FinTech News and Headlines

Blink Payments Introduces Card Present API
NewsJan 7, 2026

Blink Payments Introduces Card Present API

Blink Payments, a paytech platform, has launched a new Card Present API that allows integrated software vendors and merchants to embed in‑person payment acceptance directly into their applications. The API delivers real‑time transaction reporting, giving businesses immediate visibility into sales...

By Finextra
Revolut Wants to Enter Turkey by Acquiring a Local Bank
NewsJan 7, 2026

Revolut Wants to Enter Turkey by Acquiring a Local Bank

Revolut is in talks to acquire FUPS, a Turkish digital bank, as part of its push into Turkey's fast‑growing banking sector. The transaction would need clearance from the Banking Regulation and Supervision Agency (BDDK). Revolut, now close to 70 million users,...

By Finance Magnates Fintech
Finshape Appoints Neil Budd as CEO
NewsJan 7, 2026

Finshape Appoints Neil Budd as CEO

Finshape, a leading digital banking solutions provider, announced Neil Budd as its new chief executive officer. Budd brings over two decades of fintech leadership, most recently heading global banking solutions at XYZ Corp. The appointment follows Finshape’s recent $50 million Series B...

By Finextra
Morph and Bitget Wallet Launch Accelerator for On-Chain Payments
NewsJan 7, 2026

Morph and Bitget Wallet Launch Accelerator for On-Chain Payments

Morph, an Ethereum‑based settlement layer for payments, unveiled a $150 million Payment Accelerator to fund startups that bring real‑world payment activity onto blockchain. The program is launched in strategic partnership with Bitget Wallet, which will provide wallet integration and user‑on‑ramp services....

By Finextra
Nolan W. Williams and the New Language of Capital
NewsJan 7, 2026

Nolan W. Williams and the New Language of Capital

Nolan W. Williams is emerging as a fintech thought‑leader who designs the "new language of capital" through digital infrastructure and decentralized finance. He founded Concrete Digital to treat digital assets as treasury‑grade components rather than speculative tokens, aligning with institutional risk frameworks....

By TechBullion
How Tokenised Stocks Are Creating a Parallel 24/7 Market for Equities
NewsJan 7, 2026

How Tokenised Stocks Are Creating a Parallel 24/7 Market for Equities

Tokenised stock trading volume topped $1 billion in December, underscoring a rapid shift toward 24/7, on‑chain equity access. Investors worldwide are using blockchain‑based shares to react to macro events in real time, sidestepping U.S. market hours and local brokerage hurdles. Regulators...

By Finance Magnates Fintech
Why Wall Street Can’t Price the Next Internet
NewsJan 7, 2026

Why Wall Street Can’t Price the Next Internet

The article argues that Wall Street is undervaluing Ethereum by applying the same flawed framework it used for the 1990s Internet. Like early web protocols, Ethereum functions as a public, permissionless settlement layer that enables billions in economic activity without...

By TechBullion
Revolut in Talks to Buy Turkish Neobank
NewsJan 7, 2026

Revolut in Talks to Buy Turkish Neobank

Revolut is reportedly negotiating to acquire Fups, a Turkish digital‑only bank, marking the fintech’s first foray into mergers and acquisitions as part of its global expansion strategy. The deal would give Revolut a licensed banking platform in Turkey, a market...

By Finextra
UK Fintech Permutable AI Expands Into Asia Pacific
NewsJan 7, 2026

UK Fintech Permutable AI Expands Into Asia Pacific

Permutable AI, a specialist in AI‑driven macro and commodities intelligence, announced its expansion into the Asia‑Pacific region. The move responds to rising demand from institutional investors for real‑time, granular insight into regional economic and commodity developments. By establishing a local...

By Finextra
Discovering Tungstenum, a New Project Focused on Rules-Based Index Strategy Design
NewsJan 7, 2026

Discovering Tungstenum, a New Project Focused on Rules-Based Index Strategy Design

Tungstenum is a new project that designs rules‑based index strategies, specifying asset selection, weighting, rebalancing, and documentation. It responds to growing platform demands for governance, auditability, and scalability by treating strategy creation as an engineering problem rather than discretionary portfolio...

By TechBullion
Top 5 Gold Tokenization Development Companies 2026
NewsJan 7, 2026

Top 5 Gold Tokenization Development Companies 2026

Gold tokenization is reshaping investment by converting physical gold into blockchain‑based tokens. The market is projected to reach $12.83 billion by 2032, driven by demand for asset‑backed digital assets. The article lists the top five development firms—Idea Usher, Intellivon, Securitize, Tangany,...

By TechBullion
BMLL Names Karen King as Head of Sales in Apac
NewsJan 7, 2026

BMLL Names Karen King as Head of Sales in Apac

BMLL, the leading independent provider of harmonised historical Level 3 data and analytics, announced Karen King as its new Head of Sales for the Asia‑Pacific region. The appointment aims to accelerate BMLL’s market penetration across China, Japan, Singapore and Australia. King...

By Finextra
Smart Payment Technologies Partners with Castles Technology to Strengthen Global Payments
NewsJan 7, 2026

Smart Payment Technologies Partners with Castles Technology to Strengthen Global Payments

Smart Payment Technologies (SPT) has announced a partnership with Castles Technology to upgrade its G8 payment gateway. The collaboration will embed Castles' cutting‑edge hardware platforms into SPT's existing software stack, creating a unified payment ecosystem. By merging hardware and software...

By Finextra
Flexsystem and Other Business Software Without API Support Face Survival Risks in 2026
NewsJan 7, 2026

Flexsystem and Other Business Software Without API Support Face Survival Risks in 2026

In 2026, Flexsystem, Microsoft BizTalk and SAP PI/PO are highlighted as legacy business applications still missing robust API support. Their reliance on proprietary or outdated integration methods limits interoperability with AI‑driven analytics and cloud‑native tools. As competitors roll out API‑first...

By TechBullion
The Crypto CFO Playbook for Blockchain Treasury Management
NewsJan 7, 2026

The Crypto CFO Playbook for Blockchain Treasury Management

The Cardano Foundation’s CFO, Stephen Wood, explains how crypto‑native treasuries require a blend of traditional finance discipline and blockchain‑specific tools. Real‑time on‑chain management provides instant visibility, lower fees, and automated reconciliation, turning the treasury into a shared, transparent resource. Wood’s...

By PYMNTS
Hugimals Founder Credits Growth to AI, Payments and Amazon Store
NewsJan 7, 2026

Hugimals Founder Credits Growth to AI, Payments and Amazon Store

Hugimals World, a direct‑to‑consumer brand of weighted plush comfort items, has accelerated growth by weaving AI tools, a flexible multi‑currency payment stack, and a robust Amazon store into its operating model. Founder Marina Khidekel built the business on Shopify to...

By PYMNTS
Fraud Orchestration Puts Merchants Back in Charge
NewsJan 7, 2026

Fraud Orchestration Puts Merchants Back in Charge

Traditional fraud prevention, treated as a cost, relied on processor black‑box decisions, limiting merchant control. A new Payments Orchestration Tracker report shows merchants shifting to fraud orchestration, a centralized decision layer that aggregates identity, behavioral and device signals. This model...

By PYMNTS
74% of Credit Union Members Pass the Loyalty Test
NewsJan 7, 2026

74% of Credit Union Members Pass the Loyalty Test

A PYMNTS Intelligence report with Velera reveals that 74% of credit‑union members meet a loyalty benchmark, yet Gen Z members are far less secure, with 36% likely to switch. The study links this volatility to rising expectations for AI‑driven, real‑time financial...

By PYMNTS
Global Fintech Airwallex Commits €200 Million to Netherlands Expansion Plans
NewsJan 7, 2026

Global Fintech Airwallex Commits €200 Million to Netherlands Expansion Plans

Australian fintech Airwallex announced a €200 million, five‑year investment in the Netherlands, earmarked for expanding its Amsterdam hub and scaling its European operations. The plan includes a 60% increase in local staff, reaching roughly 70 employees by the end of 2026,...

By Crowdfund Insider
Bitwes: A Leading Cryptocurrency Exchange in 2026
NewsJan 7, 2026

Bitwes: A Leading Cryptocurrency Exchange in 2026

Bitwes has emerged as a leading cryptocurrency exchange by offering an extensive catalog of trading pairs, lightning‑fast order execution, and some of the lowest fees in the industry. Its robust development team continuously upgrades security, performance, and feature sets, while...

By TechBullion
Payroll Data Validation: Best Practices for Any Organization
NewsJan 7, 2026

Payroll Data Validation: Best Practices for Any Organization

Payroll data validation ensures accurate, compliant employee compensation. Errors from manual entry, system mismatches, or outdated records can cause costly over‑ or under‑payments and legal penalties. Best practices include using automated validation tools, integrating HRMS with payroll, conducting regular audits,...

By TechBullion
Why Businesses Need Expert Fintech App Development Companies in 2026
NewsJan 7, 2026

Why Businesses Need Expert Fintech App Development Companies in 2026

In 2026, fintech products must be built with deep technical, regulatory, and security expertise to meet instant user expectations. Expert fintech app development firms provide structured engineering, compliance‑first design, and scalable architectures that mitigate risk and avoid costly post‑launch rewrites....

By TechBullion
Regtech : Prove Unified Authentication Solution Supports Framework for Digital Identity Verification
NewsJan 7, 2026

Regtech : Prove Unified Authentication Solution Supports Framework for Digital Identity Verification

Prove unveiled Unified Authentication, a single platform that replaces traditional MFA and OTP‑based methods. The solution blends mobile network signals, SIM possession checks, and Prove’s proprietary cryptographic keys to continuously verify users throughout the journey. Real‑time risk analysis and anomaly...

By Crowdfund Insider
Dutch Neobank Bunq Refiles for US Banking License After 2024 Withdrawal
NewsJan 7, 2026

Dutch Neobank Bunq Refiles for US Banking License After 2024 Withdrawal

Dutch neobank bunq has refiled for a U.S. national bank charter with the OCC, two years after withdrawing its first attempt. CEO Ali Niknam cites a more favorable regulatory climate as the catalyst. The application builds on bunq’s recent FINRA...

By Finance Magnates Fintech
Bitcoin Prices Rise, WPA Hash Cloud Mining Helps Holders Achieve Sustained Profit Conversion
NewsJan 7, 2026

Bitcoin Prices Rise, WPA Hash Cloud Mining Helps Holders Achieve Sustained Profit Conversion

Bitcoin’s price rally is prompting long‑term holders to look beyond simple appreciation and seek ways to monetize gains without liquidating positions. WPA Hash’s cloud‑mining service positions itself as a bridge between rising market prices and steady income, allowing users to lease...

By TechBullion
Glance Intuit Download Guide: How Screen Sharing Helps QuickBooks and TurboTax Users Get Expert Support
NewsJan 7, 2026

Glance Intuit Download Guide: How Screen Sharing Helps QuickBooks and TurboTax Users Get Expert Support

Glance.Intuit.com is Intuit’s secure, view‑only screen‑sharing platform that connects users with certified support agents during live sessions. It works across QuickBooks, TurboTax, ProConnect Tax and Mint, allowing experts to see exactly where a user is stuck and guide them step‑by‑step....

By TechBullion
Crypto Invoicing Is Reshaping Global E-Commerce Payments in 2026
NewsJan 7, 2026

Crypto Invoicing Is Reshaping Global E-Commerce Payments in 2026

Crypto invoicing, powered by stablecoins, is moving from niche to mainstream as e‑commerce grapples with shrinking margins and costly cross‑border payments. Merchants can issue fiat‑priced invoices and receive USDT or USDC, cutting settlement times from days to minutes and eliminating...

By Finextra
Commercial Banking in Transition: What Are the Key Opportunities in 2026?
NewsJan 7, 2026

Commercial Banking in Transition: What Are the Key Opportunities in 2026?

The article outlines how shifting client expectations, fintech and neobank competition, and the rise of digital‑based currencies are reshaping commercial banking in 2026. Clients now prioritize cost‑efficiency, seamless integration, and faster payments, forcing banks to modernize legacy platforms. Partnerships with...

By Finextra
PREDICT: Asia’s Fintech Stack: Engineering Impact Amid Rising Financial Crime Risks
NewsJan 7, 2026

PREDICT: Asia’s Fintech Stack: Engineering Impact Amid Rising Financial Crime Risks

Asia’s fintech sector is evolving into a high‑velocity innovation hub, yet it faces a surge in sophisticated financial crime such as pig‑butchering and coercive fraud schemes. Providers are deploying AI‑driven risk engines, blockchain‑based identity frameworks, and secure API layers to...

By Finextra
Boost Security without Breaking UX: Smarter Authentication Against AI Threats
NewsJan 7, 2026

Boost Security without Breaking UX: Smarter Authentication Against AI Threats

Financial institutions are confronting a surge of AI‑generated fraud—deepfakes, synthetic identities, and generative‑AI social engineering—that now infiltrates authentication and account‑change journeys. To protect high‑risk moments without sacrificing conversion, banks are modernising authentication with biometric and NFC‑enabled “smart friction” and real‑time...

By Finextra
Beyond the Hype: Practical AI for Smarter Payment Exception Handling
NewsJan 7, 2026

Beyond the Hype: Practical AI for Smarter Payment Exception Handling

Global payment volumes are projected to climb from $195 trillion in 2024 to $320 trillion by 2032, putting pressure on banks to streamline exception handling. Leading financial institutions are adopting design‑time intelligence that can pre‑emptively resolve up to 90% of payment exceptions,...

By Finextra
PREDICT 2026: Finextra’s US Regulation Pulse Check 2026
NewsJan 7, 2026

PREDICT 2026: Finextra’s US Regulation Pulse Check 2026

How are institutions navigating the evolving US regulatory landscape?

By Finextra
Banking on Stablecoins: Accelerating Cross-Border Payments in the US, UK and Europe
NewsJan 7, 2026

Banking on Stablecoins: Accelerating Cross-Border Payments in the US, UK and Europe

Regulatory frameworks for stablecoins are diverging in the US, UK and Europe, with the US GENIUS Act, the UK FCA’s evolving guidance, and the EU’s MiCA regulation shaping the rules banks must follow. Banks are testing stablecoins to accelerate cross‑border...

By Finextra
Payments Modernisation: How PSPs and Acquirers Are Accelerating Global Merchant Growth
NewsJan 7, 2026

Payments Modernisation: How PSPs and Acquirers Are Accelerating Global Merchant Growth

Payment service providers, acquirers and fintechs are positioning themselves as growth engines for global merchants by delivering more than basic transaction processing. They are building connected ecosystems that combine local, global and alternative payment methods—including stablecoins—with plug‑ins to major e‑commerce...

By Finextra
From Obligation to Opportunity: Making Payments Modernisation Work
NewsJan 7, 2026

From Obligation to Opportunity: Making Payments Modernisation Work

Banks face a perfect storm as legacy payments infrastructure collides with relentless regulatory and technological change. RedCompass Labs research shows 83% of modernization programs exceed budget and 87% run past schedule, sometimes causing outages. The article outlines four core challenges—continuous...

By Finextra
PREDICT 2026: New Financial Fabric - Digital Assets, Smart Infrastructure, Global Resilience
NewsJan 7, 2026

PREDICT 2026: New Financial Fabric - Digital Assets, Smart Infrastructure, Global Resilience

The PREDICT 2026 webinar highlighted how banks are integrating blockchain, AI and quantum computing to modernise transaction banking and bridge traditional finance with decentralized platforms. Central banks are piloting CBDCs and tokenised assets, seeking policy frameworks that preserve monetary stability while...

By Finextra
CaixaBank Creates Artificial Intelligence Office
NewsJan 7, 2026

CaixaBank Creates Artificial Intelligence Office

CaixaBank has launched an Artificial Intelligence Office to oversee AI initiatives. The office will ensure AI projects comply with regulations, ethical standards, and deliver business value. As part of its 2025‑2027 strategic plan, the bank assembled a multidisciplinary team of...

By Finextra
Global Securities Lending Tops $15.3 Billion, Rising 26% in 2025
NewsJan 6, 2026

Global Securities Lending Tops $15.3 Billion, Rising 26% in 2025

Global securities lending surged to $15.3 billion in 2025, a 26% year‑over‑year increase, with loan balances topping $4 trillion and generating $11.7 billion in revenue. The broker‑to‑broker market expanded to $3.61 billion, up 41%, while North America, EMEA and APAC all posted double‑digit revenue...

By Crowdfund Insider
How S&P Global Built a Multimodel AI Platform
NewsJan 6, 2026

How S&P Global Built a Multimodel AI Platform

S&P Global adopted a multimodel AI strategy, likened to a multicloud approach, to enhance operational efficiency. Partnering with Google Cloud in December 2025, they leveraged Vertex AI to integrate Google Gemini alongside third‑party and open‑source models, enabling flexible model selection...

By Bank Automation News
Stripe Integrates Crypto.com to Facilitate Crypto Payments
NewsJan 6, 2026

Stripe Integrates Crypto.com to Facilitate Crypto Payments

Stripe and Crypto.com announced a partnership that embeds Crypto.com Pay into Stripe’s payment platform, allowing merchants to accept cryptocurrency payments. The integration automatically converts crypto into the merchant’s selected fiat currency, which is deposited like any traditional transaction. Crypto.com will...

By PYMNTS
Podcast: Reimagining Payment Experiences with Agentic AI
NewsJan 6, 2026

Podcast: Reimagining Payment Experiences with Agentic AI

In this episode, Zachary Aron, a principal at Deloitte Consulting, explores how agentic AI is poised to overhaul entire payment journeys rather than isolated transactions, highlighting use cases such as travel and business expense workflows. He explains that while AI...

By Bank Automation News
Venezuela-Focused Crypto Startup Loses $341K in Cybertheft
NewsJan 6, 2026

Venezuela-Focused Crypto Startup Loses $341K in Cybertheft

Kontigo, a Venezuela‑focused crypto fintech, reported a cyber‑theft that drained about $341,000 USDC from 1,005 user accounts. The company said it has fully refunded the affected users despite losing access to U.S. banking partners like JPMorgan Chase and Checkbook due...

By American Banker Technology
Cobalt Credit Union Teams Up with Eltropy to Deploy AI Voice
NewsJan 6, 2026

Cobalt Credit Union Teams Up with Eltropy to Deploy AI Voice

Eltropy announced that Nebraska‑based Cobalt Credit Union has rolled out its AI Voice solution, dubbed “Coby,” across its contact center. The deployment delivered an 83% session containment rate, surpassing typical voice AI benchmarks of 60‑80% and maintaining strong member satisfaction....

By Finovate
Blockchain Security Firm CertiK Examines Crypto and Privacy Tech Advancements Heading Into 2026
NewsJan 6, 2026

Blockchain Security Firm CertiK Examines Crypto and Privacy Tech Advancements Heading Into 2026

CertiK released a dual‑track report outlining 2025’s regulatory overhaul and the technical rise of zero‑knowledge virtual machines (zkVMs) as it looks toward 2026. In the United States, the GENIUS Act now forces 1:1 stablecoin reserves and monthly audits, while the...

By Crowdfund Insider
Yield Issue in Play as Senate Looks to Crypto Bill Markup
NewsJan 6, 2026

Yield Issue in Play as Senate Looks to Crypto Bill Markup

The Senate Banking Committee is poised to mark up a crypto market‑structure bill as early as next week, despite lingering partisan gaps. Lawmakers are debating provisions that would curb stable‑coin issuers from offering yield‑like rewards, a practice the American Bankers...

By American Banker Technology
Bankers Fear Economic Struggle in 2026
NewsJan 6, 2026

Bankers Fear Economic Struggle in 2026

American Banker’s 2026 Predictions survey of 174 banking executives highlights growing anxiety over tariff volatility, recession and stagflation, and a volatile regulatory environment. Eighty‑eight percent expect tariff shocks, while more than half forecast a U.S. recession and global slowdown, and...

By American Banker Technology
Visa and Akamai Join Forces to Secure the Next Era of ‘Agentic Commerce’
NewsJan 6, 2026

Visa and Akamai Join Forces to Secure the Next Era of ‘Agentic Commerce’

Visa has teamed with cybersecurity leader Akamai to launch a trust layer for the fast‑growing “agentic commerce” market, where autonomous AI agents shop on behalf of users. The collaboration embeds Visa’s Trusted Agent Protocol into Akamai’s behavioral‑intelligence platform to verify...

By The Fintech Times
Morgan Stanley Is Building Its Own Crypto ETFs
NewsJan 6, 2026

Morgan Stanley Is Building Its Own Crypto ETFs

Morgan Stanley has filed with the SEC to launch its own spot Bitcoin and Solana ETFs, marking the first major U.S. bank to offer a Bitcoin-linked fund and signaling a move to bring crypto product revenue in-house. The passive, physically‑backed...

By Payments Journal
FDIC Watchdog Pushes Back on Ernst Whistleblower Claims
NewsJan 6, 2026

FDIC Watchdog Pushes Back on Ernst Whistleblower Claims

The FDIC’s Inspector General Jennifer Fain responded to Sen. Joni Ernst’s whistleblower allegations, concluding that most claims of fraud, favoritism, and misused travel funds were unsupported or already resolved. Internal reviews found no irregular year‑end Deposit Insurance Fund spending, justified...

By American Banker Technology