Know What's Happening in Wealth Management
Know What's Happening in Wealth Management
Real Estate Investment Cuts Taxes and Estate Liability, UBS Says
UBS Wealth Management explains that investing in real‑estate can simultaneously reduce annual income taxes and future estate‑tax liabilities. Deductions such as mortgage interest, property taxes and depreciation lower taxable rental income, while holding properties in LLCs, trusts, family limited partnerships or self‑directed IRAs enhances the tax advantage.
In this Money Life episode, River Wealth Advisors’ CEO and CIO Ed O’Gorman warns investors that the market’s current concentration of a few mega‑caps inflates perceived risk for passive S&P 500 investors and urges a calm, strategic assessment of portfolio adjustments. The show also spotlights the Capital Group Dividend Value ETF (CGDV) as a high‑quality, actively managed alternative to traditional large‑cap value funds, and discusses Bob Powell’s retirement reality‑check tool, which suggests retirees can safely reduce spending by 1‑2% annually, easing financial pressure. Throughout, the hosts emphasize the importance of active management, cost‑effective ETFs, and realistic retirement spending expectations.
My February article is LIVE with @selfmagazine. As a monthly contributor, I share a new piece each month. We talk about budgeting. We talk about investing. We talk about building wealth. We don’t talk enough about what happens when life interrupts all of...
Working with an anesthesiologist who made ~$400k in 1099 income in 2025. Expects a similar income in 2026. Lives in Tennesee. Files single. He's received all sorts of conflicting opinions from CPAs on SEP IRAs, solo 401ks, S corp, no...
Bloomberg’s Shuli Ren argues that the AI‑scare trade is reshaping equity valuations, pulling US software stocks lower while South Korea’s Kospi soars 44% this year. The article debunks two entrenched myths: that book value is irrelevant and that aging populations...
Warren Buffett on wealth building: focus on fundamentals, ignore the noise, and evaluate businesses with clarity. Smart investing is about patience, discipline, and knowing what you own. Most investors fail because they chase noise instead of value. 📈
Most people think real estate investing starts with a big bank account. In reality, it starts with understanding financing, deal structure, and tax strategy. Inside my Strategic Tax Savings Blueprint, I walk through how investors approach real estate differently so they can...
Technology mutual funds are delivering strong long‑term growth, with Zacks ranking three top performers. Fidelity Advisor Semiconductors Fund posted a 50.8% three‑year return and holds 24.8% of assets in NVIDIA. Columbia Seligman Technology & Information Fund returned 34.9% with a...
If you’re investing and don’t know the difference between: • Index Funds • Mutual Funds • ETFs You might be choosing the wrong one without realizing it. New vid tomorrow is going to breakdown the pros and cons of each so you can pick the...
U.S. hotel and motel sector faces persistent cost and demand headwinds, squeezing margins as labor, utilities and maintenance expenses rise. Despite weak performance—industry rank #179 and under‑performance versus the S&P 500—analysts see modest recovery beginning in 2026 with RevPAR and ADR...
Cybercriminals are increasingly targeting high‑net‑worth individuals, exploiting the wealth of personal and financial data stored online. The FBI reports $16.6 billion lost to internet‑enabled crimes in 2024, highlighting the scale of the threat. Family offices, positioned as trusted advisors, can extend...
Invesco has launched the Invesco Core Plus Real Estate Trust, a collective investment trust (CIT) that blends core‑plus private real estate managed by Invesco Real Estate with passive U.S. REIT holdings, offering daily liquidity for defined contribution (DC) plans. The...
You own $3 million in US stocks. You live in Singapore. You pass away. Two versions of what happens next.
The article warns that retirement‑planning formulas and withdrawal‑rate rules of thumb are often over‑relied upon, despite being based on backward‑looking back‑tests. It argues that such generic models ignore individual spending patterns, health costs, inflation, and tax changes that vary over...
Fabrinet reported record fourth‑quarter revenue of $753.3 million, a 15% year‑over‑year increase, and posted a new high EPS of $2.41. The board approved an additional $139.5 million share‑repurchase program, underscoring confidence in cash flow. Analysts upgraded the company to a Zacks Rank...
Most people think diversification means owning lots of different funds. A client came to me with 17 funds across 4 fund houses. "My advisor said this was maximum diversification." When I showed him what he actually owned underneath, something broke.
Carlyle Group CEO Harvey Schwartz warned that asset managers mischaracterized retail‑focused private funds as “semi‑liquid,” when many can be effectively illiquid. He made the comment during a shareholder presentation, emphasizing that the industry should have been more forthright about liquidity...
Basic personal finance habits: • get 401k match • track your spending • route % of paychecks into savings automatically • avoid cc debt • keep at least 3 months of expenses in HYSA • max Roth IRA Do these consistently and you'll do much better than...
LLM-driven AI tools are much better with words than with math... at what point is the time to back-check the output calculations more time-consuming than just using established software providers for key investment research and financial planning functions? "Mass market AI...
President Trump’s administration floated a new private‑sector retirement account that would mirror the federal employee plan and add a $1,000 annual government match. The proposal arrives as the existing Saver’s Credit still offers a tax credit of up to $1,000...
Your dollar lost 53% of its purchasing power over the past 30 years. That’s not an anomaly. That’s the system. Inflation isn’t just a number - it’s a silent thief. Invest in real assets, or watch your money evaporate. https://t.co/vTylWHpPhj
$SNOW revenue, RPO and guidance came in ahead of consensus and the WSJ headline says company benefiting from AI adoption. This is the point we've been making for several weeks... some infrastructure software businesses are beneficiaries of AI. https://t.co/dX1lJsYfye
Guy Spier announced he is returning outside capital, citing health concerns rather than performance or market timing. He frames the decision as a fiduciary duty to treat investors’ money with utmost seriousness. The letter underscores liquidity discipline, a preference for...
JP Morgan’s 2026 Outlook warns that the classic 60/40 stock‑bond mix now leaves many portfolios overly weighted in a handful of mega‑cap technology names. The firm argues that diversification is not obsolete but evolving, as low‑yield bonds and equity concentration erode...
The University of Texas at Austin’s McCombs School launched a graduate capstone that applies natural language processing and machine learning to thousands of Wealthtender client reviews, creating a new metric called “relationship alpha.” The project, led by a half‑dozen analytics...
Bank of America has launched a dedicated art‑consulting service, joining other major banks such as Citi, Morgan Stanley and Goldman Sachs in expanding wealth‑management offerings to include art advisory. The move reflects rapid growth in the sector, with wealth‑manager participation...
The IRS and Treasury announced they will issue proposed regulations under Section 987 to modernize how foreign currency gains and losses are calculated for qualified business units. Notice 2026‑17 introduces an election for the equity‑and‑basis pool method, mirroring a 1991 proposal, and...
SmartAsset’s 2026 study applies a Pew‑based definition—two‑thirds to twice the median household income—to rank every U.S. state and the nation’s 100 largest cities by their middle‑class income bounds. The analysis shows the highest upper‑class threshold in Massachusetts ($209,656) and the...
President Trump announced a new federal retirement account modeled on the Thrift Savings Plan, promising a government match of up to $1,000 per year for workers without employer‑sponsored 401(k)s. The initiative would potentially cover the 56 million Americans currently lacking such...
ALPS International Sector Dividend Dogs ETF (IDOG) broke the $500 million AUM barrier, reaching $506 million, as international equities rally. Over the past year the fund delivered a 42.71% total return and attracted $99.47 million of net inflows, reflecting heightened appetite for overseas...
Suze Orman’s latest guide outlines a four‑step framework for late‑stage retirement savers. First, readers are urged to inventory income, expenses, and debt to gauge how much they can set aside. Second, she recommends building an emergency fund of at least...
A collar option strategy combines a protective put with a covered call to limit downside while capping upside. Investors own the underlying stock, buy an out‑of‑the‑money put and sell an out‑of‑the‑money call with the same expiration, often resulting in a...
Truist’s private‑wealth division is now offering spot Bitcoin exchange‑traded funds from Fidelity and BlackRock, both SEC‑registered. The ETFs give high‑net‑worth clients regulated crypto exposure through advisors or the self‑directed Truist Trade platform. The launch follows regulatory clarity from the GENIUS...
Investors are eyeing a rapidly expanding U.S. cannabis market projected at $47 billion in 2026, with 24 states legalizing recreational use and 42 permitting medical consumption. A pivotal regulatory change—Executive Order 14370—re‑classified marijuana to Schedule III in late 2025, removing the 280E...
The College Investor lists the top 12‑month certificates of deposit as of February 25, 2026, with yields topping 4.05% APY. Credit One Bank leads with a 4.05% jumbo CD requiring a $100,000 minimum, while Bank of Utah, Live Oak, Navy Federal and...
The Davis Select U.S. Equity ETF (DUSA) has surpassed the $1 billion AUM threshold, marking a milestone for the nine‑year‑old active fund. The ETF follows a high‑conviction, benchmark‑agnostic strategy, holding just 25 large‑cap names that trade at a price‑to‑earnings multiple roughly...
An 82‑year‑old retiree with pension and Social Security holds a mixed portfolio of domestic equities, a single‑stock position, foreign stocks, municipal bonds, and cash, aiming to preserve wealth for heirs and provide survivor income. The current allocation is 55% domestic...
Morgan on the Road to Exchange featured an interview with Jennifer Morgan, founder and CEO of Connective Communications. Morgan discussed her innovative “Storyselling” methodology, which blends storytelling techniques with sales strategies. She announced that the workshop will debut at the...
The article outlines five compelling reasons why ultra‑wealthy individuals should outsource their financial administration. It argues that the sheer complexity of diversified assets, tax regimes, and regulatory obligations exceeds the capacity of most personal staff. By delegating to specialist firms,...
Advisors who appear overly prepared can unintentionally make client meetings feel pre‑scripted, prompting clients to limit their input. When answers arrive before questions fully form, clients adapt by staying on the surface rather than sharing deeper concerns. Shifting from delivering...
BNY Mellon’s senior strategist Eric Hundahl outlined the investment landscape for 2026, emphasizing opportunities across emerging markets, technology, and sustainable assets. He highlighted that easing inflation and stabilizing fixed‑income yields are creating a more favorable risk‑adjusted environment. Hundahl also warned...
At the start of 2026 the S&P 500’s traditional factor seesaw has tilted, with high‑beta and low‑volatility stocks moving in tandem rather than opposite directions. Historically, these two factors exhibit strong negative correlation, providing a natural hedge for investors. Recent...
U.S. mortgage rates slipped last week to roughly 6.5%, the lowest level recorded since 2022, igniting a wave of refinancing activity. The decline aligns with the Federal Reserve’s recent pause on interest‑rate hikes and softer inflation readings that have eased...
If you're making over $100k/yr but are still in debt... Stop what you're doing. Here are 17 changes you need to make to get ahead in 2026:
JPMorgan Chase & Co. and Bank of America are urging clients to buy Venezuelan global bonds that carry large amounts of unpaid interest, known as accrued coupons. The banks argue that these distressed securities could deliver outsized returns if Venezuela...
Ubis Wealth Management’s CIO Ulrike Hoffmann‑Burchardi warns that artificial intelligence is eroding the moat of software‑centric businesses. She argues that AI‑driven automation will compress margins for firms reliant on code, while physical‑world operators—miners, power producers and industrial manufacturers—stand to gain...
We don’t actually punish wealth. We punish people who don’t know how to ring-fence it. And this is why asset protection becomes so important when you pass a certain level of wealth.
April has introduced an AI‑driven tax platform aimed at wealth managers and financial advisors, usable as a standalone solution or embedded within existing systems. The platform delivers a real‑time dashboard that surfaces client tax workflows, documents, and financial insights, while...
I asked 50 year olds for their best advice for people in their 20s: 1. Buy less alcohol, invest instead 2. Stop buying fancy cars. It's a terrible financial decision. 3. Become financially literate asap. Retirement will be easier. Anything to add?
Small caps just hit record highs. While everyone chases mega-cap AI, leadership may already be rotating. That’s not a squeeze. It’s a signal. @JDHatfield_ICAP @InfraCap explain why it matters: https://t.co/11ZhJg1jL3
The top 10 largest stocks in the S&P 500 are 50% more volatile than the S&P 500 itself right now. Important for risk... but more important for alpha right now. https://t.co/yqBR2QU8nK
