Worldline Brings One Commercce to the UK
Worldline, a leading European payment‑services provider, announced the commercial launch of its Worldline One Commerce platform in the United Kingdom. The solution bundles payments, loyalty, and digital services into a single, cloud‑native suite. By entering the UK market, Worldline aims to capture a larger share of the region’s fast‑growing omnichannel retail segment. The rollout follows a broader strategy to extend its unified commerce offering across Europe.
Blink Payments Introduces Card Present API
Blink Payments, a paytech platform, has launched a new Card Present API that allows integrated software vendors and merchants to embed in‑person payment acceptance directly into their applications. The API delivers real‑time transaction reporting, giving businesses immediate visibility into sales...

Revolut Wants to Enter Turkey by Acquiring a Local Bank
Revolut is in talks to acquire FUPS, a Turkish digital bank, as part of its push into Turkey's fast‑growing banking sector. The transaction would need clearance from the Banking Regulation and Supervision Agency (BDDK). Revolut, now close to 70 million users,...
Finshape Appoints Neil Budd as CEO
Finshape, a leading digital banking solutions provider, announced Neil Budd as its new chief executive officer. Budd brings over two decades of fintech leadership, most recently heading global banking solutions at XYZ Corp. The appointment follows Finshape’s recent $50 million Series B...
Morph and Bitget Wallet Launch Accelerator for On-Chain Payments
Morph, an Ethereum‑based settlement layer for payments, unveiled a $150 million Payment Accelerator to fund startups that bring real‑world payment activity onto blockchain. The program is launched in strategic partnership with Bitget Wallet, which will provide wallet integration and user‑on‑ramp services....
Nolan W. Williams and the New Language of Capital
Nolan W. Williams is emerging as a fintech thought‑leader who designs the "new language of capital" through digital infrastructure and decentralized finance. He founded Concrete Digital to treat digital assets as treasury‑grade components rather than speculative tokens, aligning with institutional risk frameworks....

How Tokenised Stocks Are Creating a Parallel 24/7 Market for Equities
Tokenised stock trading volume topped $1 billion in December, underscoring a rapid shift toward 24/7, on‑chain equity access. Investors worldwide are using blockchain‑based shares to react to macro events in real time, sidestepping U.S. market hours and local brokerage hurdles. Regulators...
Why Wall Street Can’t Price the Next Internet
The article argues that Wall Street is undervaluing Ethereum by applying the same flawed framework it used for the 1990s Internet. Like early web protocols, Ethereum functions as a public, permissionless settlement layer that enables billions in economic activity without...
Revolut in Talks to Buy Turkish Neobank
Revolut is reportedly negotiating to acquire Fups, a Turkish digital‑only bank, marking the fintech’s first foray into mergers and acquisitions as part of its global expansion strategy. The deal would give Revolut a licensed banking platform in Turkey, a market...
UK Fintech Permutable AI Expands Into Asia Pacific
Permutable AI, a specialist in AI‑driven macro and commodities intelligence, announced its expansion into the Asia‑Pacific region. The move responds to rising demand from institutional investors for real‑time, granular insight into regional economic and commodity developments. By establishing a local...
Discovering Tungstenum, a New Project Focused on Rules-Based Index Strategy Design
Tungstenum is a new project that designs rules‑based index strategies, specifying asset selection, weighting, rebalancing, and documentation. It responds to growing platform demands for governance, auditability, and scalability by treating strategy creation as an engineering problem rather than discretionary portfolio...
Top 5 Gold Tokenization Development Companies 2026
Gold tokenization is reshaping investment by converting physical gold into blockchain‑based tokens. The market is projected to reach $12.83 billion by 2032, driven by demand for asset‑backed digital assets. The article lists the top five development firms—Idea Usher, Intellivon, Securitize, Tangany,...
BMLL Names Karen King as Head of Sales in Apac
BMLL, the leading independent provider of harmonised historical Level 3 data and analytics, announced Karen King as its new Head of Sales for the Asia‑Pacific region. The appointment aims to accelerate BMLL’s market penetration across China, Japan, Singapore and Australia. King...
Smart Payment Technologies Partners with Castles Technology to Strengthen Global Payments
Smart Payment Technologies (SPT) has announced a partnership with Castles Technology to upgrade its G8 payment gateway. The collaboration will embed Castles' cutting‑edge hardware platforms into SPT's existing software stack, creating a unified payment ecosystem. By merging hardware and software...
Flexsystem and Other Business Software Without API Support Face Survival Risks in 2026
In 2026, Flexsystem, Microsoft BizTalk and SAP PI/PO are highlighted as legacy business applications still missing robust API support. Their reliance on proprietary or outdated integration methods limits interoperability with AI‑driven analytics and cloud‑native tools. As competitors roll out API‑first...

The Crypto CFO Playbook for Blockchain Treasury Management
The Cardano Foundation’s CFO, Stephen Wood, explains how crypto‑native treasuries require a blend of traditional finance discipline and blockchain‑specific tools. Real‑time on‑chain management provides instant visibility, lower fees, and automated reconciliation, turning the treasury into a shared, transparent resource. Wood’s...

Hugimals Founder Credits Growth to AI, Payments and Amazon Store
Hugimals World, a direct‑to‑consumer brand of weighted plush comfort items, has accelerated growth by weaving AI tools, a flexible multi‑currency payment stack, and a robust Amazon store into its operating model. Founder Marina Khidekel built the business on Shopify to...

Fraud Orchestration Puts Merchants Back in Charge
Traditional fraud prevention, treated as a cost, relied on processor black‑box decisions, limiting merchant control. A new Payments Orchestration Tracker report shows merchants shifting to fraud orchestration, a centralized decision layer that aggregates identity, behavioral and device signals. This model...

74% of Credit Union Members Pass the Loyalty Test
A PYMNTS Intelligence report with Velera reveals that 74% of credit‑union members meet a loyalty benchmark, yet Gen Z members are far less secure, with 36% likely to switch. The study links this volatility to rising expectations for AI‑driven, real‑time financial...

Global Fintech Airwallex Commits €200 Million to Netherlands Expansion Plans
Australian fintech Airwallex announced a €200 million, five‑year investment in the Netherlands, earmarked for expanding its Amsterdam hub and scaling its European operations. The plan includes a 60% increase in local staff, reaching roughly 70 employees by the end of 2026,...
Bitwes: A Leading Cryptocurrency Exchange in 2026
Bitwes has emerged as a leading cryptocurrency exchange by offering an extensive catalog of trading pairs, lightning‑fast order execution, and some of the lowest fees in the industry. Its robust development team continuously upgrades security, performance, and feature sets, while...
Payroll Data Validation: Best Practices for Any Organization
Payroll data validation ensures accurate, compliant employee compensation. Errors from manual entry, system mismatches, or outdated records can cause costly over‑ or under‑payments and legal penalties. Best practices include using automated validation tools, integrating HRMS with payroll, conducting regular audits,...
Why Businesses Need Expert Fintech App Development Companies in 2026
In 2026, fintech products must be built with deep technical, regulatory, and security expertise to meet instant user expectations. Expert fintech app development firms provide structured engineering, compliance‑first design, and scalable architectures that mitigate risk and avoid costly post‑launch rewrites....

Regtech : Prove Unified Authentication Solution Supports Framework for Digital Identity Verification
Prove unveiled Unified Authentication, a single platform that replaces traditional MFA and OTP‑based methods. The solution blends mobile network signals, SIM possession checks, and Prove’s proprietary cryptographic keys to continuously verify users throughout the journey. Real‑time risk analysis and anomaly...

Dutch Neobank Bunq Refiles for US Banking License After 2024 Withdrawal
Dutch neobank bunq has refiled for a U.S. national bank charter with the OCC, two years after withdrawing its first attempt. CEO Ali Niknam cites a more favorable regulatory climate as the catalyst. The application builds on bunq’s recent FINRA...
Bitcoin Prices Rise, WPA Hash Cloud Mining Helps Holders Achieve Sustained Profit Conversion
Bitcoin’s price rally is prompting long‑term holders to look beyond simple appreciation and seek ways to monetize gains without liquidating positions. WPA Hash’s cloud‑mining service positions itself as a bridge between rising market prices and steady income, allowing users to lease...
Glance Intuit Download Guide: How Screen Sharing Helps QuickBooks and TurboTax Users Get Expert Support
Glance.Intuit.com is Intuit’s secure, view‑only screen‑sharing platform that connects users with certified support agents during live sessions. It works across QuickBooks, TurboTax, ProConnect Tax and Mint, allowing experts to see exactly where a user is stuck and guide them step‑by‑step....
Crypto Invoicing Is Reshaping Global E-Commerce Payments in 2026
Crypto invoicing, powered by stablecoins, is moving from niche to mainstream as e‑commerce grapples with shrinking margins and costly cross‑border payments. Merchants can issue fiat‑priced invoices and receive USDT or USDC, cutting settlement times from days to minutes and eliminating...

Commercial Banking in Transition: What Are the Key Opportunities in 2026?
The article outlines how shifting client expectations, fintech and neobank competition, and the rise of digital‑based currencies are reshaping commercial banking in 2026. Clients now prioritize cost‑efficiency, seamless integration, and faster payments, forcing banks to modernize legacy platforms. Partnerships with...

PREDICT: Asia’s Fintech Stack: Engineering Impact Amid Rising Financial Crime Risks
Asia’s fintech sector is evolving into a high‑velocity innovation hub, yet it faces a surge in sophisticated financial crime such as pig‑butchering and coercive fraud schemes. Providers are deploying AI‑driven risk engines, blockchain‑based identity frameworks, and secure API layers to...

Boost Security without Breaking UX: Smarter Authentication Against AI Threats
Financial institutions are confronting a surge of AI‑generated fraud—deepfakes, synthetic identities, and generative‑AI social engineering—that now infiltrates authentication and account‑change journeys. To protect high‑risk moments without sacrificing conversion, banks are modernising authentication with biometric and NFC‑enabled “smart friction” and real‑time...

Beyond the Hype: Practical AI for Smarter Payment Exception Handling
Global payment volumes are projected to climb from $195 trillion in 2024 to $320 trillion by 2032, putting pressure on banks to streamline exception handling. Leading financial institutions are adopting design‑time intelligence that can pre‑emptively resolve up to 90% of payment exceptions,...

PREDICT 2026: Finextra’s US Regulation Pulse Check 2026
How are institutions navigating the evolving US regulatory landscape?

Banking on Stablecoins: Accelerating Cross-Border Payments in the US, UK and Europe
Regulatory frameworks for stablecoins are diverging in the US, UK and Europe, with the US GENIUS Act, the UK FCA’s evolving guidance, and the EU’s MiCA regulation shaping the rules banks must follow. Banks are testing stablecoins to accelerate cross‑border...

Payments Modernisation: How PSPs and Acquirers Are Accelerating Global Merchant Growth
Payment service providers, acquirers and fintechs are positioning themselves as growth engines for global merchants by delivering more than basic transaction processing. They are building connected ecosystems that combine local, global and alternative payment methods—including stablecoins—with plug‑ins to major e‑commerce...

From Obligation to Opportunity: Making Payments Modernisation Work
Banks face a perfect storm as legacy payments infrastructure collides with relentless regulatory and technological change. RedCompass Labs research shows 83% of modernization programs exceed budget and 87% run past schedule, sometimes causing outages. The article outlines four core challenges—continuous...

PREDICT 2026: New Financial Fabric - Digital Assets, Smart Infrastructure, Global Resilience
The PREDICT 2026 webinar highlighted how banks are integrating blockchain, AI and quantum computing to modernise transaction banking and bridge traditional finance with decentralized platforms. Central banks are piloting CBDCs and tokenised assets, seeking policy frameworks that preserve monetary stability while...

CaixaBank Creates Artificial Intelligence Office
CaixaBank has launched an Artificial Intelligence Office to oversee AI initiatives. The office will ensure AI projects comply with regulations, ethical standards, and deliver business value. As part of its 2025‑2027 strategic plan, the bank assembled a multidisciplinary team of...

Global Securities Lending Tops $15.3 Billion, Rising 26% in 2025
Global securities lending surged to $15.3 billion in 2025, a 26% year‑over‑year increase, with loan balances topping $4 trillion and generating $11.7 billion in revenue. The broker‑to‑broker market expanded to $3.61 billion, up 41%, while North America, EMEA and APAC all posted double‑digit revenue...
How S&P Global Built a Multimodel AI Platform
S&P Global adopted a multimodel AI strategy, likened to a multicloud approach, to enhance operational efficiency. Partnering with Google Cloud in December 2025, they leveraged Vertex AI to integrate Google Gemini alongside third‑party and open‑source models, enabling flexible model selection...

Stripe Integrates Crypto.com to Facilitate Crypto Payments
Stripe and Crypto.com announced a partnership that embeds Crypto.com Pay into Stripe’s payment platform, allowing merchants to accept cryptocurrency payments. The integration automatically converts crypto into the merchant’s selected fiat currency, which is deposited like any traditional transaction. Crypto.com will...
Podcast: Reimagining Payment Experiences with Agentic AI
In this episode, Zachary Aron, a principal at Deloitte Consulting, explores how agentic AI is poised to overhaul entire payment journeys rather than isolated transactions, highlighting use cases such as travel and business expense workflows. He explains that while AI...

Venezuela-Focused Crypto Startup Loses $341K in Cybertheft
Kontigo, a Venezuela‑focused crypto fintech, reported a cyber‑theft that drained about $341,000 USDC from 1,005 user accounts. The company said it has fully refunded the affected users despite losing access to U.S. banking partners like JPMorgan Chase and Checkbook due...

Cobalt Credit Union Teams Up with Eltropy to Deploy AI Voice
Eltropy announced that Nebraska‑based Cobalt Credit Union has rolled out its AI Voice solution, dubbed “Coby,” across its contact center. The deployment delivered an 83% session containment rate, surpassing typical voice AI benchmarks of 60‑80% and maintaining strong member satisfaction....

Blockchain Security Firm CertiK Examines Crypto and Privacy Tech Advancements Heading Into 2026
CertiK released a dual‑track report outlining 2025’s regulatory overhaul and the technical rise of zero‑knowledge virtual machines (zkVMs) as it looks toward 2026. In the United States, the GENIUS Act now forces 1:1 stablecoin reserves and monthly audits, while the...

Yield Issue in Play as Senate Looks to Crypto Bill Markup
The Senate Banking Committee is poised to mark up a crypto market‑structure bill as early as next week, despite lingering partisan gaps. Lawmakers are debating provisions that would curb stable‑coin issuers from offering yield‑like rewards, a practice the American Bankers...

Bankers Fear Economic Struggle in 2026
American Banker’s 2026 Predictions survey of 174 banking executives highlights growing anxiety over tariff volatility, recession and stagflation, and a volatile regulatory environment. Eighty‑eight percent expect tariff shocks, while more than half forecast a U.S. recession and global slowdown, and...
Visa and Akamai Join Forces to Secure the Next Era of ‘Agentic Commerce’
Visa has teamed with cybersecurity leader Akamai to launch a trust layer for the fast‑growing “agentic commerce” market, where autonomous AI agents shop on behalf of users. The collaboration embeds Visa’s Trusted Agent Protocol into Akamai’s behavioral‑intelligence platform to verify...

Morgan Stanley Is Building Its Own Crypto ETFs
Morgan Stanley has filed with the SEC to launch its own spot Bitcoin and Solana ETFs, marking the first major U.S. bank to offer a Bitcoin-linked fund and signaling a move to bring crypto product revenue in-house. The passive, physically‑backed...

FDIC Watchdog Pushes Back on Ernst Whistleblower Claims
The FDIC’s Inspector General Jennifer Fain responded to Sen. Joni Ernst’s whistleblower allegations, concluding that most claims of fraud, favoritism, and misused travel funds were unsupported or already resolved. Internal reviews found no irregular year‑end Deposit Insurance Fund spending, justified...