Know What's Happening in Wealth Management
Know What's Happening in Wealth Management
Real Estate Investment Cuts Taxes and Estate Liability, UBS Says
UBS Wealth Management explains that investing in real‑estate can simultaneously reduce annual income taxes and future estate‑tax liabilities. Deductions such as mortgage interest, property taxes and depreciation lower taxable rental income, while holding properties in LLCs, trusts, family limited partnerships or self‑directed IRAs enhances the tax advantage.
ETJ, a closed‑end fund, hedges its U.S. equity holdings by buying out‑of‑the‑money S&P 500 put options that cover nearly the entire portfolio. This strategy allowed the fund to post positive returns during the 2008 financial crisis and positions it as a defensive play amid current geopolitical and credit‑risk concerns. While inverse ETFs offer short‑term protection, they cannot capture market rebounds, whereas ETJ’s puts remain in place for the fund’s life. The article argues ETJ may be the only CEF capable of surviving a severe market crash.
High-return investments promise above‑average gains but come with heightened risk. The article outlines common vehicles such as growth stocks, real estate, private equity, and high‑yield bonds, emphasizing that returns can exceed 10‑20% while volatility and illiquidity rise. It stresses the...
12 years ago, I was $304k in debt. Today, I'm a multimillionaire. If I lost everything tomorrow, here's how I'd get it back:
The IRS reports that roughly 20% of eligible taxpayers fail to claim the Earned Income Tax Credit (EITC), a refundable credit that averaged $2,916 per filer in 2024. For the 2025 tax year, the maximum credit rises to $8,046 for...
The S&P 500’s top‑seven stocks now represent more than 30% of market value, sparking industry warnings about concentration risk. Academic research shows this level mirrors historic peaks from the 1930s and is a natural outcome of firm‑specific volatility, not a market...
“Risk is the uncertainty of lifetime consumption.” We sit down with @cullenroche to discuss his new book Your Perfect Portfolio. We start with a basic 60/40 portfolio and then examine, step by step, the case for adding international, factors, gold, private assets,...
Hollow Brook president Philip Richter tells Private Equity International that private equity has become far more accessible due to democratization and a booming secondary market. This broader access enables family offices to consider PE as a core component of their...
The article promotes a weekly covered‑call (buy‑write) strategy on the leveraged small‑cap ETF TNA, where investors buy 100 shares and sell out‑of‑the‑money calls each week. The premium received cuts the stock’s cost basis and can generate roughly 4.6% return if...
The Senate Finance Committee unveiled the bipartisan Taxpayer Assistance and Service Act, targeting IRS modernization and stricter oversight of paid tax preparers. The legislation introduces penalties for preparers who alter returns, fail to provide valid PTINs, or misappropriate refunds, while...
The Shoes & Retail Apparel sector is riding a premiumization wave, with consumers favoring high‑quality, performance‑driven footwear and apparel that command higher price points. Digital acceleration and direct‑to‑consumer (DTC) strategies are boosting margins, inventory efficiency, and customer engagement across brands....
Younger generations will more likely trust agents than financial advisers to manage their wealth. Then advisers will switch to using agents themselves, managing boomer money as well. And agents will efficiently execute everything directly with DeFi.
Donor-Advised Funds can be a good planning tool, but you give up legal control after the irrevocable donation. Peterson v. Christian Community Foundation dba WaterStone involves a $21M DAF sponsor ignoring a donor-advisor. @CNBC article by @HCuccinello https://t.co/KzEWeax1ER
Consumer confidence rose 2.2 points to 91.2 in February, outpacing forecasts, while the unemployment rate slipped to 4.3% in January and inflation expectations fell to a 13‑month low of 3.5%. The rebound in sentiment and a modest jobs gain suggest...
Bear markets happen more often than many realize, and most people will have to navigate multiple severe downturns during their investing years. https://t.co/3M4SDMlWOY
Nuveen Investments, the world’s largest farmland asset manager with $1.3 trillion AUM as of March 2025, has three Zacks‑ranked mutual funds that analysts label Strong Buy. The Nuveen Large Cap Growth Fund (TILWX) posted a 26% three‑year annualized return, heavily weighted toward...
Dimensional Fund Advisors announced it has surpassed $1 trillion in assets under management, marking a significant scale milestone for the firm. ETFs now represent over $265 billion of that total, a product line the firm introduced after a 2019 regulatory change. Its...
A leading South Asian financial services group partnered with IntellectAI to build an AI‑led, platform‑first wealth management solution using a first‑principles, architecture‑first methodology. The composable, API‑first platform spans onboarding, portfolio management, advisory and operations, embedding automated rebalancing, CRM workflows and...
A 46‑year‑old with a $3,055 IRA in 2004 began regular contributions and, despite market crashes, let compounding work for him, growing the account to $961,680 today. The story underscores that disciplined, bi‑weekly investing can transform modest balances into retirement‑ready wealth....
The senior life‑insurance market is promoting ultra‑low‑price ads that promise coverage for $9.95 a month, but the fee applies only to a single unit of protection. For an 80‑year‑old, one unit typically provides about $650 of death benefit, meaning meaningful...
Consider the everyday person's knowledge of money: When I ask them about their investments, roughly 50% do not count their 401(k) as an investment. They think of it as something totally separate
Brown Advisory announced the launch of two global equity value strategies—Global Value Select and International Value Select—aimed at identifying companies trading below intrinsic value. The International strategy mirrors the global approach but excludes U.S. equities. A European‑domiciled UCITS fund will...
A British Columbia taxpayer who filed Form T1135 late for 2021 and 2022 was hit with CRA penalties and interest, then sought judicial relief. The Federal Court examined the taxpayer’s claims of technical difficulties and financial hardship but found the...
Investors are widening AI exposure beyond chipmakers as generative AI reaches half of U.S. households within three years, a pace unmatched by prior technologies. Alger’s research splits the market into “enablers” that build hardware and software and “adopters” that embed...
The fact that Gold has gone up so much, that's only accelerated through all financial products that we've designed. However, holding Gold at this point isn't the right bet for most asset managers. The Sharpe Ratio is way worse. The flipside: the...
The Treasury Inspector General for Tax Administration reported that the IRS mistakenly issued $447.8 million in Recovery Rebate Credit (RRC) payments to 300,843 ineligible taxpayers, many of whom were non‑resident aliens or received duplicate advances. The erroneous disbursements represent roughly 25 %...
High‑income homeowners can secure jumbo HELOCs ranging from $500,000 to over $1 million, with approval hinging on equity, liquidity, and credit strength rather than salary alone. These lines let borrowers preserve low‑rate first mortgages while unlocking equity for luxury renovations, business...
Americans are feeling heightened financial stress as consumer borrowing climbs and interest rates stay high, prompting many to prioritize debt elimination. The article outlines six practical tactics—paying above the minimum, crafting a structured payment plan, targeting high‑interest balances first, tightening...
Morningstar’s 2025 Active/Passive Barometer shows low‑cost active ETFs outperformed expensive peers, with 31% of the cheapest quintile beating passive averages over ten years versus 17% for the costliest funds. The data suggests fees, not manager skill, drive active success, especially...
Royal Bank of Canada’s U.S. wealth management unit posted a 12% year‑over‑year asset increase to $777.2 billion in its fiscal Q1 2026, despite net new inflows dropping more than half to $4.9 billion. The division added roughly $180 billion in assets over the...
“Renters don’t invest.” What you really meant to say is, “I don’t know renters that invest, and my self-worth is tied up in owning a house.” The truth is, you have to have discipline as a renter to save up...
Financial advisors are urged to broaden referral networks beyond traditional CPAs and lawyers, embracing strategic alliances with diverse centers of influence. Mike Byrnes suggests using happy clients for warm introductions and targeting non‑traditional partners such as yacht dealers, realtors, clergy,...
President Trump announced during his State of the Union address Tuesday night that he plans to give Americans without 401(k)s access to a retirement account modeled on the federal government’s Thrift Savings Plan, targeting the roughly 50 million people who...
SEP IRAs are a dead giveaway that somebody has room to do great planning 1.) They block backdoor Roths 2.) They reduce QBI more than solo 401ks do since SEP IRAs only allow employer contributions 3.) They do not support the mega backdoor...
The Indian government is preparing to shift Tax Deducted at Source (TDS) filing from a quarterly to a monthly cadence as part of the new income‑tax regime slated for April 1. A parallel proposal seeks to overhaul house‑rent allowance (HRA) exemptions,...
One of the biggest money moves I made? I stopped letting my paycheck sit in a checking account that earns zero percent interest. If my money’s gonna chill, it might as well make a little coin while it waits. 💸
Women are poised to control a massive share of the upcoming Great Wealth Transfer, with Cerulli Associates estimating $105 trillion will pass to heirs through 2048, much of it to women due to longer lifespans. U.S. women’s investable assets are expected...
Social Security benefits can be claimed as early as age 62, but doing so reduces the monthly payout. In 2026, a 62‑year‑old receives a maximum of $2,969, roughly 30% less than the $4,152 available at full retirement age (67). Waiting...
Volatility has re‑emerged as a defining feature of the current market cycle, eroding the traditional equity‑bond diversification that underpins static 60/40 portfolios. As stock‑bond correlations rise during macro stress, fixed‑allocation strategies face heightened drawdown risk. Tactical funds such as the...
Student loan refinance rates remained stable through February 26 2026, with Credible leading the market at a 3.69% fixed APR. Variable rates across lenders start around 3.99% and can climb higher as market conditions shift. Major platforms such as ELFI, LendKey, Splash,...
In order to have successful capital markets, you see the same things happen again and again. Since one man’s debts are another man’s assets, you have to keep interest rates not so high that they crush the debtor, without having them...
Winter brings a hidden surge in household expenses as heating, travel, and discretionary comforts rise, often slipping past the scrutiny applied at other times of year. The article advises Canadians to audit the past four months of bills, separate true...
The Zacks Retail‑Home Furnishings sector faces headwinds from high mortgage rates, weak housing turnover, and tariff pressures, resulting in a 7.3% underperformance versus the S&P 500’s 20.4% gain. Despite the bleak backdrop, digital tools such as augmented‑reality visualizers and AI‑driven personalization...
How much of your net worth is your business? Knot in your stomach? Keep reading. Roman Khan (@RomanEcom) spoke at one of our eComFuel events a few years ago. If you ever get the chance to meet Roman in person, do...
My February article is LIVE with @selfmagazine. As a monthly contributor, I share a new piece each month. We talk about budgeting. We talk about investing. We talk about building wealth. We don’t talk enough about what happens when life interrupts all of...
In this Money Life episode, River Wealth Advisors’ CEO and CIO Ed O’Gorman warns investors that the market’s current concentration of a few mega‑caps inflates perceived risk for passive S&P 500 investors and urges a calm, strategic assessment of portfolio adjustments....
Working with an anesthesiologist who made ~$400k in 1099 income in 2025. Expects a similar income in 2026. Lives in Tennesee. Files single. He's received all sorts of conflicting opinions from CPAs on SEP IRAs, solo 401ks, S corp, no...
Warren Buffett on wealth building: focus on fundamentals, ignore the noise, and evaluate businesses with clarity. Smart investing is about patience, discipline, and knowing what you own. Most investors fail because they chase noise instead of value. 📈
Most people think real estate investing starts with a big bank account. In reality, it starts with understanding financing, deal structure, and tax strategy. Inside my Strategic Tax Savings Blueprint, I walk through how investors approach real estate differently so they can...
72% of workers in the U.S. have a side hustle or are considering pursuing one, according to SurveyMonkey’s 2025 study on workplace culture and trends. https://t.co/iAVeKwhZV4
Tax season can be busy. Here’s what taxpayers should know about filing for extension, making payments and planning for the unexpected. https://t.co/18PsgNFiEr
