
Fintech Digitizes 2,000‑year Red Packet Tradition
🌏🧧How #Fintech is transforming the 2,000-year Red Packet tradition: Technology is not only transforming how business is done within the industry but even culture itself. Today, an increasing number of red packets are being shared via online solutions at banks during the Lunar New Year. @finews_asia: https://t.co/rPXiROuiPd
Flow Turns Collectibles Into Everyday Financial Habits
"Flow can convert consumer distribution into repeat financial behavior." – @MessariCrypto This is what we have been building toward. Insightful report on how Flow goes from collectibles to consumer finance. Feat. FCM, Peak Money, stablecoins, and why shipping crypto products for...
Payments: Platform Convenience vs Crypto Sovereignty Showdown
Will #payments be controlled by platforms or executed by open protocols? #BigTech prioritises convenience and consumer protection, while #crypto emphasises user sovereignty and broader agent-level execution.
Matcha Protects Swappers From Exploitative propAMM Execution
This is why I am a proud and happy @matchaxyz user Watch this ETH Denver talk from @willwarren, showing how propAMMs create exploitative execution for swappers Thanks Will and Matcha for being a responsible leader in protecting users onchain swaps
Institutions Prioritize Crypto Interoperability More Than Expected
"You'd be SHOCKED how much institutions care about interoperability in crypto" - @PrimordialAA from LayerZero Wonder why? Tune in! https://t.co/kup2M43Ltj
Stablecoins Poised to Become Default Currency for AI Agents
We’re extremely bullish on stablecoin growth. Stablecoins are the best form of money. Most people in the world would benefit from using stablecoins, and there’s also a second rapidly growing user group - AI agents. I believe stablecoins will be the...
Instant USDC Loans Now Available for XRP, DOGE, ADA, LTC
Our crypto backed loan offerings are expanding. Now you can instantly borrow USDC against your XRP, DOGE, ADA, and LTC, as well as BTC and ETH.

Surprised SBF and CZ Missing From Advisory Committee
At this point, honestly surprised that SBF and CZ aren't on this advisory committee- https://t.co/6eDUVHAPxL
AI Platforms Must Prioritize Trust Over Ad Revenue
Perplexity is stepping away from advertising, arguing that trust matters more than short-term revenue. As AI platforms become primary sources of answers and decisions, even subtle commercial influence can undermine credibility. The real monetization challenge in AI isn’t scale. It’s building sustainable...

Bitcoin's Ideals Clash with Flaws, Alternatives Uncertain
Welcome to the dark side… https://t.co/uYC7hg83ta ...bitcoin’s original purpose of enabling anyone to transact freely outside the reach of purportedly corrupt governments. Yet the network’s problems suggest that an alternative financial system might not be much better." https://t.co/YpZDvUIK20
Top Invoicing Vendors Capture 55% Market Share
You don't get paid unless you invoice. Accurate, timely invoices. These are the top invoicing vendors used in software companies. Plus, honorable mentions just off the chart. Survey Highlights: - 57 invoicing solutions named - Top 5 solutions own 55%...

OKX Offers 5% Deposit Match Up to $2,500
For my EU followers: OKX just launched a solid promo. 5% deposit match on cash or crypto deposits. Up to $2,500 USDC. The catch? There isn't one. → No lock-up → Rewards paid out over 12 cycles → Min. deposit $1,000 Only for Netherlands, Germany, Poland,...
Modern Treasury: Stripe‑style API for Corporate Cash Flows
This is a big deal. It's like Stripe but for moving money in and out of companies. You just call the API and Modern Treasury does the rest.
EU Parliament Approves Digital Euro for All Transactions
EU Parliament Backs Digital Euro for Both Online and Offline Use - Fintech Schweiz Digital Finance News - FintechNewsCH https://t.co/mgf2DlIs9B
Public Company Stakes NXM, Earns Yield on On‑Chain Risks
Love to see it. A publicly listed company staking NXM to earn yield by backing onchain risks.

Legacy Banks' Failures Fuel $1.3T Debt Fintech Surge
$1.3 trillion in credit card debt. An all-time high. One unicorn CEO says his fintech wouldn’t even exist if traditional banks had served customers better. When legacy systems fail to manage risk, transparency and affordability, disruption isn’t optional. It’s inevitable. https://t.co/b072MMXcSy @fortunemagazine...
FinTechs Become Latin America’s SME Financial Operating System
Latin America’s small businesses don’t lack ambition. They lack liquidity. FinTechs are stepping in to close persistent cash flow gaps with smarter underwriting, real-time data and embedded finance solutions. The real opportunity isn’t just lending. It’s becoming the financial operating system for...
Wall Street Underestimates Coinbase Amid Growing Adoption, Regulation
NEW: 🚨 Brian Armstrong says Wall Street underestimates Coinbase, even as it grows stronger through rising adoption, clearer regulation, and improving financial performance.

AI Agents Turn Fintech Into Retention Powerhouse, Banks Lag
AI agents become fintech’s retention weapon…as banks are left in the dust • Agents own the relationship end-to-end • No more “customer churn” surprises • Revenue sticks instead of leaks • Banks stuck in pilot purgatory #fintech #tech #finserv #AI @BetaMoroney @efipm @BrettKing @spirosmargaris @jasuja @enricomolinari @mikeflache https://t.co/6I8skF6dkR
AI Becomes Invisible Backbone of Global Systems
AI has moved beyond experimentation. It is no longer an add-on or productivity boost. It is becoming the invisible backbone of healthcare, education, finance and public systems. What we are witnessing is not another tech cycle, but the construction of a new...

Banks’ AI Strategies Miss the Mark, Says Expert
Join me in Zurich at the NextGen Payments & RegTech Forum next month. I'll explore why many financial institutions are missing the mark in my keynote 'Your Bank’s AI Strategy Is Wrong.' https://t.co/XIQySs0LfD @qubevents #RegTech #Qubevents #NextGenPayments #Zurich https://t.co/RqffMqTRZS
Base App Could Merge Self‑Custody and Managed Services
"Base App is focused now on being the self-custodial version of Coinbase" I'm sure there are good reasons to not do this, but would be cool if they took this to the extreme and merged the apps into one Users choose...

Master Live-Stream Arbitrage Across Platforms for Big Profits
Obviously, this is very general in the video that I put out here, but the reality is: is learning how to buy and sell, and finding arbitrage in what you pay for something, versus what you sell it, and understanding...
Lightspark Grid Powers AI-Driven Real-Time Global Payments
.@Lightspark Grid is the best platform to build realtime, global, 24/7 money movement solutions with AI for B2B payments, B2C payouts, P2P apps, stablecoin, and Bitcoin-enabled apps. Demo with Claude-skill coming this week. More here: https://t.co/0M2DOG8KdQ
Stablecoins Become Backbone of Global Payments, Unlocking New Possibilities
Thank you @Houlgrave for the thoughtful discussion. Stablecoins are becoming the backbone of global payments — faster, cheaper, more accessible. Excited to share my perspective on what’s next and what @WalletConnect + @TronDao unlocks. Watch the full conversation below.

White House Plans Feb. 19 Meeting on Stablecoin Yield Rules
UPDATE: 🚨 White House reportedly considers another meeting Feb. 19 between banks and crypto firms to resolve stablecoin yield rules. Source: Eleanor Terrett https://t.co/nicPcGuGe5

Ethereum Hits Record Daily Transaction Volume
Activity on Ethereum is spiking 📈 The network is seeing the most traffic & usage ever A record 2,896,853 transactions were made this month in a single day https://t.co/ubk9zbhxzV
Businesses Turn to Stablecoins for Domestic Payments
“There’s going to be a lot of domestic payment activity as well,” said Shawn Main , who is EVP and chief business architect officer at Vantage Bank . “Anecdotally, I’ve talked to plenty of customers who are already doing this....

Many Long Positions Stuck at $48K, New Data Shows
Coinglass has added a Prime subscription - now you can see liquidation data for the past two years. Take a look at how many longs are sitting at the $48K level. https://t.co/XfeIIknkik
Fintechs Embed Bitcoin, Bypassing Trust and Access Hurdles
Bitcoin doesn’t need mass retail adoption to prove utility. It needs regulated distribution. That’s what SoFi Technologies just demonstrated with Bitcoin. This isn’t a “crypto comeback” story. It’s a regulatory arbitrage story. After exiting crypto in 2023 due to bank charter constraints, SoFi re-entered through...
Bitcoin's Bullish Path: Gradual Gains Over Nuclear Surge
What is the bullish case for Bitcoin? In my new conversation with @LynAldenContact we cover: 🔸Is Bitcoin headed lower? 🔸Where was retail this cycle? 🔸Why we could see a “gradual print” rather than a Big or “nuclear” print 🔸Why Lyn urges caution here with...
Bankrupt Fraudster Now on Fox Promoting Killer Robots
I don't mean to alarm anyone, but the guy who lost track of $95 million of depositors' money is on Fox talking about building killer robots-
AI Boosts Efficiency and Client-Winning Deliverables
The real use of AI tools is not only to gain greater efficiency, but also to create high-quality deliverables that convert prospects and wow clients - Christopher Haigh, CEO of Iconoclastic Capital, shares how he does it: https://t.co/VMkPMNuWxh In this #FASuccess...

Ethiopia Deploys Real-Time National Payment Switch
Ethiopia Launches National Instant Payment System with Swiss BPC In a leap for African fintech, Ethiopia has launched its instant payment switch built on BPC’s SmartVista. The system enables 24/7 transfers and QR payments across all banks, providing the "Real-Time Rail"...

X Adds Finance Tools: Smart Cashtags and Visa‑backed Money
The platform that popularized ragebait is bringing you better gambling: 📉 @X will roll out Smart Cashtags, enabling users to view data on stocks and cryptocurrencies directly from their timeline. 💸 X Money is currently in closed beta with employees. A public...
Patience Pays: Superior Tech Wins Amid Market Chaos
The market structure is frustratingly messed up, but zooming out reveals technology's cumulative nature. It only gets better, and superior solutions inevitably win. For the patient and curious in this industry, now is the time to commit and think deeper...

Join Me in Berlin to Advance Payments at MPE2026
Counting down the days to #MPE2026 with my @Consult Hyperion Hat on! Join me in Berlin: https://t.co/COnbfNb691 Move payments forward, #MPE2026 is your place. @mpecosystem #Payments #Fintech #MPEBerlin #ILoveMPE https://t.co/XpEOPoPtB3

MrBeast Acquires Teen Bank to Teach Gen Z Finance
MrBeast bought a teen banking app with 7M users. His goal: teach Gen Z how to build credit, save, and invest. He says nobody taught him money skills—so he's building the tools he never had. This isn't about YouTube views. It's about owning...
Cambodia's Payment System Outsourced Abroad Threatens Sovereignty
🇰🇭#Cambodia's payment infrastructure: Outsourced to overseas vendors, platforms and foreign-owned banks. How to maintain the country's sovereignity?
Spot Recently Bearish Coins with Money Scanner
Navigating bear trends in crypto is easier than you think. Use money scanner to spot coins that recently flipped bearish, and filter out the rest to focus on potential opportunities. #CryptoTrading #BearMarket #IvanClips https://t.co/23lzJvIhlW
Full FLOW Launches on HTX Global, Reaching 45M Users
Full FLOW services are now live on @HTX_Global, one of the largest exchanges in the world and a world-leading gateway to Web3. Flow is where the NBA, NFL, and Disney building for that reason. @HTX_Global reaches 45M users across 160 countries....
AI Accelerates Market Signal Turnover and Degradation
One thing I feel strongly about regarding AI is that, when it comes to trading, we are going to witness a streamlined cycle of signal degradation. Classical signals will become crowded very quickly. The market will rotate through those cycles faster...
Future‑Ready Infrastructure Must Pivot With Market Shifts
Resilience today means being future ready. Can your infrastructure pivot as rates change, markets shift, or new competitors emerge? https://t.co/jCrVklXEuZ
Truflation Emerges as Essential Investment Decision Signal
"We are beginning to see that @Truflation is becoming a key signal to drive investment decisions." - @therealsrust https://t.co/lsi9GM9p0d
Solana Poised to Become Primary Payments Platform
Solana is the natural place for all payments to go Credibly neutral. Fast. Cheap. Battle tested. Global infra (custodians, MMs, wallets, etc) and on/off ramps (CEXs, moonpay, Bridge, etc) My expectation is that while Tempo will have some wins, Tempo will end...
Crypto Volatility Spikes as AI and Institutions Reshape Market
Crypto things you might have missed: -BlackRock warns leverage volatility hurts BTC narrative -BTC shorts at extreme levels -AI agent transacts BTC independently -Cathie Wood: Bitcoin solves AI deflation chaos -Spot XRP ETF demand disappears -X to launch crypto & stock trading

AI Agents Drive Traffic Surge, Prompt New Security Controls
As AI Agents Take on Tasks in the Real World, New Risks Emerge By 2026, human website visits drop 20% while machine-initiated traffic surges 40%. Zero-click economy emerging where personal AI negotiates on your behalf. Banks must authenticate agents, not just...

Invisible Wallets Enable Seamless Crypto Adoption for Fintechs
The "Invisible Wallet" Era Para @get_para launches API to make blockchain wallets "invisible" for fintechs. Translation: Users will move value on-chain without ever knowing they're "using crypto rails" Mass adoption actually happens through abstraction. A stablecoin story for now.🔗 https://t.co/Z04QtauE1A

Banks Can Offer Yield‑Bearing Stablecoins, Not Threats
🚨 INSIGHT White House crypto advisor Patrick Witt told Yahoo Finance that banks are fully allowed to offer yield-bearing stablecoin products just like crypto platforms, and that they shouldn’t treat them as a competitive threat. https://t.co/PWY4gUKlv0

96% AI Adoption, 89% See Revenue Gains—Too Late for Many
AI in Banking Special: From Pilots to Profits – 96% Adoption, 89% See Revenue/Cost Wins Topics: ↳ AI in FinServ Transitions from Pilots to Proven ROI as 89% See Higher Revenue and Lower Costs ↳ GenAI in APAC Banks: 70% of Value...