Know What's Happening in FinTech
Know What's Happening in FinTech
FinTech Pulse
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EMAIL DIGESTS
Daily
Every morning
Weekly
Tuesday recap
Revolut is reportedly negotiating to acquire Fups, a Turkish digital‑only bank, marking the fintech’s first foray into mergers and acquisitions as part of its global expansion strategy. The deal would give Revolut a licensed banking platform in Turkey, a market of over 80 million people with rapidly growing digital‑banking adoption. If completed, the acquisition could add millions of new users to Revolut’s super‑app ecosystem and diversify its revenue streams beyond Europe. The transaction is still subject to regulatory approval and valuation alignment.
Permutable AI, a specialist in AI‑driven macro and commodities intelligence, announced its expansion into the Asia‑Pacific region. The move responds to rising demand from institutional investors for real‑time, granular insight into regional economic and commodity developments. By establishing a local...
Tungstenum is a new project that designs rules‑based index strategies, specifying asset selection, weighting, rebalancing, and documentation. It responds to growing platform demands for governance, auditability, and scalability by treating strategy creation as an engineering problem rather than discretionary portfolio...
Gold tokenization is reshaping investment by converting physical gold into blockchain‑based tokens. The market is projected to reach $12.83 billion by 2032, driven by demand for asset‑backed digital assets. The article lists the top five development firms—Idea Usher, Intellivon, Securitize, Tangany,...
BMLL, the leading independent provider of harmonised historical Level 3 data and analytics, announced Karen King as its new Head of Sales for the Asia‑Pacific region. The appointment aims to accelerate BMLL’s market penetration across China, Japan, Singapore and Australia. King...
Smart Payment Technologies (SPT) has announced a partnership with Castles Technology to upgrade its G8 payment gateway. The collaboration will embed Castles' cutting‑edge hardware platforms into SPT's existing software stack, creating a unified payment ecosystem. By merging hardware and software...
In 2026, Flexsystem, Microsoft BizTalk and SAP PI/PO are highlighted as legacy business applications still missing robust API support. Their reliance on proprietary or outdated integration methods limits interoperability with AI‑driven analytics and cloud‑native tools. As competitors roll out API‑first...
The Top 10 Most Popular Insights of 2025 Carry these ten insights with you into 2026, as they will shape the coming year. This week, we’re looking back at 2025 to share your top insights from the past year. This was a big...
The Cardano Foundation’s CFO, Stephen Wood, explains how crypto‑native treasuries require a blend of traditional finance discipline and blockchain‑specific tools. Real‑time on‑chain management provides instant visibility, lower fees, and automated reconciliation, turning the treasury into a shared, transparent resource. Wood’s...
Hugimals World, a direct‑to‑consumer brand of weighted plush comfort items, has accelerated growth by weaving AI tools, a flexible multi‑currency payment stack, and a robust Amazon store into its operating model. Founder Marina Khidekel built the business on Shopify to...
Traditional fraud prevention, treated as a cost, relied on processor black‑box decisions, limiting merchant control. A new Payments Orchestration Tracker report shows merchants shifting to fraud orchestration, a centralized decision layer that aggregates identity, behavioral and device signals. This model...
A PYMNTS Intelligence report with Velera reveals that 74% of credit‑union members meet a loyalty benchmark, yet Gen Z members are far less secure, with 36% likely to switch. The study links this volatility to rising expectations for AI‑driven, real‑time financial...
Australian fintech Airwallex announced a €200 million, five‑year investment in the Netherlands, earmarked for expanding its Amsterdam hub and scaling its European operations. The plan includes a 60% increase in local staff, reaching roughly 70 employees by the end of 2026,...
Bitwes has emerged as a leading cryptocurrency exchange by offering an extensive catalog of trading pairs, lightning‑fast order execution, and some of the lowest fees in the industry. Its robust development team continuously upgrades security, performance, and feature sets, while...
Payroll data validation ensures accurate, compliant employee compensation. Errors from manual entry, system mismatches, or outdated records can cause costly over‑ or under‑payments and legal penalties. Best practices include using automated validation tools, integrating HRMS with payroll, conducting regular audits,...
Hainan Free Trade Port should be on your radar. It's not just a free trade port but a place where all of China's tech comes together to make China trade easier than ever. Watch as digital customs, payment, and...
Big Four firm PwC adds crypto offerings for audit, tax and consulting clients https://t.co/O73aYtH9ak https://t.co/U9htDH4Lr7
In 2026, fintech products must be built with deep technical, regulatory, and security expertise to meet instant user expectations. Expert fintech app development firms provide structured engineering, compliance‑first design, and scalable architectures that mitigate risk and avoid costly post‑launch rewrites....
@moneymasternw I couldn't agree more regarding real-time payments: " Why should anyone settle for less? "
Prove unveiled Unified Authentication, a single platform that replaces traditional MFA and OTP‑based methods. The solution blends mobile network signals, SIM possession checks, and Prove’s proprietary cryptographic keys to continuously verify users throughout the journey. Real‑time risk analysis and anomaly...
Dutch neobank bunq has refiled for a U.S. national bank charter with the OCC, two years after withdrawing its first attempt. CEO Ali Niknam cites a more favorable regulatory climate as the catalyst. The application builds on bunq’s recent FINRA...
Bitcoin’s price rally is prompting long‑term holders to look beyond simple appreciation and seek ways to monetize gains without liquidating positions. WPA Hash’s cloud‑mining service positions itself as a bridge between rising market prices and steady income, allowing users to lease...
Glance.Intuit.com is Intuit’s secure, view‑only screen‑sharing platform that connects users with certified support agents during live sessions. It works across QuickBooks, TurboTax, ProConnect Tax and Mint, allowing experts to see exactly where a user is stuck and guide them step‑by‑step....
Crypto invoicing, powered by stablecoins, is moving from niche to mainstream as e‑commerce grapples with shrinking margins and costly cross‑border payments. Merchants can issue fiat‑priced invoices and receive USDT or USDC, cutting settlement times from days to minutes and eliminating...
The article outlines how shifting client expectations, fintech and neobank competition, and the rise of digital‑based currencies are reshaping commercial banking in 2026. Clients now prioritize cost‑efficiency, seamless integration, and faster payments, forcing banks to modernize legacy platforms. Partnerships with...
Asia’s fintech sector is evolving into a high‑velocity innovation hub, yet it faces a surge in sophisticated financial crime such as pig‑butchering and coercive fraud schemes. Providers are deploying AI‑driven risk engines, blockchain‑based identity frameworks, and secure API layers to...
Financial institutions are confronting a surge of AI‑generated fraud—deepfakes, synthetic identities, and generative‑AI social engineering—that now infiltrates authentication and account‑change journeys. To protect high‑risk moments without sacrificing conversion, banks are modernising authentication with biometric and NFC‑enabled “smart friction” and real‑time...
Global payment volumes are projected to climb from $195 trillion in 2024 to $320 trillion by 2032, putting pressure on banks to streamline exception handling. Leading financial institutions are adopting design‑time intelligence that can pre‑emptively resolve up to 90% of payment exceptions,...
How are institutions navigating the evolving US regulatory landscape?
Regulatory frameworks for stablecoins are diverging in the US, UK and Europe, with the US GENIUS Act, the UK FCA’s evolving guidance, and the EU’s MiCA regulation shaping the rules banks must follow. Banks are testing stablecoins to accelerate cross‑border...
Payment service providers, acquirers and fintechs are positioning themselves as growth engines for global merchants by delivering more than basic transaction processing. They are building connected ecosystems that combine local, global and alternative payment methods—including stablecoins—with plug‑ins to major e‑commerce...
Banks face a perfect storm as legacy payments infrastructure collides with relentless regulatory and technological change. RedCompass Labs research shows 83% of modernization programs exceed budget and 87% run past schedule, sometimes causing outages. The article outlines four core challenges—continuous...
The PREDICT 2026 webinar highlighted how banks are integrating blockchain, AI and quantum computing to modernise transaction banking and bridge traditional finance with decentralized platforms. Central banks are piloting CBDCs and tokenised assets, seeking policy frameworks that preserve monetary stability while...
CaixaBank has launched an Artificial Intelligence Office to oversee AI initiatives. The office will ensure AI projects comply with regulations, ethical standards, and deliver business value. As part of its 2025‑2027 strategic plan, the bank assembled a multidisciplinary team of...
Investment managers are turning to alternative and unstructured data, combined with scalable AI and agentic workflows, to generate uncorrelated alpha in a volatile market. Bloomberg’s Enterprise Tech & Data Summit highlighted how firms aim to increase data vendors, accelerate idea‑to‑production...
Global securities lending surged to $15.3 billion in 2025, a 26% year‑over‑year increase, with loan balances topping $4 trillion and generating $11.7 billion in revenue. The broker‑to‑broker market expanded to $3.61 billion, up 41%, while North America, EMEA and APAC all posted double‑digit revenue...
S&P Global adopted a multimodel AI strategy, likened to a multicloud approach, to enhance operational efficiency. Partnering with Google Cloud in December 2025, they leveraged Vertex AI to integrate Google Gemini alongside third‑party and open‑source models, enabling flexible model selection...
Stripe and Crypto.com announced a partnership that embeds Crypto.com Pay into Stripe’s payment platform, allowing merchants to accept cryptocurrency payments. The integration automatically converts crypto into the merchant’s selected fiat currency, which is deposited like any traditional transaction. Crypto.com will...
In this episode, Zachary Aron, a principal at Deloitte Consulting, explores how agentic AI is poised to overhaul entire payment journeys rather than isolated transactions, highlighting use cases such as travel and business expense workflows. He explains that while AI...
Kontigo, a Venezuela‑focused crypto fintech, reported a cyber‑theft that drained about $341,000 USDC from 1,005 user accounts. The company said it has fully refunded the affected users despite losing access to U.S. banking partners like JPMorgan Chase and Checkbook due...
The irony of prediction markets is that the most socially beneficial use cases (elections, foreign affairs, etc.) are infrequent, not that fun to casually gamble on, difficult to split into binary outcomes, and easy for insiders to manipulate. Sporting events, by...
From savings to loans to retirement, financial decisions are harder than they should be. The system is not broken. It is designed this way. We discuss why with co-author of Fixed, Tarun Ramadorai of the @imperialcollege. Watch the full episode:...
Eltropy announced that Nebraska‑based Cobalt Credit Union has rolled out its AI Voice solution, dubbed “Coby,” across its contact center. The deployment delivered an 83% session containment rate, surpassing typical voice AI benchmarks of 60‑80% and maintaining strong member satisfaction....
Are any @kontigo_app users able to successfully withdraw from USDC to Bolivars via Pago Móvil or bank transfer?
CertiK released a dual‑track report outlining 2025’s regulatory overhaul and the technical rise of zero‑knowledge virtual machines (zkVMs) as it looks toward 2026. In the United States, the GENIUS Act now forces 1:1 stablecoin reserves and monthly audits, while the...
The Senate Banking Committee is poised to mark up a crypto market‑structure bill as early as next week, despite lingering partisan gaps. Lawmakers are debating provisions that would curb stable‑coin issuers from offering yield‑like rewards, a practice the American Bankers...
U.S. Senate back to crypto talks as industry's make-or-break bill faces time crunch https://t.co/IUik0cLfNz @jesseahamilton @coindesk
American Banker’s 2026 Predictions survey of 174 banking executives highlights growing anxiety over tariff volatility, recession and stagflation, and a volatile regulatory environment. Eighty‑eight percent expect tariff shocks, while more than half forecast a U.S. recession and global slowdown, and...
Visa has teamed with cybersecurity leader Akamai to launch a trust layer for the fast‑growing “agentic commerce” market, where autonomous AI agents shop on behalf of users. The collaboration embeds Visa’s Trusted Agent Protocol into Akamai’s behavioral‑intelligence platform to verify...
Morgan Stanley has filed with the SEC to launch its own spot Bitcoin and Solana ETFs, marking the first major U.S. bank to offer a Bitcoin-linked fund and signaling a move to bring crypto product revenue in-house. The passive, physically‑backed...
