#706: Q&A: The Case for NOT Paying Off Your Student Loans
In this episode, hosts Paula Pant and former financial planner Joe Salcihai dissect a listener’s dilemma about whether to use a $20‑$25K inheritance to pay down $90K of federal student loans that are currently in forbearance and accruing 6.8% interest. They frame the decision as a CFO‑style trade‑off between preserving short‑term cash flow—critical given uncertain future repayment plans and potential payment spikes—and optimizing long‑term interest costs. While acknowledging the emotional pull of debt payoff, they advise keeping the cash as dry powder until the Department of Education’s pending plan changes are clarified, then consider a hybrid approach of partial payoff plus refinancing to secure a manageable payment schedule.
How To Avoid The Pain of Estimated Tax Payments in Retirement #301
In episode 301 of Retire with Ryan, host Ryan Morrissey explains why underpayment penalties for estimated taxes are soaring—$1.3 billion in 2024, triple the 2021 amount—and how retirees can avoid them. He outlines the IRS’s safe‑harbor rules (paying 90% of the...
Deep Dive #8: Making Your Pension Last and Navigating Inheritance Tax Changes
In this deep‑dive episode, AJ Bell’s Tom Sieber and policy director Tom Selby explore how retirees can make their pension pots last, focusing on the shift from guaranteed annuities to flexible drawdown and the strategic use of both options. They discuss...
Opal Capital's Wicker: The Impact of Today's Headlines Will Be Short-Lived
In this episode, host Chuck Jaffe and Opal Capital president Wayne Wicker discuss why market reactions to headlines are often fleeting, emphasizing a long‑term perspective that has historically yielded 13‑14% gains over six months despite short‑term panic. The conversation then...
04.08.26 Booking Rules Of Travel / Cell Phone Bans
In this episode of the Clark Howard Show, Clark breaks down the current travel cost surge, offering practical tips for finding cheaper airfare—like using one‑way searches, comparing multiple search engines, and focusing on flight days rather than purchase dates. He...
Listener Questions: Should I Take Social Security Early and Invest It?
In this episode, host Roger Whitney shares two "Rocking Retirement in the Wild" stories—one about a retiree who finds joy in doing nothing and another about a Navy veteran fulfilling a lifelong dream of flying the longest nonstop flight. The...
Retirement Lessons Learned: EDU #2614
In this episode, certified financial planners Jim Saulnier and Chris Stein discuss retirement planning through the lens of a listener’s mother’s experience, focusing on survivor benefits, pension options, and secure income for spouses. They emphasize the importance of electing full...
Planning for Pensions and IHT
In this episode, hosts Roger Engelbert and Peter Liberace discuss the upcoming change on 6 April 2027 that will bring most unused defined‑contribution pension funds back into a person’s estate for inheritance‑tax (IHT) purposes. They trace the history from the original pension‑only‑income...
Is The Social Security Lump Sum A Good Deal? #300
In this episode Ryan Morrissey breaks down the Social Security lump‑sum option that some retirees can claim when they delay benefits past full retirement age. Using a client example, he shows that a $14,100 lump sum equates to about an...
Smooth Investing When the Ride Is Bumpy
In this episode of Motley Fool Money, hosts John Quas, Rachel Warren, and Matt Frankel tackle listener Brandon O'Shaughnessy's question about navigating the heightened market volatility of 2026. They explain that volatility is a normal part of market cycles—averaging a...
1966: How to Get Good With Money in a World That Feels Financially Broken with The Budgetnista
In this episode Farnoosh Torabi talks with Tiffany Aliche, the Budgetnista, about why today’s economic climate feels different even for high earners and how her own 2008 recession crash reshaped her money mindset. Aliche shares practical ways to boost income—renting assets, leveraging...
PSLF Strategy in 2026: New Employer Rule, RAP Plan, and Parent PLUS Changes
The episode breaks down upcoming changes to Public Service Loan Forgiveness (PSLF) that will take effect in 2026, focusing on four eligibility pillars: loan type, repayment plan, employer status, and payment certification. Key updates include the retirement of the SAVE...
7 Valuable Lessons I Learned For Effective Placement Investing | Marc Halpern
Dr. Marc Halpern, founder of Deep Due Diligence Investors, delivered a live talk outlining seven hard‑earned lessons for private‑placement investors. He stresses that risk cannot be eliminated but can be managed through deep due diligence, AI‑enhanced screening, and rigorous sponsor‑deal‑market...
Marriage Is the Biggest Financial Risk You’ll Take — with James Sexton
In this episode, host Ed Elson chats with James Sexton about the financial risks of marriage, exploring how partnership decisions intersect with personal economics and broader societal trends. Sexton highlights the hidden costs of divorce, the impact of shifting cultural...
1965: Ask Farnoosh: Smart Moves After Debt, Student Loans, How to Invest Through the Noise
In this Ask Farnoosh episode, Farnoosh Torabi tackles listener questions about handling parent‑plus student loans during a mortgage application, allocating the $700 monthly cash flow freed up after paying off student loans, and whether to divest U.S. stocks amid market...
