FinTech News and Headlines

How to Build a One-Page Retirement Plan (That You’ll Actually Use)
NewsJan 15, 2026

How to Build a One-Page Retirement Plan (That You’ll Actually Use)

A one-page retirement plan condenses the entire retirement strategy onto a single, printable sheet, forcing four core decisions: goals, savings rate, asset mix, and guardrails. The template includes a clear goal amount, a sustainable savings percentage, a three‑part allocation with...

By TechBullion
FTC Seeks Contempt Ruling Against Payment Processor for Breaching Decade-Old Fraud Prevention Order
NewsJan 15, 2026

FTC Seeks Contempt Ruling Against Payment Processor for Breaching Decade-Old Fraud Prevention Order

The Federal Trade Commission has asked a Nevada federal court to hold payment‑processor Cliq Inc., its CEO Andrew Phillips and CTO John Blaugrund in contempt for breaching a 2015 court order that mandated strict fraud‑prevention controls. The agency alleges Cliq...

By Crowdfund Insider
Walmart Backed Fintech OnePay Achieves $4 Billion Valuation Milestone
NewsJan 15, 2026

Walmart Backed Fintech OnePay Achieves $4 Billion Valuation Milestone

Fintech firm OnePay, backed by Walmart, announced a valuation exceeding $4 billion following an employee share‑buyback program. The new figure doubles the $2.5 billion valuation set after a $300 million funding round led by Walmart and Ribbit Capital in late 2024. OnePay’s super‑app...

By Crowdfund Insider
Comprehensive Fund Comparison: Unlocking Insights with ISS Market Intelligence
NewsJan 15, 2026

Comprehensive Fund Comparison: Unlocking Insights with ISS Market Intelligence

ISS Market Intelligence has launched a comprehensive fund‑comparison platform that blends real‑time data, AI‑driven analytics, and customizable dashboards. The solution lets investors evaluate performance, fees, risk, and benchmarks across global funds in a single interface. By integrating advanced risk‑assessment tools...

By TechBullion
Blockchain Analytics Platform Nansen, Katana Partner to Provide Enhanced On-Chain Insights
NewsJan 15, 2026

Blockchain Analytics Platform Nansen, Katana Partner to Provide Enhanced On-Chain Insights

Nansen has partnered with Katana, a high‑performance DeFi blockchain, to embed its analytics suite into the network via a dedicated Growth Dashboard. Katana has processed over 11 million transactions in six months, averaging more than 100 000 daily swaps and serving 35 000+...

By Crowdfund Insider
Exchange Association Says Regulators Should Prioritize Gen AI Threats over Quantum Computing
NewsJan 15, 2026

Exchange Association Says Regulators Should Prioritize Gen AI Threats over Quantum Computing

The World Federation of Exchanges (WFE) warned regulators that they are over‑emphasizing quantum‑computing risks at the expense of more immediate generative AI threats. WFE estimates a 5‑10+ year horizon before cryptographically relevant quantum computers appear, recommending proportionate resource allocation. The...

By Finextra
Keye Launches AI Co-Pilot for Private Equity Due Diligence
NewsJan 15, 2026

Keye Launches AI Co-Pilot for Private Equity Due Diligence

Keye has unveiled Odin, an AI‑driven co‑pilot designed to streamline private‑equity due diligence for investment teams. The tool leverages large‑language models and proprietary NLP pipelines to extract financial metrics, covenant clauses, and risk factors from data‑room documents. Early pilots claim...

By Finextra
Keye Launces AI Co-Pilot for Private Equity Due Diligence
NewsJan 15, 2026

Keye Launces AI Co-Pilot for Private Equity Due Diligence

Keye has introduced Odin, an AI‑powered co‑pilot designed to streamline private‑equity due‑diligence. The tool lets deal teams pose plain‑English questions and receive deterministic, audit‑ready analysis instantly. Powered by Keye’s proprietary Deterministic Creativity, Odin combines natural‑language understanding with code‑based execution, eliminating...

By Finextra
Lawsuit Alleges Oracle Made Misleading Statements Around Debt Sale for AI Infrastructure
NewsJan 14, 2026

Lawsuit Alleges Oracle Made Misleading Statements Around Debt Sale for AI Infrastructure

Oracle faces a class‑action lawsuit alleging it misled bond investors in the offering documents for an $18 billion debt sale. The suit claims the company overstated its financial position after announcing a $300 billion, five‑year AI infrastructure contract with OpenAI. Seven weeks...

By PYMNTS
CARDS Token Surges as Gacha Volume Hits All-Time High
NewsJan 14, 2026

CARDS Token Surges as Gacha Volume Hits All-Time High

Collector Crypt’s CARDS token surged 60% in the past week, driven by a record‑high gacha spin volume that generated nearly $20 million in user spend. The platform’s seven‑day revenue topped $1.87 million, the strongest since September, pushing the token’s fully‑diluted valuation to...

By The Defiant
Bitpanda Targets Frankfurt IPO with up to $5.5B Valuation: Report
NewsJan 14, 2026

Bitpanda Targets Frankfurt IPO with up to $5.5B Valuation: Report

Bitpanda, the Austria‑based crypto trading platform, is preparing a Frankfurt‑listed IPO in the first half of 2026, targeting a €4‑5 billion valuation. The company, which serves over 7 million European users, is working with Citigroup, Goldman Sachs and Deutsche Bank on the offering....

By Cointelegraph
AI and Embedded Finance Are New Medicine for Healthcare Supply Chains
NewsJan 14, 2026

AI and Embedded Finance Are New Medicine for Healthcare Supply Chains

Healthcare procurement, long dominated by static forecasts and delayed payments, is being reshaped by artificial intelligence and embedded finance. AI-driven platforms now analyze consumption data to fine‑tune inventory buffers, prioritizing life‑critical items and moving toward just‑in‑time replenishment. Embedded finance integrates...

By PYMNTS
Bank of America CEO Says AI Paying Off as Bank Cuts Costs
NewsJan 14, 2026

Bank of America CEO Says AI Paying Off as Bank Cuts Costs

Bank of America reported that its AI-driven platforms, especially the Erica virtual assistant, are delivering measurable cost and productivity gains in Q4 2025. Erica logged 169 million interactions with 20.6 million users, while Zelle transaction volume rose to $144 billion, underscoring the bank’s...

By PYMNTS
Two-Hour Outage Hits Monzo Banking Services
NewsJan 14, 2026

Two-Hour Outage Hits Monzo Banking Services

Monzo experienced a two‑hour outage on Jan 14, 2026 that degraded its mobile app, card payments, and transfers for thousands of customers. The disruption began at 10:31 a.m. ET and ended at 12:36 p.m. ET, after the bank fixed a core issue but did not disclose...

By American Banker Technology
Quavo Names David Oldershaw COO; Tony DiGiorgio CTO
NewsJan 14, 2026

Quavo Names David Oldershaw COO; Tony DiGiorgio CTO

Quavo announced the appointment of David Oldershaw as chief operating officer and Tony DiGiorgio as chief technology officer. Both executives bring deep experience in fintech operations and AI development. The hires are intended to accelerate Quavo’s product roadmap and expand...

By Finextra
Best Credit Repair Service: CreditBuilderIQ Vs. Credit Versio
NewsJan 14, 2026

Best Credit Repair Service: CreditBuilderIQ Vs. Credit Versio

CreditBuilderIQ and Credit Versio are leading DIY credit repair platforms. CreditBuilderIQ combines dispute tools with rent and utility payment reporting, three‑bureau score tracking, and access to secured cards, positioning it as a comprehensive credit‑building solution. In contrast, Credit Versio automates...

By TechBullion
Ant International Logged Over 2 Billion Cross-Border Payments Last Year
NewsJan 14, 2026

Ant International Logged Over 2 Billion Cross-Border Payments Last Year

Ant International processed more than 2 billion cross‑border transactions in 2025, primarily serving SMBs in fast‑growing regions such as Southeast Asia, South Asia, the Middle East and Latin America via its Alipay+ and Antom platforms. The episode highlights how the unified...

By Payments Journal
Coastal Financial Buys ‘Climate-Friendly’ Fintech GreenFi
NewsJan 14, 2026

Coastal Financial Buys ‘Climate-Friendly’ Fintech GreenFi

Coastal Financial Corp. announced the acquisition of the GreenFi brand, a climate‑friendly consumer finance platform, for an undisclosed amount. The deal gives Coastal full governance and long‑term stewardship of GreenFi while preserving existing banking services and customer experiences. Mission Financial...

By Banking Dive
Avalanche (AVAX) Relies on Supply Cuts, yet GeeFi’s (GEE) Phase 3 Nears End as It Unveils Upcoming Bonus System
NewsJan 14, 2026

Avalanche (AVAX) Relies on Supply Cuts, yet GeeFi’s (GEE) Phase 3 Nears End as It Unveils Upcoming Bonus System

GeeFi’s $GEE token presale has raised $2.6 million, with Phase 3 now 90 % sold and only 3 million tokens left at $0.10 each. The project promises a public listing at $0.40, delivering a projected 300 % immediate upside for early investors. GeeFi is building...

By TechBullion
Do Digital Payments Really Promote Financial Inclusion? What the Evidence Shows
NewsJan 14, 2026

Do Digital Payments Really Promote Financial Inclusion? What the Evidence Shows

Academic research shows digital payment platforms can expand access to basic financial services, especially in developing economies, by lowering distance, time, and transaction costs. However, technology alone does not guarantee inclusion; reliable mobile connectivity, affordable devices, and digital skills are...

By The Fintech Times
Alpaca Inks $150 Million Series D Funding
NewsJan 14, 2026

Alpaca Inks $150 Million Series D Funding

Alpaca announced a $150 million Series D round that values the brokerage‑infrastructure provider at $1.15 billion, led by Drive Capital. The investment brings Drive Capital’s Chris Olsen onto Alpaca’s board and is accompanied by a $40 million revolving credit facility to support global expansion....

By VC News Daily
Bitwise Lists Bitcoin, Ether and Solana ETPs on Nasdaq Stockholm
NewsJan 14, 2026

Bitwise Lists Bitcoin, Ether and Solana ETPs on Nasdaq Stockholm

Digital asset manager Bitwise has introduced seven SEK‑denominated crypto exchange‑traded products on Nasdaq Stockholm, giving Swedish investors regulated exposure to Bitcoin, Ether, Solana and a diversified digital‑asset index. The lineup features spot Bitcoin and Ether ETPs, staking‑linked Ether and Solana...

By Cointelegraph
The Digital Tools Helping UK Adults Compare Major Financial Decisions
NewsJan 14, 2026

The Digital Tools Helping UK Adults Compare Major Financial Decisions

Digital platforms are reshaping how UK adults evaluate major financial choices. Life‑insurance brokers now aggregate quotes from multiple carriers, delivering personalized policies with minimal effort. Money‑saving apps automate deposits and surface cashback deals, while AI engines can instantly compare investment...

By TechBullion
The Modern CFO’s Secret Weapon: Streamlining Expenses Through Intelligent Tools
NewsJan 14, 2026

The Modern CFO’s Secret Weapon: Streamlining Expenses Through Intelligent Tools

Hospital CFOs face hidden costs from purchased services such as IT support, cleaning and clinical consulting. Traditional spreadsheet‑based tracking is error‑prone and obscures spend patterns, leading to missed renegotiations and wasted dollars. Modern spend management tools centralize expense data, provide...

By TechBullion
Swiss Retail Banking Report : Incumbents Embrace Digital Innovations, Neobanks Tailor Services to Individual Consumers
NewsJan 14, 2026

Swiss Retail Banking Report : Incumbents Embrace Digital Innovations, Neobanks Tailor Services to Individual Consumers

Swiss retail banks continue to dominate digital maturity, with UBS retaining the top spot in the latest Digital Index, followed by Raiffeisen, Swissquote and Revolut. Legacy institutions excel in website performance, social media engagement and mobile app visibility, while neobanks...

By Crowdfund Insider
ESMA Publishes Report on EU Securities Crowdfunding
NewsJan 14, 2026

ESMA Publishes Report on EU Securities Crowdfunding

ESMA released its 2024 EU crowdfunding report, showing 181 platforms raised over €4 billion across the bloc. Loan‑based projects dominated, accounting for 58% of activity, while equity offerings remained modest at 12%. France, the Netherlands, Spain, Italy and Lithuania generated more...

By Crowdfund Insider
Senate Banking Committee Still on Track for Markup on Crypto Infrastructure Legislation, Senate Agriculture Committee Happens End of Month
NewsJan 14, 2026

Senate Banking Committee Still on Track for Markup on Crypto Infrastructure Legislation, Senate Agriculture Committee Happens End of Month

The Senate Banking Committee will hold a markup hearing on the crypto infrastructure bill on Jan 15, 2026, after dozens of amendments were filed, many focused on stablecoin yield rules. Incumbent banks fear interest‑bearing stablecoins could siphon deposits, prompting aggressive lobbying....

By Crowdfund Insider
Fifth Third, Comerica Plan to Close $10.9B Merger on Feb. 1
NewsJan 14, 2026

Fifth Third, Comerica Plan to Close $10.9B Merger on Feb. 1

Fifth Third Bancorp and Comerica plan to finalize their $10.9 billion merger on February 1, after receiving Federal Reserve approval and other regulator sign‑offs. The combined entity will hold roughly $290 billion in assets, ranking it as the 16th‑largest insured depository institution in the...

By American Banker Technology
Harvest Acquires Firstance to Expand European WealthTech Reach
NewsJan 14, 2026

Harvest Acquires Firstance to Expand European WealthTech Reach

Harvest, a European WealthTech software provider, announced the acquisition of Italy’s Firstance, adding a life‑insurance distribution platform to its portfolio. The deal follows Harvest’s March 2025 purchase of Fincite, which opened the German market, and now extends the group’s coverage...

By Fintech Global
The United Arab Emirates Is Now Emerging as a Global Business Hub
NewsJan 14, 2026

The United Arab Emirates Is Now Emerging as a Global Business Hub

The United Arab Emirates is positioning itself as a global business hub, driven by proactive leadership, world‑class infrastructure, and a thriving FinTech ecosystem. FinTech adoption is accelerating, with the market projected to grow over 15% CAGR through 2030 and cashless...

By TechBullion
Tieto Acquires OpenSpring and GrupoOnetec to Expand in Spain
NewsJan 14, 2026

Tieto Acquires OpenSpring and GrupoOnetec to Expand in Spain

TietoEVRY announced the acquisition of Spain‑based OpenSpring and GrupoOnetec for an enterprise value of €8 million. The two firms, together employing about 200 staff and generating roughly €10 million in revenue, specialize in technology consulting and anti‑money‑laundering services for financial institutions. The...

By Fintech Global
Hawk Introduces Analytics Studio for AI-Driven Fraud and AML
NewsJan 14, 2026

Hawk Introduces Analytics Studio for AI-Driven Fraud and AML

Hawk has unveiled Analytics Studio, an AI‑driven platform that manages the full lifecycle of anti‑money‑laundering and fraud models. The solution offers pre‑built model templates, a low‑code copilot interface, real‑time performance dashboards, and automated documentation for regulator‑ready compliance. Integrated governance features...

By Fintech Global
FTX Estate Sets Next Creditor Payout Date as Genesis Digital Assets Fights $1 Billion Clawback Suit
NewsJan 14, 2026

FTX Estate Sets Next Creditor Payout Date as Genesis Digital Assets Fights $1 Billion Clawback Suit

The FTX bankruptcy estate announced its next creditor distribution will occur on March 31, 2026, using records as of February 14. The estate also filed an amendment to reduce its disputed‑claims reserve, potentially freeing more cash for near‑term payouts. Concurrently,...

By CoinDesk
Flowable Introduces 2025.2 to Help Enterprises Scale AI Automation with Governance
NewsJan 14, 2026

Flowable Introduces 2025.2 to Help Enterprises Scale AI Automation with Governance

Flowable launched version 2025.2, extending its enterprise orchestration platform to embed AI governance throughout the automation lifecycle. The release tackles fragmented AI deployments by adding multi‑agent orchestration, AI‑assisted design, and pre‑deployment impact analysis. It also enhances visibility with detailed audit...

By TechBullion
Figure Technology Unveils Blockchain Platform for Direct Stock Lending: Report
NewsJan 14, 2026

Figure Technology Unveils Blockchain Platform for Direct Stock Lending: Report

Figure Technology Solutions launched the On‑Chain Public Equity Network (OPEN), enabling companies to issue real equity directly on its Provenance blockchain. Unlike synthetic tokenized stocks, OPEN shares represent actual ownership and can be lent or pledged on‑chain, removing custodians, exchanges...

By Cointelegraph
AML Needs an Update as Crypto Adoption Surges Across Europe : Analysis
NewsJan 14, 2026

AML Needs an Update as Crypto Adoption Surges Across Europe : Analysis

Europe’s crypto boom is accelerating as the EU’s MiCA framework standardizes digital‑asset rules, prompting banks, fintechs and payment processors to embed cryptocurrencies into core services. In the UK, the FCA’s 2025 consultation papers CP25/25 and CP25/14 aim to align crypto...

By Crowdfund Insider
AI Helped Drive Increase in Crypto Scam Losses to $17bn in 2025
NewsJan 14, 2026

AI Helped Drive Increase in Crypto Scam Losses to $17bn in 2025

Chainalysis estimates crypto‑related scam losses could top $17 billion in 2025, up from $12 billion in 2024. The average fraudulent payment jumped from $782 to $2,764, while impersonation scams exploded 1,400% year‑over‑year. AI‑enabled operations proved 4.5 times more profitable, generating $3.2 million per...

By Finextra
The Protocol: Vitalik Buterin Flags Stablecoin Design Flaws
NewsJan 14, 2026

The Protocol: Vitalik Buterin Flags Stablecoin Design Flaws

Ethereum co‑founder Vitalik Buterin warned that decentralized stablecoins still suffer from fundamental design flaws. He highlighted three persistent challenges: reliance on a single‑currency reference point, oracle manipulation risk, and weak governance and incentive structures. Buterin’s critique does not endorse any specific...

By CoinDesk
Ryan Secures Minority Investment From Neuberger Berman
NewsJan 14, 2026

Ryan Secures Minority Investment From Neuberger Berman

Ryan, the world’s largest dedicated business‑tax services and software firm, announced a minority equity investment from Neuberger Berman Capital Solutions. The deal adds Neuberger to existing shareholders Onex Partners and Ares Private Equity, creating a broader strategic investor base. The...

By Fintech Global
Ripple (XRP) Stalls at $2.12, but GeeFi’s (GEE) Presale Nears $3M as 2026’s Roadmap Shows Major Updates Incoming
NewsJan 14, 2026

Ripple (XRP) Stalls at $2.12, but GeeFi’s (GEE) Presale Nears $3M as 2026’s Roadmap Shows Major Updates Incoming

Ripple hovers around the $2.00 level as the market awaits clarity from the CLARITY Act, while GeeFi’s decentralized finance platform is accelerating its fundraising. The presale has surpassed $2.6 million, with Phase 3 90% complete and only 3 million $GEE tokens left at...

By TechBullion
BridgeWise and Ultumus Boost ETF Data Coverage for FundWise
NewsJan 14, 2026

BridgeWise and Ultumus Boost ETF Data Coverage for FundWise

BridgeWise announced a partnership with Ultumus to broaden its FundWise ETF intelligence, adding over 800 European funds and more than 3,000 global ETFs to its existing coverage of 12,000 funds. Ultumus will supply a cloud‑native, normalized data infrastructure covering holdings,...

By Fintech Global
Merchants Take on Banks with Trump’s Help
NewsJan 14, 2026

Merchants Take on Banks with Trump’s Help

President Trump has thrown his support behind two credit‑card reform initiatives: a temporary 10% interest‑rate cap and the long‑standing Credit Card Competition Act (CCCA). The move pits a coalition of merchants, who say card fees have surged 70% to $187.2 billion...

By Payments Dive
How PayPal Revolutionized the Payment Sector
NewsJan 14, 2026

How PayPal Revolutionized the Payment Sector

PayPal has evolved from a niche online checkout tool into a global e‑wallet that powers everything from retail purchases to gaming deposits. Its early focus on secure, password‑protected transactions gave consumers confidence during the e‑commerce boom, while continuous feature additions—such...

By TechBullion
ARKK Secures £4.5m From Gresham House Ventures to Scale Tax Platform
NewsJan 14, 2026

ARKK Secures £4.5m From Gresham House Ventures to Scale Tax Platform

Gresham House Ventures has made a £4.5 million follow‑on investment in ARKK, the AI‑driven financial automation platform for CFOs. The capital will fund product expansion to meet new regulatory reporting demands, improve customer experience, and scale sales and marketing. ARKK’s technology...

By Fintech Global
Wint Wealth Raises INR 250 Cr in Series B Funding
NewsJan 14, 2026

Wint Wealth Raises INR 250 Cr in Series B Funding

Wint Wealth, a SEBI‑registered online bond platform, secured INR 250 crore ($27 million) in Series B financing led by Vertex Ventures SEA and India. The round also included existing backers 3one4 Capital, Eight Roads Ventures, Arkam Ventures and Rainmatter. The capital will fund...

By Fintech Global
Exegy Acquires NovaSparks
NewsJan 14, 2026

Exegy Acquires NovaSparks

Exegy, a leading provider of high‑performance market data and trading technology, announced the acquisition of NovaSparks Inc., a specialist in FPGA‑enabled real‑time market data normalization and distribution. The deal integrates NovaSparks’ low‑latency data processing platform into Exegy’s existing feed handling...

By Finextra
Blockchain-Based Lender Figure Named 2026 'Top Pick' By Wall Street Analyst
NewsJan 14, 2026

Blockchain-Based Lender Figure Named 2026 'Top Pick' By Wall Street Analyst

Wall Street broker Bernstein has named blockchain lender Figure Technology its top investment idea for 2026, citing accelerating regulatory momentum and a volatile banking environment that boost demand for its blockchain‑based credit platform. The firm upgraded Figure’s revenue outlook to...

By CoinDesk
Trump's CCCA Boost Is Misguided; the Bill Would Harm Military Families
NewsJan 14, 2026

Trump's CCCA Boost Is Misguided; the Bill Would Harm Military Families

The Credit Card Competition Act (CCCA), backed by President Trump, would cap credit‑card APRs and force merchant‑selected routing, slashing interchange fees that fund rewards and specialized products. Military‑serving banks and credit unions warn the bill will tighten credit, eliminate low‑interest...

By American Banker Technology
Strong Consumer Results Push Wells Fargo Profits Higher
NewsJan 14, 2026

Strong Consumer Results Push Wells Fargo Profits Higher

Wells Fargo posted a $5.4 billion fourth‑quarter profit, 5.5% higher than a year earlier, and lifted full‑year 2025 net income to $21.3 billion, up 7%. The bank lifted its 2026 net interest income target to $50 billion, a 5% increase, after shedding a...

By American Banker Technology