LoanDepot Tech Investment Powers Highest Loan Volume Since 2022
LoanDepot reported a 23% quarter‑over‑quarter increase in loan origination volume, reaching $8.04 billion—the highest since 2022. The surge lifted its market share to 1.4%, up 19% from the prior quarter. Company executives attributed the growth to recent technology investments, including AI tools that streamline lead acquisition, underwriting and CRA management. The lender expects Q1 volume between $6.75 billion and $7.75 billion amid volatile rates and inventory constraints.
Tokenize Quality Credit, Not TradFi’s Worst Mistakes
private credit. "liquid funds." continuation funds same dog shit, new wrapper. dog shit squared for once, let's tokenize quality, not re-engineer tradfi's worst mistakes on-chain and be the buyer of last resort
Fast Loans and Direct Payroll Integration Ensure Employee Pay
At @fiftyyears we gave fast loans and even connected our personal bank accounts to portfolio companies' payroll systems to ensure they could pay their employees.
Grab Charges Philippine Bike Riders over 230% Interest for In-App Loans
Grab Finance is offering short‑term in‑app loans to Philippine ride‑hailing partners with an effective annual interest rate exceeding 230%, reaching about 277% for a typical PHP 11,000 loan. The loans are repaid through daily deductions from the riders' e‑wallets, a model...
TSS Inc (TSSI) Q4 2025 Earnings Call Transcript
Global Payments reported third‑quarter 2020 results that far exceeded expectations, driven by a technology‑enabled strategy. Adjusted net revenue reached $1.75 billion, a 64% increase year‑over‑year, while adjusted operating margin rose 250 basis points to 41.1%. The company highlighted strong omnichannel volume...
OppFi Inc (OPFI) Q4 2025 Earnings Call Transcript
OppFi reported a record Q3 2025 with revenue of $155 million, up 14% year‑over‑year, and adjusted net income of $41 million, a 41% increase. Net originations grew 12.5%, driven by nearly half of new loan volume from fresh customers and an auto‑approval...
IMobile Login Changes Confuse NRI Users, SMS Validation Fails
@ICICIBank_Care have you changed the iMobile login method? How does it work for NRI customers now? How will an overseas telco send you a SMS and you will be able to match it with our phone numbers on your record?...
Stepping Back, Staying Safe: A Joined-Up Approach to Growth
At the MoneyLIVE Summit 2026, FCA executive David Geale outlined the planned consolidation of the Payment Systems Regulator into the FCA, promising a single, coordinated payments oversight body. He highlighted recent pro‑growth reforms, including the removal of the £100 contactless...
In a Vote of Confidence for Meta’s Threads, Kalshi Adds Sharing Feature
Kalshi introduced a share button that automatically embeds its prediction‑market charts into Meta’s Threads posts, letting users discuss forecasts alongside live odds. The feature mirrors Polymarket’s successful integration on X but arrives after Kalshi removed affiliate badges from X amid...
DeFi Lending Platform Aave Sees a Rare $27 Million Liquidations After a Price Glitch
Over the past 24 hours, Aave experienced approximately $27 million in liquidations, which analysts link to a temporary pricing error for wstETH in the platform’s CAPO risk‑oracle. The oracle’s stale parameters caused wstETH to be valued about 2.85 % lower than market...
Elon Musk Says X Money Set to Debut in April
Elon Musk announced that X Money, the financial services arm of the X platform, will enter early public access in April 2026. The rollout follows a multi‑year push to turn X into a super‑app, with a Visa Direct partnership enabling...
MrBeast Is Gamifying Finances for Teens. Will This Help the Next Generation Become Homeowners Faster?
Beast Industries, the company behind YouTube star MrBeast, has acquired the teen‑focused finance app Step, turning it into a gamified platform that teaches credit building, savings and micro‑investing. The app leverages game mechanics—streaks, rewards and trivia—to make personal finance feel...
BitGo to Custody Digital Assets for StableX’s $100M Stablecoin Plan
BitGo announced it will act as custodian and provide OTC trading services for StableX Technologies as the Nasdaq‑listed firm pursues up to $100 million in stablecoin‑related token acquisitions. The partnership propelled StableX shares up 9% intraday, closing 1.6% higher. BitGo’s chief...
Publix Will Pull Payment Option on App
Publix announced it will retire the Publix Pay feature in its mobile app effective March 19. Shoppers can still use Apple Pay, Google Pay, and stored gift cards at checkout. The move comes as the Florida‑based grocer posted solid Q4 results,...
Emburse Expands Emburse Pay, Unifying Outbound Spend Into a Single Intelligent Platform
Emburse has unveiled the next generation of Emburse Pay, a unified platform that merges vendor payments and employee reimbursements into a single, governed workflow. The solution embeds payment execution within spend‑approval processes, delivering real‑time visibility and audit‑ready control over outbound cash...
Zions' Revamped Tech Leadership Team Eyes AI, Stablecoins
Zions Bancorp has restructured its technology leadership after longtime CTO Jennifer Smith departed, assigning CIO Margaret Mayer and chief transformation officer Ken Collins to jointly run the enterprise technology unit. The bank completed a decade‑long core systems modernization in 2024,...
Circle Launches Nanopayments on Testnet
Circle has introduced Nanopayments on a testnet, providing developers with a gas‑free infrastructure for ultra‑small USDC transfers. The solution aggregates off‑chain transactions and settles them in periodic on‑chain batches across multiple L2 networks, eliminating per‑transaction fees. Built on the Circle...
Circle Could Rally 60% More on Stablecoin Adoption, AI Agentic Finance, Bernstein Says
Bernstein analysts project Circle’s stock could rise 60% to $190, citing robust USDC adoption independent of crypto cycles. USDC supply rebounded to just under $78 billion and stablecoin transaction volumes surged 90% year‑over‑year, driven by growing payments use. Visa now supports...
Cashless Payments Gain Ground at Self-Serve Laundries
A recent poll shows that more than half of U.S. self‑serve laundries now earn the majority of their revenue from cashless payments, with 52.3% reporting a significant rise in digital transactions over the past three years. While two‑thirds still accept...
Newrez, Pennymac, Rate Roll Out Fresh Offerings
Newrez introduced TitlePass, a title‑insurance waiver for qualified rate‑and‑term refinances in 18 states, promising up to $2,200 savings for borrowers. Pennymac’s third‑party origination arm launched a non‑QM menu featuring debt‑service‑coverage‑ratio, bank‑statement, and asset‑qualifier loans aimed at entrepreneurs and retirees. Rate’s...
Societe Generale-FORGE Launches EURCV Stablecoin on Stellar
Societe Generale‑FORGE has deployed its euro‑denominated stablecoin, EUR CoinVertible (EURCV), on the Stellar blockchain, marking the token’s third network after Ethereum, Solana and the XRP Ledger. The Stellar launch leverages high throughput, low fees and an on‑chain DEX to broaden EURCV’s...
VanEck Digital Asset Products Now Available on Basic Capital’s 401(k) Platform
VanEck and Basic Capital have launched a co‑marketing partnership that places select VanEck digital‑asset exchange‑traded products on Basic Capital’s 401(k) platform. The integration gives retirement plan participants direct, tax‑advantaged access to crypto‑linked ETFs such as Bitcoin and Ethereum strategies. The...
UK Government‘s Long-Term Fraud Strategy Labels Crypto as ‘Growing Risk‘
The UK Home Office released a fraud‑prevention strategy for 2026‑2029 that explicitly flags crypto assets as a growing risk for consumers and businesses. It highlights how scammers lure victims into transferring funds via social‑media and messaging platforms, and notes lingering...
Government Backing and Cross-Border Payments Fuel Digital Yuan
China’s e‑CNY has processed roughly $2.37 trillion in transactions over the past two years, buoyed by explicit government backing and a blanket ban on private cryptocurrencies. The digital yuan now anchors Project mBridge, a cross‑border payment network that has expanded to...
159 – the Three-Digit Number that Could Stop You From Being Scammed
The three‑digit hotline 159, launched by Stop Scams UK in 2021, gives UK consumers a fast way to verify suspicious banking calls or texts. It links callers to the fraud teams of more than 99% of retail bank accounts, and over...
Credit Karma Launches AI‑powered Mortgage Refinancing Marketplace
Credit Karma has just rolled out mortgage broker services to its users (*refinances only). "Credit Karma Home Loans" allows users to shop over 40 financial institutions and 1,500 loan products. Will be powered by Better Mortgage's Tinman AI Platform.
Robinhood Banking Threatens Discontented Banks with Better Alternative
Robinhood Banking isn’t even fully available to the public yet Banking customers are notoriously ‘high discontent, low action’ Everyone hates their bank, no one does anything about it - there’s never been a better product to swap to. Until now. Banks are...
Superior Credit Union Renews Partnership with Mahalo Banking
Superior Credit Union has renewed its long‑term partnership with Mahalo Banking, extending the use of Mahalo’s Thoughtful Banking® platform. The renewal follows measurable gains in operational efficiency and a steady rise in online banking registrations. Mahalo’s core‑centric architecture delivers real‑time...
ZeroSettle SDK Enables Fee‑Free In‑App Purchases Instantly
ZeroSettle (@ZeroSettle) is building a drop-in direct billing SDK for in-app purchases. It takes 15 minutes to integrate instantly unlocks zero App Store fees, higher retention, and instant payouts. Congrats on the launch, @gaberoeloffs & @relliott3131! https://t.co/uNnLVij8YU https://t.co/JYr4ocsHhx
AI Agents Already Using Stablecoin Payment Layers
Stripe launched stablecoin infrastructure Coinbase has Base Ethereum has the rails They're all racing to become the payment layer for AI agents Robot money isn't coming It's already here
Broadridge Teams Up with Crypto.com to Streamline Crypto Order Routing via NYFIX
Broadridge Financial Solutions has partnered with Crypto.com to embed cryptocurrency trading into its NYFIX order‑routing platform, extending the service to over 2,200 buy‑side and sell‑side firms worldwide. The integration uses the industry‑standard FIX protocol, allowing institutional brokers to send crypto...
Don’t Miss The Stablecon: Stablecoins Everywhere
Stablecoins are everywhere. If you haven't bought your ticket to @TheStablecon, what are you waiting for? EMEA - May 19 & 20 USA - Sep 9 to 11 (🎟️prices go up next week)
How to Fund Apple Cash and Maximize Apple Card Rewards
Just joining the complex Apple Card ecosystem? It's smart to learn how to move your money around, including funding your Apple Cash. Here's a primer that explains how everything interrelates and how to maximize your rewards: https://t.co/ZPP9OBmIZw #applecard #applecash #banking...
German Consumers Trust Banks More than Government to Safeguard Personal Data From AI Algorithms : Research
Solaris' poll of 4,000 German online‑banking users finds banks are the most trusted institution for safeguarding AI‑processed personal data, with 45.4% preferring banks over insurers and government. Trust is strongest among 18‑29‑year‑olds, where 51.5% rank banks highest. One‑third of respondents...
What Helps Digital Platforms Manage Recurring Payments Without Billing Errors
Digital platforms increasingly rely on automated billing schedules, integrated payment gateways, and real-time monitoring to eliminate recurring payment errors. Automated schedules ensure charges occur on time, while integrated gateways provide secure, synchronized transaction data, reducing manual entry. Real‑time error detection,...
The Hidden Cost of Every Card Swipe – Understanding Interchange Fees
Interchange fees are the charges that a merchant’s bank pays to the card‑issuing bank for each card transaction, typically ranging from 0.2% to 2% of the purchase amount. In the European Economic Area, regulation caps these fees at 0.2% for...
Progcap Extends ₹10,000 Crore Credit to Women Entrepreneurs
Progcap’s new ProgShakti program has disbursed over ₹10,000 crore in unsecured working‑capital loans to women‑led MSMEs across India. Credit limits for women borrowers have risen 105 percent, and repeat financing now exceeds 90 percent, indicating strong trust in the platform. Women entrepreneurs constitute...
GFA Exchange Hits 10,000 UK Business Milestone to Plug Private Credit Data Gap Ahead of AIFMD 2
GFA Exchange, a UK fintech portfolio intelligence platform, now hosts live data on 10,000 lower‑mid‑market businesses, covering the top 1,000 firms across all Industrial Strategy sectors plus Real Estate and Retail. The rollout arrives as the UK prepares for AIFMD 2,...
FutureVault Launches Embedded AI Advisor Insights Engine, Turning Client Documents Into Real-Time Intelligence and Automated Advisor Actions
FutureVault announced its AI Advisor Insights Engine, an embedded private‑LLM solution that converts client documents stored in its digital vaults into real‑time intelligence. The engine extracts, structures, and links data across tax, estate, insurance, and portfolio files, generating actionable insights...
Wizard Partners With Stripe on ACP to Enable Agentic Commerce for Leading Retailers
Wizard announced a partnership with Stripe to accelerate the Agentic Commerce Protocol (ACP), an open standard that links AI shopping agents with ecommerce platforms. The collaboration will streamline merchant onboarding, enable secure checkout via Shared Payment Tokens, and let retailers...
PayPal’s New CEO Faces a Digital Payments Reckoning
PayPal announced Enrique Lores, the former HP chief who has overseen major supply‑chain and split‑up initiatives, as its new CEO and president. The appointment comes as the company’s branded checkout growth slumped to 1% year‑over‑year in Q4, far below the...
BNB Chain’s Stablecoin Transfers Are Mostly Sub‑$1k
"On BNB Chain, which handles roughly 40% of global stablecoin transactions by count, 82% of stablecoin transfers are under $1,000." » How Stablecoins Became Parallel Currencies In Crisis Economies https://t.co/4VBDUoAAhr
Invisible Space and Cable Networks Power Global Digital Economy
Global digital services rely on infrastructure that remains invisible to most organizations. Space links and subsea cables sustain data flows across continents, and their resilience conditions financial transactions, cloud operations, and supply coordination Microblog @antgrasso https://t.co/FxMtibGIrb
Meta Revamps Ad Payment Policy
Meta Platforms announced that, starting April 1, a subset of advertisers will no longer be able to pay with credit cards and must switch to monthly invoicing or direct bank debits. The company did not disclose the spending thresholds or the...
TradeStation Securities Announces New Integration with Global Financial AI’s Financial AI Platform
TradeStation Securities announced an integration with Global Financial AI’s Financial AI Platform, linking AI‑driven strategy design to TradeStation’s brokerage execution. The partnership lets traders use natural‑language prompts to create, test, benchmark, and optimize multi‑asset strategies across equities and options. The...
Is RegTech Consolidation Creating New Platform Risks?
RegTech vendors are merging their offerings into larger, unified platforms that cover surveillance, reporting, identity and risk functions. Proponents argue that consolidation reduces operational fragmentation, delivers economies of scale, and strengthens security through enterprise‑grade infrastructure. Critics counter that platform concentration...
KBC Selects Taurus as Custodian for Crypto Trading Offering
KBC, Belgium’s largest insurance‑banking group, has appointed Geneva‑based fintech Taurus as its custody partner for a newly launched regulated crypto trading service. The offering, introduced in February, lets self‑directed investors buy and sell Bitcoin and Ether on an execution‑only basis....
Kazuo Ueda: The New Financial Ecosystem and the Role of Central Banks
At FIN/SUM 2026, BOJ Governor Kazuo Ueda outlined how AI and blockchain are reshaping the financial ecosystem and reaffirmed central banks' role as the anchor of trust. He highlighted the programmability of DeFi, the potential of AI‑driven analytics, and the...
Tokenization: From Security Tool to Future-Ready Payments
In this episode, hosts Prima Katz, Kyle Cook (Principal Product Manager at Ixopay) and Don Apgar (Javelin Strategy) discuss how tokenization has evolved from a security fix to a strategic tool for payment performance, connectivity, and merchant autonomy. They explain...
The Signal: The Reality Behind Platform Fraud with Jess Kirkpatrick, Worldpay | Episode 473
In this episode of The Signal, Jess Kirkpatrick, Vice President of Risk and Fraud at Worldpay (now part of Global Payments), explains why fraud prevention can’t be a set‑and‑forget function for platforms. She highlights common misconceptions—such as relying solely on...