Crypto Shifts Toward Virtual Cards, Fintech Takes Note
All of crypto is pivoting to virtual cards and it's so weird to me as a fintech guy. Like yeah. It's a virtual card?
From Garden Network to Open Gates: Building the Future
Fun story: I first signed up for Cash App in 2018 when colleagues quoted the old Cash App ads at me: "We aren't using the other apps anymore." Our network was a garden that drove hyper growth for a decade. Now, it's...
Tokenization Turns Assets Into Interactive Software
"Owning a stock today is owning a static database entry. Tokenization means the entire representation of that asset becomes software — and software can interact with other software." - Ryan Lovell (EP.491)
Circle Skills Empower AI Agents for Stablecoin Integration
Our massive suite of infrastructure is now fully available to AI Agents and AI Agent builders with Circle Skills. Cursor, Claude Code, Codex, OpenClaw, come build the new internet financial system.
ECB's Panetta: Private Sector Drives Cross‑border Payments
ECB’s Panetta says the private sector is key in cross-border payments https://t.co/dYdaPPXjLl via @Alemrome https://t.co/dkpP47DCou
Crypto Is the Answer to AI Agents' Payment Needs
Remember when people said crypto had no use case? Now AI agents need: • Permissionless payments • 24/7 settlement • Programmable money • No KYC friction Crypto was always the answer We just asked the wrong question
People Rarely Change Their Banking Apps
I'm not sure how accurate this is, but I do know that nobody ever switches their banking app. https://t.co/sSoj6aN1T6
Visa, Mastercard Thrive on Payment Rails, Not Lending
V x MA The world is moving toward digital payments. Visa and Mastercard sit at the center of that shift. They don’t need to lend money to win. They own the payment rails that banks and merchants rely on. Every swipe is another transaction on...
Seeking Insight on Bridge's Current Service Issues
Anyone have context on what's going on w/Bridge at the moment? Or just garden variety client service issues? My DMs are open.
Polygon Transfers: Faster than Banks, Under a Cent
Sent money on @0xPolygon faster than my bank could text me a verification code. Cost me less than a cent.
Ramp Launches Europe, Promising 5% Savings and 16% Growth
If you’re running a business in Europe or the UK, we bring good news from across the Atlantic. @tryramp launches locally this summer. We’re setting up shop and the waitlist is open. The median Ramp customer saves 5% and grows revenue 16%...
Launching $ROBOTMONEY: Open Experiment Connecting AI, DeFi, And
Great launch of the $ROBOTMONEY project with @tomosman and ZHC Institute support We are creating this in the open as a progressive experiment. Working on getting the infrastructure up and running. Next in product development are: - connectivity to onchain information -...
Local Currency Checkout Boosts International SaaS Revenue 20‑40%
Worked with 60+ startups and a common repeated mistake that left a lot of money on the table: Charging international users in USD The data is pretty clear — local currency checkout increases international conversion by 20-40% SaaS founders can now do this...
USYC Becomes World's Largest Tokenized Money Market Fund
Circle’s USYC just became the world’s largest tokenized MMF. Tokenized treasuries and repo as collateral is a major emerging use case and we are proud of how quickly this has grown. What’s especially powerful about USYC is the ability to...
Free AI Dashboard Gives Retail Investors Bloomberg-Level Insights
Perplexity just gave every retail investor a Bloomberg Terminal. For free. Watch this demo. It's wild. @perplexity_ai connects to brokerage accounts via @Plaid and builds a custom investment dashboard in seconds. Perplexity Computer pulls from 40+ live finance tools like: - SEC filings -...
Talent Drives Africa's Fintech Future More Than Anything
Two intense days at #IFF2026 in Kigali reminded me how central talent has become to the future of fintech in Africa. Infrastructure, funding, and regulation all matter, but without the right people, nothing moves. https://t.co/vbCcMj5vU9
Wirecard Warned Us—Are We Finally Spotting Red Flags?
#FlashbackFriday In 2020, I suggested Wirecard wasn’t an anomaly but a preview. Have we learned to spot the red flags yet? https://t.co/X77GE1HPPS Yesterday’s future. Progress optional. #Fintech #CorporateGovernance #RiskManagement
Regulatory Clarity Unlocks Full On-Chain Finance Stack
Genius Act sorted stablecoins. Done. But thats only half the regulatory picture. The Clarity Act is the other half and arguably the bigger one. It draws the line between securities and commodities. Once institutions have that answer they can go all...
24/7 Collateralized Funding Essential for Fast Payments
The payments system will only be as accessible as the discount window. We should be able to fund exchange money 24/7 with the ability to draw upon overnight funds that has collateral pledged. Otherwise, liquidity risk elevates with the speed...
Rising USDC Borrow Rates Signal Bullish DeFi Market
Andy Baher: Higher interest DeFi rates, such as the borrow rate of USDC on Aave, are indicative of the markets turning bullish. https://t.co/KrlOhykve7
Lack of Clarity Fuels Legal Risks and Security Threats
‘What happens if we don't get Clarity?’ In this episode of DEX in the City, hosts Vy Le, KK Bos & Jessi Brooks dig into: 🤔 Whether regulatory guidance could suffice in the place of the Clarity Act 💀 How...
AI Payment Stack Winners Will Shape the Machine Economy
The machine economy needs machine money Stripe = fiat rails meeting crypto Coinbase = crypto rails meeting consumers Ethereum = the settlement layer for everything Whoever wins the AI payment stack wins the next decade My bet? All three, different use cases
Trust Alone Won’t Win; Blend Speed, Experience
Big tech wins on experience. Fintech wins on speed. Banks win on trust. But trust alone is no longer enough to secure primacy. Learn how to compete. Download The Power of Primacy free: https://t.co/k3GpJ9wvLy https://t.co/tNHJpeGRm4
Mastercard Partners with Crypto Firms to Scale On-Chain Payments
Mastercard Launches Global Crypto Partner Program with Binance, Ripple and More 85+ partners including Binance, Circle, Ripple, Gemini, PayPal, Paxos. Focus: cross-border remittances, B2B transfers, settlement. Blockchain networks: Solana, Avalanche, Aptos, Polygon. Core belief: on-chain payments scale via integration with existing...
Distribution Beats Product: Square’s 3‑Button Edge
He spent 9 months building a better product than Square. Square launched with 3 buttons and crushed him on distribution. Zhong Xu learned the hard way: distribution defines who wins. Not your product. https://t.co/ewd90F7Gtr
Prometeo’s Ximeale Man Joins Camp Hustle, Expands North
I'm excited to annouce that @ximealeman is joining us at Camp Hustle this year. Her company, Prometeo, built open banking infrastructure across Latin America. Now they're scaling north. 🧵 https://t.co/FuTF4Xr1CS
BorrowerJustice Urges CFPB Oversight of Bilt's Risky Transition
Consumer advocacy group @BorrowerJustice has asked the CFPB to bring Bilt under its supervision, owing to the risk posed to consumers from the company's problematic transition to new bank partner Column and processor Cardless. https://t.co/l6UDTQyZjI
Bilt Refunds Cardholders Over Hidden 0.2% Fee
Bilt Says Cardholders Will Be Refunded After Reports Of A Hidden 0.2% Foreign Transaction Fee - View from the Wing https://t.co/i6WEj6Hc31
Sunny NYC Sparks Excitement for Fintech Week
The sun in NYC this week made me unreasonably excited for NY Fintech Week in April 🙌
Chainlink Upgrades Blockchain Plumbing for Tokenized Finance
Modern finance runs on invisible plumbing—and Chainlink is upgrading the pipes. A conversation with Ryan Lovell of Chainlink Labs on tokenization, stablecoin, institutional adoption, and how blockchains (and AI) create a single source of truth for financial transactions. https://t.co/SZGGyveHHV
Bilt's Simple Redemption Turns 30¢ Into $1
The Best Bilt Cash Redemption Is The Most Boring — But It Turns 30 Cents Into A Dollar - View from the Wing https://t.co/z6kxNi1nO9
Nevermined AI: The Original Slim Shady of Payments
Watch this space. @Nevermined_ai is the OG Slim Shady of AI agent payments All the other Slim Shadies will need to sit down.
ECB Embraces Tokenized Securities with 2026 DLT Rollout
🔥 Product-Market Fit so strong, even the stablecoin-skeptical European Central Bank is planning tokenized securities. Pontes (Short-term Solution): A technical distributed ledger technology solution scheduled to launch in Q3 2026. It will allow market participants to settle transactions in central bank money using...
Link Your Brokerage via Plaid for AI‑Powered Insights
Are you ready to share everything? Connect your brokerage account to Perplexity with the help of Plaid (no derivatives) and feel AI-powered. What kind of Trust do you need to get there, and what is your motivation?
Banking Apps Leaked Other Customers' Transaction Details
Lloyds, Bank of Scotland and Halifax apps showed customers other users' transactions https://t.co/eOyyiGggxP Can an informed person explain what actually went wrong here? I am so curious https://t.co/RE7RR6W41z
Revolut Secures Full UK Banking License, Enables Loans
Revolut at last launches as an authorised UK bank - UKTN After five years of intense scrutiny, Revolut has officially exited the mobilisation phase and received its full UK banking license today. This allows Revolut to offer FSCS-protected deposits (up...
AI Rebuilds Trust by Linking Evidence, Not Surveillance
AI could become one of the most powerful tools in the fight against financial crime, not by expanding surveillance, but by rebuilding integrity into digital systems. If AI can create stronger evidence chains that connect documents, actions and transactions, it can...
Tokenization Unlocks Liquidity for $2T Private Credit Market
Private credit is a ~$2 Trillion market and growing. Now 5 major private credit funds halted redemptions. The assets are illiquid but investors expect liquidity and price discovery. This is exactly what tokenization solves.
AI Disruption Will Come From Native Firms, Not Incumbents
Great piece by @davideoks about the real story around ATMs & bank tellers (TLDR mobile banking is what actually hurt the profession) Analogy is the impact of AI may not be from incumbent AI adoption but simply from AI native cos...
Wells Fargo Launches Own Stablecoin, Banks Gamble with Deposits
Wells Fargo just filed for the “WFUSD” trademark, which is basically their own dollar-backed stablecoins The Banks and financial institutions hate you, but love your deposits, they can gamble with and your tax dollars that bail them out when they lose...
Aave Aims to Be Crypto JPMorgan; Morpho Powers It
"Aave is aspiring to become the JPMorgan of the world while Morpho is aspires to become infrastructure for JPMorgan" @PaulFrambot https://t.co/iSjFuEDUZe
Creating Universal Financing Infrastructure for Open Underwriting
"We want to build financing infrastructure ... that allows anyone to underwrite anyone" @PaulFram https://t.co/Cc4ufu0Lcr
Institutions Aim to Own DeFi End‑to‑end Stack
"[Institutions] think of DeFi as the opportunity for them to extend and own end-to-end the product they offer from distribution to infrastructure" @PaulFrambot https://t.co/iSjFuEDUZe
Tokenizing Assets Fuels Broader Lending Opportunities
"As more assets get tokenized, you can do more lending against it and therefore it becomes more useful to tokenize more assets" @syrupsid https://t.co/iSjFuEDUZe
Syrup USDC and USDT Become Fastest Growing Products
"syrupUSDC and syrup USDT have been the fastest growing product that we have" @syrupsid https://t.co/iSjFuEDUZe
DeFi's Next Phase: Institutional-Grade Lending & Stablecoins
Up next on Unchained • Private credit vs regular DeFi lending • The role of stablecoins in global finance • Why the next phase of DeFi will focus on institutional-grade lending markets. Come join us! https://t.co/Cc4ufu0Lcr
Tokenized Gold Enables Fractional, 24/7 Value Storage
Scarce assets give everyone a way to store value with little dilution. That's why we just added tokenized gold to our app. Each XAUT token represents one fine troy ounce of gold stored in Swiss vaults. Fractional ownership. 24/7 trading. No vault...
Best Shopify Payment Gateway in 2026 Revealed
I Tried All Payment Gateways for Shopify (This Is The Best in 2026) WATCH HERE 👉 https://t.co/utoos322TU Finding the right Shopify payment gateway in 2026 is a nightmare, so I tested them all for you. In this video, I break down the...
Agentic Commerce Hype Spikes, Timing Of
The thirst for mindshare in agentic commerce and payments is UNHINGED rn. Everyone knows it will go parabolic. Nobody knows when. Such a weird dynamic.
Stripe Pushes Risky In‑app Billing, Leads to Apple Bans
any idea why Stripe would try to convince devs to shoot themselves in the foot with app and move to in app billing? this only works for Epic, not everyone. fishy
