FinTech News and Headlines

EUDI Wallet Use Cases: From KYC to Payments and Lending
NewsJan 29, 2026

EUDI Wallet Use Cases: From KYC to Payments and Lending

The European Union Digital Identity (EUDI) Wallet, enabled by eIDAS 2.0, promises to replace fragmented, document‑heavy KYC flows with a unified, government‑backed credential system. Financial firms currently see 40‑60% onboarding abandonment and verification costs of €5 per check, translating to...

By Fintech Global
Saxo Bank Fined Around $50m by Danish FSA
NewsJan 29, 2026

Saxo Bank Fined Around $50m by Danish FSA

Saxo Bank has been hit with a fine of roughly $50 million by Denmark’s Financial Supervisory Authority (FSA) after a May 2023 inspection uncovered alleged breaches of the country’s Money Laundering Act. The penalty follows a detailed audit by the Danish FSA,...

By Fintech Futures
FCA Launches Pop-Up ATM to Warn Customers of Investment Scams
NewsJan 29, 2026

FCA Launches Pop-Up ATM to Warn Customers of Investment Scams

The FCA installed a pop‑up ATM at London Waterloo featuring its mascot, Emil the Seal, to highlight investment‑scam risks. The stunt promotes the new Firm Checker tool that lets consumers verify a firm’s FCA authorisation instantly. In the year to...

By Finextra
Crypto Payments Firm BCB Group Appoints Tim Renew as CEO in Leadership Reshuffle
NewsJan 29, 2026

Crypto Payments Firm BCB Group Appoints Tim Renew as CEO in Leadership Reshuffle

BCB Group appointed Tim Renew as CEO, moving co‑founder Oliver Tonkin to a newly created president role. Renew, who joined as chief revenue officer in 2024 and later became deputy CEO, will steer the firm’s next growth phase after securing...

By CoinDesk
Unlimit Appoints Pedro Azevedo as Head Off EU Sales
NewsJan 29, 2026

Unlimit Appoints Pedro Azevedo as Head Off EU Sales

Unlimit has appointed Pedro Azevedo as Head of Sales for the European Union, operating from Lisbon. Azevedo will steer the company’s commercial strategy, scaling its enterprise sales organization and deepening partnerships with merchants, banks and digital platforms across Europe. His...

By Finextra
HSBC Teams with Sage to Help Businesses Get Ahead of Incoming Digital Tax Rules
NewsJan 29, 2026

HSBC Teams with Sage to Help Businesses Get Ahead of Incoming Digital Tax Rules

HSBC UK has launched My Business Finances, a new tool that embeds Sage’s accounting technology directly into its business banking platform. The service enables eligible sole traders and landlords to manage bookkeeping, invoicing, and submit Making Tax Digital (MTD) Income...

By Finextra
Standard Chartered Applies AI to Transaction Banking Services
NewsJan 29, 2026

Standard Chartered Applies AI to Transaction Banking Services

Standard Chartered has launched an AI‑powered platform for its transaction banking division. The solution enables bankers to quickly retrieve, customize, and deliver transaction banking services to corporate and institutional clients. By leveraging real‑time analytics and automation, the platform aims to...

By Finextra
Chargeback Management Tools: Analytics and Reporting Features That Actually Matter
NewsJan 29, 2026

Chargeback Management Tools: Analytics and Reporting Features That Actually Matter

Chargeback management tools are evolving from simple tracking to analytics that drive revenue protection. Centralized dashboards consolidate dispute data, while segmentation by reason code, product, and geography uncovers actionable insights. Advanced platforms provide granular win‑rate tracking, net recovery calculations, and...

By TechBullion
Lloyds to Go Deeper Into AI After Totting up Financial Value of Current Deployments
NewsJan 29, 2026

Lloyds to Go Deeper Into AI After Totting up Financial Value of Current Deployments

Lloyds Banking Group reported that by 2025 it had deployed more than 50 generative AI solutions across its operations, ranging from an AI‑powered internal search assistant to a GitHub Copilot‑style tool for engineers. The bank highlighted productivity gains such as...

By Finextra
MEXC to List XYZ on January 29 as Early 2026 Markets Favor New Participation-Driven Projects
NewsJan 29, 2026

MEXC to List XYZ on January 29 as Early 2026 Markets Favor New Participation-Driven Projects

MEXC announced it will list XYZVerse’s native token XYZ on January 29 at 13:00 UTC against USDT, backed by a launch campaign offering 50,000 USDT in rewards and APR boosters. The token entered the market after a presale that raised nearly $16 million, with...

By TechBullion
Palm Payments: Promise and Reality
NewsJan 29, 2026

Palm Payments: Promise and Reality

Palm‑based biometric payment systems have moved from prototype labs to a handful of pilot sites, offering users the ability to authorize transactions by placing their hand on a dedicated scanner. While the technology promises faster checkout and enhanced fraud protection,...

By PaySpace Magazine
Broker Insights Updates VISION Platform to Reshape Commercial Cover
NewsJan 29, 2026

Broker Insights Updates VISION Platform to Reshape Commercial Cover

Broker Insights has launched an upgraded VISION platform that leverages artificial intelligence to pinpoint commercial insurance gaps, especially in cyber and management liability, and to accelerate quoting and binding. The solution connects brokers with carriers such as AXA and Hiscox...

By Fintech Global
More than Half of Bitcoin Investors Are Officially Underwater as the $88,000 Price Level Fails to Hold
NewsJan 29, 2026

More than Half of Bitcoin Investors Are Officially Underwater as the $88,000 Price Level Fails to Hold

An on‑chain analysis shows 63 % of Bitcoin’s invested supply has a cost basis above $88,000, meaning most investors are underwater. The UTXO Realized Price Distribution indicates tens of billions of dollars sit between $85,000 and $90,000, creating selling pressure if...

By CoinDesk
Santander to Shut 44 More Branches
NewsJan 29, 2026

Santander to Shut 44 More Branches

Santander announced the closure of an additional 44 UK branches, putting 291 jobs at risk. The bank cites a dramatic shift to digital banking, with 96% of transactions now conducted online and over 80% of new accounts opened digitally. Mobile‑app...

By Finextra
Paradex Expands Beyond Trading With “Money Badgers,” Its New Cultural Layer for DeFi
NewsJan 29, 2026

Paradex Expands Beyond Trading With “Money Badgers,” Its New Cultural Layer for DeFi

Paradex, the privacy‑first zero‑fee on‑chain perpetuals exchange, has launched Money Badgers, a cultural and loyalty layer that tokenizes identity, community participation, and utility. The initiative builds on the same team that created Paradigm, which processed over $1 trillion in institutional derivatives...

By TechBullion
SEC Statement on Tokenized Securities
NewsJan 29, 2026

SEC Statement on Tokenized Securities

The SEC’s staff issued a detailed statement outlining how existing federal securities laws apply to tokenized securities, whether issued by issuers or third parties. It distinguishes issuer‑sponsored models—using on‑chain, off‑chain, or hybrid record‑keeping—from third‑party models such as custodial and synthetic...

By Finextra
Stablecoin Bank Kontigo Suffers Cyber Attack
NewsJan 29, 2026

Stablecoin Bank Kontigo Suffers Cyber Attack

US neobank Kontigo, a stablecoin bank serving Latin America, suffered a cyber attack that impacted 1,005 users and resulted in the loss of 340,905.28 USDT. The breach exploited a flaw in the Auth provider’s Apple OIDC authentication flow, allowing attackers...

By Finextra
Diginex Names Lubomila Jordanova CEO After Plan A Deal
NewsJan 29, 2026

Diginex Names Lubomila Jordanova CEO After Plan A Deal

Diginex, a Nasdaq‑listed sustainability and RegTech provider, has appointed Lubomila Jordanova as its new chief executive following the recent acquisition of her carbon‑accounting platform Plan A. Jordanova, a recognized climate‑tech entrepreneur, will steer the firm through a phase of accelerated European...

By Fintech Global
Plum Introduces Worldwide Travel Insurance Backed by Qover
NewsJan 29, 2026

Plum Introduces Worldwide Travel Insurance Backed by Qover

Plum, the UK‑based smart‑money app, has launched worldwide travel insurance as part of its Max subscription. The coverage, backed by Aspire, Lloyd’s and powered by Qover’s AI‑driven claims platform, protects users against medical emergencies, lost baggage, delays and cancellations. All...

By Finextra
Why Russian Gamers Are Using International Skin Marketplaces
NewsJan 29, 2026

Why Russian Gamers Are Using International Skin Marketplaces

Russian gamers are increasingly turning to international skin marketplaces because these platforms circumvent banking restrictions, offer stable cryptocurrency payments, and provide localized Russian-language support. Sophisticated pricing engines deliver 7‑8% higher returns than domestic sites, while transparent fee structures and rapid...

By TechBullion
Papaya Global Releases Global Workforce Wallet Powered by Fireblocks
NewsJan 29, 2026

Papaya Global Releases Global Workforce Wallet Powered by Fireblocks

Papaya Global and Fireblocks have launched Banco Wallet, a global workforce wallet that enables real‑time payouts in both fiat and stablecoins across more than 180 countries. The solution leverages Fireblocks’ digital‑asset infrastructure, combining embedded wallets, treasury operations, and a stablecoin...

By Finextra
Solaris Launches Bankident Plus for Fast Customer Onboarding
NewsJan 29, 2026

Solaris Launches Bankident Plus for Fast Customer Onboarding

Solaris, Europe’s leading embedded finance platform, has launched Bankident Plus, an enhanced identification solution that combines a Qualified Electronic Signature with a reference transfer embedded in the first SEPA top‑up. The product adds a pre‑identification step of selfie and ID capture,...

By Finextra
Shield Opens New Hub in Lisbon
NewsJan 29, 2026

Shield Opens New Hub in Lisbon

Shield, a Gartner‑ranked top‑3 DCGA vendor, announced the opening of a new hub in Lisbon to scale its European operations. The expansion follows a 40% growth in its Lisbon team over two years, adding capacity in R&D, product, and customer...

By Finextra
Skipton Building Society Partners with Eligible to Improve Mortgage Renewal Experience
NewsJan 29, 2026

Skipton Building Society Partners with Eligible to Improve Mortgage Renewal Experience

Skipton Building Society has teamed up with Eligible to launch a data‑driven platform that engages borrowers well before mortgage renewal. The partnership aims to provide proactive, personalized guidance, reducing uncertainty and manual workload. By automating outreach, Skipton expects higher retention...

By Finextra
Mollie Signs with Form3 for Verification of Payee
NewsJan 29, 2026

Mollie Signs with Form3 for Verification of Payee

Form3 has delivered a fully compliant Verification of Payee (VoP) solution to European payments provider Mollie, allowing the fintech to meet the EU’s strict VoP deadline. The cloud‑native platform enabled rapid onboarding without sacrificing scalability, protecting merchants from misdirected payments...

By Finextra
Bybit to Launch Retail Bank Accounts with Personal IBANs in February
NewsJan 29, 2026

Bybit to Launch Retail Bank Accounts with Personal IBANs in February

Bybit announced the launch of “My Bank powered by Bybit,” a retail banking service that will provide users with personal IBANs beginning in February. The product enables fiat deposits, bill payments, salary receipts and crypto trading under a single account,...

By Cointelegraph
How Afranga Brings EU-Regulated Private Credit to Retail Investors Across 27 Countries
NewsJan 29, 2026

How Afranga Brings EU-Regulated Private Credit to Retail Investors Across 27 Countries

The European Crowdfunding Service Provider (ECSP) regulation, effective since 2021, gave fintech platforms a passport to operate across all 27 EU member states, opening private‑credit markets to retail investors. Sofia‑based Afranga, relaunched under an ECSP licence in 2025, has already...

By The Recursive
One in Two Respondents Said Integrating Wealth Management with FinTech Firms Would Boost Sales
NewsJan 29, 2026

One in Two Respondents Said Integrating Wealth Management with FinTech Firms Would Boost Sales

PwC’s Asset and Wealth Management Revolution 2025 report surveyed 300 global leaders and found that 50% view wealth‑management integration with FinTech as the top driver of revenue growth through 2030. Tokenisation and digital assets were identified by 38% of respondents...

By Fintech Global
Boomers Have More Patience Than Gen Z With Healthcare Payments Frictions
NewsJan 29, 2026

Boomers Have More Patience Than Gen Z With Healthcare Payments Frictions

A PYMNTS Intelligence study reveals a stark generational divide in digital healthcare. While 33% of Gen Z patients report their latest visit was virtual, only 5% of baby boomers did. Payment friction is the biggest hurdle for younger users, with...

By PYMNTS
Hang Seng Launches Physical Gold ETF with Tokenization Option
NewsJan 29, 2026

Hang Seng Launches Physical Gold ETF with Tokenization Option

Hang Seng Investment Management has launched a physically backed gold ETF on the Hong Kong Stock Exchange under code 3170. The fund tracks the LBMA Gold Price AM, holds London‑good‑delivery gold bars, and charges 0.40% per year with a -0.50%...

By Cointelegraph
Highmont-Group.com Review: Can This Platform Boost Your Investment Potential?
NewsJan 29, 2026

Highmont-Group.com Review: Can This Platform Boost Your Investment Potential?

Highmont Group positions itself as a secure, web‑based trading platform offering CFDs on over 160 assets, including cryptocurrencies, Forex, stocks, and commodities. The service combines military‑grade encryption, segregated client accounts, and 24/7 live support with AI‑driven analytics, gap‑trading alerts, and...

By TechBullion
Best Crypto Exchange Presale to Buy Today: USE.com Enters Investor Watchlists
NewsJan 29, 2026

Best Crypto Exchange Presale to Buy Today: USE.com Enters Investor Watchlists

USE.com is launching Stage 3 of its public token presale at $0.20, with more than 60% of the allocation already sold. The exchange positions itself as a next‑generation, compliance‑focused platform offering sub‑5 ms latency, deep liquidity routing, and a $25 million insurance fund....

By TechBullion
What Is Included in a Fixed Price Software Project? Scope, Testing, and Deployment Explained
NewsJan 29, 2026

What Is Included in a Fixed Price Software Project? Scope, Testing, and Deployment Explained

Fixed‑price software development contracts lock cost, scope, and timeline before coding begins. Vendors deliver detailed requirements, defined features, milestones, and a change‑request process. Testing obligations include functional, integration, and user‑acceptance testing within agreed limits, while deployment covers production launch, basic...

By TechBullion
How People in Czechia Build Real Wealth with Crypto
NewsJan 29, 2026

How People in Czechia Build Real Wealth with Crypto

Czech investors are turning to structured crypto investing, using platforms that blend investment and trading tools. The article highlights how automated systems like Kellner Luxerise help remove emotion, enforce risk rules, and support both long‑term holding and active trading. It stresses...

By TechBullion
HTX Announces Listing of USDe, Expanding Global Access to Ethena’s Delta-Neutral Synthetic Dollar
NewsJan 29, 2026

HTX Announces Listing of USDe, Expanding Global Access to Ethena’s Delta-Neutral Synthetic Dollar

HTX announced it will list USDe, Ethena’s synthetic dollar, expanding access to a crypto‑native stable asset. USDe maintains price stability through a delta‑neutral hedging strategy rather than fiat reserves. The listing enables HTX users to trade, use USDe as derivatives...

By TechBullion
UAE's Central Bank Has Approved a USD-Backed Stablecoin
NewsJan 29, 2026

UAE's Central Bank Has Approved a USD-Backed Stablecoin

The Central Bank of the United Arab Emirates has granted approval for USDU, the country’s first USD‑backed stablecoin, under its Payment Token Services Regulation. Issued by Universal Digital, the token is fully collateralized 1:1 with reserves held in on‑shore accounts...

By CoinDesk
Universal Launches UAE's First Central Bank-Registered Stablecoin
NewsJan 29, 2026

Universal Launches UAE's First Central Bank-Registered Stablecoin

Universal Digital has launched USDU, the UAE’s first central‑bank‑registered USD‑backed stablecoin. The token is classified as a Foreign Payment Token, making it the inaugural live implementation of the Central Bank of the UAE’s approved digital settlement framework. Reserves are held...

By Finextra
Why Bank Branches Still Matter
NewsJan 29, 2026

Why Bank Branches Still Matter

Bank branches in the UK have shrunk dramatically, falling from over 20,000 in the late 1980s to about 6,870 today, with more than 6,600 closures between 2015 and 2024. The Big Five banks collectively shuttered thousands of locations, yet over...

By The Finanser
XRP Millionaire Wallets Are Ramping up in 'Encouraging Sign': Santiment
NewsJan 29, 2026

XRP Millionaire Wallets Are Ramping up in 'Encouraging Sign': Santiment

Santiment reports that 42 new XRP wallets holding over one million tokens have appeared since the start of 2026, marking the first increase in such "millionaire" wallets since September. Despite a modest 4% price dip year‑to‑date, XRP trades around $1.87,...

By Cointelegraph
Ireland’s M&A Landscape Expected to Remain Resilient in 2026 : Research
NewsJan 29, 2026

Ireland’s M&A Landscape Expected to Remain Resilient in 2026 : Research

KPMG Ireland’s survey of more than 150 dealmakers indicates the Irish M&A market is entering 2026 with measured optimism. In 2025 the market recorded roughly 600 transactions, a 40% increase that outpaced both GDP growth and global M&A gains. Almost...

By Crowdfund Insider
Enterprise API Security: Protecting Your Digital Ecosystem From Modern Threats
NewsJan 29, 2026

Enterprise API Security: Protecting Your Digital Ecosystem From Modern Threats

APIs have become the backbone of digital business, but they also represent the most frequent attack vector for enterprise web applications, according to Gartner. The guide outlines common vulnerabilities such as broken authentication, excessive data exposure, and rate‑limiting gaps, and...

By TechBullion
ECB Advances Integration of DLT, Blockchain Tech in Collateral Framework
NewsJan 29, 2026

ECB Advances Integration of DLT, Blockchain Tech in Collateral Framework

The European Central Bank will start accepting distributed‑ledger‑technology (DLT) assets as eligible collateral for its credit operations on 30 March 2026. Eligible assets must be issued through central securities depositories (CSDs) that use DLT services and comply with existing Eurosystem standards, including...

By Crowdfund Insider
BizBuySell, LoanBud Announce SBA Partnership
NewsJan 29, 2026

BizBuySell, LoanBud Announce SBA Partnership

BizBuySell has teamed up with fintech lender LoanBud to pre‑qualify business‑for‑sale listings for Small Business Administration (SBA) financing, adding an “SBA Loan Eligible” badge to qualifying ads. The badge instantly signals that a listing’s financials meet SBA criteria, giving buyers...

By Crowdfund Insider
UAE’s Wio Bank Teams Up with Fintech Pine Labs to Enhance Merchant Acquiring Infrastructure
NewsJan 29, 2026

UAE’s Wio Bank Teams Up with Fintech Pine Labs to Enhance Merchant Acquiring Infrastructure

Wio Bank, a UAE digital bank, has partnered with fintech Pine Labs to revamp its merchant acquiring infrastructure. The deal integrates Pine Labs' cloud‑based Credit+ platform, enabling faster merchant onboarding, instant settlements and multi‑payment acceptance. Built on microservices, Credit+ offers...

By Crowdfund Insider
HYPE Rallies as Hyperliquid DEX Growth Grabs Traders’ Attention: Will It Last?
NewsJan 29, 2026

HYPE Rallies as Hyperliquid DEX Growth Grabs Traders’ Attention: Will It Last?

Hyperliquid’s HYPE token jumped 60% to $34.90, up from $21.80 in two days. The rally was sparked by institutional buying through Hyperliquid Strategies, a large staking unlock, and an ARK Invest bullish report. Bearish leveraged positions were liquidated for more...

By Cointelegraph
Blockchain Platform Nansen Partners with Sui to Enable Onchain Analytics
NewsJan 29, 2026

Blockchain Platform Nansen Partners with Sui to Enable Onchain Analytics

Nansen has integrated its AI‑driven on‑chain analytics platform with Sui, a high‑throughput Layer‑1 blockchain built on the Move language. The partnership delivers real‑time dashboards, wallet categorization, and social analytics that illuminate fund flows and token trends across DeFi, gaming, AI...

By Crowdfund Insider
Regtech Prove Highlights Transformation of Identity Verification and Digital Onboarding Processes
NewsJan 29, 2026

Regtech Prove Highlights Transformation of Identity Verification and Digital Onboarding Processes

Regtech firm Prove says identity verification is evolving from a single, static check to a continuous, adaptive process. The shift is driven by deepfake threats, AI‑powered fraud, real‑time payment demands, and multi‑device interactions. Prove argues that dynamic verification can maintain...

By Crowdfund Insider
New England Automated Clearing House Launches TAPA, A Fiserv Training Program
NewsJan 29, 2026

New England Automated Clearing House Launches TAPA, A Fiserv Training Program

The New England Automated Clearing House (NEACH) has teamed with Turningpoint Communications to launch the Treasury and Payments Academy (TAPA), a comprehensive training platform for treasury and payments expertise. TAPA is designed for relationship managers, sales officers, lenders and service...

By Crowdfund Insider
LendingClub Says 60% of LevelUp Checking Customers Are Also Borrowers
NewsJan 29, 2026

LendingClub Says 60% of LevelUp Checking Customers Are Also Borrowers

LendingClub posted a 40% YoY jump in Q4 loan originations to $2.6 billion, driven by strong uptake of its LevelUp savings and checking products. LevelUp checking accounts now have 60% of new users who are existing personal‑loan borrowers, and total deposits...

By PYMNTS