Bull of the Day: IAMGOLD (IAG)
IAMGOLD (IAG) is positioned to benefit from soaring gold prices and a strengthening macro backdrop. The company operates mines in the Americas and West Africa and is advancing its flagship Côté Gold project in Ontario. Recent restructuring and asset divestitures have cleaned up its balance sheet, shifting the narrative from execution risk to cash‑flow generation. Analysts have raised earnings estimates, giving IAMGOLD a Zacks Rank #1 (Strong Buy).
Bear of the Day: OneSpaWorld (OSW)
OneSpaWorld (OSW), a Zacks Rank #5 Strong Sell, operates spa and wellness centers on cruise ships and destination resorts. Its revenue is tightly linked to passenger spend per sailing, making it highly discretionary. Recent analyst downgrades trimmed earnings estimates, though...
One Tax Change that Could Improve Canada's Productivity and Benefit All
Canada’s productivity has lagged its U.S. neighbour by roughly 20 percent per hour worked, prompting the Bank of Canada to call for urgent action. A key obstacle identified is the capital‑gains lock‑in effect, which discourages investors from selling appreciated assets. The...
3 Diversified Bond Mutual Funds for Balanced Investing
Zacks Investment Research highlights three top‑ranked diversified bond mutual funds—DWS Short Duration, Goldman Sachs Dynamic Bond, and iShares U.S. Intermediate Credit Bond Index Fund—each holding a Zacks Rank #1 Strong Buy. These funds provide investors with broad sector exposure, high...
2025 European Tax Policy Scorecard
The Tax Foundation released its 2025 European Tax Policy Scorecard, ranking EU and select non‑EU European economies on tax competitiveness and neutrality. Estonia tops the list thanks to a 22% corporate tax on distributed profits, a flat 22% personal income...
Raymond James Has 'Zero Cross-Selling' Requirements: CEO
Raymond James CEO Paul Shoukry announced the firm has no mandatory cross‑selling requirements for its roughly 9,000 advisors. Advisors can collaborate with other business units but face no product‑sale quotas tied to compensation. The firm also offers a “financial‑advisor bill...
IRS Posts Form for Claiming New Tax Deductions
The IRS has issued a new Schedule 1‑A and updated instructions to implement the One Big Beautiful Bill Act tax breaks for 2025, covering tips, overtime, car‑loan interest, and senior‑citizen deductions. The tip deduction allows up to $25,000 per taxpayer, with a phase‑out beginning at...
Fidelity: Position Portfolios for Resiliency to Navigate Volatility
Fidelity’s Q4 2025 portfolio review of 3,371 advisor‑constructed accounts shows a heavy tilt toward equities, with 72 % of assets in stocks and only 23 % in bonds. U.S. equities dominate the equity sleeve at 79 % and ETFs feature in 59 % of...
I Earn $130,000 but Am Terrified of Layoffs. Should I Stop Funding My 401(k) to Pay Off My Mortgage?
A 28‑year‑old earning $130,000 is considering cutting his 401(k) contributions to make extra mortgage payments amid fears of AI‑driven layoffs. Financial experts advise against the move, emphasizing the importance of liquidity and the long‑term benefits of retirement savings. They recommend...
4 Stocks to Watch From the Prospering Insurance Brokerage Industry
The insurance brokerage sector is riding a wave of better pricing, disciplined underwriting and rising demand for a broader range of policies, pushing industry revenue higher. Digitalization and AI adoption are sharpening margins and enabling faster scale, while a wave...
4 Large-Cap Pharma Stocks to Watch as Industry Recovery Gains Steam
The large‑cap pharmaceutical sector is rebounding in 2026 after a muted 2025, buoyed by strong quarterly results, aggressive M&A, and robust pipeline activity. Zacks ranks the industry at #172, but it posted a 10.8% gain over the past year, outpacing...
3 Diversified Chemical Stocks to Watch Amid Demand Woes
The Zacks Chemicals Diversified industry is grappling with soft demand across consumer durables, construction, and electronics, leading to a 9.8% decline over the past year while the S&P 500 rose 20.5%. Inflation‑driven consumer caution in Europe and a sluggish Chinese recovery...
Ask an Advisor: How Does Inheriting an Annuity Work? Can I Roll the Funds Into My IRA?
A spouse inheriting a non‑qualified annuity cannot roll it into an IRA because the contract was funded with after‑tax dollars. Instead, the inherited annuity retains its own tax treatment, with gains taxed first and distribution schedules dictated by the contract...
Garry Marr: Bad News, Gen Z — The Freedom 55 Guy Is Still Working in His 60s and You Will...
Garry Marr notes that a CIBC poll shows Gen Z expects to retire at 59, millennials at 61, while baby boomers target 63. Yet many Canadians, including former insurance executive Alf Goodall, are working well into their 60s, reflecting a shift...
Grab These 3 High-Yield Bond Funds for Significant Returns
High‑yield bond funds are gaining traction as investors chase yield in a post‑pandemic recovery. Zacks Investment Research highlights three Zacks Rank #1 funds—Neuberger Berman Floating Rate Income, Buffalo High Yield, and Virtus Seix Floating Rate High Income—each delivering three‑year annualized...
Calamos Market Neutral Income Strategy Q4 2025 Commentary
Calamos Market Neutral Income Strategy posted a 1.53% net return in Q4 2025, beating the Bloomberg US Government/Credit Bond Index’s 0.90% gain. The fund’s performance was driven by a strong hedged‑equity book and continued arbitrage activity, even as SPAC arbitrage...
Bitcoin Losing Trillions in Value Hasn't Stopped Traditional Giants' Interest in Digital Assets Sector
At the iConnections conference in Miami, the sentiment among large allocators toward digital assets has shifted from skepticism to acceptance, with more than 75 crypto funds and roughly 750 manager‑allocator meetings mirroring pre‑crash activity. Nearly 25% of limited partners on...
3 Luxury Purchases You May End Up Regretting
The article warns that splurging on luxury items such as high‑end cars, oversized homes, and exclusive club memberships can quickly erode savings and hinder long‑term financial goals. It outlines how each purchase brings hidden costs—depreciation, maintenance, insurance, taxes, and lack...
‘Why You Should Mix Bitcoin and Gold’
The piece advocates pairing Bitcoin with gold through the Bold index, a risk‑weighted, monthly‑rebalanced strategy that exploits their low correlation. Bitcoin is currently deeply oversold while gold enjoys strong bullish momentum, creating a diversification opportunity. Bold is offered as the...
Bitcoin’s Self Custody Culture Created an Inheritance Time Bomb, and 2026 May Be when It Starts Detonating
Bitcoin’s self‑custody model is now confronting an inheritance crisis as early adopters age, creating a single‑point‑of‑failure that could lock away multigenerational wealth. A Gannett Trust report flags 2026 as the year holders will begin formalizing succession plans to avoid permanent...
Robert Kiyosaki Says the ‘Biggest Crash in History’ Is About to Hit — Warns Millions Could Lose Everything
Robert Kiyosaki warned on X that the “biggest crash in history” is about to hit, affecting global markets, jobs, and real estate. He cites geopolitical tensions, tariff uncertainties, and AI‑driven job displacement as catalysts, echoing concerns from U.S. Bank wealth...
Everything You Need to Know About Roth IRAs in 2026
Roth IRAs let individuals contribute after‑tax dollars and withdraw earnings tax‑free in retirement. For 2026 the contribution cap is $7,500 ($8,600 for those 50+) and eligibility phases out between $153,000‑$168,000 for single filers and $242,000‑$252,000 for married couples. Unlike traditional...
Continuation Funds: What They Are and Why They Matter
Continuation funds are new private‑equity vehicles that let general partners transfer one or more portfolio companies into a separate fund, extending the holding period beyond the typical ten‑year life. They give limited partners a choice to cash out or roll...
DOL Moves to Undo Stricter Independence Test for Brokers
The Department of Labor has issued a proposal that would replace the Biden‑era “totality of the circumstances” test with a simpler “economic reality” test for determining independent‑contractor status. The change is aimed at easing the classification process for brokerage advisors,...
Do You Have to Report Inheritance on Your Taxes? Rules for Beneficiaries
Beneficiaries generally do not report an inheritance as income on their federal tax return, but any income the inherited assets generate—such as interest, dividends, rent, or distributions—must be reported. Cash, stocks, bonds, real estate, and retirement accounts each have distinct...
Private Markets in 401(k)s Face Major Liquidity Challenges: Morningstar
Morningstar’s new research shows that liquidity, not performance, is the primary obstacle for private‑equity and credit products in 401(k) plans. Simulations using real participant data reveal that even modest redemption flows can exhaust liquidity buffers, forcing managers to allocate up...
Tax Implications of Adding a Spouse to a Deed: Rules and Tips
Adding a spouse to a property deed is a common estate‑planning move that changes legal ownership without necessarily triggering immediate federal income tax. The transfer is generally treated as a gift, but the unlimited marital deduction shields U.S. citizen spouses...
5 Investments That Can Add Income After You Retire
The article outlines five key investments—dividend‑paying stocks, bonds, annuities, Treasury‑linked instruments, and income‑focused funds—that can generate reliable cash flow for retirees. It recommends a balanced allocation of roughly 35‑45% fixed income, 30‑40% equities, 10‑15% cash, and 5‑15% alternatives to manage...
Why States With No Income Tax Aren’t as Affordable as They Seem
Nine U.S. states—Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming—lack a personal income tax, but they often offset that loss with higher property, sales, and insurance costs. Homeowners in Florida face the nation’s most expensive insurance...
Investors Double Down on Robotics: ROBO Sees $225M Flow Surge
Investors are pouring money into the ROBO Global Robotics and Automation Index ETF as the rise of “physical AI” expands the addressable market for intelligent hardware. Assets under management jumped to $1.7 billion, driven by a $452 million year‑to‑date inflow, with $255 million...
Citi and Morgan Stanley Expand Bitcoin and Crypto Custody, Trading and Tokenization Efforts
Citigroup announced it will launch institutional‑grade Bitcoin custody later this year, integrating crypto into its existing custody, reporting and settlement infrastructure. The service will allow clients to manage Bitcoin alongside securities and cash through a single master account, with transaction...
ETJ: There's Only One CEF That Will Survive A Market Crash
ETJ, a closed‑end fund, hedges its U.S. equity holdings by buying out‑of‑the‑money S&P 500 put options that cover nearly the entire portfolio. This strategy allowed the fund to post positive returns during the 2008 financial crisis and positions it as a...
High-Return Investments: Opportunities and Risks
High-return investments promise above‑average gains but come with heightened risk. The article outlines common vehicles such as growth stocks, real estate, private equity, and high‑yield bonds, emphasizing that returns can exceed 10‑20% while volatility and illiquidity rise. It stresses the...
Nearly 1 in 5 Eligible Filers Miss This 'Valuable' Tax Credit, IRS Says — How It Can Boost Refunds
The IRS reports that roughly 20% of eligible taxpayers fail to claim the Earned Income Tax Credit (EITC), a refundable credit that averaged $2,916 per filer in 2024. For the 2025 tax year, the maximum credit rises to $8,046 for...
Wealth Manager Hollow Brook: There’s an Important Place for PE in Family Office Portfolios
Hollow Brook president Philip Richter tells Private Equity International that private equity has become far more accessible due to democratization and a booming secondary market. This broader access enables family offices to consider PE as a core component of their...
This Small-Cap Options Trade Profits Regardless of Market Direction
The article promotes a weekly covered‑call (buy‑write) strategy on the leveraged small‑cap ETF TNA, where investors buy 100 shares and sell out‑of‑the‑money calls each week. The premium received cuts the stock’s cost basis and can generate roughly 4.6% return if...
Senate Committee Proposes to Regulate Tax Preparers, Improve IRS
The Senate Finance Committee unveiled the bipartisan Taxpayer Assistance and Service Act, targeting IRS modernization and stricter oversight of paid tax preparers. The legislation introduces penalties for preparers who alter returns, fail to provide valid PTINs, or misappropriate refunds, while...
5 Shoes & Retail Apparel Stocks Capitalizing on Premiumization Trends
The Shoes & Retail Apparel sector is riding a premiumization wave, with consumers favoring high‑quality, performance‑driven footwear and apparel that command higher price points. Digital acceleration and direct‑to‑consumer (DTC) strategies are boosting margins, inventory efficiency, and customer engagement across brands....
Buy 3 Large-Cap Growth Funds on Solid Rebound in Consumer Confidence
Consumer confidence rose 2.2 points to 91.2 in February, outpacing forecasts, while the unemployment rate slipped to 4.3% in January and inflation expectations fell to a 13‑month low of 3.5%. The rebound in sentiment and a modest jobs gain suggest...
3 Top-Ranked Nuveen Mutual Funds Worth Buying Now
Nuveen Investments, the world’s largest farmland asset manager with $1.3 trillion AUM as of March 2025, has three Zacks‑ranked mutual funds that analysts label Strong Buy. The Nuveen Large Cap Growth Fund (TILWX) posted a 26% three‑year annualized return, heavily weighted toward...
Dimensional Passes USD1 Trillion in AUM Milestone
Dimensional Fund Advisors announced it has surpassed $1 trillion in assets under management, marking a significant scale milestone for the firm. ETFs now represent over $265 billion of that total, a product line the firm introduced after a 2019 regulatory change. Its...
South Asian Wealth Giant Taps IntellectAI for AI Platform
A leading South Asian financial services group partnered with IntellectAI to build an AI‑led, platform‑first wealth management solution using a first‑principles, architecture‑first methodology. The composable, API‑first platform spans onboarding, portfolio management, advisory and operations, embedding automated rebalancing, CRM workflows and...
Brown Advisory Introduces Value Select Strategies - #Wealth #AssetManagement #AssetFinance
Brown Advisory announced the launch of two global equity value strategies—Global Value Select and International Value Select—aimed at identifying companies trading below intrinsic value. The International strategy mirrors the global approach but excludes U.S. equities. A European‑domiciled UCITS fund will...
Taxpayer Got No Relief From Court After CRA Penalties on Late Filing of Foreign Holdings
A British Columbia taxpayer who filed Form T1135 late for 2021 and 2022 was hit with CRA penalties and interest, then sought judicial relief. The Federal Court examined the taxpayer’s claims of technical difficulties and financial hardship but found the...
AI Adoption Drives Investment Shift Beyond Chipmakers
Investors are widening AI exposure beyond chipmakers as generative AI reaches half of U.S. households within three years, a pace unmatched by prior technologies. Alger’s research splits the market into “enablers” that build hardware and software and “adopters” that embed...
IRS Sent $447.8M in RRC Payments to Ineligible Taxpayers
The Treasury Inspector General for Tax Administration reported that the IRS mistakenly issued $447.8 million in Recovery Rebate Credit (RRC) payments to 300,843 ineligible taxpayers, many of whom were non‑resident aliens or received duplicate advances. The erroneous disbursements represent roughly 25 %...
Trying to Get Out of Debt? Here Are 6 Tips to Pay It Off Faster
Americans are feeling heightened financial stress as consumer borrowing climbs and interest rates stay high, prompting many to prioritize debt elimination. The article outlines six practical tactics—paying above the minimum, crafting a structured payment plan, targeting high‑interest balances first, tightening...
Low-Cost Active ETFs Post Higher Success Rates, Morningstar Finds
Morningstar’s 2025 Active/Passive Barometer shows low‑cost active ETFs outperformed expensive peers, with 31% of the cheapest quintile beating passive averages over ten years versus 17% for the costliest funds. The data suggests fees, not manager skill, drive active success, especially...
RBC's U.S. Wealth Unit Defies Inflow Slump with Asset Surge
Royal Bank of Canada’s U.S. wealth management unit posted a 12% year‑over‑year asset increase to $777.2 billion in its fiscal Q1 2026, despite net new inflows dropping more than half to $4.9 billion. The division added roughly $180 billion in assets over the...
To Jumpstart Centers of Influence Referrals, Think Outside the CPA
Financial advisors are urged to broaden referral networks beyond traditional CPAs and lawyers, embracing strategic alliances with diverse centers of influence. Mike Byrnes suggests using happy clients for warm introductions and targeting non‑traditional partners such as yacht dealers, realtors, clergy,...