting. In 2026 treasurers see agents handling document orchestration, real‑time payment interventions, and cross‑system data writes, dramatically speeding up back‑office operations. The technology...
Lloyds Banking App ‘Glitch’ Shows Transactions of Strangers
Lloyds Banking Group’s mobile apps briefly displayed other customers’ transaction histories on the morning of 12 March 2026. The glitch affected users of Lloyds, Halifax and Bank of Scotland apps before being resolved within minutes. The incident has reignited parliamentary...
Banks Use AI to Make Credit Card Rewards More Personal
Banks and payment networks are deploying artificial intelligence to reshape credit‑card rewards, moving the battle from the checkout to an AI‑driven offers feed. By mining transaction histories and behavioral signals, issuers can generate merchant discounts and category bonuses that match...
Banking on the Cloud
Amazon Web Services’ 2026 "Banking on the Cloud" report declares cloud computing a strategic foundation for modern banks. It outlines six trends—agentic AI, hyper‑personalised experiences, unified data platforms, ecosystem banking, resilient infrastructure, and modular architectures—that together reshape operations and product...
Fintechs Expanding Between Kenya and Rwanda May Soon Need One Licence
Kenya’s central bank and Rwanda’s national bank have signed a memorandum of understanding to develop a licence‑passporting framework for payment service providers. The arrangement would let fintech firms licensed in one country operate in the other without obtaining a new...
Connamara Technologies Engages Exactpro as Independent Testing Provider for EP3®
Connamara Technologies has hired Exactpro to perform independent, third‑party testing of its EP3® exchange and clearinghouse platform. EP3 currently powers thirteen exchanges and three clearinghouses, handling both traditional and emerging asset classes. Exactpro will execute functional, non‑functional, and performance tests...
Rocket Pro's Niemiec Plans to Win Brokers with ‘True Partnership’
Rocket Pro’s chief revenue officer Austin Niemiec announced a partnership‑first strategy aimed at easing long‑standing tension between the two wholesale mortgage giants, United Wholesale Mortgage and Rocket. He highlighted the company’s new technology platform, which lets brokers retain full data ownership...
India Neobank Fi Winds Down Banking Services on Its Platform
India’s neobank Fi is winding down the banking layer of its platform after four years of partnership with Federal Bank. The move forces its 3.5 million customers to access their savings accounts via Federal Bank’s FedMobile app instead of Fi’s interface....
Market Maker Virtu Expands OTC Crypto Pricing via New Talos Partnership
Virtu Financial announced integration with Talos, enabling streaming of spot digital‑asset liquidity to institutional clients. The partnership extends Virtu’s over‑the‑counter (OTC) crypto pricing capabilities and adds its liquidity to Talos’s provider network. Virtu, a long‑standing principal market maker across equities,...
PayPal Pivots for 2026
PayPal Holdings announced a strategic pivot for 2026, concentrating on strengthening its branded checkout services. Chief financial and operating officer Jamie Miller said the company will shift from broad portfolio scaling to a targeted approach that supports its largest merchants....
New Zealand Regulator to Broaden FinTech Sandbox, Develop New “On-Ramp” License
New Zealand’s Financial Markets Authority announced an expansion of its fintech sandbox, extending controlled market access beyond the initial six‑firm pilot. The regulator is also drafting an “on‑ramp” restricted licence that lets innovative firms enter the market under defined conditions,...
Lower Mortgage Review 2026
Lower Mortgage, formerly AmeriHome, offers a wide array of loan products across 100 locations in 47 states, but many options are not listed online. In 2024 the lender posted a higher‑than‑median mortgage rate of 6.625 % and a total loan‑cost of...
Mastercard Boosts Agentic Commerce, Adds Crypto Network
Mastercard announced two strategic moves to broaden its revenue beyond card fees: a live agentic commerce test in Malaysia using its Agent Pay platform, and the launch of a global Crypto Partner Program that enlists over 85 cryptocurrency firms. The AI‑driven...
DeFi Protocol Developer Aave Labs Launches Protocol with Security Focus and App for Mainstream Crypto Adoption
Aave Labs unveiled Aave V4, a security‑by‑design upgrade, alongside a newly redesigned app aimed at mainstream crypto adoption. The V4 security program allocated $1.5 million, delivered 345 days of expert review, and involved top auditors and a public contest that found...
Global Citizen Solutions’ Report Examines 22 Countries’ Crypto Friendliness
Global Citizen Solutions released a briefing titled "Crypto Secure Jurisdictions: Where Crypto Actually Works" that evaluates how 22 countries are embedding digital assets into tax, licensing and banking systems. The report shifts investor focus from asset selection to the legal...
Generic AI Falls Short for Banks: Glia’s New Benchmark Report Reveals the Power of Purpose-Built Tools
Glia’s 2026 Banking AI Benchmarks Report finds that 95% of generic generative‑AI pilots never reach production, urging banks to switch to industry‑specific tools. The study of 400 financial institutions shows purpose‑built AI delivers a 92%+ understanding rate, up to 94.8%...
Kraken Enters Enterprise Crypto Infrastructure Market with Payward Services
Kraken’s parent company Payward Inc. has launched Paywall Services, a B2B infrastructure platform that consolidates stablecoin payments, tokenized asset markets, trading, staking, lending and global fiat‑crypto funding into a single integration. Built on Kraken’s 15‑year operating history, the service combines...
IFF 2026: Why Africa’s Financial Future May Not Belong to Banks
At the Inclusive Finance Forum in Kigali, leaders argued that Africa’s financial future hinges on digital public infrastructure rather than traditional banking apps. They emphasized a shift from mere inclusion toward wealth creation, calling for citizen‑owned digital wallets and interoperable...
Agentic Commerce Traffic on Coinbase’s Protocol Has Yet to Accelerate
Coinbase’s x402 protocol, built on the HTTP 402 status code, aims to let AI agents execute instant stablecoin payments. Recent CoinDesk data shows the platform processes roughly 131,000 transactions per day with about $28,000 in total volume, and even its...
PCI Pal Integrates with Zoom
PCI Pal announced a partnership with Zoom to embed its secure payment technology into Zoom’s Virtual Agent (ZVA). The integration allows customers to complete transactions within AI‑driven virtual interactions while keeping payment data out of the organization’s environment. Building on...
Bilt 2.0: All Dressed Up and Nowhere to Go
Bilt’s original rent‑rewards credit card, co‑branded with Wells Fargo, failed to generate sustainable revenue and was discontinued. The replacement, Bilt 2.0, partners with tiny fintech bank Column, NA, whose assets are under $1 billion and interest earnings are negligible. Early user reports describe...
ZendBusiness Powers Faster Cross-Border Payments for Africa’s Global Trade
ZendWallet has launched Zend Business, a platform that merges international payments and internal operations for African companies. At its core is ZendFX, a stablecoin‑based engine that moves funds in USDT and USDC across more than 140 countries, supporting transactions from...
Canada’s RTR Enters Resilience, Security Testing
Payments Canada’s February update shows the real‑time rail (RTR) system moving into Q1 2026 with a strong emphasis on resilience, security and anti‑fraud testing. The organization has completed system integration testing in Q4 2025 and is now deepening user acceptance testing while...