
This is Taylor. In 6 months, she: -> Found $35k of "free money" -> Grew her net worth by $150k -> Fired her financial advisor for good Here's how she did it in 1 hour per week:
I'm going to keep banging the drum for decisions that deliver "peace of mind" ROI rather than a financial return, especially for people whose plans are in good shape. My new one. https://t.co/9wYrEdGWx4
If you are in your 20s or 30s, you want the stock market to crash. You should be looking forward to 20-30% drops. This is because you have 20+ years until retirement. You have time. Just buy good funds and you’ll win in...

Warren Buffett: “Success in investing doesn’t correlate with IQ once you’re above a certain level.” Takeaway: Temperament outweighs raw intelligence. Most investors don’t fail from low IQ — they fail from low discipline. 📉
Early in my career, I recommended a hedge fund to five clients. Impressive track record. Global brand everyone would recognise. 28% annual returns for three years. I felt like I'd found something special. I was wrong.
Understanding cause & effect is a highly advanced skill for even concepts like personal finances. The majority of people I talk to cannot connect their individual behavior with their financial financial status Government-level c&e is so abstract, it’s virtually impossible...
As Adam notes, it's interesting that big pensions, banks and insurance companies meticulously manage their portfolios using asset-liability matching process. Meanwhile, retail investors get style and factor investing shoved down their throat in exchange for high fees. Why aren't asset-liability...

Over the last 784 days, l've invested $5/day in $VGT to show that you don't need a lot of money to start investing. These purchases made me over $800 so far. Balance is at $4.8k. It will grow to $100k in...
Over the past decade, most U.S. investors quietly abandoned international investing. Why? Because the U.S. was outperforming. Now that international is starting to lead, give it a few years and watch the same crowd pile back in. It’s the same cycle, over and...
The national average savings account interest is 0.39%. Yet T-bills are paying ~3.6% and no state/local taxes. Can buy them from TreasuryDirect or your broker. Or Treasury ETF (e.g $VBIL) or Treasury MMF (e.g $VUSXX) pay ~3.64%. Don't let your savings earn pennies.

The lower Bitcoin goes, the higher the opportunity Whether it’s $67k, $50k, or lower, every big drop is a chance to buy more BTC Those with a long-term outlook have always been who benefits https://t.co/G224I1A1aJ

Warren Buffett on wealth building: Small sums grow fast with effort, but massive portfolios need smart investing, discipline, and patience. Discover how his timeless strategies in value investing and compounding wealth can guide your financial journey. Small amounts can snowball into...
Uncomfortable Truth: If your parents made $100k in 1990... You'd need $243k today to live the same life. 30 more uncomfortable truths that nobody's talking about:
You don’t need a “perfect” emergency fund to start investing. But if one bad month (e.g. car, boiler breaks) forces you to sell your investments.. you’re investing too early. I’d build a breathing room first.

🏘️ Never Negotiate On Purchase Price 🤓 When you make an offer on a property, negotiating on the purchase price is not the best way to actually save money. Instead negotiate for seller concessions. You can use that to...
A dad has $1M in a brokerage account and wants to gift $19k to each of his 3 adult children. Instead of selling and giving cash, he should gift them stocks instead. Depending on their income, his children can sell the shares...

Benjamin Graham: “The market is a pendulum that forever swings between unsustainable optimism and unjustified pessimism.” Takeaway: Expect extremes and prepare to act rationally. Markets are wild—but that’s where opportunity lives. ⚡

These type of Google Searches should be countered by a clear decision to be investing more into #Bitcoin. Everytime the 'Bitcoin goes to zero' search is going up, buy more. https://t.co/VGN3VONtX1
"Rule No. 1: Never lose money. Rule No. 2: Never forget Rule No. 1." ~ Warren Buffett Stop losing money before you even think about making it.
Being strategic with pulling money out of your portfolio is key to paying $0 in tax. If you are married, you can pull: > $32,200 from your pre-tax 401k > $57,800 of long-term capital gains from brokerage account > $10,000 from your Roth IRA =...
I'm an award-winning financial advisor. Here’s what you actually need to know here. 1) It is TRUE. Not everyone “needs” an advisor. There are some things most people can handle on their own if they have the time and will to...
If you held money market funds or Treasury ETFs in 2025, you may be paying state tax you don’t owe. And majority of people report this wrong. Here's how to save on taxes:
People already spend HOURS every week on their finances. Worrying. Stressing. Fighting about money. Checking their bank balance anxiously. Moving money around manually. When 30 min/mo of focus would fix their finances forever.
For anyone curious about how local deposits multiple dollars into the local community, dig out your old Econ 101 textbook or search for “money multiplier”. When you keep your $ in a local bank it feeds the local economy. The...
@CreditOneBank is building programs like Credit Wreckers to teach people what not to do with credit and help rebuild financial momentum. In this episode, we discuss how with Steve Min. Watch the full video: https://t.co/wUIHckaAy4 https://t.co/kXzIKFYg9G
Also doesn't matter: - Switching savings account to get an extra 0.05% interest - Agonizing over the cost of daily coffee - Tracking 50+ line items in a budget
"I got $500k from the sale of my home. What to do with the cash if I need to buy another home within a year?” Money Market Fund (like $VUSXX) paying 3.64%. State tax free, so it’s a great choice, or HYSA. Unless...
The $100,000 portfolio is the mark when a lot of stuff changed for us. It wasn’t the actual amount, but the fact we were able to build a system that generated a substantial enough amount to show us that the...

*🚨🤑PAYDAY = Made Whole Money Move madewholeworkbook It’s CRICKETS every single time 😂 . . My money workbook (companion to my NYT-Bestseller Get Good With Money) teaches you all about budgeting saving, debt and learning to earn (more)... and has tons of free...

I don't share enough proof. Distrust, especially in the AI/social media world, is at an all-time high. And rightfully so. Plus it gets tricky with client confidentiality. If you've ever thought about reaching out I hope to make it the...
Just fyi: Even if you reinvest dividends, you still have to pay taxes on them. If dividends are qualified, you'll pay 0-23.8% in tax. If non qualified, you'll pay 0-40.8% tax, and state/local taxes. High earners shouldn’t chase high dividend funds. Focus on...
You know how high earners feel like they’re tipping Uncle Sam while their own financial goals keep slipping? I integrate tax strategy and financial planning so they stop the bleeding and fund what actually matters.
Going to college is one of the best things you can do to increase your expected lifetime earnings This is oddly a controversial statement in 2026

Don’t budget for what you hope it costs… budget realistically. Follow @chasecalhoun.realestate for more on build-to-rent and real estate investing. #realestate #investmentproperty #ceomindset
It’s like you already did ALL the research but you just can’t get yourself to execute.
How I prep for tax season 💸🤓🇨🇦 (as an accountant with multiple income streams) Here’s my exact 3-step system:
How I use my HSA 1.) Have a high-deductible health plan. I pay $376.65/month (ridiculous) for a plan and my LLC taxed as an S corp reimburses me for this via an accountable plan 2.) Max contribute each year on Jan 1....

If you’re talking about marriage but you can’t talk about money, you’re not ready for marriage. Money fights are the number one cause of divorce in America. You have to get on the same page. Because if you’re building a life...
Investing isn’t all or nothing especially if you consider a phased retirement. You work 20 hours a week to cover most of your expenses while your investments supplement your income. Investing is about giving you flexibility and options.

When I post that wealthy people like me should pay higher taxes, I receive hundreds of comments saying, “You know you can just pay the government more, right??” So it’s comforting to see that billionaires like @TomSteyer also get the same...
If personal finance overwhelms you, I hope you find my page I post every day on IG trying to teach you just one new concept. Literally my only goal

🏡 The Steps You Need For Financial Freedom 🥳 Collecting cash flow and becoming financially free are within reach for everyone, if you’re willing to sacrifice and follow a calculated path. Every decision is thought out and systematical, but when...

If your paycheck hits and you’re deciding what to save after you spend… you’re doing it backwards.

If you’re 25 and don’t end up a millionaire, you might need a wake-up call, because I just showed you how. Invest $100 a month from age 25 to 65 at the average S&P 500 return over the last 40 years,...