Know What's Happening in FinTech
Know What's Happening in FinTech
FinTech Pulse
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EMAIL DIGESTS
Daily
Every morning
Weekly
Tuesday recap
Chainlink has upgraded its Data Streams product to deliver 24/5 coverage of U.S. stocks and ETFs, using a pull‑based model that provides sub‑second updates only when trades occur. The new feed includes market‑status flags and bid‑ask spreads, reducing gas costs while supporting high‑frequency on‑chain trading. By covering pre‑market, regular, and post‑market sessions, the upgrade closes a liquidity gap that previously forced decentralized platforms to pause or assume higher risk. Major derivatives exchanges such as BitMEX and Lighter are already leveraging the streams for perpetual futures contracts.
London Stock Exchange Group’s Risk Intelligence unit has launched the Sanctioned Securities Data File, an instrument‑level dataset that links sanctions designations to specific securities. Initial analysis shows about one‑third of sanctions exposure stems from ownership or control relationships, even when...
Karavel announced a £1.25 million pre‑seed round led by Fuel Ventures to accelerate its AI‑driven compliance platform across the UK and Europe. The solution bundles marketing ad reviews, real‑time horizon scanning, regulatory gap analysis and actionable guidance in one interface. By...
Pagaya Technologies closed a $350 million revolving asset‑backed securitisation, PAID 2025‑REV1, backed by consumer loans originated on its AI‑driven network. The deal features a 24‑month revolving period that can double funding capacity to $700 million as loans are repaid. Structured with 26North Partners,...
The FCA has opened applications for the second round of its AI Live Testing programme, a regulatory sandbox that pairs firms with the FCA and tech partner Advai to develop, assess and deploy AI in UK financial markets. Applications close...
Fintech is quietly back in the spotlight. It now captures 11% of global venture funding, second only to AI. Rounds are getting larger, and investors are focusing less on hype and more on business models that actually scale. The signal matters. As...
Travelers to the Schengen area must still navigate a largely paper‑based visa application process, despite widespread digitalization elsewhere. Applications require printed forms, mailed passports, and manual review by embassy officials, with only scheduling and tracking offered online. The European Union...
Healthy Cola’s $HEALTH token launched on LBank and Raydium, jumping 220% from its $0.15 listing price. The Solana‑based utility token is anchored to a real‑world beverage business that generated roughly $8 million in 2025 across 16 countries. Tokenomics feature a fixed...
Boardwalktech Software Corp. unveiled Verity, an AI‑driven Intelligent Controls Platform aimed at banks, insurers and other highly regulated enterprises. The solution uses generative and agentic AI to automate the design, execution, testing and continuous monitoring of operational, financial and compliance...
Finance teams are increasingly turning to automation to eliminate repetitive tasks and boost efficiency, with Gartner estimating RPA can save over 25,000 hours of avoidable rework annually. The article outlines seven high‑impact workflows—invoice‑to‑payment, bank reconciliation, expense reporting, payment collection, cash...
Over the years, we have built some of the most important onchain financial primitives. We later expanded that ambition to social primitives that users truly own. We built the Lens Protocol and its underlying onchain rails, including state-of-the-art decentralized data storage...
High‑performing email campaigns share core attributes such as deep personalization, timely relevance, seamless automation, and relentless creative testing. Leveraging data‑driven insights and smart segmentation, especially through platforms like Klaviyo, enables marketers to tailor messages that resonate with individual recipients. Integrating...
There’s a fundamental problem with global wealth creation: - Capital markets overwhelming benefit the rich - Working income growth is massively outpaced by capital income - Most people are unable to or priced out from participating in the best financial markets Everyone should have...
RedStone announced the acquisition of Security Token Market (STM.co) and its flagship TokenizeThis conference, aiming to accelerate growth in the United States. STM.co operates a data, media, and research platform focused on tokenized real‑world assets, complementing RedStone’s enterprise‑grade oracle and...
The episode details PhotonPay's new partnership with ClearBank, which gives PhotonPay's business clients indirect access to the UK’s Faster Payments, BACS, and CHAPS rails via ClearBank’s API-driven infrastructure. This collaboration enables the issuance of virtual accounts, real-time GBP collections and...
The City of London Police has unveiled a national "Report Fraud" service, replacing the older Action Fraud programme. The platform offers victims and businesses across England, Wales and Northern Ireland a single gateway to report cyber crime and fraud. By centralising...
Lifetime free credit cards are gaining traction in India as a low‑risk entry point for young professionals and students. With zero annual or renewal fees, these cards eliminate the cost barrier that traditionally deterred first‑time users. They enable users to...
A GoMining survey of 5,700 crypto holders reveals that over half rarely spend Bitcoin, despite 80% supporting broader adoption. Limited merchant acceptance (49.6%) and high transaction fees (44.7%) are the top barriers, followed closely by price volatility. Users who do...
Suraj Rajwani, founder and managing partner of DoubleRock Capital, has built a reputation for a hands‑on, founder‑centric venture approach that goes beyond capital provision. Managing roughly $100‑150 million, the firm has backed 21 early‑stage technology companies across cybersecurity, health‑tech, SaaS and...
TreviPay has launched a Pay by Invoice solution tailored for Visa‑issuing banks, allowing them to offer invoice‑based financing directly to B2B merchants. The product plugs into Visa’s existing network, delivering real‑time credit decisions, instant settlement, and seamless integration with issuer...
Everyone has been asking “What does Noble leaving Cosmos mean?” It just means that Noble is becoming more like Tempo with an IBC flavor than the Cosmos SDK chain. This is a path towards improved CCTP support , better commonality with other...
About to go live on @BloombergLive to talk about how crypto will unlock wealth generation opportunity for 4 billion people https://t.co/J3Sp2JSZBA
ProgressSoft, a global real‑time payment provider, won the Business Banking category at the 2025 FF Awards in London. The award recognizes its Corporate Banking Suite, which unifies real‑time payments, liquidity, cash management, trade finance and automated workflows on a modular,...
NYSE tokenised securities platform New York Stock Exchange building native blockchain infrastructure for tokenized securities. Not partnering with crypto platforms - owning the stack. Traditional finance claiming on-chain territory before crypto-native players dominate. Infrastructure land grab accelerating https://t.co/UnfYczgDRl
Punjab Provincial Cooperative Bank Limited (PPCBL) has signed an advisory agreement with the AlHuda Center of Islamic Banking and Economics (AlHuda CIBE) to convert its operations to a fully Shariah‑compliant model. The Dubai‑signed pact outlines end‑to‑end support, including a Shariah...
Stanchion Payments’ latest Voices from the Market report highlights Indonesia’s QRIS as the cornerstone of its fast‑growing mobile‑first payment ecosystem. The QR code standard now connects tens of millions of consumers with more than 30 million merchants, enabling sub‑second transactions and...
Coinbase Institute’s new report reframes wealth creation as a divide between the "brokered"—those with direct capital‑market access—and the "unbrokered," an estimated four billion people worldwide. Over the past four decades U.S. capital income surged 136 % while labor income rose only 57 %,...
MSX has been named a Platinum Sponsor for the Hong Kong Web3 Festival 2026, scheduled for 20‑23 April at the Hong Kong Convention and Exhibition Centre. The four‑day event, now in its third year, draws over 100,000 visitors, 350 exhibitors...
US betting platforms are generating millisecond‑level payout demands that outpace the legacy ACH system, prompting banks to adopt real‑time rails like FedNow. Federal Reserve data shows FedNow transaction volume topped $20 billion in Q4 2024, underscoring the rapid shift toward instant settlement....
Investors are turning attention to emerging crypto platforms as large‑cap assets like XRP and Dogecoin show slower growth. VALYGO ($VYO) positions itself as a real‑world financial ecosystem, offering crypto‑fiat integration, card payments, and cross‑border transfers. Currently in early‑access, the project...
Former FTX EU co‑founders Patrick Gruhn and Robin Matzke have launched Perpetuals.com, an AI‑powered derivatives exchange that will begin trading on Nasdaq this week. The platform leverages a proprietary AI model trained on more than 10 million retail cryptocurrency trading histories...
In this episode, Afshin Yazdian, CEO of Kurv, discusses how his company transformed a legacy payments business into a streamlined, SMB‑focused platform by eliminating friction, offering transparent pricing, and prioritizing human‑centered service. He shares his unconventional journey from law to...
President Trump’s proposal to cap credit‑card interest rates at 10% for one year sent bank and issuer stocks tumbling, prompting fintech CEOs to publicly back the idea. Fintechs such as Bilt and Affirm are rolling out capped‑rate cards and new...
Mike Maloney argues that digital asset treasuries (DATs) that merely hold Bitcoin—now exceeding $80 billion in market value—are exposing companies to market volatility and regulatory risk. He proposes a DAT 2.0 model that actively invests in Bitcoin‑related infrastructure such as mining, custody,...
South Korean regulators are re‑examining the long‑standing “one exchange‑one bank” rule that forces cryptocurrency platforms to partner exclusively with a single domestic bank. A joint study by the Financial Services Commission and the Fair Trade Commission suggests the model fuels...
UST, a leading AI and technology transformation firm, announced the acquisition of Texas‑based fintech Tailwind Business Ventures. The deal merges Tailwind's digital lending and payment solutions with UST's AI services, creating a broader suite of financial technology offerings. It also...
Synechron unveiled Synechron Agentic, a portfolio of production‑ready AI agents designed for complex, regulated workflows in banking, financial services, wealth management, payments and insurance. The agents promise accelerated operations, transparent outcomes and built‑in compliance, while integrating seamlessly with enterprise platforms...
Wise reported a robust quarter, serving nearly 11 million active customers globally. The fintech expanded its user base, indicating continued demand for cross‑border payments and multi‑currency services. Revenue and transaction volumes grew, reinforcing its position as a leading digital money‑transfer...
Santander-owned fintech Getnet unveiled its agentic commerce strategy, targeting AI‑driven autonomous agents that can initiate, manage and pay for purchases. Deloitte estimates that by 2030, agentic AI could influence up to 30% of e‑commerce value, roughly $17.5 trillion in GMV. Getnet...
PayPal has teamed with embedded tax platform april to let U.S. PayPal Debit Mastercard holders file their 2025 federal and state returns for free. april’s service pre‑fills data from uploaded documents and offers AI‑chatbot support, enabling most users to complete...
Startups that focus solely on product‑market fit eventually hit a compliance threshold where informal administration becomes a systemic risk. The article likens this regulatory debt to technical debt, noting that missed filings or outdated corporate records can derail Series A due...
Regulators including the FCA and the Payment Systems Regulator issued a joint statement confirming they will not prioritize a Competition Act 1998 investigation into the UK Payments Initiative’s centralized access‑fee pricing model for commercial Variable Recurring Payments (cVRPs). The CMA...
The article demystifies the post‑click journey in loan affiliate marketing, showing that a click is merely the entry point to a multi‑step process involving tracking, risk checks, and lender approval. It explains why many affiliates see clicks but no payouts,...
Financial services firms are rapidly adopting AI note‑taker tools to streamline meeting documentation, but the technology creates a new class of records that can capture material non‑public information before compliance review. Unvetted AI‑generated summaries risk breaching information barriers, misrepresenting nuanced...
BlackRock’s iShares Preferred and Income Securities ETF (PFF) now holds roughly $380 million of MicroStrategy’s (MSTR) preferred equity products, making the crypto‑linked securities a material portion of the fund. The largest of these holdings is Stretch (STRC) with a $210 million allocation,...
dLocal announced a partnership with AI‑device maker Honor to power local payment acceptance for Honor’s first website launch in Peru. The collaboration gives Peruvian shoppers access to credit‑card installments, debit cards, bank transfers and popular e‑wallets such as Yape through...
Open Banking Excellence has launched Ignite, a strategic consultancy service aimed at banks, governments and regulators navigating open banking and open finance. The offering draws on eight years of UK market experience and a talent pool of over 40,000 experts...
The U.S. consumer credit‑card market remains robust, with purchase volume reaching $6.136 trillion in 2024, a 5.3% year‑over‑year rise, and outstanding receivables climbing to $1.346 trillion, up 7.9%. Federal Reserve data shows balances at $1.23 trillion in Q3 2025, surpassing pre‑pandemic levels as households...
Insurance agencies and MGAs hit a compliance breaking point around 50 producers, where small errors can halt half the team’s ability to write business. As firms scale from 15 to 200 producers, data points multiply from dozens to thousands across...
Recent BrightEdge data reveals that Google’s AI Overviews dominate finance queries with an educational focus, appearing in roughly 91% of “what is” style searches. In contrast, real‑time price lookups, calculator tools, and local “near me” queries trigger AI Overviews less...
