AI Adoption in Financial Services: 76% of Banks Are Already Using It
Money 2020 partnered with Acur Capital to publish a report on AI adoption across financial‑service firms. By scraping every AI‑related announcement since ChatGPT’s launch, the study examined 221 leading banks and fintechs, finding that 76 % have launched at least one AI initiative. The data reveal 376 distinct AI projects in just two years, with 51 % of firms embedding generative‑AI into customer‑facing products such as chat‑bots, underwriting tools, and payment interfaces. The sheer volume signals that incumbents are no longer cautious early adopters but are integrating AI into core service delivery. Lauren Coladney of Acur Capital highlighted the shift, noting that AI is “fundamentally different” from prior waves like cloud or mobile because data scale gives large players an edge. Yet the report also flags gaps—only 7 % of institutions use generative AI for fraud detection, even as deep‑fake fraud spikes 700 % year‑over‑year. These findings suggest a rapidly evolving competitive landscape: incumbents must partner or compete with AI‑native startups, regulators will need clearer guidance, and new business models—such as agentic payments and AI‑driven compliance—are poised to emerge. The industry’s trajectory points to a near‑term acceleration of AI‑enabled financial services.
Payment Orchestration Platform: How Aevi & QorPay Are Simplifying Infrastructure
The video announces a strategic partnership between Aevi and QorPay (referred to as Corpio in the discussion) to build a unified payment orchestration platform. Both firms emphasize an API‑first, cloud‑native architecture that promises seamless integration across diverse markets and payment...
DeFi Doesn't Need More Speed. It Needs More Friction
The discussion centers on a counter‑intuitive thesis: decentralized finance needs more friction, not faster execution. Speakers argue that the current 100% permissionless, ultra‑low‑latency architecture was built for a market of roughly $100 million and is now strained as total on‑chain capital...
FTT Fintech Festival: What’s the Best Thing About This Event?
The Fintech Talent Festival positions itself as a premier gathering for fintech professionals, emphasizing the breadth of topics and the high caliber of its speakers as its standout feature. Attendees describe the event as warm and friendly, noting unusually high engagement...
Suresh Vaghjiani: How Is Cloud Processing Solving the Low-Margin Challenge in APAC?
The video discusses how cloud‑based processing is addressing the chronic low‑margin environment facing banks across the Asia‑Pacific region, especially as governments relax protectionist policies and grant new banking licences. Suresh Vaghjiani highlights that traditional European software solutions are prohibitively expensive for...
TSAM London: Kurtosys on AI, Data Quality, and Operational Efficiency in Investor Communications
The video outlines Kurtosys’ role in modernizing investor communications for asset managers, emphasizing a shift toward cloud‑based data warehouses and AI‑driven quality controls. It explains how firms are tackling fragmented data, operational bottlenecks, and the need to present a premium...
Unlocking Liquidity with GCplus
The video introduces LCH’s GCplus platform, positioned as a liquidity‑unlocking solution for banks and clearing members navigating a high‑interest‑rate environment and the winding down of quantitative easing. GCplus combines single‑use (single‑sizing) and general collateral services, giving members access to roughly €1.2 trillion...
Expanding Access Through Sponsored Clearing
The video explains how sponsored clearing can broaden repo market access for non‑bank financial institutions (NBFIs). These buy‑side firms now manage roughly 50% of global assets and depend heavily on collateral transformation through repos, yet they lack a direct peer‑to‑peer...
Why Choose LCH RepoClear
The video promotes LCH RepoClear as a solution for bond and repo market participants confronting fragmented liquidity, operational complexity, rising credit risk, and geopolitical volatility. It highlights access to a daily $1.2‑2 trillion liquidity pool across sterling and euro, covering 13 Eurozone...
From Chaos to Clean Files: What Happens when AI Meets a 700-Page Loan File
The video spotlights Title Wave’s AI platform reshaping First Colony Mortgage’s wholesale operations. By embedding the AI‑driven Doc Assist and Asset Assist tools, the lender moved from manual, multi‑step document handling to an automated, real‑time workflow that begins underwriting the...
LendingPad’s Formula for Mortgage Tech Partnerships that Move the Needle
In a recent interview, Kelly King Bach, EVP of Sales and Strategy at LendingPad, outlined the company’s formula for mortgage‑technology partnerships that “move the needle.” He traced his 23‑year industry journey from paper‑bound loan files to today’s AI‑enabled, cloud‑based workflows,...
Strangest ATMs in the World: Where Can You Find Them?
The video tours some of the world’s most unconventional ATMs, from a mountaintop unit in the Himalayas to a research‑base machine in Antarctica. It highlights five standout examples: a high‑altitude ATM perched on a Himalayan summit, floating ATMs that travel along...
TSAM London : NeoXam's Blueprint for Taming Private Market Complexity with AI
NeoXam presented a roadmap for applying artificial intelligence to tame the growing complexity of private‑market data, focusing on private equity and credit portfolios that are increasingly adopted by institutional investors. The firm’s approach combines AI‑driven extraction of structured information from unstructured...
Bango Sees DVM Momentum Build as Profits Turn Positive
Bango released its FY25 results, positioning the year as a turning point as its Digital Vending Machine (DVM) platform scales and the company posts its first positive cash EBITDA. The firm now reports two distinct segments: a high‑margin payments business and...
AI in Finance for Professionals Dealing with Errors, Overhype, and Constant Learning Pressure
The Mod Squad episode brings together three finance‑modeling veterans to dissect the current state of AI in financial analysis. They explore how tools like Claude and emerging GPT models are being deployed for rapid report generation, survey synthesis, and even...
Chris Brycki - Stockspot: Building Australia's Largest Robo-Adviser
The Fintech Chatter episode features Chris Brycki, co‑founder of Stockspot, Australia’s largest digital investment adviser. Stockspot builds automated portfolios using low‑cost exchange‑traded funds, targeting busy individuals who want hands‑off wealth growth. Since its 2014 launch, the platform has generated just under...
Trump's Stablecoin Law Changes Everything (GENIUS Act)
The video explains how President Donald Trump’s January 2025 executive order outlawing a Federal Reserve‑issued digital dollar simultaneously endorsed privately issued, Treasury‑backed stablecoins. Within six months, Congress passed the Genius Act, cementing a framework that requires every stablecoin dollar to...
Elena Whisler on Cross Border Payments in U.S. and Going 'Glocal'
Elena Whisler, senior executive at The Clearing House, outlined the firm’s “glocal” strategy to modernize cross‑border payments between the United States and Europe. She described how the company views the payment ecosystem in layers—network infrastructure, financial‑institution services, and the end‑user...
Indian Tanker Paid in Bitcoin — Scam Led to Attack
A Indian-flagged oil tanker recently tried to settle a $2 million fee with Bitcoin, but the transaction was sent to an incorrect address, turning a routine peer‑to‑peer payment into a high‑stakes dispute. The misdirected transfer triggered a Bitcoin scam that left the...
Energy Web's Plan to Tokenize the Global Power Grid | Ed Hess
Energy Web, founded in 2017, is building a blockchain‑enabled verification layer to tokenize the global power grid. The platform, now permissionless, lets regulators, corporates, and auditors define and enforce energy‑market rules through a no‑code environment, replacing cumbersome PDFs and manual...
How the Next Wave in AI Will Transform Market Infrastructure
The Innovators' Exchange panel in Boca Raton examined how AI is reshaping market infrastructure beyond traditional futures, extending into software, data, and energy‑related assets. Participants highlighted that while AI offers powerful tools, deep industry knowledge remains essential, especially in complex...
How One Ruling Could End Kalshi & Polymarket
The video outlines the meteoric rise of U.S. prediction‑market platforms, notably Kalshi and PolyMarket, which have surged from niche crypto curiosities to handling over $100 billion in annualized volume and attracting partnerships with Fox, CNN, the Wall Street Journal, Google Finance...
Why Fintechs Shouldn’t Try to Serve Everyone | Fintech Insider Podcast
The Fintech Insider podcast argues that fintech firms should avoid the “bank‑for‑everyone” mindset and instead concentrate on a narrowly defined customer set. Hosts explain that loyalty stems from hard choices about which problems to solve; trying to please all segments dilutes...
SBF Is Back—And People Are Already Forgetting
The Daily Wolf episode frames crypto as emerging critical infrastructure, spotlighting stablecoins’ rapid move into everyday payments and Bitcoin’s evolving role in national security. The host highlights DoorDash’s integration with Stripe‑owned Tempo Network as a concrete example of firms paying...
Customers Don’t Want to Think About Their Money | Fintech Insider Podcast
The Fintech Insider podcast highlights a paradox: modern consumers want their money to work silently, avoiding any active monitoring or emotional involvement. This mindset makes traditional loyalty measurements—based on transaction frequency or app engagement—misleading for banks and fintech firms. Panelists argue...
AI in the Boardroom… Good Idea? | Fintech Insider Podcast
Fintech Insider’s podcast explores whether embedding artificial intelligence in boardrooms is a strategic advantage or a governance risk. The hosts argue that AI, when fed well‑structured internal data, can answer ad‑hoc queries instantly, pulling information from tools like Confluence or...
Buy Now, Pay Later: Recent Developments and Implications for Mortgage Lending
The Urban Institute and JPMorgan Chase Institute released a joint study examining how buy‑now‑pay‑later (BNPL) products intersect with mortgage‑holding households. Using proprietary bank‑statement data linked to credit‑bureau records, the researchers tracked BNPL activity among FHA and conventional homeowners, focusing on...
Cognitive Banking AI: How Personetics Is Transforming Customer Experience
The video features Udy Ziv, CEO of Personetics, unveiling its AI‑powered cognitive banking platform that aims to close the widening gap between traditional bank services and today’s digitally‑savvy customers. Ziv cites industry data: JD Power notes a 60% surge in account switching...
Community Banking Fintech: How OneBanx and Glory Global Are Transforming Local Banking
The video introduces OneBanx, a UK fintech owned by Glory Global, delivering an app‑only cash‑to‑digital banking platform aimed at restoring banking services in high‑street communities where traditional branches have closed. The solution combines physical kiosks that accept cash and coins with...
Bobbie Shrivastav: Why Insurance Back Offices Are Still Manual
Bobbie Shrivastav of Solra highlighted a paradox in the insurance sector: despite hefty investments in technology, roughly 70% of back‑office tasks remain entrenched in emails, spreadsheets, and manual handoffs. Solra’s mission is to extract insurers from this "messy middle" by...
Small Banks at Risk of Collapse
The video warns that community‑bank balance sheets are becoming vulnerable as they embrace stable‑coin assets. Lenders see the digital currency as a cheap source of equity, promising to inject billions of dollars in stable‑coin value to fund new loans and...
2026: The Year Payments Could Shift
2026 is being hailed as a watershed year for payments, as three forces—maturing artificial‑intelligence models, a resurgence of stablecoins and other distributed‑ledger tokens, and a loosening of U.S. bank‑regulation under the GENIUS Act—converge to reshape how value moves. AI capabilities are...
Bank Debate Interview: Umar Farooq and Shahmir Khaliq
In a Bloomberg interview, JPMorgan’s Umar Farooq and Citi’s Shahmir Khaliq discussed the banks’ evolving strategies around stablecoins and deposit tokens following the passage of the Genius Act, the first federal framework for stable‑coin issuers. They outlined how each institution...
Retail-Trading Apps Go Upscale to Keep Rich Traders Loyal
Retail‑trading platforms Robinhood, eToro and Public.com are rolling out premium services such as platinum cards, concierge assistance and invitation‑only events to keep high‑net‑worth users from migrating to traditional wealth managers. The new perks include cash‑back rewards, travel benefits and exclusive...
Ravi Sharma on UL Solutions’ Role in ISO 20022 Migration
The video spotlights UL Solutions’ pivotal role in guiding financial institutions through the ISO 20022 migration, a shift that reshapes how payment data is formatted and transmitted across the industry. While the traditional four‑corner model—merchant, acquiring bank, payment network, and...
Tilta's Ingmar Stupp: Navigating the Financial Storm with Buy Now, Pay Later"
Tilta’s Ingmar Stupp explains how Buy‑Now, Pay‑Later (BNPL) solutions are being repurposed for B2B working‑capital needs during today’s liquidity crunch. With interest rates climbing, many firms lack cash to fund operations and resort to delaying payments to suppliers, pushing the...
Sue Woodard Joins Sarah Wheeler on the HousingWire Daily Podcast!
The HousingWire Daily podcast featured Sue Woodard discussing how mortgage lenders are moving from planning to action. Woodard highlighted that today’s market pressures are compelling lending leaders to execute bold, innovative strategies rather than merely debating them. Key insights include a...
If Hyperliquid Fails, Does Crypto Survive?
The video examines the existential threat posed by Hyperliquid’s structural vulnerability and asks whether the broader crypto market can survive a collapse of the platform that now handles roughly 70% of decentralized perpetual futures volume. It outlines a series of...
HEC Academy Summer School | Fintech: The Future of Finance
The HEC Academy Summer School on Fintech: The Future of Finance introduces a intensive program aimed at professionals and students eager to grasp the structural forces reshaping the industry. It spotlights three megatrends—massive AI infrastructure investment, the surge in...
Former Citadel Trader Is Now Betting on Retail
In a candid interview, Neil McDonald, former Citadel quant head turned CEO of Mumu US, explains how his platform is reshaping retail investing. Mumu, which launched in Hong Kong and entered the U.S. in 2019, has leveraged high‑visibility marketing—subway ads,...
The Plan To Dump $40 Trillion (Using Corporate CBDCs)
The video explains a pending congressional bill that would require major corporations to issue digital wallets—essentially corporate central‑bank digital currencies (CBDCs)—with U.S. Treasury securities as the underlying backing. By loading dollars into a Tesla‑style wallet, users could earn rewards...
Fintech Buzzwords 2025: What’s Overused Right Now? | Pay360
The video from Pay360 riffs on the most overused fintech buzzwords in 2025, highlighting how jargon often eclipses substance in industry conversations. Speakers note that artificial intelligence dominates every panel, yet concrete applications are limited to fraud detection and automation. Partnerships...
MPE 2026: Checkout.com Doubles Down on Agentic Commerce and US Expansion
At the 2026 Merchant Payments Ecosystem conference, Checkout.com’s UK‑Europe head Ashley Pace announced a strategic push into the United States and the rollout of what the firm calls “Agentic commerce,” an AI‑driven payment model. The company reported its first full year...
Why 40,000 Businesses Switched to Pleo | Fintech Insider Podcast
The Fintech Insider podcast explains why 40,000 companies have migrated to Pleo, the Danish spend‑management platform that replaces traditional corporate cards with virtual cards and automated expense workflows. Hosts highlight Pleo’s frictionless onboarding—companies can issue cards from a mobile app within...
The Plan To Dump $40 Trillion (Using CBDCs)
The video tackles the United States’ looming $40 trillion debt ceiling, emphasizing that the liability is expanding faster than GDP and that higher yields are inflating the cost of servicing it. The speaker proposes a radical solution: privatize the sovereign debt by...
Saylor’s $58B Crypto Reactor Explained
Michael Saylor’s venture has poured roughly $58 billion into a “crypto reactor,” a platform designed to mint digital credit on a massive scale. The project, announced in a recent video, positions the reactor as a foundational infrastructure for a new form...
Behind the Scenes with Binance's Catherine Chen
The video features Catherine Chen, head of VIP and Institutional at Binance, who explains how institutional crypto adoption has evolved in 2026 and what differentiates today’s participation from earlier years. Chen notes that the launch of Bitcoin and broader crypto ETFs...
Disability Inclusion in Financial Services: Why It Matters | Project Nemo
Project Nemo, a London‑based disability‑inclusion initiative, is urging financial‑services firms to embed accessibility into both products and hiring practices. The programme rolls out a series of micro‑films that profile individuals with varying disabilities—visual, auditory, motor and neurological—and expose the specific hurdles...
Finastra: Real AI Use Cases in Payments Today
Finastra's executive outlined how artificial‑intelligence models are moving beyond legacy fraud and sanctions tools to address operational bottlenecks in modern payments. The speaker highlighted three client‑facing use cases—AI‑enhanced fraud detection that trims false positives, large‑language‑model screening that reduces erroneous sanctions blocks,...
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Crypto Leverage Shocker: $61B Risks EXPOSED [Full Report]
The video dissects Galaxy Research’s “State of Crypto Leverage Q4 2025” report, which evaluates how leverage across centralized finance (CFI), decentralized finance (DeFi) and corporate debt performed after the October 10 liquidation shock. The report shows CFI borrowing rose to $27 billion,...