FinTech News and Headlines

Goldman Is 'Spending a Lot of Time' On Crypto, Prediction Markets Efforts, CEO Solomon Says
NewsJan 15, 2026

Goldman Is 'Spending a Lot of Time' On Crypto, Prediction Markets Efforts, CEO Solomon Says

Goldman Sachs is intensifying its research into crypto‑adjacent technologies, especially tokenization, stablecoins, and CFTC‑regulated prediction markets. CEO David Solomon said a large internal team is evaluating how these tools could augment the firm’s trading and advisory services. He disclosed recent...

By CoinDesk
House Democrats Slam SEC for Dropping Crypto Cases with  Trump Ties
NewsJan 15, 2026

House Democrats Slam SEC for Dropping Crypto Cases with Trump Ties

Three senior House Democrats wrote to SEC Chair Paul Atkins demanding the agency resume crypto enforcement after it dismissed more than a dozen cases, including actions against Binance, Coinbase, Kraken and Tron founder Justin Sun. The lawmakers allege the dismissals...

By CoinDesk
Global Payments Finalizes Worldpay Acquisition
NewsJan 15, 2026

Global Payments Finalizes Worldpay Acquisition

Global Payments Inc. has finalized its $43 billion acquisition of Worldpay from FIS and GTCR, while divesting its Issuer Solutions unit back to FIS. The merger creates a commerce‑solutions powerhouse serving over 6 million merchants and handling $3.7 trillion in payments across 175...

By Crowdfund Insider
France: AMF Plans to Tackle AI in Finance, Tokenization, More in 2026
NewsJan 15, 2026

France: AMF Plans to Tackle AI in Finance, Tokenization, More in 2026

The French securities regulator, the Autorité des Marchés Financiers (AMF), unveiled its 2026 agenda, centering on confidence‑building measures across the financial sector. AI governance sits at the core of the plan, with a finalized roadmap slated for the year. The...

By Crowdfund Insider
PayPal Alums Build Fraud Startup
NewsJan 15, 2026

PayPal Alums Build Fraud Startup

PayPal veterans Arthi Rajan Makhija, Chirag Vaya and Jayan Tharayil have launched Pinch AI, a fraud‑prevention platform for retail returns, and secured $5 million in seed funding led by Dynamo and Infinity Ventures. The San Jose startup leverages AI to assess...

By Payments Dive
Citrea Unveils U.S. Treasury-Backed Stablecoin for Its Bitcoin Ecosystem
NewsJan 15, 2026

Citrea Unveils U.S. Treasury-Backed Stablecoin for Its Bitcoin Ecosystem

Citrea, a Bitcoin layer‑2 platform, launched ctUSD, a U.S. dollar‑pegged stablecoin backed 1:1 by short‑term Treasury bills and issued by Moonpay. The token leverages zero‑knowledge proofs to settle transactions directly on Bitcoin, eliminating the need for bridged dollar assets that...

By CoinDesk
Top 5 Features to Look for in a Vendor Portal
NewsJan 15, 2026

Top 5 Features to Look for in a Vendor Portal

Choosing a vendor portal with the right features can dramatically improve supply‑chain efficiency and vendor relationships. Key capabilities include a user‑friendly interface, secure document management, real‑time communication, customizable dashboards, and robust integration with ERP or accounting systems. These functions streamline...

By TechBullion
Explainable AI and the Future of Financial Crime Prevention
NewsJan 15, 2026

Explainable AI and the Future of Financial Crime Prevention

Financial institutions are rapidly adopting AI to fight money‑laundering and sanctions breaches, and explainability has shifted from a technical afterthought to a strategic imperative. SymphonyAI’s new guide outlines how transparent, accountable AI models provide regulators with defensible decisions and give...

By Fintech Global
Coinbase Fears Tokenization Rival Securitize, Says Citron Research
NewsJan 15, 2026

Coinbase Fears Tokenization Rival Securitize, Says Citron Research

Coinbase has withdrawn support for a crypto market‑structure bill, prompting Citron Research to back tokenization platform Securitize and its SPAC vehicle Cantor Equity Partners II (CEPT). Citron argues that clearer regulations would benefit Securitize, which has issued over $4 billion in tokenized...

By CoinDesk
Inside Stripe’s Crypto Strategy with Privy CEO: Wallets as Global Financial Accounts and the End of Decentralization Dogmas
NewsJan 15, 2026

Inside Stripe’s Crypto Strategy with Privy CEO: Wallets as Global Financial Accounts and the End of Decentralization Dogmas

Stripe is deepening its crypto ambitions by integrating Privy, the developer‑focused embedded‑wallet platform it bought in June, into its stablecoin and blockchain initiatives. The company launched Stablecoin Financial Accounts that let users in over 100 countries send, receive and hold...

By The Defiant
PNC Mandates 5-Day RTO Starting May 4
NewsJan 15, 2026

PNC Mandates 5-Day RTO Starting May 4

PNC announced that all employees must return to the office five days a week starting May 4, citing the bank’s relationship‑driven culture and the need for in‑person collaboration. CEO Bill Demchak framed the shift as a natural evolution from the pandemic‑era...

By Banking Dive
Sats Terminal Integrates Morpho Into Borrow, Expanding DeFi Borrowing Options for Bitcoin Holders
NewsJan 15, 2026

Sats Terminal Integrates Morpho Into Borrow, Expanding DeFi Borrowing Options for Bitcoin Holders

Sats Terminal announced the integration of Morpho into its Borrow interface, giving Bitcoin holders a non‑custodial DeFi borrowing option alongside existing centralized venues. The upgrade lets users wrap BTC, bridge it to the EVM, and secure stablecoins from Morpho while...

By TechBullion
Unitary Expands UK Broker Automation Through BIBA Partnership
NewsJan 15, 2026

Unitary Expands UK Broker Automation Through BIBA Partnership

Unitary has joined the British Insurance Brokers’ Association (BIBA) as an associate member, extending its automation platform to the UK broker market. The company leverages its Virtual Agents for Insurance, which previously cut costs by 50% and lifted customer satisfaction...

By Fintech Global
No More Worlds for Accounting Software to Conquer?
NewsJan 15, 2026

No More Worlds for Accounting Software to Conquer?

The article argues that core accounting software has reached a plateau, with recent cloud‑based tools delivering mainly incremental upgrades rather than breakthrough functionality. While AI promises automation, tangible, consistent benefits for accountants remain scarce, and many AI‑driven features feel like...

By AccountingWEB (UK)
Stripe Completes Purchase of Billing Firm Metronome
NewsJan 15, 2026

Stripe Completes Purchase of Billing Firm Metronome

Stripe has completed its acquisition of Metronome, a billing firm known for a powerful usage‑based metering engine used by AI leaders such as OpenAI, Anthropic, and Nvidia. The deal, announced on Jan. 14, positions Stripe to embed Metronome’s capabilities into...

By PYMNTS
YouHodler’s Tony Severino Shares 2026 Crypto Predictions for BTC, ETH and More
NewsJan 15, 2026

YouHodler’s Tony Severino Shares 2026 Crypto Predictions for BTC, ETH and More

YouHodler analyst Tony Severino predicts 2026 will be Bitcoin’s pivotal year, with the $74,000 support zone acting as a litmus test for a continued bull market. He warns that failure to hold $100,000 could signal a shift to a bear...

By Crowdfund Insider
Former Adyen Exec Edgar Verschuur Joins Gigs
NewsJan 15, 2026

Former Adyen Exec Edgar Verschuur Joins Gigs

Gigs, a leader in embedded connectivity, has appointed former Adyen Global Head of Payments Edgar Verschuur as Head of Connectivity. Verschuur will spearhead Gigs' strategic push into local consumer plans, global roaming solutions, and enterprise connectivity offerings. The hire signals...

By Finextra
FinovateEurope 2026 Sneak Peek Series: Part 1
NewsJan 15, 2026

FinovateEurope 2026 Sneak Peek Series: Part 1

FinovateEurope 2026’s sneak‑peek highlights four innovators set to demo in London on February 10. AAZZUR offers a vendor‑agnostic, plug‑and‑play platform that can launch banking and card products in four to six months at a fraction of traditional costs. Francis delivers an...

By Finovate
Get Access to Strategy’s 11% Bitcoin Dividends without Owning the Stock Through This New Token
NewsJan 15, 2026

Get Access to Strategy’s 11% Bitcoin Dividends without Owning the Stock Through This New Token

Crypto startup Saturn is launching USDat, a dollar‑denominated token whose returns mirror Strategy’s 11% annualized preferred‑stock dividend. The project secured $800,000 in seed funding, including $500,000 from YZi Labs and $300,000 led by Sora Ventures. USDat converts Strategy’s STRC credit...

By CryptoSlate
Crypto for Advisors: Blockchain’s Impact on Government
NewsJan 15, 2026

Crypto for Advisors: Blockchain’s Impact on Government

The CLARITY Act aims to resolve the SEC‑CFTC jurisdictional split by classifying digital assets and assigning regulatory oversight, paving the way for broader blockchain adoption in government. Proponents argue that blockchain can deliver real‑time, auditable visibility into campaign finance, public...

By CoinDesk
Republic Shares Update on 2025 Activities
NewsJan 15, 2026

Republic Shares Update on 2025 Activities

Republic released its 2025 activity update, spotlighting the launch of Mirror Tokens—digital assets that track private‑company securities—issued under Reg D for accredited investors. The platform reported $500 million in reservations of interest, with SpaceX tokens as the first listing. Across its verticals,...

By Crowdfund Insider
What to Consider When Comparing Personal Loan Options
NewsJan 15, 2026

What to Consider When Comparing Personal Loan Options

Choosing a personal loan requires weighing APR, fees, repayment terms, and lender reputation. While a low APR reduces monthly payments, hidden fees and inflexible terms can erode savings. Borrowers must assess eligibility criteria, credit‑score impact, and the flexibility to make...

By TechBullion
Visa, Mastercard Rebuff Merchant Gripes
NewsJan 15, 2026

Visa, Mastercard Rebuff Merchant Gripes

Visa and Mastercard have filed a federal court reply defending a proposed settlement that would modestly lower interchange fees and grant merchants new card‑acceptance options. The settlement, announced in November, would cut posted credit interchange rates by ten basis points...

By Payments Dive
Thredd and Paywith Team to Launch Australian Card Programs
NewsJan 15, 2026

Thredd and Paywith Team to Launch Australian Card Programs

Thredd has partnered with Australian payment‑orchestration platform Paywith to launch flexible, customer‑centric card programs. The joint solution leverages Thredd’s API suite, tokenization, 3DS, push provisioning, and fraud monitoring to deliver prepaid cards with earn‑and‑redeem capabilities. Paywith can now bring these...

By PYMNTS
Ripple Injects $150 Million Into LMAX to Push RLUSD Stablecoin for Institutions
NewsJan 15, 2026

Ripple Injects $150 Million Into LMAX to Push RLUSD Stablecoin for Institutions

Ripple is providing $150 million to LMAX Group in a multi‑year financing deal to embed its RLUSD stablecoin into LMAX’s global exchange infrastructure. The partnership will make RLUSD a core collateral and settlement asset across spot crypto, perpetual futures and CFDs,...

By CoinDesk
GrowthPal Raises $2.6m to Accelerate AI-Led M&A Deal Sourcing
NewsJan 15, 2026

GrowthPal Raises $2.6m to Accelerate AI-Led M&A Deal Sourcing

GrowthPal announced a $2.6 million funding round led by Ideaspring Capital to fast‑track its AI‑driven M&A sourcing platform and broaden its global footprint. The solution replaces traditional banker networks with AI agents that scan a database of over four million technology...

By Fintech Global
Affirm to Offer BNPL for Rent
NewsJan 15, 2026

Affirm to Offer BNPL for Rent

Buy‑now‑pay‑later provider Affirm Holdings announced a pilot with fintech platform Esusu to extend its installment loans to renters. The service will let eligible tenants split rent into two interest‑free payments every two weeks, with some qualifying for zero‑APR loans. While...

By Payments Dive
Lingfeng Capital Preps Digital Venture Fund
NewsJan 15, 2026

Lingfeng Capital Preps Digital Venture Fund

Lingfeng Capital announced the upcoming launch of its Digital Venture Fund (DVF), a regulated, tokenised venture vehicle. The fund will operate across multiple blockchain networks, giving investors exposure to early‑stage fintech and digital infrastructure projects. By tokenising equity stakes, DVF...

By Finextra
Standard Chartered Completes First ICC-Swift API Standards Digital Bank Guarantee Transaction
NewsJan 15, 2026

Standard Chartered Completes First ICC-Swift API Standards Digital Bank Guarantee Transaction

Standard Chartered has completed the first digital bank guarantee transaction using the newly released ICC‑Swift API standards, partnering with Komgo’s Konsole platform. The API‑based workflow automates instruction receipt and guarantee issuance, delivering faster, more transparent service for a global energy...

By Finextra
On-Chain Vault Services Could Give Banks an On-Ramp to Crypto Markets
NewsJan 15, 2026

On-Chain Vault Services Could Give Banks an On-Ramp to Crypto Markets

On‑chain vaults are smart‑contract wallets that automatically allocate stablecoins to the highest‑yielding DeFi strategies. They provide non‑custodial, 24/7 redeemable exposure with yields ranging from 3.7% to over 7%, outpacing many traditional money‑market funds. The piece argues banks could adopt these...

By American Banker Technology
Meld Secures $7m to Expand Global Stablecoin Network
NewsJan 15, 2026

Meld Secures $7m to Expand Global Stablecoin Network

Meld, a digital‑asset infrastructure provider, closed a $7 million strategic funding round led by Lightspeed Faction. The capital will fund expansion of its global stablecoin network, sales force, and customer‑success capabilities. Meld’s platform links more than 150 fiat currencies to a...

By Fintech Global
Goldman Surges Past Estimates, Despite Apple Card Costs
NewsJan 15, 2026

Goldman Surges Past Estimates, Despite Apple Card Costs

Goldman Sachs reported fourth‑quarter 2025 earnings that topped Wall Street forecasts, posting $14.01 earnings per share and $4.62 billion net income, well above analyst expectations. Revenue slipped to $13.45 billion, missing estimates, largely because the Platform Solutions unit logged a $1.68 billion loss...

By American Banker Technology
Feedzai and Matrix USA Launch Global Partnership to Modernize Financial-Crime Prevention with AI-Native Defenses
NewsJan 15, 2026

Feedzai and Matrix USA Launch Global Partnership to Modernize Financial-Crime Prevention with AI-Native Defenses

Feedzai, the AI-native risk‑operations platform, has partnered with Matrix USA to create a global Center of Excellence that accelerates AI‑driven fraud and anti‑money‑laundering (AML) deployments for banks. The collaboration blends Feedzai’s real‑time detection engine with Matrix USA’s advisory and integration...

By AiThority
KH Brokers and LaunchVector: A Transparent Comparison for E-Commerce Investors
NewsJan 15, 2026

KH Brokers and LaunchVector: A Transparent Comparison for E-Commerce Investors

KH Brokers and LaunchVector dominate the e‑commerce acquisition niche with contrasting business models. KH Brokers acts as a brokerage, delivering a high‑volume, vetted deal pipeline that has facilitated over $14 million in Flippa transactions and offers 100 % ownership at modest profit...

By TechBullion
Crypto Market News Today: CLARITY Act Draft Groups XRP and Solana with Bitcoin as DeepSnitch AI Shows 100X Potential
NewsJan 15, 2026

Crypto Market News Today: CLARITY Act Draft Groups XRP and Solana with Bitcoin as DeepSnitch AI Shows 100X Potential

A draft of the U.S. "Clarity Act" proposes that tokens such as XRP, Solana and Dogecoin receive the same legal treatment as Bitcoin and Ethereum if they become the primary asset in a U.S.-listed exchange‑traded product by Jan. 1. The provision...

By TechBullion
Slips Raises $3.5M in Series Seed Funding
NewsJan 15, 2026

Slips Raises $3.5M in Series Seed Funding

Los Angeles‑based peer‑to‑peer betting platform Slips raised $3.5 M in a Series Seed round led by Las Olas Capital and Sunset Bay Capital, with participation from Andrew Schwartzberg and other strategic investors. The funding will be used to upgrade the technology...

By FinSMEs
Top 10 Payroll Software In Qatar [2026 Updated]
NewsJan 15, 2026

Top 10 Payroll Software In Qatar [2026 Updated]

The 2026 update lists the top ten payroll software options for businesses operating in Qatar, highlighting features such as WPS file generation, attendance integration, and employee self‑service. It outlines seven key criteria for selecting a solution, including compliance with Qatar’s...

By TechBullion
Mastercard, Visa, Revolut Lose UK Court Fight as Judge Backs Cap on Cross-Border Card Fees
NewsJan 15, 2026

Mastercard, Visa, Revolut Lose UK Court Fight as Judge Backs Cap on Cross-Border Card Fees

A London High Court judge affirmed the UK Payment Systems Regulator’s authority to set a cap on cross‑border interchange fees, delivering a legal defeat to Mastercard, Visa and fintech Revolut. The ruling clears the path for the regulator to design...

By Finance Magnates Fintech
Central Banks Hit Next Stage in Agora Cross-Border Payment Project
NewsJan 15, 2026

Central Banks Hit Next Stage in Agora Cross-Border Payment Project

Central banks and commercial banks have entered the next testing phase of Project Agora, a BIS‑led initiative to build a multicurrency unified ledger that tokenizes commercial bank deposits alongside wholesale central bank money. The Federal Reserve Bank of New York...

By PYMNTS
House Democrat Joins EWA Effort
NewsJan 15, 2026

House Democrat Joins EWA Effort

A bipartisan draft of the Earned Wage Access Consumer Protection Act was introduced in the House, with Republican Rep. Bryan Steil filing the bill and Democrat Rep. Ritchie Torres announcing co‑sponsorship. The legislation adds mandatory fee disclosures, defines “tips,” requires...

By Payments Dive
Where Financial Institutions Fit in the AR/AP Value Chain
NewsJan 15, 2026

Where Financial Institutions Fit in the AR/AP Value Chain

In this episode, Hugh Thomas of Javelin Strategy maps the complex AR/AP value chain and explains how banks and card networks can find sustainable roles without overreaching into procurement. He highlights successful partnerships—such as Mastercard with SAP Taulia and Visa’s...

By Payments Journal
Lower Volatility, Bigger Allocations: Ark Invest Sees Bitcoin Entering Its Next Chapter
NewsJan 15, 2026

Lower Volatility, Bigger Allocations: Ark Invest Sees Bitcoin Entering Its Next Chapter

Ark Invest says Bitcoin has entered an institutional maturity phase, driven by spot Bitcoin ETFs and digital‑asset‑treasury strategies that now hold roughly 12% of the total supply. In the 18 months since ETFs were approved, they have attracted more than...

By CoinDesk
Stablecoins and Self-Custody Are Driving the Rise of Crypto Neobanks
NewsJan 15, 2026

Stablecoins and Self-Custody Are Driving the Rise of Crypto Neobanks

Crypto builders are moving from protocol development to neobank‑style services, leveraging stablecoins to offer on‑chain spending, saving, and borrowing. Projects such as ether.fi and Polygon have accelerated this shift through product launches and acquisitions aimed at stablecoin payments infrastructure. The...

By CoinDesk
Fintech IPO Wave: What 2026's Public Listings Mean for Investors and Innovation
NewsJan 15, 2026

Fintech IPO Wave: What 2026's Public Listings Mean for Investors and Innovation

2026 is set to become a watershed year for fintech as a wave of high‑profile IPOs—led by Stripe, Revolut, Plaid and other AI‑enabled firms—hits public markets. The surge is driven by regulatory reforms that streamline licensing in the UK and...

By Finextra
AI Security Platform WitnessAI Raises $58m to Expand Globally
NewsJan 15, 2026

AI Security Platform WitnessAI Raises $58m to Expand Globally

WitnessAI secured $58 million in strategic funding led by Sound Ventures, aiming to accelerate global expansion and broaden its AI security suite. The platform provides enterprises with real‑time visibility and control over large‑language models and autonomous AI agents, addressing governance gaps...

By Fintech Global
Galaxy Closes First $75M Blockchain-Based Loan Deal on Avalanche
NewsJan 15, 2026

Galaxy Closes First $75M Blockchain-Based Loan Deal on Avalanche

Galaxy Digital closed its first tokenized collateralized loan obligation on Avalanche, financing roughly $75 million and anchored by a $50 million allocation from Grove, an institutional credit protocol. The CLO, named Galaxy CLO 2025‑1, backs Arch Lending’s over‑collateralized Bitcoin and Ether consumer loans...

By Cointelegraph
TNS Connects to Japan Alternative Market
NewsJan 15, 2026

TNS Connects to Japan Alternative Market

Transaction Network Services (TNS) has added a direct connection to the Japan Alternative Market (JAX), extending its market‑data infrastructure across the Asia‑Pacific region. The new link delivers JAX’s data feeds through TNS’s managed global network, offering clients low‑latency, reliable access....

By Finextra
Banking Circle Opens Branch in the Czech Republic,
NewsJan 15, 2026

Banking Circle Opens Branch in the Czech Republic,

Banking Circle announced the launch of a new Czech Republic branch, adding direct Czech koruna (CZK) payment capabilities for global clients. The office will serve small‑to‑medium banks, payment service providers and fintechs, offering local accounts and virtual IBANs. This follows...

By Finextra
Bilt Introduces Credit Cards with Mortgage Rewards
NewsJan 15, 2026

Bilt Introduces Credit Cards with Mortgage Rewards

Bilt has launched Bilt Card 2.0, adding three credit cards—Blue, Obsidian and premium Palladium—that let users earn points on mortgage payments for the first time. The cards also introduce Bilt Cash, a new rewards currency that pays 4% on everyday non‑housing spend....

By Crowdfund Insider