What's happening: Fidelity sees 72% equity tilt as ETFs dominate advisor portfolios
Fidelity’s Q4 2025 review of 3,371 advisor‑constructed accounts shows 72% of assets in equities and only 23% in bonds. U.S. stocks make up 79% of the equity portion, while ETFs appear in 59% of portfolios, representing about 54% of total allocations. Active ETFs have risen to 37% of portfolios, up from 13% three years earlier.
Physicians are overpaying the IRS by $15,000 to $50,000 each year, largely because of missed deductions and inadequate tax planning. A recent Doc Wealth webinar highlighted how tailored strategies—such as S‑Corp elections, Solo 401(k) and cash balance plans, and cost‑segregation—can slash tax liabilities, exemplified by a $525K hospitalist who saved $127K after restructuring. The firm reports typical annual savings of $40K to $200K for doctors earning $200K or more. The session is now available on demand for physicians seeking actionable, year‑round tax guidance.

Tax season launches Monday as the CRA opens online filing for 2025 returns, having processed over 33 million returns last year with 93 % filed electronically. Key dates include the RRSP contribution deadline on March 2, the general filing and payment deadline on...

Edward is assisting his wife with her brother’s estate in New Brunswick after the brother never filed paperwork to claim his late mother’s life‑insurance proceeds and stock accounts. The brother died intestate, leaving no will or appointed executor, which triggers...

Brad Carr, CEO of Mattamy Homes, urges the federal and Ontario governments to broaden the GST/HST rebate to all new‑home buyers, not just first‑timers. He points to a sharp decline in Canadian home sales—GTA sales fell 11.2% in 2025, with...
Blue Owl Capital secured four buyers for a $1.4 billion private‑loan portfolio to meet a looming cash‑return deadline in one of its credit funds. The purchasers include three of North America’s largest pension funds and Blue Owl’s own insurer, Kuvare. The...

The Home Buyers’ Plan (HBP), which lets Canadians withdraw up to $60,000 from their RRSPs for a first‑home down payment, was widely promoted as a tax‑free shortcut to homeownership. However, buyers who entered the market at the March 2022 peak of...

In this episode Ryan Morrissey breaks down the essentials of Medicare for listeners approaching age 65, covering Parts A, B, C, and D, associated costs, and the critical timing of enrollment to avoid penalties. He explains the differences between original...

In this episode of the Dividend Cafe, host David Bonson examines the promise and pitfalls of AI-driven productivity, contrasting the hype with hard data on actual output gains. He outlines nine vulnerabilities in the AI investment narrative, emphasizing that most...
In this episode, hosts Jim Saulnier and Chris Stein field listener questions about cash balance pension plans, focusing on their suitability for self‑employed owners and businesses with fluctuating but potentially large future income, such as farmers. Guest expert Steve explains...

The Super Bowl LX at Levi’s Stadium generated a massive jock‑tax windfall for California, which levies a 13.3% top rate on nonresident earnings for roughly ten duty days. Seattle Seahawks quarterback Sam Darnold faces a $202,102 tax bill, while Patriots...