Is Your Plan for Retirement Too Safe?
In this episode, Robert Brokamp challenges overly conservative retirement assumptions, highlighting how higher savings rates and realistic longevity expectations can enable earlier, more enjoyable retirements. He discusses research linking erratic financial behavior to early signs of dementia and stresses the importance of monitoring older relatives' finances. The show also revisits safe withdrawal rates, suggesting a modern 5.5% rule and emphasizing that spending typically declines in later retirement years, so planners should differentiate essential from discretionary costs and consider a reserve fund.
Education Department Sends SAVE Borrowers a “Courtesy” Warning Before July 1 Formal Notices Begin
The episode explains that the U.S. Department of Education has begun sending "courtesy" emails to the roughly 7 million borrowers still in the SAVE forbearance, warning them that formal 90‑day notices will start on July 1, 2026. Listeners are urged to select a...
Social Security, Withdrawal Strategy, HSAs, 4% Rule, Roths, Retirement Trust: Q&A #2621
In this Q&A episode, certified financial planners Jim Saulnier and Chris Stein tackle common retirement topics, focusing on Social Security claiming strategies, the interplay of spousal benefits, and how early filing impacts reductions. They also field questions about withdrawal sequencing,...
Deep Dive #9: Why Everyone Should Care About Investment Income
In this episode, AJ Bell’s head of financial analysis Dani Hewson explains why income investing matters for both retirees seeking cash flow and long‑term investors looking to boost returns through dividend reinvestment. The discussion covers dividend fundamentals, the power of compounding,...
SAVE Forbearance Is Ending: 7 Million Borrowers Face Repayment Restart
The episode explains that the SAVE forbearance period for roughly 7 million federal student loan borrowers ends after loan servicers begin sending notices on July 1, 2026, giving borrowers about 90 days to choose a new repayment plan before being placed into the higher‑payment...
05.18.26 Saving: Take It Up A Notch / Furniture Sales Traps
In this episode of the Clark Howard Show, Clark highlights that the average American saves only four cents of every dollar earned, stressing the need for incremental habit changes to boost savings and reduce debt. He outlines a "baby steps"...
Is Homeownership Still Worth It? + Why Work-Life Balance Is a Myth
In this episode the host challenges the conventional wisdom that homeownership is a prerequisite for adulthood, arguing that renting can be the smarter financial choice, especially in high‑cost markets like the Bay Area and New York. They explain that the...
05.11.26 Real Estate Investing In Today’s Market / Job Market Update
In this episode Clark Howard warns that the current real‑estate market is hostile to house‑flipping and even rental investing for most people, citing soaring home prices since the pandemic that outpace income growth. He advises listeners to assess personal circumstances—like...
#713: Why Smart People Still Sabotage Their Own Money, with Tiffany Aliche
In this episode, host Paula Pant talks with financial educator Tiffany Aliche (the Budgetnista) about why even financially savvy people sabotage their own money. Tiffany shares her personal journey from hitting rock bottom at age 30—losing a home, facing $300,000...
260: The Top Retirement Trends That Are Reshaping Investing, Income and Longevity
In this episode, Oscar Pulido talks with Nick Nufusi, BlackRock’s Global Head of Retirement Solutions, about the seismic shift from defined‑benefit pensions to defined‑contribution 401(k) plans and the implications of longer lifespans for retirees. Key trends include the decline of...
Why Aren’t We Taught This at School?
In this episode of Switch Your Money On, Hella Morrissey and Claire Stinton discuss how to raise financially savvy kids, emphasizing that money mindsets form by age seven and are shaped by everyday family interactions. They share personal anecdotes about...
1312 - The 3-Step System to Build a Profitable Trading Strategy
In this episode, Akil Stokes walks listeners through a three‑phase framework for building a profitable trading strategy—Learn, Test, Refine—using a listener’s question about sample size and win rates as a case study. He stresses the importance of mastering basic technical...
Shari Rash on Money Mindset, Debt Strategy, and Building Wealth Without Shame
In this episode, host Hannah Cole talks with financial advisor Shari Rash about the money mindset challenges women face, especially analysis paralysis that leads to inaction. Rash emphasizes that not deciding is itself a decision and shares practical strategies, such...
Tax Benefits Of In-Plan Conversions Of After-Tax 401(K) Contributions, #304
In this episode Ryan Morrissey explains in‑plan Roth conversions, where pre‑tax 401(k) dollars are moved into a Roth 401(k) within the same retirement plan. He outlines the pros and cons, such as tax‑free growth versus the tax hit on gains...
05.04.26 Invitation To A SCAM / How To Handle Debt Collectors
In this episode Clark Howard warns listeners about a new email scam that masquerades as party invitations from services like Evite or Punchbowl, explaining how hackers harvest contact lists and use malicious links to install viruses that steal financial data....