Know What's Happening in FinTech
Know What's Happening in FinTech
FinTech Pulse
EMAIL DIGESTS
Daily
Every morning
Weekly
Tuesday recap
EMAIL DIGESTS
Daily
Every morning
Weekly
Tuesday recap
Tether announced that KPMG will conduct a full audit of its $185 billion USDT stablecoin reserves, with PwC preparing internal systems for the review. The move comes as the CLARITY Act gains bipartisan support and the issuer eyes a $15‑$20 billion fundraising round ahead of a U.S. market launch.
The U.S. Securities and Exchange Commission and the Commodity Futures Trading Commission reached a joint agreement that reclassifies Ripple (XRP), Cardano (ADA), Shiba Inu (SHIB) and Hedera (HBAR) as digital commodities. The move replaces the long‑standing securities‑focused enforcement model with...
Retail does NOT Deserve yield on Stablecoins. The accredited investor law has achieved its goal.
The requested story about Experian's surge in U.S. consumer borrowing cannot be produced because the supplied sources do not contain any information on Experian, credit activity, or related financial data.
I started looking at Western Union because I thought stablecoins would kill it. Then I realized WU is better positioned than almost anyone to leverage them. Brand, distribution, 200+ countries, $923M in EBITDA. The key risk was management. They had...
Stablecoins returned to the spotlight as Circle’s shares plunged 20% after a draft CLARITY Act threatened reward structures, while analysts argue the impact on its core reserve‑interest revenue is limited. In Canada, Deloitte and Stablecorp are teaming up to integrate...
The financial relationship now hinges on the moment a consumer’s earnings land in an account, turning the first deposit into a strategic asset. Wage‑to‑Wallet data shows 54 % of labor‑economy workers face cash‑flow gaps before payday, prompting providers to prioritize instant,...
The CLARITY Act’s current language bans stablecoin yield, prompting strong opposition from legacy banks that fear deposit outflows to higher‑yield digital assets. Cryptio CEO Antoine Scalia highlighted that while direct‑issuer stablecoins may remain restricted, third‑party structures could provide a workaround....
Circle’s USDC stablecoin tumbled 20% on March 24, erasing roughly $2 bn in market value after the Senate Banking Committee released a draft CLARITY Act that bans passive yield and Circle froze 16 business hot wallets. The sell‑off also coincided with...
I talked with @nlevine19 and @robbiepetersen_ about the future of commerce, and why the real bottleneck isn’t the payment rails. It’s human social structures. That shifted how I think about what agents actually need to solve for. Timestamps: 🔧 01:02 Why Noah thinks...
The episode examines the surprising resurgence of emerging‑market bond issuance, led by African issuers such as Angola and telecom tower firm Helios, while Central‑Eastern European and Middle‑Eastern markets remain largely dormant due to war‑related volatility. George Collard explains why lower‑rated...
Researchers from Hong Kong and Germany examined 22 older Chinese adults’ experiences with biometric payments, finding that convenience and perceived security drive adoption while fears of loss of control and data misuse hinder it. The study, slated for the 2026...
A new marketplace powered by the Machine Payments Protocol (MPP) launched with over 60 services designed for AI agents, not human users. Offerings range from full‑text SEC filing searches and CAPTCHA solving to physical letter mailing and AI‑generated images. In...
$25 million stolen. In this episode of Uneasy Money, hosts @kaiynne, @tayvano_ & @LucaNetz are joined by @omeragoldberg to unpack the Resolv exploit and Aave v4 governance approval: 🤔 Why was the USR minting function governed by a single account? ⁉️ How did...
Crowdcube, a leading UK crowdfunding platform, is running a pre‑IPO secondary offering for Blockchain.com. Shares are priced at £10.47 (about $13.4) each, valuing the crypto firm at roughly $4 bn, a steep drop from its 2022 $14 bn peak. The deal has...
RS2, a Frankfurt‑based payment‑processing infrastructure provider, released a white paper titled “AI in Merchant Acquiring: From Fraud Mitigation to Revenue Generation.” The paper argues that merchant acquirers sit on a massive, under‑utilized data set that AI can unlock to address...
SoFi is rolling out a new checking and savings account promotion that can net new customers up to $825 in cash and points. The core offer provides a $400 bonus for deposits of $5,000 or more within a 30‑day evaluation...
MindBridge announced a new Developer Portal that consolidates API documentation, SDKs, and workflow guides for over 130 endpoints, giving developers a single place to integrate continuous financial oversight into existing enterprise systems. The portal is designed to bridge the "governance...
Embedded finance, also called embedded commerce or integrated payments, is reshaping how Independent Software Vendors (ISVs) deliver value, with the market projected to grow from $85.8 billion in 2026 to $370.9 billion by 2036 – a 15.8% CAGR. ISVs that adopt a...
PayNearby has become the first Business Correspondent in India to launch a fully integrated UPI cash‑withdrawal solution, allowing users to pull physical cash from nearby retail outlets. The service is built in partnership with IndusInd Bank and supported by YES...
![[Live 3/31] SoFi Plus Now Costs $10/Month (Removes Free Option) + 4.5% Savings Rate](/cdn-cgi/image/width=1200,quality=75,format=auto,fit=cover/https://www.doctorofcredit.com/wp-content/uploads/2019/02/sofi.png)
SoFi is ending the free SoFi Plus subscription, charging every member $10 per month starting April 1, 2026. The plan now includes a 4.5% APY on balances up to $20,000, a modest bump from the 4.25% baseline. However, the extra...
Turkmenistan enacted a sweeping virtual‑assets law that legalizes crypto mining and exchange operations under a state‑controlled licensing regime effective Jan. 1, 2026. The move signals a new phase of regulated digital‑asset adoption in a historically closed economy.
Palantir Technologies has secured a 12‑week pilot with the UK Financial Conduct Authority worth more than £30,000 a week—about £360,000 ($460,000) in total. The deal gives the data‑analytics firm access to flag fraud, money‑laundering and insider‑trading activity, prompting praise from...
Vertalo CEO Dave Hendricks argued on the Capital Ideas podcast that distributed ledger technology is a fundamental upgrade to ownership recording, not a speculative crypto fad. He highlighted the SEC’s recent multi‑division statement confirming tokenized securities are still traditional securities,...
Square, the merchant‑focused arm of Block, has upgraded its machine‑learning underwriting engine to extend loans to seasonal and newly onboarded merchants. The new model can assess creditworthiness from a business’s first payment, cutting the evaluation period from weeks to minutes....
FinTech Futures’ weekly ICYMI roundup highlights a wave of funding across the sector, with nine companies securing between $3.6 million and $14 million. Canadian paytech Chexy raised $14 million to scale its rewards‑based payments platform, while South Africa’s Littlefish secured $9.5 million to expand...
Cube, a fintech startup founded by former CFO Christina Ross, is redefining financial planning and analysis by layering automation onto existing spreadsheet workflows. The platform integrates with ERP, CRM and cloud data sources to provide real‑time visibility without requiring a...
Morgan Stanley disclosed that over $100 billion moved from digital and workplace channels into advisor‑led relationships in a single year, signaling that WealthTech serves as an on‑ramp rather than a replacement for human advice. Kidbrooke’s analysis shows that clients who complete...
Nigeria’s fintech surge is now being credited to a deliberate regulatory foundation built by the Central Bank of Nigeria. The 2011 launch of the NIBSS Instant Payments platform cut interbank transfer times from days to seconds, generating real‑time data that...
Interactive Brokers rolled out version 2.2 of its IBKR Desktop platform, adding a Synthetic Price column to the Option Chain. The new calculation blends live market data, interest rates, dividends and other inputs to generate a theoretical option price and implied...
SaveLend Group AB, a Nordic fintech, announced revised financial targets as Sweden tightens consumer‑loan regulations. The company will apply for a credit‑market company licence, divest its billing platform Billecta, and shift focus from consumer credit to SME lending. New goals...
Kalshi, the U.S. event‑contract exchange, listed SpaceX with a 94% probability of going public in 2026, the highest odds among all companies tracked. The surge in trading activity around corporate‑event contracts highlights a new frontier for investors seeking exposure to...
Monument Bank announced the UK’s first tokenised retail deposits programme, aiming to mirror up to £250 million ($317 million) of client funds on the Midnight public blockchain while keeping deposits protected under the FSCS. The Prudential Regulation Authority fined The Bank of...
Javelin Strategy’s new report reveals prepaid cards are evolving from one‑time gifts into recurring spending tools as consumers repeatedly load them. Loyalty programs at brands like Starbucks and Chick‑fil A incentivize continuous use, turning cards into everyday payment methods. Issuers focus...
Block Inc.'s Square unit will outfit Steak Escape’s 23 locations with POS terminals, kiosks and kitchen-display systems, extending its fast‑food footprint. Visa partnered with Pinwheel to launch an Enhanced Subscription Manager, aiming to help consumers track the projected 12 billion global...
Dubai‑based broker STARTRADER has launched 24‑hour, five‑day trading for 20 of the most actively traded U.S. stocks, branding the instruments with a “.24H” suffix under a dedicated US.24H security group. The new offering arrives as Nasdaq prepares to extend its...
A survey of APAC’s banks in 2025 found that four functions—customer relationships, customer service, innovation, and IT—were so important that they were expected to contribute more than 70% of AI value. The problem, however, is that while half of APACs are...
This feels so obvious but like any industry, the regulations are still developing and tech moves faster than rules
Cross‑border payments are undergoing a fundamental shift as fintech innovators replace legacy banking corridors with real‑time, low‑cost networks. New infrastructure—blockchain ledgers, API‑driven platforms, and regulated e‑money licences—cuts settlement times from days to seconds. Traditional banks are partnering with or acquiring...
what's the moat for financial planning software? one of my portfolio companies ripped it out and built their own...it was not hard.
Neobanks gave us better UX Agentic finance gives us no UX The AI just handles it That's the shift
Lean Technologies has become the first firm granted a Major Payment Institution license by Saudi Arabia’s central bank, SAMA, to operate open‑banking services. The license transitions the kingdom’s open‑banking framework from a regulatory sandbox to a fully licensed commercial environment....
Walmart dropping OpenAI is hitting the headlines. What does this reveals about Agentic Commerce and what every Bank, Insurer, and Fintech should take from it? Which model will financial institutions choose when AI agents start selecting and purchasing financial products on...
The best AI harness for finance will be invisible You won't see the model You'll see the outcome Faster settlements Better risk management Smarter capital allocation The tool disappears when it actually works
LATEST: 🇺🇸 Senate Banking Committee chair Tim Scott says the stablecoin yield debate is complex, with banks and crypto firms like Coinbase still at the table negotiating https://t.co/guK3dR2LRR
“The best way to build a billion-dollar finance company today is Digital Credit.” $STRC My keynote, “Digital Capital, Credit, Money, and Yield,” at the @Blockworks Digital Asset Summit 2026. https://t.co/YZ8lzp5uis
At the Kalshi conference this morning. COO Luana Lopes Lara just noted that 10-15 percent of the company’s team is devoted to market intregrity, preventing insider trading etc https://t.co/kvA31jTP0B
What’s changing is how we evaluate startups. The old metrics around headcount and capital are being rewritten in real time. https://t.co/ZtzGkZRjgM
Privacy is one of the most important missing pieces for DeFi adoption. We're building it. STRK20 is coming soon. https://t.co/1qXEkrjvY9
Claude just did my expenses across 5 Gmail accounts and submitted the receipts and memos to Ramp. There's now a weekly scheduled task and cron job to sweep for expenses and submit them. I'll never have to submit an expense report again....
