A new study by KAIST and George Washington University finds that modest, consistent use of earned‑wage access (EWA) lifts low‑income workers' savings frequency by 3.7%, boosts financial‑dashboard monitoring by 12%, and raises goal‑setting by 1.3%. The research, based on transaction data from roughly 4,000 users of a major U.S. EWA platform, also shows that benefits erode when workers habitually tap advances immediately, incurring fees. The authors suggest in‑app nudges and budgeting prompts to encourage more deliberate usage. The findings arrive amid growing regulatory scrutiny and debate over EWA’s similarity to payday‑loan products.
Oil just did something it hasn’t done in 40 years. It’s now up +35% in a week. Up 90% since December’s low of $55/barrel. Now crossing $105+. This isn’t normal.

The ALPS CoreCommodity Natural Resources ETF (CCNR) posted an 18.1% year‑to‑date gain, making it the top performer among ALPS funds as agriculture leads the next commodity rally. Analysts note that corn, wheat and soybeans are entering a mean‑reversion phase after...
Petra Diamonds Limited reported its Q2 2026 interim results, highlighting a transition to a leaner operating model after disposing of the Williamson and Koffiefontein mines. The company now focuses on two capital‑optimized assets with world‑class resource bases. Management announced a refinancing...
California’s Housing Finance Agency has reopened the Dream For All Shared Appreciation Loan program, offering first‑generation, first‑time homebuyers up to $150,000 in down‑payment or closing‑cost assistance. Applicants must meet income and residency criteria and are chosen through a lottery, with...
Ice gasoil futures swung wildly on 9 March, peaking at $1,381 /t before closing at $1,116 /t, the highest level since June 2022. The move mirrored a surge in Ice Brent crude, which touched $119.50 /bl and settled above $100 /bl – the first breach since...

Artificial‑intelligence spending is accelerating, and the capital poured into chip makers such as Nvidia is expected to translate into higher revenue streams and, ultimately, stronger free‑cash‑flow generation. Nvidia currently represents roughly 3.1 % of the VictoryShares Free Cash Flow Growth ETF...
Hunting PLC reported a strong Q4 2025, posting 12% year‑over‑year revenue growth to $1.84 billion and an adjusted EBITDA margin of 14.2%, up from 11.8% in the prior quarter. The company secured three multi‑year contracts in the North Sea, boosting its order...
Steven Roth sold the 340,000‑square‑foot former Alexander’s department store in Queens for $236 million, generating roughly $150 million in profit. The property, vacant since Burlington and Marshalls left, includes a 1,236‑space parking garage and sits near the Long Island Expressway. Northwell Health,...

Homebuyers often focus on purchase price and mortgage rates, but property taxes represent a variable, recurring expense that can significantly affect cash flow. Because taxes are tied to assessed values and municipal budgets, they can rise unexpectedly, altering the total...

Canadian materials $XME (so much stronger than U.S. materials, so let's stay on topic) had a 2nd "biggest bar against" last week and that to me puts extra question marks that need answers... slows me down for sure... in most...

a trader asked me over the weekend about placing trades against game plan S/R levels: --one idea is long against S2 in a stock that has fresh news that isn't very negative ($HIMS #1 GP today) --another is 2nd Day Play...

The Invesco NASDAQ Future Gen 200 ETF (QQQS) is emerging as a contrarian small‑cap play amid AI‑driven volatility and geopolitical uncertainty. The fund allocates roughly one‑third to technology and nearly half to healthcare, giving it a strong biotech bias. Analysts...
The article explains that a co‑borrower can be removed from a mortgage without refinancing, though this route is uncommon. It outlines five alternatives—mortgage assumption, court‑ordered removal, lender release, bankruptcy, and quitclaim deed—detailing their requirements, benefits, and drawbacks. Cost analysis shows...

EU enlargement commissioner Marta Kos urged European firms to invest in candidate countries, citing past enlargement’s boost to exports, supply chains and GDP. She emphasized reforms—independent courts, anti‑corruption, free media—as prerequisites for safe investment. New research from the Confederation of...
Lawrence G. McMillan revisits his volatility‑market framework, highlighting how large gaps between the VIX (implied volatility) and the 20‑day historical SPX volatility (HV20) can forecast market turning points. A VIX‑HV20 spread above 15 triggers a short‑term buy signal once it...

The company is aggressively expanding, targeting over 300 locations system‑wide by 2026, with early test markets delivering higher average ticket sizes, increased transaction volume, and a near‑4% lift in comparable sales. Technically, the stock has pulled back from a recent...

SoFi Technologies (NASDAQ:SOFI) slipped 2.8% to $18.36, extending a 29.7% YTD loss and remaining trapped below the $20 resistance line. Despite the decline, options traders have flooded the stock with activity, logging 3.6 million call contracts and 1.3 million puts over the...

San Luis Obispo County has become California’s third‑hottest market for single‑family home investment, with 7,454 purchases last year. The surge is driven primarily by mom‑and‑pop investors—small owners who hold fewer than five properties—who now own about 91% of the state’s...
Greg Abel: “We see a bigger issue in the utility industry: does the regulatory compact continue to exist? We deploy capital into these businesses, and we receive a return that is reflective of us taking a certain amount of risk....

Brazil’s CAPE ratio is approaching one of the most undervalued levels in its history. The Brazilian equity market is nearly as cheap as it was at major historical bottoms — the early 2000s and the political crisis of 2015–16. This is a...

The USD/JPY pair surged earlier today, testing the 158.89 resistance that halted rallies on Jan. 15 and Jan. 22. Sellers stepped in, pushing the pair down to a low of 157.96, now hovering near the 157.65‑157.97 swing zone. A decisive break below...

Italy’s Giorgetti cautions the ECB against the temptation of raising interest rates https://t.co/CasNsOy0KU via @Alemrome https://t.co/z3ATeFnSqp

Oil closed Friday in a bull market at $91 but will close today in a technical bear market around $95 because it went to $115 over the weekend. https://t.co/kG1QReBbAy
Allied Critical Metals released a Preliminary Economic Assessment for its Borralha tungsten project in northern Portugal, estimating an after‑tax NPV of $706.4 million at a $1,500 per metric tonne WO₃ price and $91 million initial capital for an 11‑year mine life. CEO...

$NYFANG was the first mega-cap index to crack; it peaked back in November. But it's also the first to bounce, leading since late February, while the others haven't. https://t.co/im29c9GnlA
"We survived you guys. Oil is in a bear market, down more than 20% from its highs." - @jschultzf3

Retirees can stretch their travel budgets by timing trips, swapping homes, and using rewards. Traveling in off‑peak seasons reduces airfare and lodging expenses, while home‑exchange or housesitting eliminates accommodation costs. Credit‑card points and airline loyalty programs further offset travel spend,...
Crude Oil Futures could be unchanged soon $93.66 after the high of $119.48 kinda like that day in Silver Futures

🌽$4.98-1/2 per bu 🫛$11.72-1/2 per bu Will Monday's highs be the annual highs for new-crop corn & soybeans in 2026? Dec corn nearly hit $5, though the close was almost 17 cents off the session high (Nov beans closed ~24 cents off)....

Canadian utilities $ZUT reversaed last week after making marginal new highs and finally exceeding the '22 highs... if see more struggles here, we don't get to be surprised... https://t.co/YczSyoxJZe
Polysilicon prices in China plunged last week, with the steepest drop of 12.87% for n‑type granular material. High inventory—reaching 480,000 tons—combined with weak demand from downstream solar‑cell and module producers drove the decline. February output fell 17.3% to 84,400 tons,...
Insane moves no longer insane, Silver tame today.... Silver Futures +$5 from LOD E-Minis +132 from LOD
U.S.‑Iran tensions have pushed oil prices into double‑digit gains, forcing airlines onto longer, fuel‑intensive routes and inflating operating costs. Despite the headwinds, analysts highlight Southwest Airlines, Allegiant Travel, and Copa Holdings as resilient picks due to cost‑control measures and strong...
Good time to replace your gasoline car with a battery-electric car and save $31,500 in fuel cost over 15 years: = 15,000 mi/y x 15 y x ($5/gal-gas - $0.8/gal-equivalent-electricity) / 30 mi/gal = $31,500 Gasoline prices could reach $5 a...

Tiny bit of improvement from VX30/VIX. Watching to see what the next two hours brings. https://t.co/6We2gflp6M

The Iran‑U.S. conflict is spilling into the Gulf, forcing BRICS to confront its first major geopolitical test since the 2024 expansion. While Russia and China back Tehran’s strategic autonomy, India adopts a cautious stance to protect its Chabahar‑linked trade interests....
Surging oil prices have sparked fears that a prolonged conflict in the Middle East could inflict steep financial costs on Americans "I am very concerned this could tip us into a recession if it persists," one economist tells @nytimes https://t.co/VkqGBNMgAR @TonyRomm...

emerging markets $EEM - that's a 3-bar bearish reversal as i see it... going to need to see how this area settles... https://t.co/JEg00hA5vt

Broadcom $AVGO just surpassed Meta $META in market cap. Which would you rather own here @ramahluwalia? https://t.co/ZmgmD0NMMq
A rung of the swing trade on $CRM sold for a bit over $15 a share profit. I still own plenty of shares with variety of stops to make coin.
Claude can now execute portfolio rebalances at scale. Every RIA-focused AI middleware company just became a target. The advisory stack isn't being augmented — it's being bypassed. Agentic AI and Anthropic's Launch of Wealth Management AI Tools https://t.co/eJ7H2Bo1Ml

$RIG Daily. Nice-looking, orderly pullback for Transocean. Oil services play has ~ 17% of float held short, meaning it's a short squeeze play. Long idea into strength https://t.co/f3SgpDySND
1/ At 3 AM this morning, oil hit $119.48. VIX touched 32. The S&P was in freefall. By noon: oil under $97. VIX back to 27. A complete round-trip. Wall Street learned nothing from it except: price in a long war forever. We...
Putin says Russia should take advantage of the sky-high oil prices after US-Israeli attacks on Iran. Russia should redirect supplies to Europe elsewhere, he adds. “If we shift our focus right now to the markets that need more supplies, we might...
Great to be on @SquawkCNBC this morning - if you wait until absolute certainty you will miss some great stocks on sale. Find quality companies with strong balance sheets, great mkt share and good TAMs to add on the...
You are forgetting nobody wants their towns to get cheaper. They want their homes to appreciate and for poor people to be priced out of becoming their neighbors. The developers, landlords and homeowners in Austin are PISSED rents are dropping.

$GOOGL bullish engulfing today. Not confirmed and will like it better if tomorrow's stick confirms. A move over 304-305 next on my radar. https://t.co/9dd61slCPY

Every major metro area in Florida has experienced declining home values in the last year. Orlando, Tampa, Jacksonville, Lakeland, Naples. Now even Miami is getting in on the action. Demand and sales volume continue rest at the lowest level in nearly 15 years....

$SNOW what I see in the chart. A move over 185 then 188ish and the small gap overhead. Been a choppy trade for me. I am green on it after going red for a few days. https://t.co/fflE1UPhg6