Today's Wealth Management Pulse
Asian families shift inheritance from land to equity portfolios
A slowdown in real‑estate values and tighter credit are prompting wealthy Asian families to move away from traditional property inheritance toward diversified financial assets, with parents like South Korea’s Choi Nam‑joon gifting shares of Samsung Electronics to their children for long‑term growth.
ATOMIQ LEVEL Live Featuring Michael Howell with Chris J Snook
In this episode of Atomic Level, host Chris Snook interviews veteran finance professional Michael Howell, author of *Capital Wars*. Howell recounts his career from the early 1980s at Salomon Brothers during the UK “Big Bang,” through the fallout at Barings, and his current focus on tracking cross‑border money flows via his Capital Wars platform. He emphasizes that market prices are driven by real‑time capital movements rather than textbook theory, and that understanding these flows—especially in emerging markets—offers a practical edge for investors. Howell also highlights how central banks, particularly the Federal Reserve, have historically struggled to control markets, a insight he claims predates mainstream recognition.
Write Off Up to $100K When Small Startup Fails
A weird tax loophole with early stage startup investing that almost no one knows about: If you invest in a small startup that has raised less than 1M in funding And the business fails You can write off up to 50K (single) or...
College Towns Are Becoming Retirement Destinations in 2026: How Does the Tax Math Add Up for Retirees?
College towns are emerging as attractive retirement destinations as retirees seek affordable housing, quality healthcare, walkable communities, and lifelong learning opportunities. Surveys from AARP highlight that cost, health access, and social connection drive these choices, and university‑anchored hospitals and cultural...
Huntington Bancshares Q1 Wealth Management Revenue Jumps 19% as Fee Guidance Rises
Huntington Bancshares posted Q1 2026 earnings with wealth management revenue up 19% on net inflows and household acquisition. The bank lifted its full‑year fee revenue guidance to 31%‑33% and announced a $3 billion share‑buyback authorization.
FINQ Unveils Since‑Inception Returns for First AI‑Managed Large‑Cap ETFs
FINQ disclosed since‑inception performance for its AIUP and AINT ETFs, launched on February 5, 2026, marking the first SEC‑registered AI‑managed U.S. ETFs. The funds carry expense ratios of 0.70% and 1.25% respectively, and the release gives investors the first data on AI‑driven...
Create Trust Funds with Anyone, Build Collective Black Wealth
Hi ! I am Attorney Henderson and I set up trust funds to sustain black wealth. Here are 3 things you need to about setting up trust funds. 1. You can set up trust fund with ANYBODY. You don’t...
IFC Advisors Puts $62 Million Into Angel Oak Income ETF Amid High‑Yield Bond Surge
IFC Advisors LLC acquired roughly 2.97 million shares of Angel Oak Income ETF (CARY) for an estimated $62.2 million, representing 8.8% of its reportable U.S. equity assets. The move, disclosed in an SEC filing on May 4, 2026, underscores growing investor appetite for...
Trump’s ‘Democratize’ Retirement Plan Threatens Savings with Risky Assets
Trump says he wants to “democratize” retirement. In reality, his plan will expose Americans’ retirement savings to risky sectors like private equity and crypto. My latest in @nytopinion. https://www.nytimes.com/2026/05/05/opinion/trump-retirement-private-equity-401k.html
Selling
Dean Pettycash’s latest post in his "How I Run My Portfolio" series tackles the often‑overlooked art of selling. He argues that exits are not a single decision but a set of context‑driven choices, each requiring its own rationale. By categorizing...
Diversify with Gold and Commodities to Hedge Future Uncertainty
If you didn't own commodities and gold in your portfolio the last two years your portfolio missed the big moves in those assets which blew away SPX. GLD, TLT, GSG, and SPY are all gonna have shitty 10 year windows....
Wealth Requires Vision, Not Just Returns, Build a Fortress
As your wealth grows, you realize something profound: Investing is no longer just about returns. It's about creating a complete vision for your life. Build a fortress around your money. This is how wealthy families maintain their wealth across generations, while...
Shari Rash on Money Mindset, Debt Strategy, and Building Wealth Without Shame
In this episode, host Hannah Cole talks with financial advisor Shari Rash about the money mindset challenges women face, especially analysis paralysis that leads to inaction. Rash emphasizes that not deciding is itself a decision and shares practical strategies, such...
Bonds Under Fire, Yet Remain Reliable Anti‑Growth Asset
Man my feed is hating on bonds today. Bad takes everywhere "The death of" every portfolio that includes bonds story "Inflation B/E's" unanchored. "10 year returns on TLT" or "Global Fixed Income" negative "Why would you own bonds" Imho bonds are meh...
Equitable Holdings Posts $5.64 per Share Non‑GAAP Earnings, AUM Hits $1.1 Trillion
Equitable Holdings reported non‑GAAP operating earnings of $5.64 per share for 2025, a modest 1% rise year‑over‑year. The insurer‑wealth manager also posted a record $1.1 trillion in assets under management and returned $1.8 billion to shareholders, underscoring its capital‑return strategy.
Talk to Management Early to Uncover Deal‑Breaker Insights
When investing in small public companies you can’t afford to wait until the end of your due diligence to talk to management. Why? Oftentimes one management conversation unearths differential insights that make the company completely un-investable or 3x more interesting...
Bill Ackman's Pershing Square USA Raises $5 Billion in IPO, Debuts at 18% Discount
Bill Ackman's Pershing Square USA closed‑end fund raised $5 bn in its NYSE IPO, offering investors a direct route to Ackman's stock picks. The fund opened trading at an 18% discount to net asset value, highlighting the tension between strong demand...
U.S. ETFs Pull $170 Bn in April, AUM Hits $14.7 Trillion
U.S.-listed exchange‑traded funds recorded a net $170 billion of inflows in April 2026, the fastest monthly pace on record, pushing total assets under management to $14.7 trillion. Equity ETFs absorbed roughly three‑quarters of the new money, while fixed‑income products saw a modest...
Rich but Restless: Why Your $5M Portfolio Isn’t Buying Retirement Confidence
A new Allianz study shows 67% of Americans now fear outliving their money, a record high, while the 2026 EBRI survey finds retirement confidence at its lowest since 2017, with only 64% feeling secure. Even households with $5 million feel uncertain,...
Crypto and Property Investments Surge in Australian SMSFs as Regulators Tighten Oversight
Bloomberg says Australian self‑managed super funds are adding more crypto and property assets, a trend highlighted by a wine‑industry professional who watched his Kaspa stake plunge from A$40,000 to A$6,000. At the same time, law‑enforcement seizures of cash, gold and...
Give More But Pay Less: An Essential Guide to Tax-Smart Charitable Giving in 2026
The 2026 tax year introduces the One Big Beautiful Bill Act (OBBBA), which limits deductible charitable contributions to amounts exceeding 0.5 % of adjusted gross income and caps overall itemized deductions at 35 % for taxpayers in the top 37 % bracket. Cash...
Started Pulling in the Big Bucks? If You Refinance Your Student Loan Now, Here's What You'll Miss
Refinancing student loans is attractive to high‑earning professionals once their salaries rise, but the decision reshapes their relationship with the federal system. Private lenders promise lower rates and fixed payments, yet swapping eliminates income‑driven repayment, forbearance, and any future forgiveness....
5 Things The Working Class Can Buy To Build Wealth, According To Dave Ramsey
Dave Ramsey outlines five concrete purchases that working‑class families can make to build lasting wealth. He advises allocating 15% of gross income to growth‑stock mutual funds inside tax‑advantaged retirement accounts, buying a modest home with a 15‑year fixed mortgage, and...
Inflation Adjustment Turns 339% Gains Into 12% Real Return
Understand this, please. You can use this formula: FV = P(1+R)^n R25.48(1+0.054) ^26 = R100 ————- That means if you adjust your asset returns for inflation, your real rate of return is much lower. Let’s say I started with R25.48 in my investment...
Patience and Diversification Beat Hype; No Shortcuts
Sorry your goals take decades. Sorry diversification means missing the moonshot stock your friend won’t shut up about. Sorry market timing hasn’t worked for anyone, no matter who promised you it would. Sorry the boring portfolio outpaces the exciting one over 30 years. Sorry...
Wealth Club Opens ‘Private Funds Supermarket’
Wealth Club has launched a "private funds supermarket," a platform that aggregates a range of private‑market investment products for individual investors. Founder and CEO Alex Davies says the service gives retail clients access to opportunities typically reserved for institutional players,...
Use a 351 Exchange to Tax‑Defer NVDA Holdings
Your client has $2M in NVDA they won't sell. "The taxes will kill me." Most advisors stop there. The 351 Exchange breaks the trap. Tax-deferred. ETF-based. Liquid day one. https://t.co/0ev7Bt8ru8
Diversified Mix Outperforms SPY Without Leverage
In 2026 you haven't needed leverage to beat $SPY in fact even at 30% cash you matched $SPY. All you have needed is a diversified portfolio of 10% Gold, 10% Commodities, 25% Major Index Stocks, and 30% Nominal bonds...
Tax Benefits Of In-Plan Conversions Of After-Tax 401(K) Contributions, #304
In this episode Ryan Morrissey explains in‑plan Roth conversions, where pre‑tax 401(k) dollars are moved into a Roth 401(k) within the same retirement plan. He outlines the pros and cons, such as tax‑free growth versus the tax hit on gains...
Buffett's Rule: Prioritize Fundamentals, Shun Flashy Stocks
Billionaire investor Warren Buffett's strategy? Stay away from flashy stocks, and assess fundamentals to find undervalued ones. https://t.co/qsceHG36d7
Young Millionaires Ditch Complex Advice for Simple Index Funds
I am happy to see more young multi-millionaires abandoning the illusion of excess investment returns sold by advisers pushing complex strategies for the simplicity of target date index funds in retirement accounts and $VTI / $VXUS, and a municipal bond...
Trump Executive Order Launches TrumpIRA.gov and $1,000 Saver’s Match for Workers
President Donald Trump signed an executive order on April 30 that creates TrumpIRA.gov, a federal online marketplace for low‑cost IRAs, and adds a $1,000 Saver’s Match credit for low‑income workers. The move aims to reach the 41‑56 million Americans lacking employer‑provided retirement...
Invest to Fund Your Life, Not Beat the Market
Why investing is about funding your life The goal isn’t beating the market. It’s reaching your goals. #FinancialPlanning #LifeGoals https://t.co/C1VRGDzBr0
Commodities Hit New Inflation High; Fire Lagging Managers
COMMODITIES: as an Asset Class, ramped to yet another new Inflation Cycle High yesterday If your Money Manager is missing this and, worse, Long Treasuries, you need to fire them https://t.co/744Wx24k7A
FIS Global Rolls Out AI‑Powered Cloud Platform for 68 Million 401(k) Participants
FIS Global Retirement announced a July launch of an AI‑driven cloud record‑keeping platform that merges its Omni and Relius systems. The new solution will serve 68 million 401(k) participants across 650 clients, promising faster integration of third‑party apps and a modernized...
Five Affordable Assets Working Class Can Use to Build Wealth
5 Things The Working Class Can Buy To Build Wealth, According To Dave Ramsey https://t.co/S6Hi2bXpk1
Chevron's 3.7% Yield Beats ExxonMobil's 2.7%, Making It the Favored Income Stock
Chevron's dividend yield of 3.7% tops ExxonMobil's 2.7%, giving income‑focused investors a higher cash‑flow option. Both majors boast low debt‑to‑equity ratios, but Chevron's recent Hess merger adds execution risk.
QSBS Stacking: Leveraging Gifts and Trusts for Additional Section 1202 Exclusions
Section 1202 lets each taxpayer exclude up to $10 million (or $15 million for post‑July 4 2025 issuances) of QSBS gains. Because the exclusion is per‑taxpayer per‑issuer, shareholders can “stack” exclusions by gifting shares to other individuals or placing them in separate trusts. Outright...
Stock Plans Reshape Retirement Outlook as Fidelity Finds Surge in First-Time Investors
Fidelity’s 2026 Stock Plan Participant Research shows workplace equity compensation is converting employees into first‑time investors, with 43% entering the market through stock plans. While 58% intend to allocate proceeds to retirement, only 48% actually do, highlighting a gap between...
Blockchain Redefines Family Office Wealth Management
Family offices aren’t just dipping into digital assets...they’re being transformed by them. Blockchain is more than just an investment. It’s changing how we manage wealth and provides new levels of customization, transparency, and efficiency that we’ve never seen before.
Free Guide: Latest Tax Breaks From ERC to 1031
New Tax Breaks is out (free, no paywall) 📬 From ERC relief to nonprofit scrutiny to a deep dive on 1031 exchanges, here’s what you need to know 🧵👇
Corporate Pensions Hit 108% Funding, Sparking Surplus Era and Growing Plan Gaps
BlackRock’s latest Corporate Pension Peer Study shows the average funded ratio of U.S. corporate pension plans rose to 108% at the end of 2025, putting more than half of plans in full‑funded territory. Yet more than 20% remain under‑funded, highlighting...
Beyond a Point, Research Yields Diminishing Investment Returns
Does more research improve investment decisions? Beyond a certain point, in-depth analysis offers diminishing returns. Perhaps sooner than expected. So: Form a strong thesis, seek (dis)confirming evidence over time, and diversify to reduce risk. https://t.co/Mo4NVgmxWV
The 3 Money Personalities — and Why Yours Determines Whether You’ll Retire Comfortably
The article outlines three "money personalities"—spender, saver, and avoider—and explains how each influences retirement readiness. It highlights that Social Security alone won’t fund a comfortable retirement, so understanding personal habits is crucial. Practical tips include automating 401(k) contributions, using high‑yield...
Wall Street’s Move to 5% Bitcoin Allocations
Traditional financial giants are integrating Bitcoin into core portfolios as on‑chain infrastructure converges with legacy systems. Morgan Stanley and Merrill Lynch now recommend up to 5% allocations to Bitcoin, signaling a shift from speculative hype to fundamental exposure. Stablecoin market...
Philanthropy Talk Is Now Standard in Wealth Advising — but Advisors Are Still Misreading Client Motivations
A 2026 study of 300 advisors and 103 high‑net‑worth clients shows that 90% of advisors now routinely raise philanthropy, and 99% deem the conversation important. Yet client satisfaction remains modest at 61%, reflecting a gap between advisor assumptions and donor...
The Six-Month Social Security Retroactivity Trap
Social Security lets retirees who file after full retirement age elect up to six months of retroactive benefits as a lump‑sum, but the choice permanently lowers the ongoing monthly check by eliminating delayed‑retirement credits. The trade‑off often appears attractive in...
Daily Money Habits Build Long‑Term Savings Success
Financial transformations don’t happen overnight, but making a few smart money habits a part of your daily routine can help you reach your savings goals. https://t.co/WHyTeag1eo
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Intermarket Analysis: What It Is and How It Works
Intermarket analysis is a methodology that examines how different asset classes—stocks, bonds, commodities, and currencies—move in relation to one another. The simplest form is a correlation study, producing coefficients from –1.0 (perfect negative) to +1.0 (perfect positive), with readings above...
3 Internet Software Stocks to Buy From a Prospering Industry
The Zacks Internet Software industry is riding a wave of digital transformation, SaaS adoption, and cloud migration, boosting demand for observability, security, and DevOps tools. Valuation remains attractive at a 2.6× price‑to‑sales multiple, well below the S&P 500’s 5.26×. Datadog, monday.com...
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Understanding Trust Funds: A Guide to How They Work
A trust fund is a legal entity that holds assets for designated beneficiaries, managed by a trustee on behalf of the grantor. Trusts fall into two primary categories—revocable, which the grantor can modify or dissolve at any time, and irrevocable,...