FinTech News and Headlines

Club Employés Selects Mangopay to Scale Employee Benefits Across Europe
NewsJan 27, 2026

Club Employés Selects Mangopay to Scale Employee Benefits Across Europe

Club Employés, a French employee‑benefits platform, has chosen Mangopay to overhaul its payment infrastructure as it prepares to expand across Europe. The partnership introduces a wallet‑first, multi‑party payment model that streamlines funding, distribution and redemption of benefits. Mangopay’s solution offers...

By Fintech Global
Concourse Raises $12 Million Series A to Build AI for Finance Teams
NewsJan 27, 2026

Concourse Raises $12 Million Series A to Build AI for Finance Teams

Concourse announced the general availability of its enterprise‑grade AI agent platform for finance teams and closed a $12 million Series A round led by Standard Capital, with participation from Andreessen Horowitz, CRV and Y Combinator. The platform now lets any finance team connect...

By Finextra
DailyPay Seeks to Dismiss NY Lawsuit
NewsJan 27, 2026

DailyPay Seeks to Dismiss NY Lawsuit

Earned‑wage‑access providers DailyPay and MoneyLion have filed motions to dismiss New York Attorney General Letitia James’s lawsuits alleging illegal, usurious loans. The companies contend their on‑demand‑pay services are not loans, referencing a CFPB advisory opinion that excludes many EWA products...

By Payments Dive
1Kosmos Partners Hopae to Scale Portable Digital Identity
NewsJan 27, 2026

1Kosmos Partners Hopae to Scale Portable Digital Identity

1Kosmos and Hopae have announced a global partnership to integrate Hopae Connect into the 1Kosmos platform, extending support to more than 60 government‑issued digital identity schemes. The joint solution enables organizations to verify eIDs securely without centralized databases, aiming to...

By Fintech Global
Revolut Business Launches Subscriptions to Unify Revenue Operations
NewsJan 27, 2026

Revolut Business Launches Subscriptions to Unify Revenue Operations

Revolut Business has launched Subscriptions in the UK, an in‑app solution that lets merchants create, automate and manage recurring payment plans without additional billing software fees. The feature consolidates billing, payments and customer data, offering instant reconciliation, API access, free‑trial...

By Fintech Global
Credit Card Delinquencies Drop, Says Fed Bank
NewsJan 27, 2026

Credit Card Delinquencies Drop, Says Fed Bank

The Federal Reserve Bank of Philadelphia reports that credit‑card delinquencies fell in the third quarter of 2025 despite rising balances and spending. Past‑due balances dropped to 3.29 percent for 30‑day delinquency and 1.62 percent for 90‑day delinquency, while the net charge‑off rate...

By Payments Dive
How Kidas Adapts Fraud Protection In An AI World
NewsJan 27, 2026

How Kidas Adapts Fraud Protection In An AI World

Kidas, founded by gaming‑fraud veterans, now offers AI‑driven protection against multi‑channel scams that leverage deep‑fake audio, video and large‑language models. CEO Ron Kerbs says traditional filters miss sophisticated GenAI‑generated attacks, prompting the company to expand from Discord and gaming chat to...

By Crowdfund Insider
Overcoming 26 Rigorous Tests: Why Is Bullbit’s App Rollup Architecture Highly Rated by Security Experts?
NewsJan 27, 2026

Overcoming 26 Rigorous Tests: Why Is Bullbit’s App Rollup Architecture Highly Rated by Security Experts?

Bullbit’s App Rollup architecture passed a rigorous Hacken audit, clearing 26 security findings. The team resolved 19 issues, accepted five with mitigations, and mitigated two external risks, achieving 93.23% code coverage. A redesigned verifier contract with unique nonce tracking prevents...

By TechBullion
🎙️ Ep 16: Stablecoins Make Global Expansion a Single Integration W/ João Del Valle (EBANX)
NewsJan 27, 2026

🎙️ Ep 16: Stablecoins Make Global Expansion a Single Integration W/ João Del Valle (EBANX)

The Money Code episode with João Del Valle of EBANX frames stablecoins as an “always‑on” interoperability layer that lets payment service providers (PSPs) add global coverage with a single integration. By routing around fragmented domestic rails, stablecoins can reduce prefunding and settlement...

By This Week in Fintech
BitAccelerate Leads the Bitcoin Accelerator Market in 2026
NewsJan 27, 2026

BitAccelerate Leads the Bitcoin Accelerator Market in 2026

BitAccelerate has become the leading Bitcoin transaction accelerator in 2026, offering both free and premium services through its integration with the BitRef explorer. The platform rebroadcasts pending transactions to mining pools that control over 83 % of Bitcoin’s hash rate, delivering...

By TechBullion
Velera to Provide Card Processing Services to Ohio-Based Kemba Credit Union
NewsJan 27, 2026

Velera to Provide Card Processing Services to Ohio-Based Kemba Credit Union

Ohio-based Kemba Credit Union, with 14 branches in Ohio, Indiana and Kentucky, has selected Velera to provide debit and credit card processing services beginning in August. Velera, a credit union service organization serving more than 4,000 financial institutions across North...

By PYMNTS
Bcon Global Launches Non-Custodial Crypto Payment Gateway
NewsJan 27, 2026

Bcon Global Launches Non-Custodial Crypto Payment Gateway

Bcon Global has introduced a non‑custodial crypto payment gateway that lets merchants receive digital assets directly into their own wallets without custodial oversight. The platform supports major blockchains and stablecoins, offers API‑driven invoicing, and provides ready‑made plugins for WordPress and...

By TechBullion
UK Fintech GoCardless Teams Up with Communicate Telecoms to Streamline Payouts
NewsJan 27, 2026

UK Fintech GoCardless Teams Up with Communicate Telecoms to Streamline Payouts

Communicate Telecoms has upgraded its long‑standing GoCardless Direct Debit integration with the Same Day Settlement+ feature, which uses AI and machine learning to settle payments on the day they are charged. The new capability trims the typical two‑day payout lag,...

By Crowdfund Insider
UniversePro Launches a One-Stop Decentralized Trading Platform Focused on Transparency and System-Level Design
NewsJan 27, 2026

UniversePro Launches a One-Stop Decentralized Trading Platform Focused on Transparency and System-Level Design

UniversePro is launching a next‑generation decentralized exchange that consolidates spot trading, perpetual derivatives, meme‑asset markets, analytics and launchpools into a single on‑chain platform. The platform adopts a fully non‑custodial, transparent architecture where all execution and settlement are verifiable on the...

By TechBullion
Red Hat Enterprise Linux Arrives on AWS European Sovereign Cloud
NewsJan 27, 2026

Red Hat Enterprise Linux Arrives on AWS European Sovereign Cloud

Red Hat Enterprise Linux (RHEL) is now offered on the AWS European Sovereign Cloud, a new EU‑resident‑operated infrastructure designed for highly regulated sectors. The sovereign cloud ensures data residency and compliance under EU law, targeting finance, healthcare, and public‑sector customers....

By Finextra
Bolt Picks Affirm as Embedded BNPL Partner
NewsJan 27, 2026

Bolt Picks Affirm as Embedded BNPL Partner

Bolt announced a strategic partnership with Affirm, making the BNPL provider the default financing option across Bolt's U.S. checkout experience. The integration will appear alongside card payments for both logged‑in and guest shoppers without extra merchant development. Rollout begins with...

By Finextra
OBook Holdings and Arta Global Markets Team on Digital Assets On/Off Ramp
NewsJan 27, 2026

OBook Holdings and Arta Global Markets Team on Digital Assets On/Off Ramp

OBook Holdings (NASDAQ: OWLS) and Hong Kong‑based Arta Global Markets have partnered to launch OwlPay, a digital‑asset on/off‑ramp and cross‑currency payment platform. The solution combines OwlTing’s payment, trading, settlement and custody infrastructure with AGML’s SFC‑regulated network of over ten banks...

By Finextra
Midship Raises $4.15M to Automate SOX Testing with Agentic AI
NewsJan 27, 2026

Midship Raises $4.15M to Automate SOX Testing with Agentic AI

Midship, an AI-native platform for Sarbanes‑Oxley compliance, announced a $4.15 million seed round led by Costanoa Ventures. The funding will accelerate product scaling and drive adoption among public companies facing rising audit complexity and talent shortages. Midship’s agentic AI automates the...

By AiThority
WH Advisor Patrick Witt: Davos 2026 Was ‘Turning Point’ for Global Crypto Normalization
NewsJan 27, 2026

WH Advisor Patrick Witt: Davos 2026 Was ‘Turning Point’ for Global Crypto Normalization

White House advisor Patrick Witt told CoinDesk that the World Economic Forum in Davos 2026 was a turning point for normalizing digital assets. He reiterated the administration’s pledge to make the United States the “crypto capital of the world” and to...

By CoinDesk
The B2B Experience Test: How Many Systems Does It Take to Serve One Customer?
NewsJan 27, 2026

The B2B Experience Test: How Many Systems Does It Take to Serve One Customer?

The article highlights that typical B2B enterprises rely on six to ten disparate systems to support a single customer journey, leading to fragmented experiences and slow commercial change. It argues that true unified commerce is not about consolidating all functions...

By TechBullion
HFDX vs Paradex: Comparing Market Share as On-Chain Perpetuals Capture More CEX Volume
NewsJan 27, 2026

HFDX vs Paradex: Comparing Market Share as On-Chain Perpetuals Capture More CEX Volume

HFDX.xyz and Paradex are the latest contenders in the on‑chain perpetual futures arena, each pursuing market share through distinct strategies. HFDX pairs perpetual trading with Liquidity Loan Note (LLN) instruments that offer fixed‑rate returns tied to protocol activity. Paradex, by...

By TechBullion
Screening vs Monitoring: Stopping Fraud in Payments
NewsJan 27, 2026

Screening vs Monitoring: Stopping Fraud in Payments

Fraud losses surged to $12.5 billion in 2024, a 25% rise, as criminals embed illicit activity within everyday payments. The article distinguishes transaction screening—pre‑approval checks against sanctions, PEPs and watchlists—from transaction monitoring, which analyzes post‑payment behavior for anomalous patterns. Relying on...

By Fintech Global
NICE Actimize Insights Network Combats Fraudulent Transfers
NewsJan 27, 2026

NICE Actimize Insights Network Combats Fraudulent Transfers

NICE Actimize introduced the Actimize Insights Network, a real‑time intelligence platform that aggregates counterparty risk data across financial institutions. The network leverages the company’s fraud and financial‑crime expertise to deliver cross‑channel, millisecond‑level risk signals for authorized push‑payment scams, BEC and...

By Help Net Security
Nationwide Taps Moneyhub to Bring AI Spending Insights to 16 Million Members
NewsJan 27, 2026

Nationwide Taps Moneyhub to Bring AI Spending Insights to 16 Million Members

Nationwide Building Society has partnered with Moneyhub to embed its AI‑driven categorisation and enrichment engine across its 16 million UK members. The technology will transform raw transaction data into granular insights, delivering detailed merchant information, location tags and real‑time fraud alerts....

By The Fintech Times
How Merchants Can Tap Into Support From the World’s Largest Payments Ecosystem
NewsJan 27, 2026

How Merchants Can Tap Into Support From the World’s Largest Payments Ecosystem

The episode explores Visa’s revamped Authorize.net platform, highlighting its new UI, AI‑driven support agent, and five specialized workspaces that streamline customer onboarding, payments, reporting, account management, and marketplace integrations. It emphasizes the platform’s flexibility, allowing merchants to adopt only the...

By PaymentsJournal
Privacy-Focused Miden, Korea Digital Asset Agree to Build Crypto Infrastructure for Institutional Adoption
NewsJan 27, 2026

Privacy-Focused Miden, Korea Digital Asset Agree to Build Crypto Infrastructure for Institutional Adoption

Miden, a privacy‑focused blockchain firm, has signed an MOU with Korea Digital Asset (KODA), South Korea’s largest institutional crypto custodian. The collaboration will develop privacy‑preserving, compliance‑ready infrastructure and standards for regulated digital‑asset adoption in the country. The deal aligns with...

By CoinDesk
Payments Canada Welcomes Five Payment Service Providers as Members
NewsJan 27, 2026

Payments Canada Welcomes Five Payment Service Providers as Members

Payments Canada announced the admission of five new payment service providers—Wise, Float, KOHO, Paramount Commerce and Brim—following legislative changes to the Canadian Payments Act. The reform expands eligibility to registered PSPs, credit‑union locals and designated clearing houses, aiming to boost...

By Finextra
How Dubai Lawyers Are Shaping the Legal Future of Crypto and Digital Assets
NewsJan 27, 2026

How Dubai Lawyers Are Shaping the Legal Future of Crypto and Digital Assets

Dubai’s legal sector is emerging as a pivotal force in the global crypto ecosystem, offering specialized guidance as the UAE refines its virtual‑asset regulations. Lawyers are translating fragmented frameworks into actionable compliance strategies for token issuers, platform operators, and investors....

By TechBullion
My Main AI Inc Sets New Standard for Intelligent Automation at $49 a Month
NewsJan 27, 2026

My Main AI Inc Sets New Standard for Intelligent Automation at $49 a Month

My Main AI Inc. launched a $49‑per‑month subscription that combines text, image, voice, and video generation tools into a single platform. The plan draws on more than 100 large‑scale AI models from providers such as OpenAI, Anthropic, Google Gemini and...

By TechBullion
Passey Announced as Secondary Exhibition Sponsor for Hong Kong Web3 Festival 2026
NewsJan 27, 2026

Passey Announced as Secondary Exhibition Sponsor for Hong Kong Web3 Festival 2026

Passey has been named a Secondary Exhibition Sponsor for the Hong Kong Web3 Festival 2026, scheduled for April 20‑23 at the Hong Kong Convention and Exhibition Centre. The AI‑driven platform brings Bitcoin and Ethereum options trading to retail users via...

By TechBullion
Raisin Consumer Banking Report Reveals Loyalty Low
NewsJan 27, 2026

Raisin Consumer Banking Report Reveals Loyalty Low

Raisin’s 2026 State of Consumer Banking Report finds that 65 % of Americans have switched banks at least once, signaling a sharp decline in traditional loyalty. The study highlights that younger generations, especially Gen Z, are gravitating toward digital‑first banks, while all...

By Crowdfund Insider
AI Dominant Theme in Forge Q1 2026 Investment Outlook
NewsJan 27, 2026

AI Dominant Theme in Forge Q1 2026 Investment Outlook

Forge’s Q1 2026 Investment Outlook shows AI cementing its dominance across private‑market capital flows, with mid‑ and late‑stage companies raising $154.9 billion in 2025—more than double 2024’s total. AI‑focused firms alone attracted $56.7 billion, highlighted by OpenAI’s $40 billion round and Anthropic’s $16.7 billion, while...

By Crowdfund Insider
Tether Takes the Fight to Circle with a New 'Made in America' Stablecoin
NewsJan 27, 2026

Tether Takes the Fight to Circle with a New 'Made in America' Stablecoin

Tether has launched USAT, a U.S.-regulated dollar‑backed stablecoin issued through Anchorage Digital Bank, aligning with the GENIUS Act. The token is overseen by the OCC and backed by Cantor Fitzgerald as reserve custodian, positioning it as a domestic alternative to...

By CoinDesk
Lloyds Banking Group Pledges £2 Billion in Trade Finance to Assist UK Exporters
NewsJan 27, 2026

Lloyds Banking Group Pledges £2 Billion in Trade Finance to Assist UK Exporters

Lloyds Banking Group announced a £2 billion trade‑finance programme aimed at UK small‑ and medium‑sized enterprises and mid‑size corporates seeking to export. The funding sits within a broader £35 billion 2026 financing push and dovetails with the government’s £11 billion exporter support package....

By Crowdfund Insider
Animoca, RootstockLabs Partner to Bring Bitcoin DeFi to Japanese Institutions
NewsJan 27, 2026

Animoca, RootstockLabs Partner to Bring Bitcoin DeFi to Japanese Institutions

Animoca Brands Japan has teamed up with Rootstock Labs to launch Bitcoin‑native DeFi tools for Japanese corporations and institutions. The partnership will localise Rootstock’s institutional program, allowing firms to manage Bitcoin treasury assets via the rBTC token and RIF utility...

By Cointelegraph
BNB Smart Chain Rolls Out Fermi Hard Fork Upgrade
NewsJan 27, 2026

BNB Smart Chain Rolls Out Fermi Hard Fork Upgrade

BNB Smart Chain has launched the Fermi hard fork, cutting block production time from 0.75 seconds to 0.45 seconds. The upgrade, delivered via BSC client v1.6.4 and refined in v1.6.5, introduces new Blockchain Enhancement Proposals to boost efficiency. Faster block...

By Crowdfund Insider
Transforming EDI with AI: Faster, Smarter, Scalable
NewsJan 27, 2026

Transforming EDI with AI: Faster, Smarter, Scalable

Artificial intelligence is reshaping electronic data interchange by adding speed, flexibility, and intelligence to a technology that has long been hampered by rigid formats and manual error handling. AI‑driven platforms such as Comarch EDI now offer real‑time validation, automated data...

By The Fintech Times
Inside Bank of America’s Plan to Own the Small Business Relationship
NewsJan 27, 2026

Inside Bank of America’s Plan to Own the Small Business Relationship

Despite a tough macro environment and recent White House policy shifts, U.S. small‑business applications are still climbing, according to Census data. Bank of America reports that 75 % of SMBs are feeling supply‑chain strain and foreign‑exchange volatility. To counteract these pressures,...

By Tearsheet
Bitcoin Trend Line Cross Mimics 2022 Amid ‘Insane’ BTC Vs. Silver Breakdown
NewsJan 27, 2026

Bitcoin Trend Line Cross Mimics 2022 Amid ‘Insane’ BTC Vs. Silver Breakdown

Bitcoin’s weekly chart showed a bearish crossover as the 21‑week exponential moving average slipped beneath the 50‑week EMA, mirroring the pattern last seen in April 2022. The crossover marks the first long‑term trendline reversal in four years, reinforcing the notion of...

By Cointelegraph
From Legacy to Leading Edge: Modernizing Workforce Identity in BFSI
NewsJan 27, 2026

From Legacy to Leading Edge: Modernizing Workforce Identity in BFSI

BFSI firms are rapidly acknowledging the need to modernize workforce Identity and Access Management, with 93% planning upgrades and budgets rising over 11% this year. Legacy IAM systems are seen as a major barrier to innovation, cited by 75% of...

By TechBullion
Stablecoins Are Real Threat to Bank Deposits, Says Standard Chartered
NewsJan 27, 2026

Stablecoins Are Real Threat to Bank Deposits, Says Standard Chartered

Standard Chartered warns that stablecoins could erode a third of U.S. bank deposits, equating to roughly $100 billion of the $301.4 billion stablecoin market. The analysis highlights that regional banks are disproportionately exposed because deposits fund net interest margin (NIM) revenue. Tether...

By Cointelegraph
How Akur8 Boosted Pricing at Idaho Farm Bureau
NewsJan 27, 2026

How Akur8 Boosted Pricing at Idaho Farm Bureau

Idaho Farm Bureau Insurance adopted Akur8’s advanced pricing platform to replace fragmented, manual pricing processes. The insurer moved beyond traditional GLMs, integrating penalisation, credibility techniques and spatial analysis for more stable, long‑term rate predictions. Real‑time dashboards now let actuaries and...

By Fintech Global
Intellect Brings AI-First Payments Platform to US Market
NewsJan 27, 2026

Intellect Brings AI-First Payments Platform to US Market

Intellect Design Arena announced an accelerated push into the United States with its AI‑first payments platform, targeting a real‑time payments market projected to reach $2 billion by 2030. The solution embeds artificial intelligence across the entire payment lifecycle and offers a...

By Finextra
Wemade Taps Chainlink for Korean Won Stablecoin Infrastructure
NewsJan 27, 2026

Wemade Taps Chainlink for Korean Won Stablecoin Infrastructure

South Korean gaming platform Wemade has brought Chainlink Labs into its Global Alliance for KRW Stablecoins (GAKS), adding oracle capabilities to the consortium’s infrastructure. The alliance, which already includes Chainalysis, CertiK and remittance firm SentBe, aims to build a compliant,...

By Cointelegraph
Bitcoin to Silver Ratio Nears Levels Last Seen During the FTX Capitulation
NewsJan 27, 2026

Bitcoin to Silver Ratio Nears Levels Last Seen During the FTX Capitulation

Silver’s price has surged roughly 300% over the past year, but recent volatility sparked a sharp intraday swing, pulling back from $117 to $112 per ounce. The bitcoin‑to‑silver ratio now sits around 780, aligning with the low levels seen during...

By CoinDesk
Why Vertical SaaS Needs Purpose-Built Billing and Pricing Systems
NewsJan 27, 2026

Why Vertical SaaS Needs Purpose-Built Billing and Pricing Systems

Vertical SaaS firms confront unique billing challenges that generic pricing platforms cannot meet. Industry-specific workflows demand pricing logic tied to units such as locations, providers, or transactions. Purpose‑built monetization engines align charges with delivered value, reducing errors and accelerating sales....

By TechBullion
The Agentic Economy: Merging Intellectual Digital Twins with Sound Money and High-Velocity Rails
NewsJan 27, 2026

The Agentic Economy: Merging Intellectual Digital Twins with Sound Money and High-Velocity Rails

The article introduces the "Agentic Economy," where Persona AI—intellectual digital twins that model human psychology—act as autonomous economic agents. It argues that high‑throughput blockchains like Ripple's XRP Ledger (XRPL) are essential for the micro‑payment velocity these agents need. To protect...

By TechBullion
FCA Launches Review Into Implications of Advanced AI
NewsJan 27, 2026

FCA Launches Review Into Implications of Advanced AI

The UK Financial Conduct Authority has launched a comprehensive review of advanced artificial intelligence’s impact on consumers, retail financial markets and regulators. Led by Sheldon Mills, the initiative builds on the FCA’s AI Discussion Paper, AI Sprint, AI Lab and...

By Finextra
What to Expect at American Banker's Inaugural On-Chain Summit
NewsJan 27, 2026

What to Expect at American Banker's Inaugural On-Chain Summit

American Banker’s inaugural On‑Chain Finance Summit on March 19‑20 brings together senior banking executives and crypto‑industry leaders to discuss the accelerating integration of stablecoins, blockchain infrastructure, and tokenization. The event follows the passage of the GENIUS Act, which gave U.S....

By American Banker Technology