Know What's Happening in Wealth Management
Know What's Happening in Wealth Management
Real Estate Investment Cuts Taxes and Estate Liability, UBS Says
UBS Wealth Management explains that investing in real‑estate can simultaneously reduce annual income taxes and future estate‑tax liabilities. Deductions such as mortgage interest, property taxes and depreciation lower taxable rental income, while holding properties in LLCs, trusts, family limited partnerships or self‑directed IRAs enhances the tax advantage.
A recent panel of regulators, crypto technologists, legal experts and bank executives debated the looming inheritance crisis in digital assets. Participants highlighted that lost private keys can render cryptocurrency permanently inaccessible, leaving heirs unable to claim rightful wealth. While self‑sovereignty emphasizes personal responsibility, the discussion revealed a growing demand for standards, custodial services and programmable inheritance tools. The consensus pointed to a hybrid future where institutions and technology collaborate to ensure crypto survives across generations.
$3.8M spread across six accounts. He thought he was 40% equities. He was actually 85%. He called me because something felt off. Turns out, he'd never seen all his money in one place before.
Multi‑asset funds in India are shedding their niche status, drawing roughly $1 billion in net inflows in February 2026 and pushing total assets under management to about $22 billion. The category led hybrid‑fund inflows for the fourth straight month, with assets growing 4.9%...
SK Securities has introduced the Daor Orca Alpha Selection Mixed Asset Investment Trust, a public fund that aggregates strategies from four leading Korean hedge funds. The product cuts the minimum investment from 300 million won (about $220,000) to a level accessible...
Lot of people are are down 30-40-50%. But $SPY is still below 10%, hence majority of your investment should be in index.
State Street and Bridgewater launched the All‑Weather ETF on March 5, 2025. The fund delivered a 15.1% total return through the end of 2025, lagging the global equity benchmark by about five points, and has posted a modest sub‑2% gain year‑to‑date in...
MoneySavingExpert highlighted a long‑standing Home Responsibilities Protection (HRP) error that left more than 100,000 former caregivers without proper National Insurance credits. After checking their records, retirees like Sheila and Mary reclaimed £25,270 (≈$32,100) and £15,788 (≈$20,050) respectively, boosting their state...
The hardest part of achieving a great long-term investment track record is over half the time your returns will look average. You can go years where it feels like you are working hard for mediocre returns. Then all of a...
Aswath Damodaran on where your investment philosophy fits in the investment process "Even if you feel that you have an investment philosophy in place, I think being aware of how others approach markets and keeping an open mind, where you borrow...
High combined state, local, and federal taxes are prompting wealthy New Yorkers to consider relocating. A top New York earner faces roughly a 60% marginal tax rate, which drops to about 57% in states with no income tax, effectively delivering...
Estate planners are increasingly using pet trusts to guarantee long‑term care for clients’ animals. A pet trust designates a human trustee, caregiver, and protector, and funds the pet’s needs, often ranging from $5,000 to $50,000. Without a trust, guardians can...
People are scared, I’m getting a lot of DMs. Here are some of my thoughts on things people should be remembering at times like these. - Matt
Wealthy Californians earning around $500,000 can save over $51,000 a year by relocating to Miami, thanks to Florida's 0% state income tax versus California's 10.3%‑11.3% rate for that income bracket. Miami’s median home price of $500,000 is roughly half that...
The U.S. Department of Labor unveiled a proposal that would let 401(k) plans invest in cryptocurrency and other alternative assets. The rule creates a safe‑harbor framework for fiduciaries and opens a 60‑day comment period, signaling a shift in retirement‑savings policy.
Private money lending has given me freedom. It’s a quiet stream of income that has a LOUD impact on my life.
The error every ETF has you should be mindful of! While it may not matter on big ETFs like SPY or VOO, it could be meaningful on smaller ETFs.
Larry Kotlikoff and TIPS specialist Kevin Esler discuss why today’s high real yields on Treasury Inflation‑Protected Securities (around 2.5% on the 30‑year) make building a TIPS ladder an attractive way to protect retirement income. They explain how the free tool...
Paying minimums every month and your debt still won't move? Fren. That's not a plan. That's interest collecting its check. Snatching your chain like T.I. snatched NuNu chain in ATL. 😅 Jordan was paying $818/month toward debt. Her balance moved $43. Not...
Bill Birmingham of Osprey Funds argues that systematic indexing can eliminate the psychological strain of crypto market timing by using disciplined rebalancing. He notes a recent 50% Bitcoin drawdown and low futures open interest, which have heightened advisors' hesitancy. Institutional...
Don't cancel me but financial advisors are not the same as fund managers. When people say 90% of financial advisors don't beat the market they are wrong. They mean active fund mangers, those are people like a Cathie Wood who...
Side‑hustle income is increasingly common, but many use it for short‑term spending. The article outlines a systematic approach to convert that extra cash into lasting wealth by setting clear goals, separating earnings, building a safety net, automating savings, and investing...
A mistake I see often with high-income professionals: “Am I beating the market?” It sounds like the right question. It’s not. I was recently featured in TheStreet Pro discussing what actually drives an investment strategy. Alignment. It’s not about chasing returns. It’s about structuring your portfolio...
Bridgewater founder Ray Dalio warned that cash could be the worst place to hide money as markets enter a period of heightened risk. His comment, made during a recent interview, is likely to reshape asset‑allocation strategies for wealth managers and...
The Labor Department’s new rule proposal would give 401(k) plan sponsors legal protection to add alternative assets such as private credit, private equity, crypto and real estate. By blunting class‑action litigation risk, the rule could open the roughly $14 trillion alternative‑asset...
If you’re a beginner investor, keep it simple: SCHD – dividends ITOT – total U.S. market VT – global exposure SPSM / SPMD / SPYM – size diversification VUG – growth VTV – value IXUS – international Low fees. Broad exposure. Long-term focus.
The Trump administration announced its first steps toward allowing retirement accounts such as 401(k)s and IRAs to invest in private‑market assets, including private equity and venture capital. The proposal would amend Department of Labor fiduciary rules, aiming to broaden investment...
The ultimate investing framework visualization by @safalniveshak: ✅ High-quality business ✅ Owner-oriented managers ✅ Compelling valuations If you don’t have all three, you don't have a long-term compounder. This funnel from Vishal Khandelwal is a must-bookmark for any serious investor.
Here's why the last 20(ish) years of stock market returns were so extraordinary, and somewhat predictable. After the 2008 financial crisis, the Fed slashed interest rates to essentially zero and kept them there for years, so cash and bonds paid...
A Freedom of Information request to HMRC by Bowmore Wealth Group uncovered a niche “£2 million ISA club” of 270 UK investors, roughly $2.6 million each. AJ Bell modelling shows that saving £1,433 a month (≈ $1,830) for 25 years at a 6 % return...
Introducing the JPMorganChase Athlete Council. Guided by real experiences to help shape the future of financial education. https://lnkd.in/gbATFWer
The SECURE 2.0 Act removed required minimum distributions (RMDs) from Roth 401(k) accounts, effective 2026. The change gives higher‑income workers greater control over retirement cash flow and forces advisors to revise long‑term income strategies.
Franklin Templeton, managing roughly $1.5 trillion, warned that the apparent diversification of S&P 500 index funds is a myth, citing that the ten largest stocks now own about 40% of the index. The firm’s chief investment officer of Fixed Income, Sonal Desai,...
Aswath Damodaran on the difference between value investors vs growth investors "Value investors view their odds of finding market mistakes to be greater with assets-in-place, whereas growth investors feel that their odds are better in finding misvalued growth assets.""
The article explains how the Credit for Other Dependents (ODC) and related tax provisions can lower the tax burden for caregivers of aging parents. The ODC offers a $500 non‑refundable credit for qualifying dependents, but eligibility hinges on support levels,...
Retirees face rising costs as inflation outpaces many fixed‑income assumptions, even though Social Security’s cost‑of‑living adjustment (COLA) typically tracks overall price gains. The 2025 inflation rate of 2.6% led to a 2.8% COLA for 2026, but the CPI‑E, which weights...
In today's Early Look: "A Big #Quad3 Week Of Wins, It Was" Whoever you're paying to risk manage your hard-earned capital should be able to show you one — in real time, every day, no excuses. My Long Only Retirement Account...
People keep buying the dip of the dip. But @ramahluwalia thinks they are wrong. It's time to be defensive with your portfolio, he says. https://t.co/PMWscZMbTn
The Internal Revenue Service has begun strict enforcement of the 10‑year withdrawal rule for inherited IRAs, requiring most non‑spouse beneficiaries to fully distribute the account within ten years of the original owner's death. The move compels millions of Americans to...
Private credit is the new ‘safe’ asset… until investors ask for their money back. Liquidity mismatch is always invisible right before it isn’t. https://t.co/M1wS4yXZhw
If both stocks and bonds can’t catch a bid, the message is simple: inflation risk is a tax on EVERYTHING. That’s why ‘balanced’ can feel unbalanced. https://t.co/TSSid8H3g0
Federal Housing Finance Agency Director William J. Pulte directed Fannie Mae and Freddie Mac to recognize cryptocurrency holdings when underwriting mortgages. The move gives digital‑asset owners a new path to homeownership without liquidating their crypto, but it also raises tax...
When spreads offer no compensation for risk, you're not being paid to hold credit. Period. $JOJO shifts to long-duration Treasuries when the signal confirms it. https://t.co/GLMuxK8o97
No one knows how long a correction will last when you're in it But buying stocks when they are down tends to be a good long-term strategy A look at what happens when you buy the stock market down 10%, 20% and...
Retirees seeking low‑risk cash growth are urged to evaluate high‑yield savings accounts, money‑market accounts, standard CDs, and jumbo CDs. High‑yield online accounts can offer APYs that outpace inflation, while money‑market products add debit‑card access at a modest rate trade‑off. For...
🆕 Adviser links: gifting business interests, common estate planning questions, and how AI can interfere with a client-adviser relationship. https://t.co/2RIWP8oFsu chart: https://t.co/v0NmNP4knY https://t.co/rcAIkfpp3A
International fund managers have become so relaxed that many are no longer hedging against stock market declines. The percentage of managers who are currently hedging has fallen to its lowest level in eight years. https://t.co/P9FEnZ6gYs
The article examines whether constructing a dividend portfolio that delivers steady monthly cash flow is worthwhile. It outlines the psychological comfort of predictable income but warns that relying on REITs and income trusts can concentrate risk and limit growth. The...
You're probably not going to outperform the market. Neither are most professional fund managers. @DanGreenhaus on the simple investing framework most people should be following📈 $SPY $QQQ https://t.co/LysvwfB3iJ
"When I was young, I read The Richest Man in Babylon, which said to under-spend your income and invest the difference. Lo and behold, I did this and it worked." — Charlie Munger https://t.co/dlvwys5Q0r
Families caring for adult children with disabilities face a double‑layered retirement challenge: they must secure their own financial future while ensuring lifelong support for their dependents. With nearly one million U.S. households in this situation, advisors recommend special‑needs trusts, targeted...
