Paisalo Digital Ltd Q4 FY2025-26 Earnings Conference Call
Paisalo Digital Ltd held its Q4 FY2025‑26 earnings conference call, presenting results for the quarter and the full fiscal year ended March 31 2026. Management highlighted a resilient macro backdrop in India and the company’s three‑decade focus on last‑mile credit for micro‑entrepreneurs. The firm reported assets under management of ₹61.9 bn, a 17% YoY increase, and disbursements of ₹13,440 mn in Q4. Net profit after tax hit a record ₹722 mn, up 56% year‑on‑year, driven by a 35% rise in total income and a 61% jump in net interest income. Operating leverage improved as headcount fell 3% while AI‑enabled processes handled over 1.5 mn loan applications. Paisalo expanded its distribution footprint to 5,299 touchpoints in 22 states, adding 427 new points and 20 branches. The company completed a $15 mn ECB issuance and secured a dual AA stable rating, underscoring growing international investor confidence. Asset quality remained strong, with GNPA at 0.76% and cost of borrowing easing to 10.2%. These results position Paisalo to scale its technology‑driven credit model, diversify funding sources, and deepen market penetration in underserved tiers. Investors can expect continued profit growth, higher returns on equity, and a resilient balance sheet as the firm leverages AI and a broadened liability base to capture India’s expanding financial inclusion agenda.
Behind the Ticker: BTOT & BlackRock
The podcast features Steve, global co‑head of iShares fixed‑income ETFs at BlackRock, discussing his career trajectory and the evolution of bond ETFs. Starting in regional banking and moving through Merrill Lynch’s structured‑product desk, he joined BGI just before its 2009...
Maple Gold Mines (TSXV:MGM) - 5.2Moz Gold System with Major Drill Growth Ahead
Maple Gold Mines (TSXV:MGM) released an updated resource estimate that pushes its Sabat‑Tibby system in Quebec to more than 5.2 million ounces of gold, a 77 % increase in indicated resources and 70 % in inferred, despite a modest grade decline. The boost reflects...
Are the Cost of Services I Provide, and Wages, Allowable Property Expenses?
The video explains which costs landlords can claim as allowable expenses on UK property tax returns, focusing on service fees and wages. It clarifies that only expenses wholly and exclusively incurred for the rental business qualify for deduction. If a landlord’s...
Disintermediating Pod Shops | Will England, Derek Drummond, and Tony Caruso Ep.501
The episode introduces Docside, a managed‑account platform co‑founded by Walleye Capital’s Will England, Wisconsin’s Derek Drummond, and UTIMCO’s Tony Caruso. By pairing large public‑pension and endowment capital with Walleye’s multi‑manager hedge‑fund infrastructure, the joint venture gives institutional allocators direct, transparent access...
Astra Exploration (TSXV:ASTR) - $15M Raise Supports High-Grade Gold-Silver Target in Argentina
Astra Exploration announced a $15 million financing round, including a $10 million bought‑deal that was oversubscribed before the market opened. The capital will be deployed to accelerate drilling at its flagship La Mantua property in southern Argentina, where a high‑grade gold‑silver system...
India's Credit Relief Scheme Is Timely, but More Support May Be Needed: Federation of Indian MSMEs
The Federation of Indian MSMEs warned that the ongoing Middle East conflict has rippled through India’s small‑business ecosystem, prompting the government to roll out an emergency credit‑line guarantee (ECLG) scheme. Export‑oriented firms first felt the shock as shipments to the UAE,...
Rodrigo Coelho: Why Is Data Verifiability the Next Big Hurdle for APAC’s Stablecoin Push?
The video highlights a surge in stable‑coin adoption across APAC, with banks in Japan, Korea, Singapore and Thailand moving to integrate these digital assets into core operations. Regulators are rolling out new licensing frameworks, prompting a rapid push for tokenization and...
Google Cloud Next FinOps Recap: Spend Caps, AI Explainability Agent & EA Reporting
Google Cloud Next showcased a new generation of FinOps tools aimed at AI‑driven spend. The announcements centered on a native AI Explainability Agent, spend caps within Cloud Budgets, enhanced anomaly detection, billing account groups, and commitment‑tracking reporting for enterprise agreements. The...
How Outcomes Measurement Has Changed the CMO-CFO Relationship - with Nimmi Shah and Sameer Modha
The Media Leader podcast episode explores how outcomes‑driven measurement is reshaping the CMO‑CFO dynamic amid a turbulent macro environment. Host Jack Benjamin and guests Nimisha Shah, a finance consultant for media, and Samir Modha, ITV’s outcome‑measurement lead, discuss why senior...
America’s Debt Just Crossed a Historic Threshold
The Wall Street Journal video highlights that, as of March 31, the United States’ publicly held debt hit $31.265 trillion – essentially 100 percent of the nation’s gross domestic product. This marks the first time the debt‑to‑GDP ratio has reached parity, a historic...
Most Options Traders Think Low Delta Strangles Are Safer. 11 Years of Data Says Otherwise.
The video challenges the common belief that ultra‑low‑delta option strangles are the safest way to collect premium. Using more than a decade of back‑tested data, the presenter shows that the tiny credits earned by 5‑delta strangles mask disproportionate tail risk. The...
Why Small Businesses Need Better Cyber Insurance
Teresa Lee, chief claims officer at Cowbell, argues that small and medium‑size enterprises (SMEs) need more robust cyber‑insurance solutions as cyber threats become increasingly sophisticated and well‑funded. She notes that threat actors are better resourced, creating heightened risk for businesses with...
The American Consumer Is Unbelievably Resilient, Says Affirm CEO
The video features Affirm’s CEO emphasizing that the U.S. consumer remains remarkably resilient despite a gloomy macro‑economic backdrop. He notes that transaction counts per active user rose again this quarter, signaling that shoppers are still engaging across the platform. Affirm’s data...
All Hell Breaks Loose: BlackRock, JP Morgan, Blue Owl, OpenAI
The video warns that private‑credit markets are entering a crisis, highlighted by recent setbacks at BlackRock, JPMorgan and Blue Owl. BlackRock’s BDC trimmed its net asset value by another 5%, after a prior 20% cut, reflecting mounting loan write‑downs. JPMorgan’s attempted...
Urban Company Ltd Q4 FY2025-26 Earnings Conference Call
Urban Company Ltd reported its FY2025‑26 fourth‑quarter results, marking its strongest order quarter ever and the first full year as a listed company. Net transaction value (NTV) jumped 42% year‑on‑year to 1,148 crores and revenue rose 43% to 426 crores, while the...
Titan Company Ltd Q4 FY2025-26 Earnings Conference Call
Titan Company Ltd delivered a superlative Q4 FY2025‑26 performance, reporting its strongest topline growth in recent years across all brands. Management highlighted robust revenue expansion, stable gold sourcing and an extended gold‑loan tenure that should keep short‑term input costs flat...
AI for FinOps Primer: From Generative AI to Agentic Automation
The presentation introduced the AI for FinOps Primer, outlining how artificial intelligence is reshaping financial operations in technology organizations. It emphasized moving from spreadsheet‑based tracking to a data‑first foundation that can feed generative and agentic AI models. Speakers described a maturity...
How Big Tech's Bond Spree and Rising US Debt Are Creating Risks and Opportunities
The episode examines the surge in corporate bond issuance by major technology firms to finance massive AI projects, alongside a soaring U.S. federal deficit that now tops $39 trillion. Companies such as Oracle and Alphabet have broken historical norms—Oracle’s deal...
Why Is Sotheby's Acting Like a Bank | FT #shorts
Sotheby's has launched a novel financing scheme that pays sellers a 7% interest rate on art consignments exceeding $5 million, effectively turning the auction house into a bank for ultra‑wealthy clients. The initiative, announced in a recent FT short, allows sellers...
Bad News At Airbus
Airbus reported a sharply weaker first quarter for 2026, with revenue falling 19% to €12.7 billion and net income dropping 55% to €586 million. The decline follows a steep fall in aircraft deliveries, underscoring mounting operational headwinds for the European aerospace giant. Deliveries...
Coinbase Q1 Revenue Miss. Stock Falls Amid AI Layoffs
The market opened with a mixed close, but the headline was Coinbase’s first‑quarter earnings miss. The crypto exchange reported $1.4 billion in total revenue, shy of the $1.49 billion analysts expected, and transaction revenue lagged at $756 million versus $785 million forecasts. The company...
🔥 Why Reg A Investing Is 2,000x Less Competitive Than Reg D
The video highlights the stark disparity between Regulation A (Reg A) and Regulation D (Reg D) capital raises. While roughly 53 offerings exist under Reg A, Reg D boasts about 150,000, making the latter roughly 2,000 times more competitive. This imbalance...
Family Business, IPOs and Retail Strategy in Brazil | Kellogg Leader Series
In a Kellogg Leader Series webinar, alumnus Pedro Gerasati, chairman of Iguatemi, discussed how his family‑owned mall operator navigated Brazil’s retail landscape, pursued an IPO, and built a long‑term growth strategy. Gerasati recalled playing in the family mall as a child,...
How AI Data Centres Are Funded — And What Happens When the Money Stops
The episode dissects how massive AI data‑center builds are being funded and what could happen if the cash flow assumptions that underpin those deals evaporate, using OpenAI’s recent revenue miss as a warning sign. The hosts note that the five biggest...
The Excel Trick that Saves Me Hours on MIS Reports 💡
The video demonstrates an Excel‑based workflow for answering common MIS compliance questions by merging an employee roster with a training log. The presenter shows how to link the two tables via employee ID, add helper columns, and apply COUNTIFS to...
Mining Alpha with Michael Gentile - Junior Miners Repriced as M&A Sets New Gold Benchmarks
The conversation centers on two landmark gold‑sector acquisitions—G Mining’s purchase of G2 Goldfields and Agnico Eagle’s takeover of Rupert Resources. Both deals commanded $500‑$600 per ounce, a stark contrast to the typical $50‑$150 per ounce valuation for junior assets, signaling...
Why Is China So Important to Rare Earths Mining?
The video explains why China has become the linchpin of the rare‑earth supply chain, a sector once dominated by the United States until the early 1990s. Today China extracts about 69% of the world’s rare‑earth ores and commands more than...
How FP&A Teams Can Improve Decision-Making with Scenario Planning & Financial Models - Michael
The episode of FP&A Unlocked features Michael Gould, founder of Kaleidoscope and former Anaplan CTO, discussing how scenario planning and financial models are evolving under AI pressure. Gould stresses that AI will soon be embedded in every planning platform to automate...
China Asks Banks to Pause New Loans to US-Sanctioned Refiners
Chinese regulators have instructed major banks to pause issuing new loans to refiners that are subject to United States sanctions, reversing an earlier Ministry of Commerce directive that urged firms to ignore those sanctions. Analysts see two possible explanations: a coordination...
Modern Value Investing W/ Jose Mayora
The video features Jose Mayora, author of *Wall Street's Blind Spots* and founder of Dvita Capital, discussing a modern approach to value investing that emphasizes capital allocation over traditional low‑multiple screens. Mayora argues that true value lies in buying assets...
2026 Value Investing Conference | Keynote Speaker: Dr. Stephen Penman
Dr. Stephen Penman opened the 2026 Value Investing Conference by arguing that accounting, not just price‑to‑book, is the foundation of sound value analysis. He warned that relying on a single metric is a trap, especially in modern firms where many...
Balancing Merchant and Customer Risk: Managing Fraud in POS Payments
At the Diebold Nixdorf Intersect 2026 conference in Cannes, Finextra TV host Alex Lipitch interviewed Bankart CEO Samo Kumar about the rapid rise of point‑of‑sale (POS) financing and its fraud implications. Kumar argued that phone‑first payments have already leap‑frogged traditional card use in...
How AI Startups Hallucinate Their Revenue: CARR Vs. ARR
The video examines how AI startups manipulate revenue metrics, especially ARR versus contracted ARR, and why this creates misleading growth signals. It explains that legitimate ARR must come from fixed‑price, non‑cancellable annual contracts, not from month‑to‑month or usage‑based fees. The presenter...
Are NBA Teams Still Undervalued?
The video explores whether NBA franchises remain undervalued, using the speaker’s recent $1.5 billion purchase as a case study. He recounts meeting with the seller, Glenn Taylor, and deciding to accept the asking price without any negotiation, driven by the belief...
EQ Bank Gets Government Approval for PC Financial Acquisition
EQ Bank announced that Canada’s federal government has given the final regulatory green light to its $800 million purchase of PC Financial from Loblaws. The approval follows clearance from the competition watchdog and sets the stage for a summer closing, which...
Unconventional Wisdom
The video opens with the story of Dick Fosbury’s revolutionary high‑jump technique, using it as a metaphor for challenging entrenched practices. It then shifts to a conversation with Stanford finance professor Jonathan Burke, who examines how conventional wisdom in economics—particularly...
AI for FinOps: From Hype to Helpful, FinOps X 2026 Sneak Peek
The video is a sneak‑peek of a forthcoming FinOps X presentation titled “AI for FinOps: From Hype to Helpful.” The speaker frames AI as a new baseline technology that finance‑operations teams must master to stay competitive, and promises actionable guidance beyond...
ICE Leaders on How Climate Risk Affects Housing Affordability
The video brings together Larry Lawrence of ICE Climate and Andy Walden of ICE Mortgage Data to discuss how climate risk is intersecting with housing affordability, focusing on mortgage performance, insurance costs, and buyer behavior. Their research shows that after wildfires,...
Indianomics | Cost Of The 2026 State Election Promises On The Fiscal | N18V | CNBC TV18
The CNBC TV18 panel examined how post‑election freebies are inflating state fiscal pressures ahead of the 2026 elections. Promises such as cash transfers, free electricity and subsidised transport add roughly 2.2%‑3.4% of gross state domestic product to the budgets of...
Finance at the Heart of Formula One
The video features the Chief Financial Officer of a Formula One team outlining the scope of his role – from P&L and balance‑sheet stewardship to risk management and shareholder relations – and the three pillars guiding the finance function: business partnering,...
Claude Skill: Ground Lease Valuation - Use AI with Our Ground Lease Valuation Excel Model
The video demonstrates an AI‑driven skill that integrates with Claude and an Excel ground‑lease valuation model, allowing users to run valuations directly within the spreadsheet. It emphasizes that the tool augments—not replaces—fundamental real‑estate financial knowledge. Installation is straightforward: users add the...
What Are Assets?
The video explains what assets are, defining them as economic resources a business owns or controls and locating them on the left side of the balance sheet. It distinguishes current assets—cash, accounts receivable, inventory—that can be turned into cash or consumed...
Pimco CEO Roman on Data Center Financing and Debt Deals
PIMCO chief executive Roman discussed the firm’s recent, record‑size data‑center financing transaction, a deal that combined a lead bank role for Morgan Stanley, preferred equity and a substantial debt tranche. The conversation framed the financing as part of a broader...
Your Model Is only as Consistent.
The video discusses building roll‑up financial models for solar project portfolios, emphasizing the need for uniform assumptions across all assets. The presenter, an energy‑sector analyst, outlines three core variable groups—commercial, technical/operating, and financial—that must be aligned when aggregating individual projects. Commercial...
Bull vs Bear: DIS Looking for Turnaround
The Fast Market segment centers on Disney's upcoming earnings and whether CEO Josh Kelley can reverse a downtrend. Analysts note a 10% YTD stock decline, a 9% YoY gain, and Wall Street forecasts of $1.49 EPS on $25 billion revenue. Key performance...
Mnuchin Talks Semiannual Reporting, AI and Fed Rates
The panel, featuring former Treasury Secretary Steven Mnuchin, tackled three intertwined themes: a proposal to let U.S. public companies choose semiannual over quarterly reporting, the surge in AI‑driven data‑center spending, and the outlook for Federal Reserve policy amid soaring debt. Mnuchin...
Understanding the Forex FIFO Rule: Advanced Strategies for US Traders
The video explains the U.S. National Futures Association’s FIFO (first‑in‑first‑out) rule, NFA 2‑43B, which mandates that traders close the oldest open position of a given size before any newer ones. This regulation applies to all U.S. forex brokers and is...
The Real Reason Adyen Bought Talon.One | Fintech Insider Podcast
Fintech Insider discusses Adyen’s unexpected purchase of Talon.One, the company’s first foray into mergers and acquisitions. The Dutch payments giant, long known for building a single‑stack, native solution without buying other firms, announced the deal to add a leading loyalty‑and‑promotion...
How FINRA Is Enhancing Member Firm Examinations
FINRA is overhauling its member‑firm examination program under the FINRA Forward initiative, shifting to a risk‑informed, data‑driven model that promises greater efficiency and transparency. The new framework uses firm business‑model classifications and an 11‑category risk matrix—evaluating likelihood and impact—to determine exam...