How to Analyze Funds, and You May Retire Sooner Than Planned
In this episode of the Motley Fool Hidden Gems Investing Podcast, host Robert Brokamp and CFP/Chartered Financial Analyst Amanda Kish break down how to evaluate mutual funds and ETFs, emphasizing the importance of expense ratios, manager tenure, and fund composition. They explain that low fees compound into significant savings over decades, and that investors should verify that a fund’s manager has a proven track record and a clear succession plan, especially for actively managed funds. Kish also advises listeners to scrutinize a fund’s actual holdings, sector concentrations, and style consistency to avoid unintended duplication and ensure true diversification. The discussion ties these insights to broader retirement planning, noting that many Americans retire earlier than expected and may need to boost savings to stay on track.
89,720 PSLF Buyback Applications Are Pending — But Many Borrowers Won’t Need Them
The episode explains that 89,720 Public Service Loan Forgiveness (PSLF) buyback applications are pending, but many borrowers won’t need the buyback because they’ll reach the 120‑payment threshold through regular payments before their applications are processed. The Department of Education is...
1977: Ask Farnoosh: How Much Should We Pay for College? Plus: Her Investments Went Missing
In this episode Farnoosh Torabi tackles the looming decision of college costs, urging listeners to treat college choice as their first major financial decision and to weigh return on investment. She shares a cautionary story about a woman whose investment...
#711: Is a Computer Science Degree Still Worth the Debt?, With Ron Lieber
In this episode, host Paula Pant talks with New York Times financial journalist Ron Lieber about whether a computer science degree—and college education more broadly—is still worth the debt in today’s volatile labor market. Lieber emphasizes that while a bachelor’s...
04.29.26 Spring Financial To-Do List / This “Escape” Is Still a Money Trap
In this episode Clark Howard uses the spring cleaning metaphor to urge listeners to audit their recurring expenses, especially hidden subscription fees, and consolidate them onto a single “subscription” credit card for easier tracking. He highlights the financial drain of...
The Unforeseen Costs of Aging In Place, #303
In episode 303 of Retire with Ryan, host Ryan Morrissey breaks down the hidden financial pitfalls of aging in place, highlighting five key cost areas: home modifications, ongoing maintenance and repairs, upkeep services, healthcare-related expenses, and in‑home care. He shares...
Isas, Apps and Platforms: Where to Invest Your Money
In this episode of Women & Wealth, Val Cipriani and Holly McKechnie break down how to choose an investment platform, emphasizing the impact of fees, available assets, support levels, and digital access. They illustrate how seemingly modest platform charges can...
A Guide to the Backdoor Roth IRA, and Heirs Squandering Inheritances
In this episode, Robert Brogamp walks listeners through the five‑step backdoor Roth IRA process, warning about the pro‑rata rule and how to avoid taxable pitfalls, while also noting alternative Roth options like employer plans and the mega‑backdoor Roth. He then...
#709: The Financial Reality of Developmental Disability, with Keith Wargo
In this episode, host Paula Pant talks with Keith Wargo, CEO of Autism Speaks and father of an adult with autism, about the unique financial planning challenges faced by caregivers of individuals with developmental disabilities. Wargo emphasizes the importance of...
Listener Questions: How Do I Create a Diversified Portfolio?
In this episode, retirement planner Roger Whitney breaks down how to build a diversified portfolio for retirees, starting with the fundamentals of diversification and asset allocation. He explains that diversification removes unsystematic risk while leaving only market risk, and that...
Greatest Hits: Financial Planning 101 for College Students with Stephen Heath
In this episode of CFO Weekly, host Megan Weiss talks with Stephen Heath—a former high‑school dropout turned UC Berkeley graduate, CPA, litigation consultant, professor, and author—about the fundamentals of personal financial planning for college students. Stephen shares how a community‑college...
#707: Q&A: LIVE From Texas A&M Texarkana
In a live Q&A at Texas A&M Texarkana, host Paula Pant and former financial planner Joe Salcihai answered student questions about career choices, money management, and avoiding regret. They emphasized following curiosity over passion, building autonomy, mastery, and purpose at...
Greggs, Domino’s Pizza & Asda: Why They’re Pivoting
In this episode Dan Coatsworth and Charlene Young discuss the latest market dynamics amid the Middle East conflict, highlighting a modest risk appetite as oil dips below $100 per barrel and fund managers remain cautiously bullish despite a bearish sentiment...
A Better Way to Money
In this brief episode of "A Better Way to Money," host Jennifer Bourget recaps the podcast's mission to explore the emotional and relational aspects of finance, emphasizing that money decisions are tied to deeper life values. She debunks the myth...
#706: Q&A: The Case for NOT Paying Off Your Student Loans
In this episode, hosts Paula Pant and former financial planner Joe Salcihai dissect a listener’s dilemma about whether to use a $20‑$25K inheritance to pay down $90K of federal student loans that are currently in forbearance and accruing 6.8% interest....
How To Avoid The Pain of Estimated Tax Payments in Retirement #301
In episode 301 of Retire with Ryan, host Ryan Morrissey explains why underpayment penalties for estimated taxes are soaring—$1.3 billion in 2024, triple the 2021 amount—and how retirees can avoid them. He outlines the IRS’s safe‑harbor rules (paying 90% of the...
Deep Dive #8: Making Your Pension Last and Navigating Inheritance Tax Changes
In this deep‑dive episode, AJ Bell’s Tom Sieber and policy director Tom Selby explore how retirees can make their pension pots last, focusing on the shift from guaranteed annuities to flexible drawdown and the strategic use of both options. They discuss...
Opal Capital's Wicker: The Impact of Today's Headlines Will Be Short-Lived
In this episode, host Chuck Jaffe and Opal Capital president Wayne Wicker discuss why market reactions to headlines are often fleeting, emphasizing a long‑term perspective that has historically yielded 13‑14% gains over six months despite short‑term panic. The conversation then...
04.08.26 Booking Rules Of Travel / Cell Phone Bans
In this episode of the Clark Howard Show, Clark breaks down the current travel cost surge, offering practical tips for finding cheaper airfare—like using one‑way searches, comparing multiple search engines, and focusing on flight days rather than purchase dates. He...
Listener Questions: Should I Take Social Security Early and Invest It?
In this episode, host Roger Whitney shares two "Rocking Retirement in the Wild" stories—one about a retiree who finds joy in doing nothing and another about a Navy veteran fulfilling a lifelong dream of flying the longest nonstop flight. The...
Retirement Lessons Learned: EDU #2614
In this episode, certified financial planners Jim Saulnier and Chris Stein discuss retirement planning through the lens of a listener’s mother’s experience, focusing on survivor benefits, pension options, and secure income for spouses. They emphasize the importance of electing full...
Planning for Pensions and IHT
In this episode, hosts Roger Engelbert and Peter Liberace discuss the upcoming change on 6 April 2027 that will bring most unused defined‑contribution pension funds back into a person’s estate for inheritance‑tax (IHT) purposes. They trace the history from the original pension‑only‑income...
Is The Social Security Lump Sum A Good Deal? #300
In this episode Ryan Morrissey breaks down the Social Security lump‑sum option that some retirees can claim when they delay benefits past full retirement age. Using a client example, he shows that a $14,100 lump sum equates to about an...
Smooth Investing When the Ride Is Bumpy
In this episode of Motley Fool Money, hosts John Quas, Rachel Warren, and Matt Frankel tackle listener Brandon O'Shaughnessy's question about navigating the heightened market volatility of 2026. They explain that volatility is a normal part of market cycles—averaging a...
1966: How to Get Good With Money in a World That Feels Financially Broken with The Budgetnista
In this episode Farnoosh Torabi talks with Tiffany Aliche, the Budgetnista, about why today’s economic climate feels different even for high earners and how her own 2008 recession crash reshaped her money mindset. Aliche shares practical ways to boost income—renting assets, leveraging...
PSLF Strategy in 2026: New Employer Rule, RAP Plan, and Parent PLUS Changes
The episode breaks down upcoming changes to Public Service Loan Forgiveness (PSLF) that will take effect in 2026, focusing on four eligibility pillars: loan type, repayment plan, employer status, and payment certification. Key updates include the retirement of the SAVE...
7 Valuable Lessons I Learned For Effective Placement Investing | Marc Halpern
Dr. Marc Halpern, founder of Deep Due Diligence Investors, delivered a live talk outlining seven hard‑earned lessons for private‑placement investors. He stresses that risk cannot be eliminated but can be managed through deep due diligence, AI‑enhanced screening, and rigorous sponsor‑deal‑market...
Marriage Is the Biggest Financial Risk You’ll Take — with James Sexton
In this episode, host Ed Elson chats with James Sexton about the financial risks of marriage, exploring how partnership decisions intersect with personal economics and broader societal trends. Sexton highlights the hidden costs of divorce, the impact of shifting cultural...
1965: Ask Farnoosh: Smart Moves After Debt, Student Loans, How to Invest Through the Noise
In this Ask Farnoosh episode, Farnoosh Torabi tackles listener questions about handling parent‑plus student loans during a mortgage application, allocating the $700 monthly cash flow freed up after paying off student loans, and whether to divest U.S. stocks amid market...
04.01.26 Adjustable Rate Mortgages - A Waning / High Deductible Health Plans
In this episode Clark Howard warns listeners about two financial pitfalls: the surge in Adjustable‑Rate Mortgages (ARMs) and the rise of high‑deductible health plans (HDHPs). He explains that ARMs can save about 1% in interest for borrowers who have substantial...
Private Equity Weasels Into Your 401(k)? & Coal Is Making a Comeback
The episode covers two major financial and energy trends: a proposed Labor Department rule that would let private equity and private credit funds flow into 401(k) retirement accounts, and a surprising resurgence of coal use driven by geopolitical shocks from...
SAVE Plan Forbearance Ending: What To Know
The episode explains that the Department of Education is ending the SAVE student loan forbearance, notifying over 7 million borrowers to select a new repayment plan. Starting July 1, loan servicers will send 90‑day formal notices, after which borrowers who don’t act...
How To Manage The Impact From the IRAN War On Your Retirement Portfolio, #299
In episode 299, Ryan Morrissey examines how the Iran war’s surge in oil prices—up roughly 33% since late February—has driven a 6% dip in the S&P 500 and sparked market volatility. He explains why such shocks are often temporary, drawing parallels...
TIPS Yields Are Super High and Kevin Esler Has Returned to Help You Build a TIPS Ladder Using tipsladder.com
Larry Kotlikoff and TIPS specialist Kevin Esler discuss why today’s high real yields on Treasury Inflation‑Protected Securities (around 2.5% on the 30‑year) make building a TIPS ladder an attractive way to protect retirement income. They explain how the free tool...
03.30.26 The Credit Bureaus: Errors & Apathy / Sticker Shock: New Smart Phones
In this episode Clark Howard warns listeners that credit report errors are soaring, highlighting a ProPublica study that shows Equifax resolves about 62% of complaints, TransUnion about 33%, and Experian less than 1%. He advises consumers to regularly check their...
Find the Right Financial Planner for You
In this episode of Motley Fool Money, host Robert Brokamp interviews certified financial planner Hannah Moore about how listeners can locate the right financial planner for their needs. Moore explains the shift in the industry toward holistic financial planning, the...
#701: What Retirement Planning Gets Wrong with Jamie Hopkins
In this episode, host Paula Pant talks with retirement expert Jamie Hopkins about why the traditional "retirement number" and the 4% rule are misleading. Hopkins emphasizes focusing on the income needed for your desired lifestyle, accounting for changing expenses, sequence‑of‑returns...
How We Invest In a Falling Market
In this episode of Motley Fool Money, hosts Travis Hoyam, Lou Whiteman, and Andy Cross dissect the Nasdaq’s 12% drop and the broader market correction, attributing the volatility to geopolitical tensions, soaring oil prices, and uncertainty around AI spending. They...
Amanda and Nicole Talk Financial Reflections: 2025
In this annual financial recap, Amanda Adams (fiber artist) and Nicole Muller (painter/muralist) break down their 2025 earnings, expenses, and seven income streams, highlighting a $44,000 gross revenue and $8,000 net profit after major home repairs funded by local Baltimore...
Lacking a Withdrawal Plan, Retirees Aren't Living Their Best Lives
In this episode of Money Life, host Chuck Jaffe talks with behavioral scientist Danielle Labotka about research showing retirees rely on overly simple withdrawal strategies, causing them to underspend and miss out on the full value of their savings. He...
Centimillionaire Fireside Chat: Top 7 Mistakes Investors Make + 5 Things Only the Ultra-Wealthy Do | Paul Karger
In a fireside chat with Paul Karger, partner at Twin Focus Capital, the podcast outlines the seven most common investor mistakes and five habits that set ultra‑wealthy individuals apart. Karger’s firm, a $12 billion multi‑family office, added over $2 billion in AUM...
03.25.26 Home Insurance Spy Drones / K-Economy Price Patterns
In this episode Clark Howard discusses the rising costs and invasive tactics of homeowners insurance, highlighting insurers’ use of drones and AI to assess roofs and potentially raise premiums or deny claims. He answers listener questions on special‑needs planning, advising...
Why Even the Best Retirement Calculator Is Wrong
In this episode, Roger Whitney critiques the overreliance on retirement‑planning software—especially Monte Carlo engines like Bolden, Money Guide Elite, and eMoney—explaining that they only measure the probability of a portfolio not hitting zero, not the quality of life in retirement....
What's The Difference Between Prepaid Tuition And 529 Plans?
The episode breaks down the key differences between prepaid tuition plans and 529 college savings plans, explaining how prepaid plans lock in today’s tuition rates while 529s function as flexible, tax‑advantaged investment accounts. It highlights the pros and cons of...
Ed Slott IRA Quiz Continued: EDU #2612
In this episode, Jim Saulnier and Chris Stein continue the Ed Slott IRA quiz, testing their knowledge on IRA rules and nuances. They explain recharacterizing IRA contributions, clarifying that the deadline is October 15 of the year after the contribution,...
Should You Add a Transfer on Death Beneficiary to Your Assets? #298
In this episode Ryan Morrissey explains how Transfer on Death (TOD) and Payable on Death (POD) beneficiary designations let you bypass probate for bank, brokerage, and other investment accounts. He outlines which assets already have built‑in beneficiary options, the pros...
Student Loans: What Every Graduate Needs to Know
In this Women and Wealth episode, Val Cipriani and Holly McKechnie break down the UK student loan system—explaining Plans 1, 2 and 5, their interest rates, repayment thresholds and loan terms. They highlight why Plan 2, which carries RPI + 3% interest and a £30k threshold,...
03.23.26 SAVE MORE On Gasoline And Printer Ink
In this episode Clark Howard tackles two everyday cost‑savers: soaring gasoline prices and the outrageous expense of printer ink. He explains how price volatility creates wide gaps between stations, advises listeners to use tools like GasBuddy and to monitor local...
The Best Places to Retire, and Play It Safer Before Retirement
In this episode of Motley Fool Money, host Robert Brokamp and financial planner Matt Frankel discuss a Motley Fool survey that identified the top counties for retirement based on seven weighted factors, with quality of life leading the list. They...
AI, Credit Scores and Consumer Trust, with JB Orecchia.
In this episode, host Josh Dattar chats with JB Orecchia, founder and CEO of Savvy Money, about how identifying inefficiencies in lending and insurance creates business opportunities, and how AI can reshape credit scoring and consumer trust. JB shares his...