
5038: IT Chills Get 'Realty' Check; It’s Raining Cheques for Deeptech Startups; and Tech Firms Fight 3-Hour Takedown Rule |...
The episode examines three key tech sector developments: Razorpay’s preparation for a $700 million-plus IPO, including its engagement with top investment banks; a sharp sell‑off in IT stocks that is spilling over into the realty market; and a surge in deep‑tech startup funding driven by supportive policies. It also covers industry resistance to the Ministry of Electronics and Information Technology’s new three‑hour content takedown rule and highlights Flipkart’s low‑cost T20 World Cup sponsorship gaining global attention. Experts discuss the implications of these trends for investors and the broader tech ecosystem.
Million‑Dollar Weekly Incentives Reward High‑Performing Agent Services
Very bullish and correct direction for @virtuals “Approximately up to $1 million per month will be allocated to agents that sell services through Agent Commerce protocol. The allocation is formulaic. It does not rely on applications, discretionary committees, or subjective grant...

BankrBot & BankrCoin “Onchain Agents”
Bankr is launching an on‑chain agent protocol that lets users execute DeFi actions—swaps, limit orders, DCA, token launches—via natural language commands through its BankrBot and BankrCoin. The platform already ships a live swapping interface (swap.bankr.bot) and an External Orders API...

BlackRock Just Chose Uniswap. The Market Didn’t Care. Here’s Why.
BlackRock announced its $2.4 billion tokenized Treasury fund, BUIDL, will be listed on UniswapX through a partnership with Securitize, and disclosed a strategic purchase of UNI tokens. The fund settles on Ethereum, allowing qualified investors to swap BUIDL for USDC 24/7....

Kenya’s WapiPay Targets Billions in Diaspora Cash to Unlock Credit for Households
WapiPay, a Kenyan fintech founded in 2019, has introduced a Remittance Credit Scorecard (RCS) that lets banks and SACCOs incorporate diaspora money‑transfer data into loan underwriting. The AI‑driven tool analyzes payment frequency, size and stability, converting these patterns into a...

We Need a Better System for Routing International Payments in a Crisis
A senior Consumer Reports director recounts how international relief funds for Hurricane Melissa in Jamaica were crippled by fragmented payment systems, losing roughly 10% to fees and taking weeks to clear. Despite a plethora of fintech options, P2P apps, traditional...

BitGo and 21shares Expand Partnership to Cover Staking and Custody for US and European ETPs
BitGo and 21shares have broadened their partnership to include staking and qualified custody services for 21shares' suite of crypto exchange‑traded products in the United States and Europe. The expanded deal gives 21shares access to BitGo’s regulated custody framework, trading execution...

Real-Time Settlements: When Money Starts Moving Like a Text Message
Real‑time settlement in the United States is now delivered through two instant payment rails – the Federal Reserve’s FedNow service and The Clearing House’s RTP network – both operating 24 × 7 × 365 and providing finality at the moment of confirmation. The article...

Fake AI Chrome Extensions Steal Credentials From 300K Users
🚨 Fake AI Chrome extensions with 300K users steal credentials, emails | Cybersecurity Here are the Extensions: 1️⃣ AI Sidebar (gghdfkafnhfpaooiolhncejnlgglhkhe) – 70,000 users 2️⃣ AI Assistant (nlhpidbjmmffhoogcennoiopekbiglbp) – 60,000 users 3️⃣ ChatGPT Translate (acaeafediijmccnjlokgcdiojiljfpbe) – 30,000 users 4️⃣ AI GPT (kblengdlefjpjkekanpoidgoghdngdgl) – 20,000...
Crypto Advocates Seek Win‑Win with White House, Banks
I'm confident we can achieve a market structure win-win that advances the President's crypto agenda while addressing the concerns of the banks. Our focus throughout will be to advocate for what's best for crypto users. We’re all in - we were...

Xero Sees 'Emotional Tax' On Small Business From Financial Stress
Xero’s Emotional Tax Return 2026 Report reveals that 81 % of U.S. small‑business owners feel more stressed than in prior years, losing the equivalent of 33 working days annually to financial worry. Rising costs (44 %) and unpredictable demand (28 %) are the...
Stablecoins Take Off in Rapidly Growing Hong Kong Market
Touchdown for stablecoins in Hong Kong, one of the fastest-growing and most interesting stablecoin markets globally. Thank you to everyone who joined us!

Banking Success Requires Both Technical and Cultural Agility
AI is no longer just a tool in banking operations. Success now depends on technical agility and cultural agility working together. https://t.co/YZfpW5Gt6i

The Bank Charter Gold Rush: What’s Really Happening and What It Means for Banking
After a four‑year freeze under the Biden administration, the OCC is now granting preliminary approvals for over 30 fintech‑driven bank charter applications. Experts warn that these approvals are only the first step, with an 18‑month “in‑organization” phase required to build...
The 5ers Introduces Overnight Futures Prop Trading
🚨 @the5erstrading releases details for @The5ersFutures On my panel at @iFXEXPO they said big things were coming… Only futures prop to allow overnight holds Looks like the evolution is here. What do you think - strong proposition or not competitive enough?👇
Half of Banking Leaders' Skills Will Vanish—Learn Continuously
Nearly half of the skills banking leaders rely on today will be obsolete within five years. Continuous learning is no longer optional. It is the most critical leadership skill. Watch the full episode: https://t.co/niO7fXOQML https://t.co/oNvJXTcWkz
Oddin.gg Secures Maryland Betting License
Oddin.gg announced it has secured a sports betting vendor license in Maryland, marking its seventh North American jurisdiction. The state’s betting market generated over $6.6 billion in wagers in 2025, adding significant volume to Oddin.gg’s portfolio. The company already operates in...

Coinbase Q4 Loss; Stablecoins, Base Drive Resilience
Coinbase Reports Q4 Miss With $667 Million Loss Amid Bitcoin Retreat - Decrypt https://t.co/KFPOLVonmp - Stablecoins & subscriptions are the “shock absorbers when trading cools.” - Growing the Base ecosystem is the focus. https://t.co/0wECew67eY

Speaker Offers €200 Discount for Money2020EU Pass
Excited to share that I'll be speaking at #Money2020EU with my @Consult Hyperion hat on! Use my code JOINME200 to save €200 on your Standard Pass: https://t.co/MpGoPFY3N2 https://t.co/kDNnslNTan

LayerZero Launches “Zero” L1 (MC 2/12)
LayerZero Labs unveiled "Zero," a new Layer‑1 blockchain designed as a multi‑core world computer for institutional on‑chain markets. The network decouples execution from verification via zero‑knowledge proofs and the Jolt framework, promising up to 2 million transactions per second per zone...

Fintechs Must Prioritize Financial Health Over Services
#FlashbackFriday | In 2020, I argued that fintechs should stop selling financial services and start selling financial health, this wasn’t a buzzword, but a different way of thinking about the financial sector itself: https://t.co/bL1ZTqv4Uf Yesterday’s future. Progress optional. https://t.co/s7x485LBB3

EU DLT Pilot Firms Demand Faster Regulations to Match US
EU DLT Pilot firms ask for urgent regulatory changes to keep up with US - Ledger Insights - blockchain for enterprise https://t.co/cYWCIYHmZg https://t.co/9rMftFnQUk

How AI Is Rewriting 70 Years of Lending Rules
The article argues that traditional credit scores, unchanged for 70 years, are being supplanted by AI‑driven machine‑learning models that analyze the full breadth of credit‑bureau data. These models capture nuanced payment patterns, seasonal cash‑flow variations, and interaction effects that a...

User‑centric Design Key to CBDC Resilience, Says IMF
"CBDCs... most significant resilience potential lies in user-centric design features, including offline functionality, flexible front-end solutions, and programmability for crisis response" Not my words. The IMF. https://t.co/aauwvtxTG8 https://t.co/O4sEWC2AN2
Crypto Payments: Merchants Receive Fiat, Boost Adoption
Pay in crypto. Merchants get fiat (or crypto). Best way to push crypto payments and adoption.

SoftBank’s PayPay Gets Closer to US IPO in Milestone for Japan
SoftBank Group’s digital payments arm PayPay Corp. has filed a registration statement with the U.S. Securities and Exchange Commission, signaling a U.S. initial public offering as early as March 2026. The company, Japan’s leading QR‑code payment platform, is targeting a...
Bank‑Crypto Integration Enables Instant Fiat‑Crypto Swaps
Banking and crypto merging means you don't have to explain your transfers to the bank. Instantly swap fiat to crypto, then withdraw or trade as you wish. #CryptoBanking #Crypto #IvanClips https://t.co/ZeHZMloUpG
Zerohash Rejects $2B Mastercard Offer, Defends DEX Strategy
I think $2B is a big number to turn down 😅 Which is what Zerohash reportedly did when Mastercard came knocking Here's the CEO, @e_woodford, explaining the rationale on DEX in the City👇 https://t.co/whjL67HwGV

Adyen’s Personalized Checkout Tweaks Payment Options
Adyen has launched Personalize, a new service within its Uplift suite that tailors payment options on e‑commerce checkout pages in real time based on each shopper’s past behavior. The tool uses the company’s Dynamic Identification model, built from trillions of...

Grab to Buy Majority of Stash for $425M
🇸🇬🌏Singapore's Grab agrees to acquire Stash Financial for initial $425m: Grab will acquire a 50.1% equity stake in @Stash by Q3 2026, with plans to acquire remaining shares from existing shareholders over a three-year period. @TylerPathe, @FinTech_Futures: https://t.co/KqNQdcjgR4 #WealthTech #WealthManagement #ecosystems #SoutheastAsia
Stripe's Managed Payments Automate Tax, Fraud, Dispute Handling
pretty dope release from @stripe. add 1 line of code: {managed_payments: { enabled: true } and boom merchant of record is live don't have to worry about - sales tax - fraud - disputes

Instant Financial Named Payroll Solution of the Year by the HR.com Awards
Instant Financial has been named Payroll Solution of the Year by the HR.com Awards, recognizing its innovative payroll platform for hourly workers. The award is based on weighted feedback from HR professionals and customers. In 2025, Instant processed over $8 billion...

Trust Fuels Coinbase’s Flywheel Toward All‑asset Exchange
Here is the flywheel that helps Coinbase lead. - We're the most trusted brand in crypto - This causes people to store more assets with us - We connect more products into those assets (12 products doing more than $100m revenue on an...
Aave Labs Redirects All Product Revenue to DAO
Since ETHLend in 2017, our mission has been to bring DeFi to the masses, powered by the Aave protocol and an application layer that now provides access to a $50B+ liquidity network. Today, we’re proposing a new framework where Aave Labs...

Sound Royalties Says It Closed a Record $135m in Funded Contracts in 2025
Sound Royalties announced a record $135 million in funded contracts for 2025, doubling its assets under management from referred business. The Florida‑based firm expanded its financing portfolio to include YouTube AdSense, concert touring, and TV licensing across more than 30 countries....
Bitcoin Set to Power Next Wave of Mortgages
Enjoyed having Andrew Hohns as a first-time guest of the show. We talked about how Bitcoin is transforming the real estate industry and why we should see many more Bitcoin-backed mortgage and lending products very soon. TIMESTAMPS; 00:00 Andrew’s Bitcoin journey...

Coinbase Q4 Revenue Hits $1.8B, Stablecoins Lead
Coinbase just published Q4 earnings. $1.8B in Q4 revenue. $1.35B in annual stablecoin revenue alone. 12 product lines over $100M. Full interview with @Coinbase CFO Alesia Haas dropping in tomorrow's @twifintech. https://t.co/8YNkyflnTw

Bill Weighs the Best Path to Profits
Bill Holdings, a San Jose‑based business‑payments software firm, is weighing a sale after activist investors demanded higher profitability. The company reported a $2.6 million loss for Q4 2025, a sharp reversal from a $33.5 million profit a year earlier, while revenue rose...
Unify Systems, Consolidate Vendors, Make AI Measurable
The next phase of growth requires unifying systems, consolidating vendors, and finally making AI deliver measurable results. We explore how with Benjamin Conant, Chief Product Officer at @alkamitech and Co-Founder of @Mantl_tech. Watch the full episode: https://t.co/Jamreeb077 https://t.co/pwP81bugEI
Senate Calls for U.S.-Based Digital Asset Innovation
🚨BULLISH US Senate Banking Committee says "The future of digital asset innovation must be rooted here in America, not overseas" We once dreamed of news like this 🚀 https://t.co/2Ao7EYCFUI

8am Expands LawPay Into Full Financial Management Platform for Law Firms, with Payments, Billing and Reporting
8am has upgraded its LawPay platform into a full‑service financial management solution for law firms, adding invoicing, time‑tracking, expense management, and real‑time reporting to its existing payments engine. The new offering features Smart Spend, an automated expense tool powered by...

XRPL Surpasses Solana as Institutional Tokenization Grows
RLUSD launched on Binance with XRPL support Binance partner Franklin Templeton to launch a new institutional collateral program XRPL flipped Solana in RWA tokenization value https://t.co/C0UovOuVpX

Venezuelan Crypto App Kontigo Secures License From Top Official
It appears Y Combinator-backed Venezuelan crypto app Kontigo received a new license from SUNACRIP. License is signed by Anabel Pereira Fernández, who also holds roles as Venezuela’s economy minister, vice president of the central bank, and on the board of...

Bootstrapping to $50M ARR in Vertical SaaS | Vantaca's HOA Software Playbook
In this episode, Ben Currin, CEO of Vantaca, explains how the company bootstrapped a vertical SaaS platform for HOA management from under $1M ARR to $50M ARR, first reaching $5–10M without external funding and then scaling tenfold after a minority...

Tech Stack and Agile Leadership Drive Banking Performance
A strong tech stack supported by change-ready leadership is essential for improved performance in today’s banking environment. Access the free report: https://t.co/0wah7wPuXN https://t.co/afm9zdd3tL

Europe Needs a True Safe Asset for Financial Sovereignty
Europe’s best bet for financial sovereignty is a true safe asset https://t.co/RSxLjLtB5u "A European safe asset would complete the long-overdue EU financial architecture: a savings and investment union... and a credible euro-denominated stablecoin market." https://t.co/LgAAIH6tb6

Oracle Deploys Agentic AI for Retail Banking Operations
Oracle bets big on agentic AI for retail banking: pre-built agents for credit decisioning, collections, compliance—human-in-the-loop governance at the core. Hundreds more agents planned in 12 months. Oracle launches Agentic AI platform for retail banking https://t.co/Rdq57xCcOd https://t.co/UjiB7TV4tX

Philippine Digital Banks Target Profit Amid Regulatory Pressure
🇵🇭#Philippines’ digital banks chase profits as regulator ups the stakes: Both @GoTymeBank and Tonik have said they aim to become net profitable in the next year. @BusinessTimes: https://t.co/XS3dzotYJI #digitalbanking #neobanks https://t.co/DOf9RcD3GG
Efficient Payments Must Exclude Terrorists and Criminals
It’s time for a more efficient payments system, but access to it has to ensure that bad actors like terrorists, traffickers, money launderers, and other criminals are kept out.
Grab Buys Stash to Import US AI Wealth Regulator Moat
The Reverse Expansion: East Acquires West 🔄 Singapore's Grab is buying U.S. fintech Stash for $425M — not for the users, but for the AI Money Coach: an SEC-regulated, auditable AI wealth advisor with $5B+ AUM. Super-apps are now importing American regulatory...