Know What's Happening in FinTech
Know What's Happening in FinTech
FinTech Pulse
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EMAIL DIGESTS
Daily
Every morning
Weekly
Tuesday recap
LV= has appointed Anita Fernqvist as its Chief Transformation and Technology Officer, pending regulatory sign‑off. Fernqvist arrives from senior roles at Zurich UK, where she served as COO and Chief Data Officer. In her new position she will head Business Change, Technology Services, Data and Operational Resilience, reporting to the executive team. The move coincides with Chloe Stuttard’s promotion to Chief Customer Officer, underscoring a broader leadership refresh aimed at digital modernization.
Just arrived in Davos for @WEF. Three main goals this week: 1) Talk to world leaders about economic freedom and how crypto can update their financial systems 2) Continue the push for market structure legislation 3) Keep pushing for tokenization to democratize access...
SimCorp’s 2026 InvestOps Report shows 70% of buy‑side firms now deploy AI in front‑office functions, up sharply from roughly 10% a year earlier. The survey of 200 senior asset‑manager executives indicates AI has moved from pilot projects to business‑critical tools....
Ecommpay has teamed up with infrastructure‑as‑a‑service provider NORBr to embed its full‑stack acquiring and orchestration platform into NORBr’s ecosystem. The joint solution gives merchants, PayFacs, ISVs and ISOs instant access to more than 100 local and international alternative payment methods,...
Revolut Pay announced integration with Google’s Agent Payments Protocol (AP2), making it one of the first EU payment methods compatible with the open, agent‑led commerce framework. The partnership enables one‑tap, account‑to‑account transactions within AI‑driven shopping experiences across the UK and...
Revolut has filed for a full banking licence in Peru, marking its entry into a fifth Latin American market after securing licences in Mexico, Colombia, Argentina, and a credit licence in Brazil. The Peruvian licence would allow Revolut to operate...
Pay.UK’s latest research shows UK Gen Z customers judge banks more by everyday rewards and digital convenience than by traditional interest rates. Seventy‑two percent of respondents aged 16‑28 prefer perks such as free coffee, food discounts and cashback, while 66...
OpenLedger and Theoriq announced a partnership that embeds Theoriq’s autonomous AI agents into OpenLedger’s DeFi infrastructure, delivering on‑chain, cryptographically verifiable execution of AI‑driven trades. The integration records every reasoning step, decision, and transaction on the blockchain, providing a permanent audit...
Enterprises are shifting from fragmented cross‑border payment processes to integrated network models that provide end‑to‑end visibility. Finance teams now prioritize predictability, embedded compliance, and real‑time currency impact over sheer speed. Modern platforms embed intent‑aware routing, allowing different payment types to...
Gene Ludwig warns that the U.S. economy is increasingly K‑shaped, with roughly 60% of households stuck on the downward slope. Rising costs of essentials have pushed credit‑card debt to a record $1.23 trillion, while delinquency rates have edged up to 3.6%...
DriveCentric, a dealership‑focused CRM, announced a strategic partnership with Dealer Pay to embed compliant payment collection directly within its platform. The integration will allow dealers to move from customer conversation to revenue without leaving the CRM, supporting both mobile and...
Dave Wasik and I revisit a Great Recession line about auto loans and consumers' repayment hierarchies: “you can sleep in your car, but you can’t drive your house to work.” Then we ask the 2026 question: with work-from-home and Uber/Lyft now...
Meta faces criticism from a Canadian licensed insolvency trustee after $20 million in 2023 was paid to unlicensed debt‑relief advertisers on Facebook and Instagram. Despite repeated outreach, evidence, and federal warnings, the ads remain live, prompting calls for accountability. The Office...
ACL’s latest interface overhaul emphasizes streamlined navigation and clearer data displays rather than adding new features. The refinements cut steps for routine tasks such as account review and market tracking, earning praise for predictability and reduced cognitive load. Users across...
Mastercard and Moneythor have teamed up to deliver payment enrichment services to First Abu Dhabi Bank (FAB). The solution embeds AI‑driven insights into FAB’s digital channels, enabling personalized, proactive experiences for its customers. By moving beyond simple transactions, FAB aims...
Telegram has transformed from a chat app into a multi‑billion‑dollar payment hub, offering built‑in checkout, third‑party bots, and cryptocurrency transfers. Users can purchase subscriptions, digital services, and send peer‑to‑peer funds without leaving the conversation. The platform’s emphasis on speed, low...
Noralle enters 2026 with a member‑first vision, emphasizing structural, theme‑driven investing across sustainable infrastructure, healthcare, and AI. The platform expands its product suite with the AugmentIQ Portfolio for AI‑enabled firms and the Southbound Signal Fund targeting emerging‑market innovation. New member...
Network International has signed a strategic processing agreement with Saudi Sudanese Bank, delivering a full suite of digital payment services including Mastercard sponsorship, prepaid issuing, and value‑added solutions. The deal, announced at Cairo ICT 2025, aims to modernise Sudan’s payment infrastructure,...
The New York Stock Exchange, backed by its parent ICE, is building a 24/7 platform to trade tokenized stocks and ETFs, combining its Pillar matching engine with multi‑chain blockchain settlement. The system would enable real‑time settlement using stablecoins, replacing the...
Conversational banking is evolving from simple chatbots into a core, AI‑driven channel that lets customers use natural language to access services, make transactions, and receive guidance. Advances in large language models, generative AI, and emerging agentic AI are enabling context‑aware,...
Digital asset ETFs recorded $2.17 billion in net inflows last week, the strongest flow since October 2025. Bitcoin led with $1.55 billion, followed by Ether’s $496 million and Solana’s $45.5 million, while XRP added $69.5 million. The United States accounted for $2.05 billion of these inflows, but...
Jet Bank has partnered with Backbase to build Albania’s inaugural neobank. The bank is currently in the licensing phase and earned preliminary approval from the Albanian central bank in December 2023. Backbase will supply its low‑code digital banking platform to...
Financial advisor compliance has shifted from a back‑office checklist to a strategic imperative as regulations tighten and client expectations rise. Core requirements now include adherence to the SECURE Act, Regulation Best Interest, and Form CRS, demanding precise documentation, conflict management,...
Bitcoin’s network hashrate has slipped about 15% since its October peak, falling from roughly 1.1 ZH/s to 977 EH/s as miners shut down equipment amid shrinking profits. The upcoming difficulty adjustment on Jan 22 will cut mining difficulty by 4%, marking the seventh...
Paradex, a Starknet‑based decentralized exchange, rolled back its blockchain after a database migration error caused Bitcoin’s price to briefly hit zero on the platform, triggering mass liquidations. All open orders except take‑profit/stop‑loss positions were cancelled, and the exchange was offline...
South Korean customs arrested three Chinese nationals accused of laundering $107 million in cryptocurrency. The ring moved funds through an unidentified exchange, using WeChat and Alipay deposits, and disguised transactions as cosmetic‑surgery or overseas‑study fees. The scheme operated from September 2021 to...
Crypto derivatives exchange Paradex suffered a platform‑wide outage on January 19, 2026, rendering its UI, API, cloud, blockchain components, bridge, block explorer, and RPC proxy unavailable. The exchange is executing a rollback and recovery process and has forced the cancellation...
TechAssure, an international insurance broker network, has incorporated the São Paulo brokerage team of Brazil’s Vitae Group. The addition brings on‑the‑ground insight into Brazil’s rapidly evolving, innovation‑driven risk landscape. TechAssure now operates over 37 broker teams in 20 countries, strengthening...
The Reserve Bank of India is urging the government to place a proposal for linking the central bank digital currencies (CBDCs) of BRICS nations on the agenda of the 2026 BRICS summit it will host. The plan aims to create...
European banks, led by CaixaBank and peers, are creating a euro‑denominated, bank‑backed stablecoin. The initiative, organized through the Qivalis consortium, complies with the EU’s MiCA regulation and targets enterprise‑level payments. It aims to enable instant, programmable, cross‑border settlements that improve...
HawkSoft, a leading agency management system provider, has teamed up with financial advisory firm AgencyFocus to deliver enhanced financial visibility for independent insurance agencies. The collaboration will embed AgencyFocus’s valuation, growth‑planning and acquisition expertise into HawkSoft’s platform, launching a suite...
Credura, a FINMA‑licensed Swiss InsurTech, has launched the first AI‑driven insurance adviser for private customers after a successful pilot. The platform consolidates policies from 17 insurers, continuously monitors market changes, and provides proactive optimisation recommendations. Users access an interactive dashboard...
Lloyd's announced Jim Bichard, a PwC veteran, will become chief financial officer in April 2026. He will join the executive team, report to CEO Patrick Tiernan, and sit on the Council of Lloyd's. Bichard brings 30 years of insurance‑focused finance,...
Hong Kong’s Securities & Futures Professionals Association (HKSFPA) has urged the government to soften key elements of the OECD’s Crypto Asset Reporting Framework (CARF), warning that uncapped penalties and personal liability could create operational and compliance risks. While supporting mandatory...
Professional traders rely on hidden infrastructure tools within platforms like Niobrix rather than flashy strategies. Features such as predefined order sizes, automatic stop‑loss attachment, and one‑click kill‑switches enforce discipline at execution. Execution analytics—including slippage and fill speed—allow traders to adjust...
Kazakhstan's President Kassym‑Jomart Tokayev signed legislation creating a regulatory framework for digital assets. The law gives the National Bank of Kazakhstan authority to license crypto exchanges, approve which cryptocurrencies may be traded, and set trading limits. It classifies digital assets...
MEXC has partnered with ether.fi to launch a co‑branded crypto credit card that lets users spend on‑chain assets at Visa merchants worldwide. The card delivers up to 4 percent instant cashback, no annual fees, and retains full custody of crypto holdings....
JPMorgan Chase now treats artificial intelligence as a core piece of its infrastructure, moving AI spending from experimental projects to baseline operating costs. CEO Jamie Dimon defended the expanding technology budget, warning that banks lagging on AI risk losing competitive...
FinCrime detection latency occurs when the signal arrives late or lacks context, not because analysts are slow. Opoint outlines four timestamps—event, first public mention, internal awareness, and decision—to expose where delays happen. Early‑stage OSINT, especially from non‑English sources, can close...
Medius, a Microsoft partner, has earned the Solutions Partner with certified software designation for its Financial Services AI solution within the Microsoft AI Cloud Partner Program. The designation validates the company’s cloud‑native, AI‑driven accounts payable platform and confirms interoperability with...
Bet365 has integrated TrueLayer’s Pay by Bank technology across its UK and German platforms, making it the recommended checkout option for players. The open‑banking solution enables instant deposits and withdrawals directly from bank accounts, leveraging biometric authentication for added security....
Mastercard says the future of commercial payments hinges on embedding payment options directly within corporate workflows. It labels this shift “adaptive commercial acceptance,” where ERP, procure‑to‑pay and vertical SaaS platforms dictate payment methods instead of traditional buyer‑supplier negotiations. The company’s...
Jet Bank, in partnership with Backbase, is launching Albania's first fully digital‑only bank. Backbase supplies its AI‑powered Banking Platform as a unified engagement layer, integrating core banking, card processing and third‑party services. The collaboration accelerated the project from initial setup...
Top 2026 Trends Finale: Why 2026 will not look like 2025 Topics: -Top 2026 Trends, No. 4: Strong AI Governance Will Become The Norm — But Only After a Meltdown Forces Companies to Act -Top 2026 Trends, No. 5: Digital Public Infrastructure...
I do love that when you fund a Coinbase account via ACH debit from Chase, Chase inserts an advertisement into your statement: https://t.co/b5WB6xasj4
Worldline and YouLend have introduced Cash Advance, an embedded financing solution that gives European small‑and‑medium‑sized businesses access to up to €250,000 within 48 hours. The product leverages Worldline’s payments infrastructure and YouLend’s data‑driven underwriting to deliver personalised offers linked to...
Banking is no longer competing with the branch down the street. It is competing with every digital experience customers have before opening a banking app. Phil Tomlinson and Pragya Agarwal of @TaskUs share their insights. Watch the full episode: https://t.co/Vz857MVBk5...
Here is how I would summarize the state of insurance innovation. → https://t.co/BM8A74dCul Insurance innovation happens everywhere in the market, and new challenges arise which creates a new startup category ‘Resilience’. https://t.co/U0TxsVLQ03
ParaScript won the 2026 BIG Innovation Award for Product Innovation with its patented embedded signature verification solution that enables real‑time check fraud detection. The technology embeds an encrypted, invisible signature at issuance, allowing instant verification across ATMs, teller lines, remote...
Binance Australia has reinstated direct fiat bank transfers and PayID deposits after a two‑year banking shutdown, partnering with Bolt Financial Group to provide secure payment rails. The phased rollout, initially limited to a small user cohort, is now available to...
