Globe PR Wire (GlobePRWire.org) Announces the Launch of “The Algorithmic Balance Sheet,” A New Book on AI-Driven Corporate Visibility and...
Globe PR Wire launched a new book, The Algorithmic Balance Sheet, by Kaushik Srinivasan Iyengar, exploring AI’s role in shaping corporate reputation and risk. The book proposes a governance framework that distinguishes a traditional financial balance sheet from an invisible algorithmic balance sheet that influences investment, procurement, and regulatory decisions. It introduces the Share of Model metric to quantify AI‑driven visibility. Targeted at founders, directors, and senior executives, the book serves as a boardroom manual for managing AI‑mediated perception.
Optivest Limited Reinforces Its Commitment to Structured Financial Systems for Modern Digital Businesses
Optivest Limited is doubling down on structured, technology‑driven financial frameworks for digital‑first businesses. The company’s solutions improve financial visibility, scalability, and operational consistency while integrating with existing systems. By reducing manual, fragmented processes, Optivest helps firms achieve long‑term resilience and...
Fenwick Agrees to Settle Lawsuit over Law Firm’s Alleged Role in FTX Fraud
Fenwick & West reached a proposed settlement with FTX users over a lawsuit alleging the firm helped facilitate the crypto exchange's fraud. The parties will file the settlement with a Florida federal court on Feb. 27, though the terms remain confidential....
AMCAP Group Introduces AI Tools, Revolutionizing Wealth Management for Everyone
AMCAP Group has launched AI‑powered wealth‑management tools aimed at democratizing investment for non‑experts. The platform claims to simplify fund screening, risk assessment, and expense tracking, delivering up to 15% returns in six months for early adopters. By leveraging AI, AMCAP...
FuturePay Integrates Paysafe’s SafetyPay Solution to Support Expansion Into Latin America
FuturePay Global Limited announced the integration of Paysafe’s SafetyPay suite to accelerate its entry into Latin America. The partnership adds more than 175 banking partners across nine countries, along with SafetyPay’s eCash and Brazil’s Pix instant payment options. By embedding...
Check Register: A Simple Tool for Smarter Money Management
The article revives the classic check register as a practical tool for modern money management, emphasizing its role in tracking every debit and credit. It argues that manual logging uncovers spending patterns, errors, and hidden fees that digital dashboards often...
Streamlining Business Transactions with Smarter Payment Automation
Businesses are turning to automated payment platforms to handle the growing complexity of high‑volume transactions such as payroll, vendor invoices, and cross‑border payouts. Modern solutions replace manual spreadsheets with centralized, cloud‑based workflows that schedule, approve, and execute bulk payments in...
A Practical Guide to Using Printable Check Templates for Accurate Payments
Printable check templates provide pre‑formatted, bank‑compliant documents that simplify the creation of paper checks for individuals and businesses. They address common alignment errors and ensure consistency across multiple payments, reducing the risk of rejected transactions. The guide highlights how templates...
How AI Is Transforming Hotel Search: From Price Sorting to Intent-Based Rankings
AI is shifting hotel search from static price‑star filters to intent‑based rankings. By analyzing hundreds of variables, including geospatial relationships, AI models can surface hotels that match business, family, or romantic travel purposes. Platforms delivering these rankings can respond in...
Hong Kong, Switzerland Deepen Financial Cooperation in Bern Dialogue
Hong Kong and Switzerland convened their eighth Financial Dialogue in Bern, bringing together senior regulators from the HKMA, Swiss National Bank and other agencies. The closed‑door meeting focused on deepening cooperation in financial stability, sustainable finance, fintech and digital‑asset regulation....
Alpaca Introduces 24/5 Trades for Trading API, Providing Almost Round-the-Clock Access
Alpaca has launched a 24‑hour‑five‑day trading window for U.S. equities via its Trading API, covering Sunday 8 p.m. ET through Friday 8 p.m. ET. The extension targets algorithmic traders and fintech developers, adding overnight pre‑market and post‑market sessions without requiring major code...
Fintech Firm Pine Labs Strengthens Presence in Sri Lanka via Card Management Partnership with Pan Asia Bank
Pine Labs is expanding its fintech footprint in Sri Lanka by partnering with Pan Asia Banking Corporation to launch its cloud‑native Credit+ card‑management platform. The solution automates the entire credit‑card lifecycle, integrating with the bank’s core systems and enabling real‑time...
Fintech CEO and Forbes 30 Under 30 Alum Has Been Charged for Alleged Fraud
Fintech founder Gökçe Güven, a 26‑year‑old Forbes 30 Under 30 alum, was indicted on federal charges including securities fraud, wire fraud, visa fraud, and aggravated identity theft. The DOJ alleges she misled investors during Kalder's April 2024 seed round, inflating...
Crypto Coin Minute for February 3rd, 2026 at 05:15 AM Pacific Time.
Bitcoin traded at $78,289, up 0.53% while Ethereum slipped 0.40% on February 3, 2026. Market sentiment turned sharply negative, with crypto fear indices spiking and spot volumes falling to 2024‑level lows. Prominent investor Cathie Wood publicly questioned Bitcoin’s traditional four‑year...
Equifax Unveils Credit Abuse Risk to Combat First-Party Fraud
Equifax introduced Credit Abuse Risk, a machine‑learning model that flags first‑party fraud tactics such as loan stacking and credit washing. The solution uses FCRA‑regulated data to deliver real‑time, behavior‑based risk scores during pre‑qualification, origination, and portfolio review. It complements the...
Crypto Markets Edge Higher as Bitcoin, Ether Gain Despite Heavy Liquidations
Crypto markets rose on Monday after a stronger‑than‑expected U.S. manufacturing PMI boosted risk sentiment. Bitcoin climbed to about $78,338, up 2.1%, while Ether reached $2,338, gaining 1.5%. Total market cap hit $2.72 trillion, with 24‑hour volume around $223.3 billion, despite $729 million in...
NymCard and Visa Launch Stablecoin Settlement in GCC Region
NymCard and Visa have launched USDC stablecoin settlement for Visa‑card transactions across the Gulf Cooperation Council, enabling 24/7, near‑instant processing. The model promises lower operational costs, reduced collateral and prefunding needs, and a foundation for multicurrency settlement. Visa disclosed a...
Where BVNK, Polygon Labs Think Stablecoin Payments Will Happen
BVNK has partnered with Visa to route stablecoin transfers through Visa Direct, targeting cross‑border B2B payments. Polygon Labs, after spending $250 million on CoinMe and Sequence, is building an Open Money Stack to support global stablecoin transactions. Both firms view stablecoins...
Millennials and Gen Z Power Earnings as Spending Moves Fully Digital
Millennials and Gen Z are fueling earnings growth for financial services and retailers as their spending fully migrates to digital channels. Gen Z averages 425 digital activity days per month, shops on Amazon at triple the rate of older cohorts,...
Why Insurers’ Increased Use of AI Is Sparking Concerns for Policyholders
Insurers are increasingly relying on AI‑driven valuation software such as Xactimate to calculate property‑damage payouts. In the case of William May, whose Pacific Palisades home was destroyed in the 2025 wildfires, State Farm’s AI estimate was $1.35 million—about 20% lower than...
Investors Bet Big on AI as Core Hardware Infrastructure
Investors poured billions into AI startups this week, treating artificial intelligence as core operating infrastructure. Ricursive Intelligence secured $300 million Series A at a $4 billion valuation to accelerate AI‑driven semiconductor design, while Waabi raised $1 billion to scale autonomous trucking and robotaxi fleets....
Illinois Bank Taps a Partner to Help Launch Trust Business
Signature Bank of Rosemont, Illinois, launched a new bank‑branded trust unit called Signature Trust, partnering with $18 billion‑asset Midwest Trust to instantly provide trust services. The move follows a surge in client requests for estate planning, liquidity events, and fiduciary support...
Why the UK Is Exploring Instant Payments
The Bank of England is consulting on a new consumer‑payment system that would let shoppers pay directly from bank accounts, mirroring Brazil’s Pix and India’s UPI. Deputy Governor Sarah Breeden argues the scheme could increase competition, lower transaction fees for...
From Speculation to Structure: Rebuilding Trust in Web3 Communities
The article argues that early Web3 social platforms failed to earn trust because of clunky onboarding, speculative incentives, weak governance, and regulatory blind spots. As users migrate to smaller, more authentic spaces, the author proposes a seven‑layer framework that prioritizes...
Opera Stock Jumps 15% After Announcing Expanded Support for Tether Tokens
Opera (OPRA) shares jumped more than 15% after the company announced expanded support for Tether's USDT stablecoin and gold‑backed XAUT token in its MiniPay self‑custodial wallet. MiniPay, which now boasts 12.6 million activated wallets, processed over $153 million in stablecoin transactions in...
Robinhood UK Begins Rolling Out Stocks and Shares Individual Savings Account
Robinhood UK is rolling out its stocks‑and‑shares Individual Savings Account this week, bringing the fintech’s zero‑commission model to a tax‑advantaged product. The ISA allows up to £20,000 of tax‑free investing per year and includes a 0.10% foreign‑exchange fee, no platform...
5 Excel Data Analysis Skills to Learn for Better Reporting in 2026
The article spotlights five 2026‑focused Excel data‑analysis courses from providers such as Great Learning Academy, LinkedIn Learning, edX, and Simplilearn. Each program emphasizes core Excel tools—PivotTables, Power Query, Macros, Power Pivot—and targets skill levels from beginners to senior analysts. Certifications...
Crowdfund Capital Advisors: Founder Tells SEC, Congress to Improve Secondary Markets for Crowdfunded Securities
Sherwood Neiss, founder of Crowdfund Capital Advisors, submitted testimony to the SEC’s Small Business Capital Formation Advisory Committee and a letter to the House Financial Services Committee urging reforms to secondary markets for crowdfunded securities. The House recently advanced HR 7127,...
Dext Targets the “Last Mile” Of Bookkeeping with Integrated Payments
In this episode, Accountancy Age discusses Dext's launch of Dext Payments, which extends the platform from AI‑driven invoice capture to integrated payment processing for UK Xero users. CEO Sabby Gill and CPO Stephen Edginton explain how the new feature closes...
‘No Spend January’ Boom Raises Questions for Retailers as Longer-Term ‘Low-Buy’ Trends Emerge
The TikTok‑driven ‘No Spend January’ challenge, adopted by 26% of Americans and now extending to full‑year commitments, is prompting consumers to limit purchases to essentials. Small and medium‑size retailers are feeling the squeeze, as lower impulse spending threatens cash flow,...
NY Prosecutors Raise Alarm over GENIUS Act on Fraud: Report
New York Attorney General Letitia James and four district attorneys sent a letter warning that the federal GENIUS Act, signed by former President Donald Trump, fails to curb stablecoin fraud and could give issuers like Tether and Circle legal cover...
France: Autorité Des Marchés Financiers Says Artificial Intelligence (AI) Adoption High
The French securities regulator AMF reports that AI adoption among financial firms is very high, with 90% of surveyed entities already using or planning to use the technology. Generative AI leads the pack, with 54% of respondents running production‑grade models,...
Cboe Is Looking to Make Trading as Simple as a ‘Yes or No’ Rivalling Prediction Markets
Cboe Global Markets is in early discussions to launch a binary‑style, all‑or‑none options product that pays a fixed amount if a specified event occurs. The offering would mirror prediction‑market platforms such as Polymarket, Kalshi and Coinbase, using a traditional options...
Arcesium Acquires Limina
Arcesium, a New York‑based fintech serving investment firms, announced the acquisition of Limina, a Stockholm‑based provider of portfolio and order management systems. Financial terms were not disclosed. The purchase adds Limina’s P/OMS technology to Arcesium’s platform, bolstering its European footprint....
Blockchain Analytics Platform Dune Integrates X Layer
Dune has added full support for X Layer, the high‑performance Ethereum Layer 2 built by OKX, making every transaction, contract deployment and bridge movement queryable on its platform. X Layer boasts up to 5,000 TPS, one‑second block times and near‑zero gas fees, offering developers...
Autonomous Organization Workflows: Decreasing Manual Work in 2026
In 2026 businesses of all sizes are turning to autonomous workflows to eliminate repetitive manual tasks. Cloud‑based POS platforms like Epos Now automate sales recording, inventory tracking, and reporting, delivering real‑time data across locations. The article outlines how these systems free...
Why CFOs Are Letting AI Agents Touch Their Cash — Carefully
AI‑driven agentic treasury systems are moving from prediction to execution, allowing CFOs to automatically sweep excess cash into short‑term instruments under predefined rules. Major vendors such as Oracle, SAP and Bottomline are embedding these agents into core finance platforms, and...
Long-Term Investors Accumulate This $0.04 New Altcoin, Analysts See 10x Upside Potential
Long‑term crypto investors are flocking to Mutuum Finance (MUTM) as its Phase 7 presale trades at $0.04 with over 835 million tokens sold. The protocol has launched a V1 testnet on Sepolia, offering peer‑to‑contract and peer‑to‑peer lending for ETH, USDT, LINK and...
Everestex Review: Platform Features for Digital Asset Traders
Everestex Exchange positions itself as a web‑based, multi‑asset trading platform that combines cryptocurrency, Forex and CFD markets in a single interface. The broker offers over 100 tradable assets, a copy‑trading feature, and a distinctive Pool Trading format that can deliver...
Grow California: Crypto Advocates Look to Support Moderates, Some Republican Politicians in California
Grow California, a 501(c)(4) advocacy group co‑founded by crypto investors Tim Draper and Ripple co‑founder Chris Larsen, has raised $50 million to back moderate and some Republican politicians in the state. The group aims to curb California’s high‑tax trajectory, promote entrepreneurship,...
Why India Wants the E-Rupee to Move Beyond Borders
India’s central bank digital currency, the e‑rupee, is transitioning from a domestic pilot to a strategic tool for cross‑border payments. The RBI is exploring bilateral and multilateral CBDC corridors, especially with BRICS partners, to enable direct settlement of trade, tourism...
CTM360 Report Warns of Global Surge in Fake High-Yield Investment Scams
CTM360’s new report reveals a sharp global rise in fraudulent high‑yield investment programs, or HYIPs, promising unrealistic returns such as 40 % in 72 hours. Over 4,200 scam sites were cataloged in the past year, with December 2025 alone seeing 485 incidents—about 15...
Bed Bath & Beyond’s Latest Move: Buying Blockchain Platform Tokens.com
Bed Bath & Beyond announced the acquisition of blockchain investing platform Tokens.com, aiming to launch a unified investment and personal‑finance hub for homeowners by July 1, 2026. The move aligns with CEO Marcus Lemonis’s strategy to create an integrated home ecosystem that...
Klarna Backs Google UCP to Power AI Agent Payments
Klarna announced its support for Google’s Universal Commerce Protocol (UCP) and the Agent Payments Protocol (AP2), positioning the fintech firm among the first payment providers to adopt an open standard for AI‑driven shopping. UCP aims to replace fragmented, platform‑specific integrations...
Earnings Season Gathers Steam, U.S. Jobs: Crypto Week Ahead
The week of Feb 2 2026 sees a surge in crypto earnings as Strategy (MSTR) and Galaxy Digital (GLXY) release results, while Bullish (BLSH) follows. Central banks in Europe will announce interest‑rate decisions on Thursday, and the U.S. jobs report, including non‑farm...
U.S. Bank Debuts Small Business-Focused Visa Card
U.S. Bank launched the Business Shield Visa Card, a credit product aimed at small‑business owners. The card offers a 0% introductory APR on purchases and balance transfers and integrates a spend‑management platform that automates expense controls, accounting, and receipt capture....
Inside Healthcare’s AI Playbook for Claims Denials
Healthcare providers are turning to artificial intelligence to curb costly claims denials, shifting AI use from post‑submission fixes to upstream prevention. By analyzing historical claim data, AI models flag eligibility, coding, and documentation issues before claims are sent to payers....
Atomic Settlement Swaps One Risk for Another, and Banks Aren't Ready
Tokenisation is driving a shift from batch to atomic settlement, eliminating the time buffer that banks have relied on for liquidity management. Atomic settlement means every leg of a trade must settle simultaneously, turning funding sufficiency into a real‑time constraint....
Singapore Gulf Bank Adds Stablecoin Settlement for Institutional Clients
Singapore Gulf Bank (SGB) has upgraded its real‑time clearing network, SGB Net, to settle stablecoins alongside fiat currencies for institutional clients. The platform now supports USDC and USDT on Ethereum, Arbitrum and Solana, allowing corporate users to trade, mint, convert, hold...
Deubull Updates Market on Ongoing Development of Advanced Trading Tools and Analytics Capabilities
Deubull announced ongoing development of its trading tools and market analytics, emphasizing incremental enhancements rather than rapid feature launches. The roadmap targets improved functionality, responsiveness, and integration with core infrastructure to maintain platform stability and low latency. New tools are...