How Stablecoins Are Replacing Payment Rails - Emilio Rivero Coello | ATC #591
In this episode, Emilio Rivero Coello, a product manager at Aptos Labs, discusses how stablecoins are emerging as alternatives to traditional payment rails, highlighting Aptos' focus on institutional-grade applications and its competitive edge among L1 blockchains. He shares insights from his regulatory experience at Bitso, explaining the evolving compliance landscape and specific challenges in the LATAM region. The conversation also explores the future of crypto payments, the tokenization of financial assets, and the broader implications for on‑chain compliance.
Building the Oracle Layer for Tokenized Finance with Niklas Kunkel of Chronicle Labs
In this episode, Niklas Kunkel, founder and CEO of Chronicle Labs, explains how robust oracle infrastructure is essential for tokenized finance, linking off‑chain market data to on‑chain protocols with institutional‑grade security and transparency. He recounts his role in designing the...
Where Is Crypto Going in 2026? | Ben Cowen
Ben Cowen argues that the current crypto cycle may already be in its post‑euphoria bear phase, with Bitcoin likely having peaked and a true alt‑season unlikely. He outlines how macro forces—Fed policy, labor market dynamics, and AI‑driven investor attention—will shape...
Is the Crypto-Native Era Coming to an End? - Lessons From 10 Years in Crypto with Joey Krug, Founders Fund...
In this episode, Joey Krug examines whether the crypto‑native era is waning as institutions adopt blockchain infrastructure without its original culture, drawing on his experience with Augur and Founders Fund. He explains how prediction markets like Polymarket achieved product‑market fit,...
ROLLUP: Coinbase Ships | JPMorgan Onchain | Solana Firedancer | Aave Civil War | DTCC Tokenizes
In this episode, Ryan and David examine how Coinbase is evolving into a financial super‑app, while JPMorgan launches its first tokenized money‑market fund on Ethereum and regulators quietly enable on‑chain settlement via DTCC pilots. They also discuss Solana’s Firedancer client...
Jason Lee, Head of Chime Enterprise, on the Transformation of Employee Financial Health
In this episode, fintech veteran Jason Lee discusses how employee financial wellness is becoming as essential as health insurance, emphasizing that it drives productivity and business performance. He explains the evolution from DailyPay to Salt Labs and its acquisition by...
Peter Dougherty, President of Spreedly | Episode 454
In this episode, Peter Dougherty, President of Spreedly, explains how an open payments platform enables global brands to launch faster, reduce vendor risk, and improve authorization rates by providing a unified layer for tokenization, fraud, KYC, and multi‑processor connectivity. He...
Inside a Crypto-Only Lifestyle - Joel Valenzuela | ATC #590
In this episode, Stephen Sargeant talks with crypto pioneer Joël Valenzuela about his transition from early Bitcoin involvement to a fully crypto‑only lifestyle, eschewing traditional fiat banking. Valenzuela explains how Dash’s focus on privacy and instant transactions makes it uniquely...
THE SIGNAL: SaaS Is Dead, Long Live SaaS + Payments | Episode 453
In this episode, Peter Galvin and Luis Peña explain how the SaaS landscape is shifting from horizontal subscription tools to vertical commerce platforms that embed payments directly into the user workflow. They detail how integrated, tokenized payment flows enable new...
Clive Kinross, CEO of Propel Holdings, on Building a Profitable Fintech Lender with Just $4 Million
Clive Kinross, CEO and co‑founder of Propel Holdings, explains how his accounting background drove a disciplined, unit‑economics focus that enabled the fintech lender to become profitable from its early days with just $4 million in seed capital. He details Propel’s AI‑powered...
QE Is Back and Asset Prices Are Going Higher
The episode analyzes the Federal Reserve’s recent 25‑basis‑point rate cut and the restart of $40 billion monthly Treasury‑bill purchases, signaling a return to quantitative easing that is driving all major asset classes to record highs. Host Anthony Pompliano and guest Jeff...
Banks Are Wasting 50% of Their Marketing Budget
In this episode, Fred Cadena of Vericast explains that banks are losing half of their marketing spend because generic campaigns miss the mark, and that relevance—driven by real‑time, hyperlocal data on neighborhoods, life events, and mover signals—outperforms broad reach. He...
The Evolution of Wallet Infrastructure in Web3 - Jess Houlgrave | ATC #589
In this episode, Stephen Sargeant interviews Jess Houlgrave, CEO of WalletConnect, about how the platform is linking hundreds of wallets with thousands of dApps to create a Visa‑like infrastructure for crypto. Jess explains the rise of AI‑driven agent wallets, the...
Why Do All Banks Look and Feel the Same?
In this episode, Jim Marous explores why banks increasingly look and feel the same, highlighting how legacy branding, uniform digital interfaces, and risk‑averse cultures create homogeneity across the industry. He discusses how generative AI, data‑driven personalization, and innovative partnerships can...