Know What's Happening in Wealth Management
Know What's Happening in Wealth Management
Value Investing Beats Trend‑Chasing Over the Long Run
The Economic Times contrasts short‑term trend‑chasing with disciplined value investing, noting that Joel Greenblatt’s Magic Formula offers a systematic way to identify undervalued, high‑quality stocks. It adds that macro‑driven volatility creates temporary mispricings across U.S., European and emerging markets, allowing patient investors to capture long‑term alpha.
America’s "Peak 65" retirement wave is forcing millions of landlord‑investors to confront an exit dilemma. Traditional sales trigger a 40%+ tax hit from capital gains, depreciation recapture, and state taxes, eroding decades of wealth. By leveraging a 1031 exchange into Delaware statutory trusts (DSTs), owners can defer those taxes and shift to passive, institutional‑grade real‑estate income. The article illustrates how a couple in their 60s used this strategy to sell properties, avoid a $1 million tax bill, and fund a retirement in Italy.
Retirees facing longevity risk and market volatility are turning to fixed indexed annuities with guaranteed lifetime withdrawal benefit (GLWB) riders to secure lifetime income while retaining some upside. The GLWB adds about a 1% annual fee in exchange for a...
The Dow Jones Industrial Average and Nasdaq Composite slipped into correction territory in late March, falling 10.01% and 12.56% from their all‑time highs. In that environment, the article points to Schwab U.S. Dividend Equity ETF (SCHD) as a standout investment....
Hackstons’ guide outlines practical safety steps for alternative investments, using cask whisky as a case study. It stresses the need for verifiable ownership documents, skepticism toward overly‑promising offers, and a long‑term holding mindset. The article also warns against relying solely...
What if you could own shares in Nigeria's biggest companies without picking a single stock yourself or needing a stockbroker? That is exactly what an EQUITY MUTUAL FUND does. An Equity Mutual Fund gives you stock market growth without stock market stress....
The Roundhill Weekly T‑Bill ETF (WEEK) provides investors with weekly cash distributions by investing exclusively in 0‑3‑month Treasury bills. Its active management aims to capture short‑term yield while keeping duration risk minimal. At a 19‑basis‑point expense ratio, WEEK offers tight...
In this episode, Jim Saulnier and Chris Stein dive deep into how buffered ETFs work, focusing on 100% and 20% buffer products during a recent market downturn. Guest Jacob explains the concept of mark‑to‑market pricing, why the fund’s value can...
It's the beginning of a new quarter and it's time to revisit your portfolios to ensure everything is going as planned. Review, Update, Realign, Reshuffle. It's the month of love and lights. Happy New Month #happynewmonth❤️ #kobohive
Bogleheads are championing a three‑fund portfolio built around low‑cost index funds—a U.S. total‑stock market fund, an international stock fund, and a U.S. bond fund. Vanguard’s Admiral‑share versions (VTSAX, VTIAX, VBTLX) exemplify the approach, though comparable ETFs from Fidelity and Schwab...
Wyoming enacted a law, effective July 1, 2024, that eliminates state sales and use tax on motor‑vehicle transfers between qualifying family members. The exemption applies only to genuine sales or gifts, and the donor must have paid the original tax when...
Asia‑focused digital wealth platform Endowus announced the launch of three Hong Kong‑dollar index funds from BlackRock’s iShares range for retail clients in Hong Kong. The funds give investors low‑cost exposure to both local equities and global markets, expanding Endowus’ product...
The article outlines three practical guidelines for investing during market turbulence: watch for a follow‑through day as an early signal of a new uptrend, leverage IBD’s stock lists and screener tools to identify promising equities, and prioritize chart analysis over...
Section 529 plans let families save for education with tax advantages, but federal and New York rules diverge on what counts as a qualified expense. Starting in 2026, the federal limit for K‑12 tuition withdrawals doubles to $20,000 and non‑tuition costs become...
Thoughts? I discuss how to navigate market crashes using a barbell strategy combining stability and opportunity. We talk about building a foundation with VOO and VTI for security, while positioning for future gains in the power triad of compute, data,...
Ireland's finance minister Simon Harris announced a new Personal Investment Account (PIA) that will launch next year, offering zero entry or exit tax and a flat tax on earnings above a set threshold. AIB praised the scheme as a boost...
My New Book for Investors: "Stock Market Investing is Math: A Beginner's Guide to the Formulas for Valuing Stocks and Building Wealth" is 50% off today for its launch and $4.99 for the next 24 hours Amazon U.S. Link-> https://t.co/3epaIjMmd1 ...
Leeuwin Wealth has underwritten capital for more than 20 ASX‑listed explorers in the past year, converting modest placements into sizable share‑price gains. Its $9.5 million AUD ($6.3 million USD) raise for Tungsten Mining at 6.7c per share saw the stock climb above 20c,...
With the recent inflation shock and a rapidly changing market landscape, it’s a good time to think more systematically. On our latest @excessreturnpod, we’re joined by @AahanPrometheus to do just that. We cover: - inflation and energy dynamics - shifting expected returns - trend following -...
If you want to invest in real estate real estate but don’t want to manage rentals or flip properties, private money lending is for you. Give me a follow on IG to learn why I switched from buying rentals to...
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Incentive Stock Options (ISOs) are a privileged form of employee equity that allow key staff to purchase company shares at a preset price, typically with a ten‑year exercise window and vesting schedules such as a three‑year cliff or graded vesting....
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The article outlines the three primary ways to invest in gold—physical bullion, exchange‑traded funds, and derivatives such as futures and options—while also covering mining stocks as an indirect exposure. It explains how gold coins and bars offer tangible ownership but...
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Effective asset allocation is the cornerstone of portfolio performance, often outweighing individual security selection. The article outlines six allocation frameworks—from strategic, constant‑weighting, and tactical to dynamic, insured, and integrated—each with distinct rebalancing rules and risk controls. It also provides age‑based...
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Dividend Reinvestment Plans (DRIPs) let investors automatically use cash dividends to purchase additional shares, often without commissions and sometimes at a 3‑5% discount. By reinvesting, investors harness dollar‑cost averaging, buying more shares when prices fall and fewer when they rise,...
Dentists face distinctive retirement challenges because their income often comes from practice ownership, fluctuating patient volumes, and substantial business expenses. They can tap a suite of retirement vehicles—including 401(k)s, solo 401(k)s, SEP IRAs, and defined benefit plans—to leverage higher contribution...
The article explores why physicians, despite high earnings, frequently overpay the IRS and miss key deductions, highlighting a typical $650,000 wealth gap between “rich” and “rich‑ish” doctors. It links to a tax guide that outlines strategies for maximizing deductions, retirement...
Average 2026 tax refunds rose 11% to $3,623, yet only 31% of Americans who expect higher taxes are adjusting their portfolios. Financial planners recommend leveraging pretax contributions, HSA growth, RMD mitigation and estate‑document updates to keep more money in clients’...
Ultra‑wealthy investors are using Wyoming LLCs combined with New York asset‑backed loans to grow wealth while sidestepping capital‑gains tax. The structure separates ownership, protection, and financing, leveraging Wyoming’s charging‑order shield and zero state income tax, while New York lenders evaluate...
Blackstone, the $1.3 trillion asset manager, announced the launch of its first hedge fund designed for affluent and mini‑millionaire investors. The product will make relatively liquid bets across credit, equities and special‑situations, allocating about 30% of assets to other hedge funds,...
With the Federal Reserve’s 175‑basis‑point rate cuts since 2024 and 10‑year Treasury yields hovering around 4.4%, analysts highlight four bond ETFs—Vanguard Total Bond Market (BND), Vanguard Short‑Term Corporate (VCSH), iShares TIPS (TIP) and Vanguard Intermediate‑Term Treasury (VGIT)—as leading options for...
President Trump’s 2017 tax reform expanded the Low‑Income Housing Tax Credit, theoretically adding capacity for 1.2 million affordable units over the next decade. In practice, banks hitting the 15% public‑welfare investment cap have throttled financing for larger projects, slowing market momentum....
The Committee for a Responsible Federal Budget proposes capping Social Security benefits at $100,000 annually for married couples retiring at normal retirement age. The cap would apply only to new retirees, leaving existing beneficiaries untouched. The proposal aims to protect...
Checklist created for a cardiologist doing $1 million plus a year in Minnesota (1099 income) - LLC taxed as an S corp. $400K reasonable salary = $34,786 of payroll tax vs. $54,680 of self-employment tax without the S election on a...
Dividend ETFs look similar… but they’re built very differently. • VYM → broad, steady income • SCHD → quality + dividend growth • SPYD → higher yield (more risk) • DGRO → consistent dividend growers Chasing the highest yield isn’t always the smartest move. Growth +...
The Wealth Professional (WP) Awards have nominated three top advisors—Krissy Morrison, John De Goey, and Scott Starratt—for the Advisor of the Year – Alternative Investments honor. Each explains how they integrate private real estate, private equity and other alternative strategies to...
U.S. investors seeking broader international equity exposure now have Fidelity’s Enhanced International ETF (FENI) as a viable option. The fund charges a 0.28% expense ratio and employs a computer‑aided active strategy that invests at least 80% of assets in MSCI...
HPBF positions itself as an institutional‑grade wealth protector for high‑net‑worth investors, emphasizing rigorous AML/KYC, global regulatory alignment, and proactive governance. The firm segregates client assets in separate accounts held by Tier‑1 custodians such as UBS, HSBC, and Goldman Sachs, insulating...
Millions of Americans can begin Social Security retirement at age 62, but doing so slashes monthly benefits by roughly 30% for those born in 1960 or later, whose full retirement age is 67. The reduction is permanent and cannot be...
Four consecutive weeks of outflows from gold ETFs. This will go down as one of the best opportunities to add to gold at historically oversold levels in my view. Bottoms are always a process, and I do believe we are in the...
The United States faces a hidden threat to the projected $2.4 trillion real‑estate component of the Great Wealth Transfer: heirs’ property disputes caused by the lack of wills. Experts estimate $42 billion in property could become entangled in legal battles, with a...
Life‑changing events such as divorce, widowhood, inheritance, business sales, or an empty nest force many women to confront sudden financial agency. The article argues that the industry’s checklist‑driven advice misses the emotional and values‑based decisions these transitions demand. It introduces...
In episode 299, Ryan Morrissey examines how the Iran war’s surge in oil prices—up roughly 33% since late February—has driven a 6% dip in the S&P 500 and sparked market volatility. He explains why such shocks are often temporary, drawing parallels...
A recent panel of regulators, crypto technologists, legal experts and bank executives debated the looming inheritance crisis in digital assets. Participants highlighted that lost private keys can render cryptocurrency permanently inaccessible, leaving heirs unable to claim rightful wealth. While self‑sovereignty...
$3.8M spread across six accounts. He thought he was 40% equities. He was actually 85%. He called me because something felt off. Turns out, he'd never seen all his money in one place before.
Multi‑asset funds in India are shedding their niche status, drawing roughly $1 billion in net inflows in February 2026 and pushing total assets under management to about $22 billion. The category led hybrid‑fund inflows for the fourth straight month, with assets growing 4.9%...
SK Securities has introduced the Daor Orca Alpha Selection Mixed Asset Investment Trust, a public fund that aggregates strategies from four leading Korean hedge funds. The product cuts the minimum investment from 300 million won (about $220,000) to a level accessible...
Lot of people are are down 30-40-50%. But $SPY is still below 10%, hence majority of your investment should be in index.
State Street and Bridgewater launched the All‑Weather ETF on March 5, 2025. The fund delivered a 15.1% total return through the end of 2025, lagging the global equity benchmark by about five points, and has posted a modest sub‑2% gain year‑to‑date in...
MoneySavingExpert highlighted a long‑standing Home Responsibilities Protection (HRP) error that left more than 100,000 former caregivers without proper National Insurance credits. After checking their records, retirees like Sheila and Mary reclaimed £25,270 (≈$32,100) and £15,788 (≈$20,050) respectively, boosting their state...
The hardest part of achieving a great long-term investment track record is over half the time your returns will look average. You can go years where it feels like you are working hard for mediocre returns. Then all of a...
Aswath Damodaran on where your investment philosophy fits in the investment process "Even if you feel that you have an investment philosophy in place, I think being aware of how others approach markets and keeping an open mind, where you borrow...
