Insurance Blogs and Articles
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DUAL North America, the Howden Group’s specialist underwriting arm, and AXIS Capital have raised the capacity of their joint surety programme after a strong inaugural year. Single‑bond limits have been lifted from $100 million to $150 million, while aggregate per‑principal limits rose to $300 million. The expansion reflects rising client demand for larger bond limits on complex projects. Backed by AXIS’s A (AM Best) and A+ (S&P) ratings, the programme now offers commercial, contract and international bonds.
A new Brownlee LLP report urges Alberta to scrap its upcoming “Care‑first” no‑fault auto‑insurance regime, slated for Jan. 1 2027, arguing it strips victims of the right to sue and limits compensation. The report highlights that UCP AGM members voted to retain...
On March 5 2026 a Intel shareholder filed a sealed derivative complaint in Delaware alleging that the company’s board breached fiduciary duties by accepting a roughly 9.9% equity stake from the U.S. government. The stake, part of an $11.1 billion federal investment tied...
Waterfront short‑term rentals command premium rates but face heightened liability and environmental risks. Standard landlord policies often exclude off‑premises liability, amenity coverage, business activity, and accurate business income protection. Specialized short‑term rental policies, such as Proper Insurance’s Commercial Homeowners, address...
Enterprises now face a flood of risk signals—from cyber threats to supply‑chain shocks—but data alone does not guarantee resilience. The article introduces "capability intelligence" as the missing link that gauges how an organization actually performs under stress. By leveraging digital...
The article argues that strategy alone is insufficient; it must be broken down into concrete objectives such as growth, service availability, sustainability, and operational performance. By anchoring risk and resilience practices to these measurable objectives, organizations can move from aspirational...
U K Insurance (UKI Limited) published its Solvency II capital ratios from 2016 through 2024, showing fluctuations in the Solvency Capital Requirement (SCR) and steady compliance with the Minimum Capital Requirement (MCR). Eligible own funds and total assets grew overall, despite...
DSLD Homes, a leading privately‑held home builder in the Gulf South, is evaluating the use of its South Carolina‑domiciled captive insurance company at a higher tier within its general liability insurance tower. The move would shift more liability exposure onto...
The International Finance Corporation is arranging a guarantee facility of up to $50 million to cover the reinsurance credit risk of ZEP‑RE, Africa’s leading reinsurer based in Nairobi. The guarantee, paired with advisory services, will enable ZEP‑RE to underwrite more profitable,...
The Fidelis Partnership (TFP) announced a series of senior promotions, naming Grahame Dawson as Head of D&F – London, Mel Puskar as Group Head of Credit, Oliver Searles as Head of Energy, and Jamie Graham as Head of Cargo. Additional promotions include...
Since its 2015 launch, the STAX high‑coverage, 80%‑subsidy area‑add‑up insurance has become a cornerstone of the U.S. upland‑cotton safety net, covering 29% of insured cotton acres. Over 2015‑2024, STAX‑linked indemnities offset 97% of the sector’s $11.5 billion market loss, contributing $1.8 billion...
KeyBank CRO Mo Ramani says emotional intelligence is as vital as analytical skill for modern risk leaders. He argues EQ drives transparent communication, stronger collaboration, and better decision‑making across the enterprise. Ramani also stresses that risk executives must act both...
The International Underwriting Association (IUA) says the marine war‑risk market is functioning as expected despite the escalating hostilities involving Iran. Insurers continue to provide coverage across multiple lines, while shipping through the Strait of Hormuz has stalled for safety reasons...
Insurance firms are turning to AI‑driven risk‑appetite scoring to streamline underwriting, achieving efficiency gains exceeding 30% across property and casualty lines. Traditional static documents like PDFs and spreadsheets fail to provide real‑time guidance, leading to misaligned submissions and slower quoting....
The article explains three emerging health‑insurance tactics—intercompany eliminations, copay accumulators/maximizers, and reference‑based pricing—that reshape cost flows and patient liabilities. Intercompany eliminations let insurers count payments to owned providers toward medical loss‑ratio requirements, effectively boosting margins. Copay accumulators prevent manufacturer coupons...
The 2026 analysis highlights growing interest in Supplemental and Enhanced Coverage Options (SCO and ECO) as higher subsidy rates make them attractive. Producers can replace the standard RP‑85% policy with a lower RP‑75% base plus SCO/ECO at a 95% coverage...
Norman Marks outlines a pragmatic onboarding plan for a first‑time chief risk officer. He emphasizes a listening tour to grasp the organization’s culture, decision‑making processes, regulatory mandates, and existing risk infrastructure. The approach prioritizes swift regulatory compliance using minimal resources,...
Investors often overlook real insurance quotes during rental property due diligence, assuming generic numbers will hold. In reality, underwriting factors such as roof age, electrical panels, plumbing materials, and geographic hazards can dramatically inflate premiums after closing. Securing an actual...
DUAL Latin America has teamed up with Liberty Specialty Markets Latin America to expand Property and Financial Lines capacity for middle‑market brokers across the region. The alliance targets Property lines in Mexico and Central America while offering Financial Lines coverage...
Markel Insurance has appointed Jamie Smith as London Underwriting Manager – US Cyber Lead, reporting to Dan Fox. Based in London, Smith will oversee the US cyber segment of Markel’s London Market portfolio, driving growth and broker engagement. His responsibilities...
Aon has signed a multi‑year agreement with VIPR Solutions to automate its delegated authority operations across its global reinsurance platform. The partnership will deploy VIPR’s cloud‑native suite for bordereaux management, data analytics, and coverholder administration, aiming to improve transparency, data...
Greenlight Capital Re posted a record net income of $74.8 million for 2025, up from $42.8 million in 2024, driven by an 11% rise in gross premiums written to $773.3 million. Net underwriting income swung to $35.7 million from an $8.2 million loss, pushing the...
Beazley announced the acquisition of U.S. renewable‑energy MGA kWh Analytics, embedding the firm into its Marine, Accident & Political (MAP) Risks team. CEO Jason Kaminsky will report to MAP head Tim Turner, reinforcing Beazley's transition‑underwriting strategy. The deal adds kWh’s...
Fidelis Insurance Group completed an investment in Oak Global late last year and announced a portfolio‑wide partnership effective with the January 1 2026 renewals. The deal provides Fidelis capital to Oak’s Lloyd’s syndicates, including the newly launched Syndicate 1440 for retrocession and Syndicate 2843...
The Insurance Regulatory and Development Authority of India (IRDAI) granted registration to Allianz Jio Reinsurance Limited and Kiwi General Insurance Limited at its 134th meeting on March 9, 2026. Kiwi, co‑founded by former Tata AIG CEO Neelesh Garg, had cleared the R1...
Specialty Program Group (SPG) announced the acquisition of Proper Insurance, expanding its specialty property platform into the short‑term rental market. Proper provides commercial coverage that replaces standard homeowner or landlord policies and is licensed in all 50 U.S. states, backed...
Companies across the Gulf are rapidly purchasing political violence insurance as regional fighting intensifies, with hundreds of inquiries flooding insurers and brokers. Premiums have jumped to roughly five times pre‑crisis levels, turning a $10 million cover for a $20 million project into...
The article argues that the wars in Ukraine and the Middle East are reshaping directors‑and‑officers (D&O) liability by turning geopolitical risk into a core governance issue. Rapid sanctions, divestment decisions and supply‑chain disruptions have already sparked securities lawsuits, exemplified by...
The ACA’s state‑run health‑insurance marketplaces, which require essential benefits and sort plans into Platinum, Gold, Silver and Bronze tiers, covered about 10 million people before COVID‑19. A 2021 expansion of premium tax credits more than doubled enrollment to 23 million and pushed...
Lockton Re, the reinsurance arm of the global broker, has teamed with digital‑transformation firm Synechron to launch the Agentforce 360 platform, Salesforce’s agentic AI solution. The platform is tightly integrated with Salesforce Financial Services Cloud, giving AI agents access to...
Reinsurance specialist Jireh and Strategic Risk Solutions (SRS) introduced OpIngen in December 2023 to fill a perceived “fundamental gap” across reinsurance, insurance‑linked securities (ILS), and captive markets. The platform is positioned as a next‑generation operations service that merges proprietary technology,...
Clover Health announced it is the first payer to go live on a CMS‑aligned health information exchange network, marking a tangible step toward nationwide interoperability. The rollout enables Medicare Advantage members to retrieve claims and clinical data through FHIR‑based APIs,...
Captive Intelligence and Captives.Insure released a technical report highlighting the growing strain in the U.S. construction liability market, especially for residential projects. Tightening capacity, rising excess rates, and aggressive plaintiff‑friendly litigation are driving insurers to impose higher retentions and narrower...
Solvency II Wire Data unveiled a suite of upgrades to its SFCR platform ahead of the 2026 reporting season. The enhancements include a multilingual search engine that scans over 24,000 Solvency and Financial Condition Reports and automatically translates English queries into European languages....
Insurance firms are shifting from intuition‑driven decisions to documented, auditable processes similar to legal practice. Regulators, clients, and AI adoption demand that underwriting and claims conclusions be traceable to policy language, with clear reasoning and citations. The industry faces heightened...
AM Best has assigned Protect Insurance PCC, a Gibraltar‑domiciled captive, a financial strength rating of B (fair) and a long‑term issuer credit rating of bb+ (fair), both with stable outlooks. The company operates as an unincorporated cell company with a...
The insurance AI market is projected to reach $80 billion by 2032, yet roughly two‑thirds of property carriers remain stuck between vision and execution. While 58‑82% have deployed AI tools, only 12% possess mature capabilities and a mere 7% have achieved...
Elitium, a new managing general agent incubated by Mission, has launched a commercial combined insurance program targeting manufacturing trades and well‑maintained unoccupied residential and commercial properties. Co‑CEOs Linda Bichener and Leah Miller, former DUAL underwriters, emphasize expert‑led underwriting and direct...
Berkshire Hathaway Specialty Insurance (BHSI) appointed Rory O’Broin as Global Head of Transactional Liability. O’Broin will lead the insurer’s transactional liability operations worldwide from its London office. He brings extensive M&A, contingent risk and tax liability insurance experience, plus a...
Global reinsurer SCOR has promoted Sofia Kyriakopoulou to Group Chief Technology, Data & AI Officer, effective March 1, 2026. Kyriakopoulou, who joined SCOR in 2024 as Chief Data & Analytics Officer, previously held senior data and digital roles at Swiss...
HDI Global SE announced the promotion of Gerrie Piette to Manager Captives. Piette, based in Brussels, previously served as senior casualty underwriter and account manager for captives. The new role expands his responsibilities overseeing HDI's captive insurance operations. The move...
Athora announced a €3.5 billion common‑equity raise, earmarked primarily for the acquisition of Pension Insurance Corporation Group (PICG). The deal, cleared by the PRA and FCA, is slated for completion around 27 March 2026, after which Athora’s assets under management and administration will...
EY has appointed Andrew Christie and Brad Schock as co‑leaders of its global captive insurance practice, while Jim Bulkowski will oversee risk management and insurance M&A. The restructuring aims to strengthen EY's service offering for captive insurers and broaden its...
China National Nuclear Corporation (CNNC), the state‑owned operator of China’s civilian and military nuclear programmes, has secured authorization from the Hong Kong Insurance Authority to establish CNNC Captive Insurance Limited. The new captive insurer will be domiciled in Hong Kong,...
Norman Marks argues that audit reports must be more than accurate; they need to be fair and balanced to preserve credibility with management and boards. He recounts an IT audit at a large financial institution where the report highlighted security...
Excess and surplus (E&S) lines have moved from a fallback option to a primary placement step for complex risks such as coastal properties, cyber exposure, and specialized liability. This shift forces agents to act faster, communicate more clearly, and rely...
Aon announced that George Attard will serve as Global Head of Analytics for Reinsurance Solutions, adding to his existing Chief Strategy Officer role. The expanded mandate focuses on accelerating Aon's reinsurance analytics, uniting data, technology, and more than 1,000 staff...
Lancashire Insurance Holdings reported strong outcomes from its January 1 2026 in‑ward and out‑ward reinsurance renewals, citing better‑structured products that curb earnings volatility. The renewals delivered rate adequacy and favorable net margins despite a more competitive, softening market. The insurer kept reinsurance...
The 2026 Global Insurance Law Connect (GILC) report shows a sharp acceleration in captive insurance formations worldwide, driven by rising premiums and tightening capacity in the broader market. Growth is especially pronounced in New Zealand and across South American jurisdictions, where...
Willis Towers Watson (WTW) reports that aerospace reinsurance renewals for 2026 were more benign than market expectations despite a heavy claims year in 2025. While primary treaty‑layer pricing shows signs of upward pressure, overall capacity remains ample, limiting steep premium...
