FinTech News and Headlines

Fifth Third Says New Banking App Drives Engagement, Originations
NewsJan 21, 2026

Fifth Third Says New Banking App Drives Engagement, Originations

Fifth Third Bancorp reported record net interest income and strong operating leverage in Q4, driven by aggressive branch expansion and digital upgrades. The bank added 50 new branches in 2025, including its 200th in Florida and 100th in the Carolinas,...

By PYMNTS
Tether Teams Up with Digital Assets Platform Bitqik to Support Stablecoin Focused Initiatives in Laos
NewsJan 21, 2026

Tether Teams Up with Digital Assets Platform Bitqik to Support Stablecoin Focused Initiatives in Laos

Tether announced two strategic collaborations aimed at expanding stablecoin adoption and digital‑asset literacy in emerging markets. In Laos, it partnered with regulated platform Bitqik to deliver workshops, online resources and seminars targeting over 10,000 students and entrepreneurs. Simultaneously, Tether joined...

By Crowdfund Insider
Data Destruction: Why Secure ITAD and Certified Partners Matter More Than Ever
NewsJan 20, 2026

Data Destruction: Why Secure ITAD and Certified Partners Matter More Than Ever

Data destruction is now a strategic imperative, requiring more than simple file deletion. Certified IT asset disposition (ITAD) vendors, especially those with R2v3, Appendix B, and Appendix C credentials, guarantee logical sanitization, physical destruction, and secure refurbishment. These certifications provide...

By TechBullion
The Quiet Economics of Device Protection, and the Company That Defined It
NewsJan 20, 2026

The Quiet Economics of Device Protection, and the Company That Defined It

STM Goods, a founder‑led accessories firm, has spent more than 26 years supplying rugged cases to schools and enterprises worldwide. While the consumer electronics market tops $1.2 trillion, the niche of device protection fuels cost‑saving decisions in education and corporate IT...

By TechBullion
Amazon Adds More Payment Options to Latest Smart Shopping Cart
NewsJan 20, 2026

Amazon Adds More Payment Options to Latest Smart Shopping Cart

Amazon is rolling out the next‑generation Dash Cart to dozens of Whole Foods stores across the United States by year‑end. The new cart adds credit‑card, mobile‑payment and Amazon‑linked payment options, expanding beyond its original Amazon‑only model. It also features a...

By PYMNTS
Scaling Financial Outreach Without Burning Agent Hours
NewsJan 20, 2026

Scaling Financial Outreach Without Burning Agent Hours

Financial service call centers are turning to AI‑enhanced auto‑dialers to lift outbound connection rates and curb agent idle time. Predictive dialing can run six to ten parallel lines per agent, while AI‑powered answering‑machine detection (AMD) identifies live contacts with 97%...

By TechBullion
Brazen Scheme Combines Fraud, Visiting Customers' Homes
NewsJan 20, 2026

Brazen Scheme Combines Fraud, Visiting Customers' Homes

Barnegat Township Police warned New Jersey residents of a hybrid fraud scheme that combines phone spoofing with a physical courier pickup to steal debit cards. Criminals pose as bank fraud agents, claim unauthorized out‑of‑state activity, and arrange a courier to...

By American Banker Technology
Bitcoin Enters Delaware Life’s Retirement Annuity Portfolio
NewsJan 20, 2026

Bitcoin Enters Delaware Life’s Retirement Annuity Portfolio

Delaware Life Insurance Company is introducing a Bitcoin‑linked fixed indexed annuity that blends U.S. equity performance with a managed exposure to Bitcoin via BlackRock's iShares Bitcoin Trust ETF. The product applies volatility controls designed to limit Bitcoin‑related swings to about...

By Cointelegraph
Citigroup CEO Jane Fraser Says Rate Cap Would Restrict Access to Credit
NewsJan 20, 2026

Citigroup CEO Jane Fraser Says Rate Cap Would Restrict Access to Credit

Citigroup Chair and CEO Jane Fraser told CNBC she does not expect Congress to back President Trump’s proposed 10% cap on credit‑card interest rates. Fraser argued that a hard cap would shrink credit availability for lower‑income consumers, contrary to the...

By PYMNTS
Dealmaker 2025 Recap: $500 Million Raised
NewsJan 20, 2026

Dealmaker 2025 Recap: $500 Million Raised

Dealmaker, a tech‑enabled broker‑dealer, reported processing over $500 million in capital for 2025, equating to roughly $57,000 raised each hour. The firm’s Reg A offerings surged 157% year‑over‑year, with the three largest rounds—Newsmax $75 million, Pacaso $72.5 million, and Mode Mobile $53.5 million—driving the bulk...

By Crowdfund Insider
Hong Kong Defends 'Same Risk, Same Regulation' Approach for Crypto at WEF
NewsJan 20, 2026

Hong Kong Defends 'Same Risk, Same Regulation' Approach for Crypto at WEF

Hong Kong Finance Secretary Paul Chan defended the city’s “same activity, same risk, same regulation” framework for digital assets at the World Economic Forum in Davos. The approach ties regulatory requirements to the risk profile of a service rather than...

By Cointelegraph
U.S. Bancorp Says Embedded, Interconnected Payments Capabilities Are Key to Gaining Clients
NewsJan 20, 2026

U.S. Bancorp Says Embedded, Interconnected Payments Capabilities Are Key to Gaining Clients

U.S. Bancorp reported a record fourth‑quarter net revenue of roughly $7.4 billion, crediting its payments transformation as a primary driver. CEO Gunjan Kedia emphasized that embedded, interconnected payment capabilities are essential for attracting Gen Z clients and deepening relationships. The bank unveiled...

By PYMNTS
CoinTerminal’s Max Stochyk Duarte on Token Launches, Retail Protection, and Surviving 2026
NewsJan 20, 2026

CoinTerminal’s Max Stochyk Duarte on Token Launches, Retail Protection, and Surviving 2026

CoinTerminal’s Head of Sales Maximiliano Stochyk Duarte explained that token launches in 2026 must earn retail trust through solid business models and transparent token economics. The Dubai‑based launchpad leverages a 650,000‑member community and a 12‑hour refundable period to lower investor...

By CryptoSlate
First Entertainment CU Launches Digital Brand in Atlanta
NewsJan 20, 2026

First Entertainment CU Launches Digital Brand in Atlanta

First Entertainment Credit Union has launched CineFi, a fully digital banking brand targeting film, TV, and other creative professionals in Atlanta and Los Angeles. Developed with fintech partner Nymbus, CineFi offers high‑yield checking and savings, round‑up savings, early direct deposit...

By American Banker Technology
How PayPal’s New Tax Service Fits Into Its Overall Strategy
NewsJan 20, 2026

How PayPal’s New Tax Service Fits Into Its Overall Strategy

PayPal is launching a free, DIY tax‑filing service for its debit‑card users in partnership with april, pulling financial data from PayPal accounts to streamline federal and state returns and allowing refunds to be deposited directly into PayPal. The move aims...

By Payments Journal
Not All Crypto Is Equal: Schwab Maps Where the Money Actually Is in Digital Assets
NewsJan 20, 2026

Not All Crypto Is Equal: Schwab Maps Where the Money Actually Is in Digital Assets

Schwab’s Center for Financial Research released a three‑layer model for crypto, dividing the market into foundational networks, infrastructure, and products. The base layer—Bitcoin, Ethereum and similar blockchains—accounts for roughly 80% of the sector’s $3.2 trillion market cap. Infrastructure protocols such as...

By CoinDesk
Beyond the Interface: Assessing the Security and Payment Infrastructure of Today’s Top Digital Wallets
NewsJan 20, 2026

Beyond the Interface: Assessing the Security and Payment Infrastructure of Today’s Top Digital Wallets

Digital wallets are evolving beyond UI to prioritize security architecture, payment infrastructure, and regulatory intelligence for 2026. Agentic commerce will enable AI agents to execute transactions autonomously, requiring cryptographic consent and continuous trust orchestration. Multi‑biometric authentication, AI‑driven predictive security, and...

By TechBullion
Digital Banking : Brazil’s Nubank Remains Focused on Financial Inclusion, Improving UX, LatAm Markets
NewsJan 20, 2026

Digital Banking : Brazil’s Nubank Remains Focused on Financial Inclusion, Improving UX, LatAm Markets

Nubank announced a suite of new initiatives in 2026 aimed at deepening financial inclusion and enhancing user experience across Latin America. Partnerships with Uber, iFood, Shopee, OpenAI and Burger King helped customers avoid $29 million in expenses in 2025. The bank’s...

By Crowdfund Insider
Funding Circle Introduces Digital Tools for SMBs, Appoints New Chief Legal Officer
NewsJan 20, 2026

Funding Circle Introduces Digital Tools for SMBs, Appoints New Chief Legal Officer

Funding Circle announced two strategic moves in January 2026. It appointed Sarah Whiteley, a veteran legal executive, as Chief Legal Officer, replacing long‑time incumbent Lucy Vernall. The fintech also launched a beta version of its Cashback business credit card, now...

By Crowdfund Insider
Step-by-Step Guide to Online Invoice Creation
NewsJan 20, 2026

Step-by-Step Guide to Online Invoice Creation

The article provides a detailed, eight‑step guide for creating professional online invoices, covering tool selection, business and client data entry, unique numbering, dates, line‑item details, taxes, and final review. It emphasizes features such as automatic calculations, PDF/email export, and tax...

By TechBullion
Was 2025 a Good Year for the WealthTech Sector?
NewsJan 20, 2026

Was 2025 a Good Year for the WealthTech Sector?

FinTech Global interviewed Kidbrooke’s head of business development, Zaliia Gindullina, to assess 2025’s performance in WealthTech. While the sector saw a noticeable dip in funding rounds and total capital raised, established players continued to expand. Providers shifted from experimental pilots...

By Fintech Global
Online JSON to Excel Converter for Quick File Conversion
NewsJan 20, 2026

Online JSON to Excel Converter for Quick File Conversion

An online JSON to Excel converter enables users to upload or paste JSON data and receive a downloadable XLS or XLSX file without writing code. The tool validates syntax, parses nested structures, and maps data into rows and columns, delivering...

By TechBullion
How Virtuoso Partners Scales Document Automation with M-Files
NewsJan 20, 2026

How Virtuoso Partners Scales Document Automation with M-Files

Virtuoso Partners, a UK‑based intelligent‑automation firm, has leveraged its partnership with M‑Files since 2021 to modernise document‑heavy processes through metadata‑driven management and workflow automation. By combining M‑Files’ contextual content handling with its own AI, RPA and intelligent‑document‑processing expertise, Virtuoso delivers...

By Fintech Global
Sentinel Wealth AI: Your Key to Clarity and Confidence
NewsJan 20, 2026

Sentinel Wealth AI: Your Key to Clarity and Confidence

Sentinel Wealth AI offers an AI‑driven investment platform that combines real‑time market analysis, personalized alerts, and a robust educational library. Users report faster identification of trading opportunities and increased confidence in portfolio decisions. The interface is intuitive, enabling quick account...

By TechBullion
Fintech Rundown: A Rapid Review of Weekly News
NewsJan 20, 2026

Fintech Rundown: A Rapid Review of Weekly News

Fintech’s weekly roundup spotlights AI’s rising valuation and deployment, new payment partnerships, and record credit extensions. ElevenLabs is in talks that could push its valuation to $11 billion, while Synechron rolls out AI agents for workflow automation. dLocal teams with Honor...

By Finovate
Exclusive: Gusto Launching Payroll Inside ChatGPT
NewsJan 20, 2026

Exclusive: Gusto Launching Payroll Inside ChatGPT

Gusto announced that its payroll platform is now available as an app inside ChatGPT, letting eligible small‑business customers run payroll through natural‑language conversations. The integration uses OAuth so passwords never touch OpenAI, and only payroll admins can authorize actions. Initially...

By This Week in Fintech
Blockchain: From Regulatory Ambiguity to Operational Blueprint
NewsJan 20, 2026

Blockchain: From Regulatory Ambiguity to Operational Blueprint

Regulators across the EU and U.S. are moving from vague crypto principles to concrete rules, compelling financial firms to redesign blockchain systems for auditability and legal accountability. The EU’s MiCA framework now demands identifiable issuers, risk controls, and one‑to‑one reserve...

By Payments Cards & Mobile
Bessent Tells Banks Deregulation Makes up for 10% Rate Cap
NewsJan 20, 2026

Bessent Tells Banks Deregulation Makes up for 10% Rate Cap

Treasury Secretary Scott Bessent told banks that deregulation, which he says has unlocked $2.5 trillion of extra lending capacity, should offset the impact of President Trump’s proposed 10% credit‑card interest rate cap. He emphasized that reduced compliance costs are boosting bank...

By American Banker Technology
Mastercard Said to Weigh Zerohash Investment After Ending Takeover Talks Worth Billions
NewsJan 20, 2026

Mastercard Said to Weigh Zerohash Investment After Ending Takeover Talks Worth Billions

Mastercard is weighing a strategic investment in blockchain infrastructure firm Zerohash after acquisition talks collapsed, despite earlier reports that the payment giant might have paid up to $2 billion for a full buyout. Zerohash, valued at $1 billion after a $104 million Series D‑2...

By CoinDesk
Napier AI Powers MV Shield for Building Societies
NewsJan 20, 2026

Napier AI Powers MV Shield for Building Societies

Napier AI and Mutual Vision have launched MV Shield, a purpose‑built AML and financial‑crime compliance platform for UK and Canadian building societies and credit unions. The solution is offered as Compliance‑as‑a‑Service, pairing Napier AI’s technology with Mutual Vision’s sector expertise....

By Fintech Global
Agentic Commerce and the Quiet Return of Guest Checkout
NewsJan 20, 2026

Agentic Commerce and the Quiet Return of Guest Checkout

Agentic commerce is reshaping digital transactions by letting AI‑driven software agents select products, optimise pricing and initiate payments without direct shopper input. In this new model, the once‑dismissed guest checkout is re‑emerging as a friction‑free, network‑centric payment option. EMVCo’s Secure...

By Payments Cards & Mobile
Trump Media Sets Date for Shareholders to Receive Reward Tokens
NewsJan 20, 2026

Trump Media Sets Date for Shareholders to Receive Reward Tokens

Trump Media announced that shareholders will receive reward tokens on February 2, 2026, the record date for the distribution. The company partnered with Crypto.com to issue and custody the non‑transferable tokens, which are not securities and cannot be exchanged for cash. Token...

By Crowdfund Insider
Currency.com Signs with Zodia Markets
NewsJan 20, 2026

Currency.com Signs with Zodia Markets

Currency.com announced a strategic partnership with Zodia Markets, an institutional‑grade digital‑asset liquidity venue backed by Standard Chartered Bank. The integration gives Currency.com access to one of the deepest liquidity pools, extensive banking rails, and a global footprint, enabling faster, fairly‑priced...

By Finextra
Trump's New CFTC Chief Selig Starts 'Future-Proof' Initiative to Champion Crypto
NewsJan 20, 2026

Trump's New CFTC Chief Selig Starts 'Future-Proof' Initiative to Champion Crypto

Mike Selig, newly appointed CFTC chairman under President Trump, announced a "future‑proof" crypto initiative aimed at codifying digital‑asset oversight into formal rules. He emphasized that the $3 trillion crypto market warrants tailored regulations rather than ad‑hoc enforcement. Selig also unveiled an...

By CoinDesk
Chainlink Expands Data Streams to Cover Multitrillion-Dollar U.S. Stock Market
NewsJan 20, 2026

Chainlink Expands Data Streams to Cover Multitrillion-Dollar U.S. Stock Market

Chainlink has upgraded its Data Streams product to deliver 24/5 coverage of U.S. stocks and ETFs, using a pull‑based model that provides sub‑second updates only when trades occur. The new feed includes market‑status flags and bid‑ask spreads, reducing gas costs...

By CoinDesk
New LSEG Data Reveals Ownership Behind One-Third of Sanctions Exposure
NewsJan 20, 2026

New LSEG Data Reveals Ownership Behind One-Third of Sanctions Exposure

London Stock Exchange Group’s Risk Intelligence unit has launched the Sanctioned Securities Data File, an instrument‑level dataset that links sanctions designations to specific securities. Initial analysis shows about one‑third of sanctions exposure stems from ownership or control relationships, even when...

By Fintech Global
Karavel Raises £1.25m Pre-Seed to Modernise AI-Driven Compliance
NewsJan 20, 2026

Karavel Raises £1.25m Pre-Seed to Modernise AI-Driven Compliance

Karavel announced a £1.25 million pre‑seed round led by Fuel Ventures to accelerate its AI‑driven compliance platform across the UK and Europe. The solution bundles marketing ad reviews, real‑time horizon scanning, regulatory gap analysis and actionable guidance in one interface. By...

By Fintech Global
Pagaya Launches $350m Revolving Personal Loan ABS Deal
NewsJan 20, 2026

Pagaya Launches $350m Revolving Personal Loan ABS Deal

Pagaya Technologies closed a $350 million revolving asset‑backed securitisation, PAID 2025‑REV1, backed by consumer loans originated on its AI‑driven network. The deal features a 24‑month revolving period that can double funding capacity to $700 million as loans are repaid. Structured with 26North Partners,...

By Fintech Global
Applications Now Open for Next Round of FCA’s AI Live Testing
NewsJan 20, 2026

Applications Now Open for Next Round of FCA’s AI Live Testing

The FCA has opened applications for the second round of its AI Live Testing programme, a regulatory sandbox that pairs firms with the FCA and tech partner Advai to develop, assess and deploy AI in UK financial markets. Applications close...

By Finextra
A Manual Process in a Digital World: Schengen Visas
NewsJan 20, 2026

A Manual Process in a Digital World: Schengen Visas

Travelers to the Schengen area must still navigate a largely paper‑based visa application process, despite widespread digitalization elsewhere. Applications require printed forms, mailed passports, and manual review by embassy officials, with only scheduling and tracking offered online. The European Union...

By TechBullion
From Consumers to Owners: What the Best Crypto Token of 2026 Looks Like
NewsJan 20, 2026

From Consumers to Owners: What the Best Crypto Token of 2026 Looks Like

Healthy Cola’s $HEALTH token launched on LBank and Raydium, jumping 220% from its $0.15 listing price. The Solana‑based utility token is anchored to a real‑world beverage business that generated roughly $8 million in 2025 across 16 countries. Tokenomics feature a fixed...

By TechBullion
Boardwalktech Launches Verity, the Intelligent Controls Platform
NewsJan 20, 2026

Boardwalktech Launches Verity, the Intelligent Controls Platform

Boardwalktech Software Corp. unveiled Verity, an AI‑driven Intelligent Controls Platform aimed at banks, insurers and other highly regulated enterprises. The solution uses generative and agentic AI to automate the design, execution, testing and continuous monitoring of operational, financial and compliance...

By MarTech Series
Financial Workflows Every Business Should Automate in 2026
NewsJan 20, 2026

Financial Workflows Every Business Should Automate in 2026

Finance teams are increasingly turning to automation to eliminate repetitive tasks and boost efficiency, with Gartner estimating RPA can save over 25,000 hours of avoidable rework annually. The article outlines seven high‑impact workflows—invoice‑to‑payment, bank reconciliation, expense reporting, payment collection, cash...

By TechBullion
What High Performing Email Campaigns Have in Common
NewsJan 20, 2026

What High Performing Email Campaigns Have in Common

High‑performing email campaigns share core attributes such as deep personalization, timely relevance, seamless automation, and relentless creative testing. Leveraging data‑driven insights and smart segmentation, especially through platforms like Klaviyo, enables marketers to tailor messages that resonate with individual recipients. Integrating...

By TechBullion
RedStone Acquires Security Token Market (STM.co) and TokenizeThis Conference
NewsJan 20, 2026

RedStone Acquires Security Token Market (STM.co) and TokenizeThis Conference

RedStone announced the acquisition of Security Token Market (STM.co) and its flagship TokenizeThis conference, aiming to accelerate growth in the United States. STM.co operates a data, media, and research platform focused on tokenized real‑world assets, complementing RedStone’s enterprise‑grade oracle and...

By Crowdfund Insider
PhotonPay Expands UK Local Payment Rails via New Collaboration with ClearBank
NewsJan 20, 2026

PhotonPay Expands UK Local Payment Rails via New Collaboration with ClearBank

The episode details PhotonPay's new partnership with ClearBank, which gives PhotonPay's business clients indirect access to the UK’s Faster Payments, BACS, and CHAPS rails via ClearBank’s API-driven infrastructure. This collaboration enables the issuance of virtual accounts, real-time GBP collections and...

By Payments Journal
City of London Police Launches Fraud Reporting Service
NewsJan 20, 2026

City of London Police Launches Fraud Reporting Service

The City of London Police has unveiled a national "Report Fraud" service, replacing the older Action Fraud programme. The platform offers victims and businesses across England, Wales and Northern Ireland a single gateway to report cyber crime and fraud. By centralising...

By Finextra
Why Lifetime Free Credit Cards Are Gaining Popularity Among First-Time Users
NewsJan 20, 2026

Why Lifetime Free Credit Cards Are Gaining Popularity Among First-Time Users

Lifetime free credit cards are gaining traction in India as a low‑risk entry point for young professionals and students. With zero annual or renewal fees, these cards eliminate the cost barrier that traditionally deterred first‑time users. They enable users to...

By TechBullion
Most Crypto Holders Want to Pay with Bitcoin but Rarely Do, Survey Show
NewsJan 20, 2026

Most Crypto Holders Want to Pay with Bitcoin but Rarely Do, Survey Show

A GoMining survey of 5,700 crypto holders reveals that over half rarely spend Bitcoin, despite 80% supporting broader adoption. Limited merchant acceptance (49.6%) and high transaction fees (44.7%) are the top barriers, followed closely by price volatility. Users who do...

By The Defiant