Know What's Happening in Wealth Management
Know What's Happening in Wealth Management
Value Investing Beats Trend‑Chasing Over the Long Run
The Economic Times contrasts short‑term trend‑chasing with disciplined value investing, noting that Joel Greenblatt’s Magic Formula offers a systematic way to identify undervalued, high‑quality stocks. It adds that macro‑driven volatility creates temporary mispricings across U.S., European and emerging markets, allowing patient investors to capture long‑term alpha.
The Secure 2.0 Act mandates that employees whose prior‑year FICA wages exceed $145,000 must make catch‑up contributions to 401(k), 403(b) or 457 plans as designated Roth contributions beginning in taxable years after December 31 2025. A two‑year administrative transition postpones enforcement until after 2025, giving employers time to add Roth 401(k) options and set up tracking systems. The standard catch‑up limit remains $8,000 for 2026, while “super” catch‑up for those turning 60 rises to $11,250, both required as Roth when the wage threshold is met. Participants can still achieve pre‑tax savings via FSAs or HSAs, but in‑plan Roth catch‑up elections may be deemed automatically by employers.
Here is how much you will need to invest every month to get $1,000,000 by 60. Assuming an 8.5% annual return. Age: 20: $270 25: $414 30: $643 35: $1,015 40: $1,650 45: $2,819 50: $5,350 The clock is ticking.
The study “The Incredible Structural Alpha” by Andrew Berkin and Christine Wang argues that alpha is not dead but hidden in portfolio construction. Using a 60‑year U.S. equity sample (July 1963‑June 2023) they re‑examined the classic 5 × 5 size‑value grid popularized by Fama...
A will tells people what to do with your assets. A trust tells your assets what to do without needing anyone's permission. That's the difference most people miss.
Eve Halimi and Anam Lakhani, former Wall Street interns, launched Alinea Invest in 2020. The fintech app aims to demystify investing for Gen Z, especially women, by offering an approachable, low‑threshold experience. They identified a gender‑specific white space in traditional wealth...
A rolling‑window analysis of daily returns shows the median correlation across major asset classes has slipped to 0.42, down from above 0.65 a few years ago. This lower correlation indicates that diversification benefits have strengthened in the current market environment....
Estate planning for ultra‑high‑net‑worth families is undergoing a fundamental shift as advisors expand beyond pure investment management to integrated legacy, governance, and cross‑border services. The global UHNW cohort now tops 510,000 individuals, holding roughly $59.8 trillion, driving demand for more sophisticated,...
There's a fine line between conviction and denial. Holding on when the thesis is intact? That's discipline. Holding on because admitting you're wrong hurts? That's ego. The facts don't care which one it is. Your portfolio doesn't either.
Cesar Ravan, chief executive officer of RC Private Wealth and founder of RC CPAs, has been selected for inclusion in Marquis Who's Who. The honor underscores his reputation in wealth management and advanced income tax planning, and follows a series...
Investors are comparing the newer AAAU ETF with the market‑dominant GLD as spot gold steadies around $4,500 per ounce. Recent data show gold ETFs shed roughly 62 metric tons in March, prompting a focus on expense ratios, trading liquidity...
High‑yield savings accounts remain a strong option for consumers, with the top rates hovering around 4% APY as of March 26 2026. SoFi and Valley Bank Direct currently lead the market, each offering a 4% annual percentage yield. Rates have been trending...
Europe’s push for strategic autonomy is reshaping investment flows, with 2025 marking a historic surge in European equity ETFs that attracted roughly €80 bn (about $86 bn) in net inflows. Asset managers have responded by launching thematic funds focused on defence, energy...
Most young Nigerians do not know that the Federal Government of Nigeria is literally offering them a safe investment starting from just ₦5,000. FGN Savings Bonds are one of the most underutilized investments in Nigeria. The offer opens every month. The minimum is...
Whisky investment has shed its pandemic‑era hype and is now recognised as a disciplined alternative asset class alongside art and fine wine. Tariff reductions in India—down to 40% by 2026—combined with growing affluence in Asia are expanding demand for premium...
Prudential Advisors' Western Territory vice president Moira Buckley was elected secretary of Finseca, the leading professional community for financial advisors. Her four‑year term will culminate in a presidency in 2028‑29, underscoring a strategic push toward broader, holistic advice and greater...
Charles Schwab announced $519 billion of net new assets in the fourth quarter of 2025, a 42% annual increase that pushed total client assets past $12 trillion. The firm also posted a record $23.9 billion in total net revenue and a 50% jump...
Investors are shifting into dividend‑focused exchange‑traded funds as U.S. Treasury yields remain subdued, seeking income from large‑cap equities that pay solid dividends. The trend is underscored by recent payouts from MillerKnoll, KB Home, Strauss Group and others, highlighting the appeal...
Affluent individuals and families are rapidly securing second passports as a hedge against escalating geopolitical tensions, driving a 62% surge in citizenship‑by‑investment (CBI) applications since 2023. Nauru’s newly launched program, which ties passport purchases to a Climate Resilience Fund, has...
You work all year… ~30% goes to taxes. That’s ~110 days. 3–4 months working for the government. Real estate investors use: • Depreciation • Write-offs • Leverage To legally reduce that. Same income. Different strategy.
Including dividends, the S&P 500 has gained over 1,200% since the March 2009 low, despite 32 corrections >5%. “Far more money has been lost by investors preparing for corrections, or trying to anticipate corrections, than has been lost in corrections themselves.”...
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Profit‑sharing plans let employers allocate a portion of profits to employee retirement accounts, with contributions capped at 25% of compensation or $69,000 for 2024. Withdrawals before age 59½ generally trigger a 10% early‑distribution penalty, and many plans impose vesting schedules...
Most Retirees don't have a Major Asset Allocation to this Major #Quad3 Breakout: Commodities https://t.co/Iyitj3LaKM
Delaying Social Security benefits by just one year can boost payouts by roughly 8% per year of deferral, while also allowing higher‑earning later‑career wages to replace lower‑earning years in the benefit formula. The Administration calculates benefits using average indexed monthly...
Oil markets have been jolted by the 2026 Iran war, with prices swinging sharply on each new development. The volatility makes pure‑play energy exposure risky for investors and advisors. FlexShares Morningstar Global Upstream Natural Resources ETF (GUNR) offers a diversified...
The Amplify Video Game Leaders ETF (GAMR) executed a major rebalance in March, adjusting 22 holdings. The fund swapped the U.S.-listed NetEase for its Hong Kong‑listed counterpart and added Bilibili, both at 2.5% weights, while boosting exposure to EA, Unity,...
Section 351 ETF conversions are emerging as a growth engine for registered investment advisors, allowing them to bundle existing client assets into a new exchange‑traded fund without triggering immediate capital‑gains taxes. The process streamlines trading, rebalancing, and compliance while preserving the...
Investors have been parking cash in money‑market funds for attractive yields, but T. Rowe Price warns that the opportunity cost of this approach is rising. Their analysis shows that a systematic 60/40 portfolio with $12,000 annual contributions outperforms a cash‑only strategy over...
A 72‑year‑old with an $800,000 Fidelity 401(k) discovered that required minimum distributions (RMDs) must be taken before any rollover to a new employer plan. Under the SECURE Act 2.0, individuals age 73 are subject to RMD rules, and a 401(k)...
Thrift Savings Plan participation hits a record, with nearly 90% of Federal Employee Retirement System participants contributing enough to receive the full government match. Customer‑service satisfaction with the TSP remains around 94% for more than a year. At the same...
Hedge funds and large asset managers are channeling more than $1 trillion into tax‑alpha strategies that prioritize after‑tax returns. The surge includes $100 billion in tax‑aware long‑short funds and a direct‑indexing boom, prompting both investor enthusiasm and policy criticism.
The Freedom 100 Emerging Markets ETF (FRDM) uses a freedom‑weighted index to allocate capital to the world’s freest emerging‑market economies, deliberately excluding autocratic nations such as China, Russia, Saudi Arabia, Egypt and Turkey. Managed by Life and Liberty Indexes, the...
In this episode of Money Life, host Chuck Jaffe talks with behavioral scientist Danielle Labotka about research showing retirees rely on overly simple withdrawal strategies, causing them to underspend and miss out on the full value of their savings. He...
This dad spent $1,750 on Pokemon cards for his kid's 9th birthday. That's 10 shares of $NTDOY — the company that makes Pokemon. $1,750 invested at 10% growth for 9 years = $4,100. The cards will be in a shoebox by Christmas. Parents, wake...
Most people buy things and don’t even think about investing… Remember, long-term investing can be a powerful way to build wealth 📈 Compounding is often called the “8th wonder of the world” for a reason For informational purposes only. Not investment advice.
At iCapital Connect in Phoenix, advisors and asset managers reaffirmed strong enthusiasm for alternative investments despite recent redemption pressures in private‑credit BDCs. They highlighted model portfolios and unified managed accounts (UMAs) as the primary mechanisms to scale alternatives across the...
“There is one thing I have been doing for many years now and has in my view been absolutely central to the fund’s performance. [...] I am referring to building an understanding of and conviction around a company manager’s integrity...
Did you know that unused pension allowance carries forward for three tax years? This means that in this tax year a person (depending on their specific circumstances) could put up to £220k in a pension
Noah Holdings Limited released unaudited results for Q4 and the full year 2025, showing a 12.5% year‑over‑year increase in quarterly net revenue to RMB733.2 million and a 17.5% rise in full‑year net income to RMB558.9 million. The data underscores expanding demand among...
Francis Sabourin, senior investment advisor at Richardson Wealth, continues to keep U.S. equities at the heart of his portfolio while expanding exposure to developed and emerging markets that have outperformed North America in 2024‑2025. His strategy prioritizes business fundamentals over...
Finimize’s quarterly Modern Investor Pulse shows retail investors remain bullish despite volatility, with confidence that global markets will rise in 12 months climbing to 68%. Nine‑in‑ten plan to keep or increase investment levels, shifting surplus cash toward ETFs (62.5%) and...
Life becomes 1000X easier when you have: - No car loan - No school loans - No credit card debt - 6 months of expenses saved - Automated monthly investments
The FCA is set to overhaul advice regulations by introducing simplified, lower‑cost guidance for pensions and investments. The new framework replaces the “necessary” information standard with a “sufficient” one, reduces paperwork, and may waive knowledge assessments for straightforward products. Firms...
Are you trying to grow your $5M to $10M? Or are you trying to make sure it still exists when your grandchildren are adults? Those are two completely different strategies. And most families never have the conversation about which one they're...
Over two centuries, the classic 60% stock/40% bond mix delivered roughly 7% annual returns but suffered drawdowns exceeding 71%. A new study covering 1800‑2021 evaluated dozens of defensive tactics and identified Defensive Absolute Return (DAR4020) and multi‑asset trend‑following as the...
Microcaps vs larger caps are two different animals. When a microcap goes up 2x and 3x in a 12-month period the median peak to trough drawdown is 58% and 68%. When an S&P 500 stock goes up 2x or 3x in a...
With everything happening out there, it is easy to get swept up in all the emotion. In our latest @CarsonResearch blog, I take a step back and look at 5 lessons all investors need to know. https://t.co/B5u4UhzmLw
Slice Stock portfolio holding up well given current conditions. 🔥 Winners: +6% and +7% One flat, one at -2% This week’s focus: RISK MANAGEMENT in uncertain conditions Join below to see what we’re holding + how we’re managing it 👇 https://t.co/1Now7uJkND
💰 Personal finance links: how lifestyle creep happens, how Trump Accounts work, and why wealthy families have a hard time holding onto it. https://t.co/C2xOiQZFv7 image: https://t.co/AbgmorVejO https://t.co/kgSOFPmFxo
An outstanding catch up today with @APompliano - portfolio construction over the next decade has taken a sharp turn, join us soon, details to come. https://t.co/QShJKvrcKn
What worked yesterday rarely leads tomorrow. Chasing returns often means buying too late. #InvestorBehaviour #LongTermThinking https://t.co/HenaCHj3hb
