Know What's Happening in Banking
Know What's Happening in Banking
IndusInd Bank sees deposits dip 2.6% YoY while advances fall 8.7% in Q4FY26
IndusInd Bank reported total deposits of ₹4,00,178 crore, down 2.6% year‑on‑year, and net advances of ₹3,15,154 crore, down 8.7% YoY. Deposits rose 1.6% sequentially, indicating a modest recovery amid a cautious lending environment.
Also developing:
By the numbers: Huntington Bancshares completes Cadence Bank acquisition
OFG Bancorp reported a 17% year‑over‑year increase in diluted EPS, supported by a modest 2% rise in core revenues and a favorable tax benefit. Commercial loans expanded to $3.5 billion, now representing 43% of the loan book, while retail deposits grew 5% to $9.9 billion driven by the Libre and Elite digital accounts. Net interest margin slipped to 5.12% as loan yields fell, and non‑interest expenses rose to $105 million, yet the bank returned capital through $40 million of Q4 share repurchases and a 20% dividend hike. Management reaffirmed 2026 guidance for NIM, non‑interest costs and a 23% effective tax rate, emphasizing continued investment in commercial‑segment technology and digital capabilities.
Ticker News has launched Broker Business, a new finance‑focused series aimed at Australia’s more than 20,000 mortgage and finance brokers. Hosted by Rex Afrasiabi, founder of New Chapter Legal, the weekly program delivers practical, broker‑to‑broker conversations on client acquisition, scaling...
NAB unveiled its latest Home Lending campaign under the "Your Partner at Every Stage" platform, reinforcing the bank’s "More than Money" promise that banking is a partnership, not just a transaction. The campaign uses a stage metaphor to illustrate support...
Fintech investment in Asia‑Pacific fell to a decade low in 2025, totaling $9.3 billion across 763 transactions, down from $11.7 billion in 2024. Venture capital supplied $7.5 billion of that amount, while mergers and acquisitions contributed $1.7 billion and private equity under $0.1 billion. Funding...
Zero human companies aren't science fiction They're inevitable We already have: • Autonomous trading bots making millions • AI writing and deploying smart contracts • Agents managing DeFi protocols The infrastructure exists The capability exists The capital exists What's missing is the regulatory framework But regulation always lags innovation By the...
U.S. District Judge Andrew Carter denied Binance’s bid to compel arbitration for class‑action lawsuits alleging unregistered token sales. The ruling holds that Binance failed to adequately notify users of the 2019 arbitration clause and that the class‑action waiver is ambiguous,...
$SOFI - Lending Revenue $267M ➡️ $1.85B - Tech Platform $0 ➡️ $450M - Financial Services $1M ➡️ $1.54B - Members 652K ➡️ 13.65M - Lending Originations $11.7B ➡️ $36.4B But sure, sell the stock because inflation is a bit higher, or you don't like the...
The Capital One Venture X Business card is a premium charge card targeting small‑business owners, offering a 150,000‑mile welcome bonus after $30,000 spend and a $395 annual fee. It delivers flat‑rate earnings—10 X miles on Business Travel hotels and rentals, 5 X on flights...
If stocks were the best path to wealth, banks would loan you 80% to buy them. They don’t. But they will for real estate. That should tell you something.
The Philippines is seeking up to $800 million from the Asian Development Bank as a partial credit guarantee to backstop availability payments for the North‑South Commuter Railway (NSCR) operator. The guarantee, equivalent to 24 months of payments, aims to mitigate government...
Goldman Sachs down 7.5% in a single day. From $985 to $860 in three months. Meanwhile, a UK mortgage lender just collapsed. Private credit contagion is spreading across the Atlantic. This isn’t a correction. It’s a credit event hiding in plain sight.
Folks who enjoyed today’s newsletter on the rapidly changing banking ecosystem should listen to this ep of @Breakingbanks1 (as seen on HBO, IYKYK) with @jasonhenrichs — https://t.co/MuzhnOMJtq
On March 2, Iran’s Central Bank lifted daily transfer limits across its banking system to ease pressure from high inflation and the ongoing war. The POL instant network cap rose to IRR 1 billion, card‑to‑card limits to IRR 150 million, and payment transaction ceilings to...
Leaving this here “It comes as CBA..grapples w/the onset of AI technologies. The bank in the midst of rolling out AI systems across its business banking, communications & fraud-detection operations. In March 2025, CBA invested in AI firm Anthropicto drive...
The irony of zero human companies: They'll probably have better customer service than most human-run businesses today. 24/7 response times No burnout No ego No politics Just ruthless optimization for user satisfaction. We've been training for this future every time we preferred the chatbot to waiting on...
Visa announced a new sub‑regional structure covering Egypt, Libya and Sudan, part of its broader North Africa, Levant and Pakistan growth strategy. The reorganisation appoints Malak El Baba as country manager for the three markets and moves veteran Ahmed Mohey...
Brussels proposed a digital form of cash that could be used both online and offline. Navarrete, by contrast, is pushing for an offline-only model. More delays. Can Europe break free of Visa and Mastercard? MEPs stall digital euro https://t.co/SLW3jTmnrB
Excited to have selected @ereborbank as Lore's banking partner as we build sovereign AI infrastructure for the United States. It's important that American-aligned companies support one another. https://t.co/8b2Sgl0Ctm
The IMF paper documents a rapid rise in non‑bank financial institution (NBFI) subsidiaries within banking groups, now accounting for about 32 % of syndicated loan origination in 2024. When macroprudential policies tighten bank‑level constraints, bank subsidiaries cut lending by roughly 1 %,...
Problems in Dubai are not just for people staying there - it spills over to India - we get $45 bn of remittances from the Middle East each year.
Dune Analytics has launched a stablecoin dataset designed for enterprise and institutional users, consolidating transfer records, pricing, and token metadata across EVM‑compatible chains, Solana and soon Tron. The offering includes both free and premium tables that normalize balances, label addresses...
U.S. Senate Banking Committee leaders raised alarms that stablecoin yields could trigger a deposit flight from traditional banks. Lawmakers worry the high‑interest returns on payment‑stablecoins mimic savings accounts but lack regulatory safeguards. The hearing highlighted the tension between stablecoins’ rapid,...
Fintech operates on a five‑layer stack, from foundational payment rails to end‑to‑end financial journeys. The bottom rail layer comprises card networks, ACH, SWIFT and emerging blockchain protocols that move money. Above that, capabilities such as KYC, AML, fraud detection and...
Digital wallets have shifted payments from physical cards to smartphones, with services like Apple Pay and Google Pay gaining mainstream traction. By leveraging tokenization and encryption, they protect card data better than traditional chip cards. Consumers can store multiple credit,...
“We're probably the first chain to launch with the stock token as part of the native part of the chain itself,” Robinhood's Seong Seog Lee says. I am really interested to see what type of applications this unlocks. Are you...
Fideo Intelligence unveiled Verify for Payments, a real‑time identity intelligence API aimed at payment service providers, fintechs, and banks. The solution targets synthetic identity fraud, promising 47% higher detection rates than traditional KYC checks while delivering sub‑second responses. By tapping...
Finzly, founded in 2012, delivers BankOS—a cloud‑native operating system that consolidates ACH, Fedwire, SWIFT, RTP, FedNow and tokenized assets behind a single API, letting banks retire fragmented legacy cores. In October 2025 the firm introduced Agentic Galaxy, AI agents that...
JPMorgan CFO Jeremy Barnum warned that interest‑bearing stablecoins are forming a "parallel banking system" that lacks the prudential safeguards of traditional deposits. Treasury estimates up to $6.6 trillion of bank deposits could be exposed if the regulatory loophole remains open. Lawmakers...
NoCFO, the AI‑native financial management platform, has partnered with open‑banking specialist Salt Edge to embed a Pay‑by‑Bank payment‑initiation service directly into its app. The new feature lets Finnish SMEs approve and pay invoices without leaving the platform, currently serving more than...
Summary of Major News on Friday, 27 February 2026:  1. Sunway Healthcare’s Historic IPO and IJM Corp Bid Update 2. Alleged Plot to Topple the Government Uncovered 3. Petronas Faces 18% Profit Drop Amid Oil Price Slump 4. CIMB Reports Earnings Growth and...
The future belongs to leaders willing to take smart risks, challenge legacy processes, and deploy technology the way customers want it used. Digital success isn’t about the vendor. It’s about the will to change. https://t.co/oqVqr3G6ac
HSBC is offering a limited‑time 25% bonus on converting HSBC Premier credit‑card points to British Airways Avios, ending at midnight on 28 February 2026. The bonus applies only to transfers into a BA Avios account and the bonus points usually arrive instantly,...
The growth rate in U.S. commercial bank credit has been steadily picking up. On Feb. 18th it was 6.7%/yr. When it comes to the money supply, commercial banks are the elephant in the room. They produce 80% of M2. THE US INFLATION GENIE...
"Grand slams and home runs are hard to get. But singles and doubles are still wins – that's still less money in the deal than buying at retail price." –Mortgage lender & financing expert Bryan Maddex (Podcast 476)
Tether has frozen $3.5 billion of USDT linked to illicit activity since 2023, bringing the total frozen amount to $4.2 billion since the stablecoin’s launch. The company, which now has over $180 billion of USDT in circulation, can remotely lock tokens at law‑enforcement...
You’re only as fast as your slowest provider. Real-time payments are ready. Are your systems and teams ready? Many institutions are behind. Watch the full video now: https://t.co/qrsFZDRVT6 https://t.co/B7BPNfmvRo
Morgan Stanley 'absolutely' plans to offer Bitcoin custody, trading, yield and lending: The investment bank decided that it needs to build its own in-house capabilities before rolling out #Bitcoin offerings to its clients. @DecryptMedia. #CryptoAssets https://t.co/RWAGf7he23
Morgan Stanley has filed an application with the U.S. Office of the Comptroller of the Currency to create a new federally chartered entity, Morgan Stanley Digital Trust, National Association, under a national trust bank charter. The charter would focus on...
The World Bank’s new white paper, “ID Meets Instant,” outlines a conceptual model that merges verifiable digital ID with fast‑payment systems via a portable Payments Identity Credential. Built on a trust framework linking national ID authorities and payment providers, the...
Finance leaders face a “year-two problem” where B2B payments upgrades fail to deliver expected gains without refined data and processes. The article argues that execution velocity—how quickly firms turn standardized transactional data into actionable decisions—will be the decisive KPI. CFOs...
The Hudson Institute released an analysis urging the careful rollout of digital wallets in Gaza to improve financial oversight and limit Hamas’s funding streams. It highlights the sector’s $14.2 million damage, near‑total loss of bank branches, and the scarcity of functional...
The Senate introduced the Access to Fair Financing for Opportunity and Resilient Development (AFFORD) Act, aiming to strengthen the Community Development Financial Institutions (CDFI) Fund. The bill would let smaller CDFIs join the CDFI Bond Guarantee Program, reauthorize a liquidity‑enhancement...
Edward Jones has secured conditional approval from the FDIC and the Utah Department of Financial Institutions to launch Edward Jones Bank, an industrial loan company slated for early 2027. The new bank will accept deposits and issue certificates of deposit,...
Thredd, an AI‑first issuer processing platform, announced an expanded partnership with MuchBetter to launch its prepaid card and digital‑wallet program in Israel. The collaboration builds on Thredd’s earlier deployments in the United Kingdom and Canada, providing end‑to‑end processing, security and...
Canadian mortgage arrears surged to a five‑year high of 0.219% in December 2024, marking the fastest monthly increase since the pandemic’s early days. The number of mortgages 90 days past due rose 4.2% month‑over‑month, adding roughly 520 delinquent loans and...
Private debt markets have been struggling for some time. These are nonbank lenders, largely in the private equity space, although they do rely upon bank credit. This is one of many fragilities in the financial market and the economy more...
Most regulated industries still rely on 24-month transformation projects. Seventy percent fail to deliver value. That gap puts $847B at risk by 2030. I explore why learning velocity is the real threat. Watch the full episode now: https://t.co/3EzvLwQdvE https://t.co/BesD9wBahx
The UK government appointed Katharine Braddick, a former regulator now Barclays group head of strategic policy, as the Bank of England's deputy governor for prudential regulation. Her five‑year term begins on July 1, 2026, succeeding Sam Woods. The move follows finance...
Citigroup announced it will launch institutional‑grade Bitcoin custody later this year, integrating crypto into its existing custody, reporting and settlement infrastructure. The service will allow clients to manage Bitcoin alongside securities and cash through a single master account, with transaction...
.@ShenLucinda argues that Stripe isn't a logical buyer for PayPal. But JPMorgan may be. https://t.co/5mg3m05s44
