Cambridge Launches Initiative to Align, Improve Digital Identity Regulations
The University of Cambridge has launched the Cambridge DPI Regulatory Programme to help governments align digital identity regulations. The initiative, led by the Cambridge Centre for Alternative Finance and its spinoff Financial Innovation for Impact, will produce four reports and host workshops across Africa and Asia. It coincides with the OECD’s Digital Government Index release, highlighting the role of digital ID in public service transformation. The programme also creates an online Regulatory Knowledge Exchange community and advisory panel.
Cinareo Teams Up with Aspect to Boost Contact Center Performance
Cinareo has partnered with workforce‑management specialist Aspect to fuse scenario‑driven capacity planning with real‑time scheduling. The joint solution lets contact centers replace spreadsheet‑based forecasts with structured, what‑if modeling that aligns staffing, budgets, and service goals. Aspect’s AI‑powered platform will execute...
Ripple Payments Now Handles More of the Payments Lifecycle
Ripple has expanded its Ripple Payments platform into a single, end‑to‑end solution that unifies fiat and on‑chain payment flows. The expansion follows Ripple’s 2025 acquisitions of custody firm Palisade and stablecoin‑powered payments network Rail, adding virtual accounts, FX, and liquidity...
PayPal and TCS Blockchain Modernize Logistics Payments
PayPal and TCS Blockchain have partnered to launch a blockchain‑based payment platform that uses PayPal USD (PYUSD) stablecoin to settle freight invoices. The solution promises same‑day, year‑round settlement and cost reductions of up to 90% compared with traditional invoice factoring....
Usual Integrates Virtual IBANs to Simplify Euro Transactions
Decentralized stablecoin platform Usual has introduced direct EUR0‑to‑EUR conversions using SEPA and SEPA Instant transfers, supported by virtual IBANs. The EUR0 token, backed by European sovereign bonds, lets users deposit euros into a virtual IBAN and receive instant digital balances...
CFTC Says It's 'Modernizing' Rules to Make a Place for DeFi in the US
The CFTC announced it is modernizing its rulebook to accommodate decentralized finance, working hand‑in‑hand with the SEC to clarify jurisdiction over on‑chain software. Chairman Michael Selig said regulated perpetual futures could launch in the United States within weeks, and that...
Zūm Rails Teams Up with Fiserv to Bring In-House Card Acceptance to US and Canadian Businesses
Zūm Rails has partnered with payments‑technology giant Fiserv to become an official payment facilitator, unlocking in‑house credit‑card acceptance for merchants across the United States and Canada. The new capability lets businesses embed fully customized checkout flows directly into their platforms,...
Billtrust Debuts Agentic Credit to Catch Payment Risks
Billtrust announced the Agentic Credit Lines product, an AI‑driven credit risk tool embedded in its AR workflow. It leverages a proprietary network of 13 million buyers and 25 years of B2B payment data to analyze payment history, utilization patterns, and external credit...
Stablecoins Power Philippines’ Thriving Gig Economy
The Philippines’ gig workforce, now about a quarter of employed workers, is turning to stablecoins for cross‑border payouts. Traditional bank transfers can delay payments for days and erode earnings by up to 10% through fees and FX conversion. Stablecoins such...
Astnex Reviews: A Professional Approach to Crypto Trading Organization
Astnex positions itself as a professional crypto‑trading hub, offering ultra‑fast order execution, a stable 24/7 platform, and access to more than 300 digital assets. The broker couples high leverage—up to 200:1—with built‑in risk‑management alerts and automatic margin calls. Users benefit...
How Clearview FCU's CIO Gets Employees to Use and Trust AI
Clearview Federal Credit Union, serving 140,000 members in the Pittsburgh area, is accelerating AI adoption under CIO Raymond George. The credit union has deployed ChatGPT, Microsoft Copilot and Zest’s Lulu to automate tasks ranging from HR and BI analysis to fraud...
Crypto.com Launches Blended Crypto and Stock Retirement Accounts
Crypto.com has introduced a U.S. retirement account that lets investors hold both cryptocurrencies and traditional stocks within a single IRA. The product offers tax‑deferred or tax‑free growth, up to a 5% contribution match, and no account fees, positioning it as...
Japan Opens My Number Card to Private App Integration by Toshiba in Digital ID Shift
Japan has authorized Toshiba Digital Engineering to install private‑sector applications in the unused space of the My Number Card’s IC chip, turning the national ID into a platform‑style digital identity. The move allows regulated businesses to run services on the...
Stop Payment Fraud Before It Starts
Automated bank account verification protects AP departments from payment fraud. Fraudsters now use AI‑generated emails and deep‑fake audio to hijack bank‑change requests, leading to costly losses. Real‑time verification confirms account ownership, status, and matches supplier data while creating an immutable...
How Nigerian Neobank Kuda Built Its In-House Core Banking Application
Nigerian neobank Kuda, serving over seven million customers, built its own core banking application, NERV, to overcome scalability and reliability limits of a third‑party provider. Starting in 2019 with a modest pre‑seed fund, the engineering‑first team ran NERV in parallel...
MPE – Merchant Payments Ecosystem: Conference Overview
The Merchant Payments Ecosystem (MPE) conference highlighted three major fintech developments. OpenAI’s partnership with the Pentagon sparked industry backlash over ethical AI use. Capitec Pay launched instant bank‑payment capabilities for Paystack merchants, streamlining payouts. BitGo Europe expanded its crypto‑as‑a‑service offering...
Next Steps in Papua New Guinea’s DPI Rollout Include Digital ID for KYC, AI Adoption
Papua New Guinea is advancing its digital public infrastructure (DPI) with a pilot that uses the SevisPass digital ID and SevisWallet app to enable remote KYC for online bank account openings, led by MiBank and the government. The rollout is...
Why Bermuda Is Testing a Fully Onchain Economy Instead of Crypto Mandates
Bermuda announced a phased plan to become the world’s first fully on‑chain national economy, partnering with Circle and Coinbase. The strategy relies on regulated pilots that embed stablecoin‑based payments into government services, banks, insurers and merchants. Rather than mandating crypto...
Bank of Japan Expands Blockchain Settlement Sandbox and Says CBDC Efforts Are Ongoing
The Bank of Japan announced an expansion of its blockchain sandbox to experiment with settlement of central bank reserves using tokenized deposits, targeting interbank and securities use cases. Governor Kazuo Ueda said the pilot will test connections to existing systems...
Earn High Yields From AI and Robotics With GAIB
GAIB is a decentralized finance platform that lets users mint the AID stablecoin by depositing USDC and then stake it to receive sAID, a liquid token that accrues yield. The protocol allocates staked capital to real‑world AI compute, robotics infrastructure,...
Wealthsimple Becomes First Canadian FinTech to Join SWIFT Network
Wealthsimple has become the first Canadian fintech to gain direct membership in the global SWIFT network, allowing it to send and receive international wire transfers without intermediaries. The integration will launch this spring with a flat $15 fee for outgoing...
How Data Analytics Is Transforming Modern Risk Assessment
Data analytics is reshaping risk assessment from a reactive practice into a predictive science across finance, insurance, healthcare, and transportation. Predictive modeling, machine‑learning, and real‑time dashboards now enable firms to forecast exposure, micro‑segment customers, and allocate capital with greater confidence....
Paysafe Touts a New Wallet And Agentic Commerce As It Navigates 2026
Paysafe reported mixed Q4 2025 results, posting a $25.2 million net loss despite 4% revenue growth to $438.4 million and a 10% rise in transaction volume to $43.9 billion. The company highlighted its new Paysafe Wallet, now available in 18 countries with 500,000 users...
Apple, Google Wallets Get Personal
Digital‑wallet platforms from Apple and Google are evolving beyond simple payments, with startups like Badge turning them into interactive commerce channels. Badge’s infrastructure lets brands push real‑time, location‑aware offers and loyalty updates directly to a consumer’s wallet. The San‑Francisco‑based company...
Enrico Palmerino Explains Botkeeper's Fall
Botkeeper, a venture‑backed accounting automation platform, shut down in February after a rapid loss of its core client base. CEO Enrico Palmerino explained that 30‑40% of revenue came from just ten large accounting firms, and a wave of mergers among...
Payment Friction Wins in Africa
African ecommerce still wrestles with deep‑rooted trust gaps, turning checkout into a conversational process often mediated through WhatsApp. Local platforms like Paystack, Flutterwave, and Egypt’s Fawry have succeeded by offering instant bank transfers, mobile‑money protocols such as STK Push, and cash‑at‑kiosk...
EuroCrowd: Germany’s Investment Crowdfunding Market Remains Partially Realized at Best, Undermines Goal of ECSPR
EuroCrowd warns that Germany’s investment crowdfunding market is only partially aligned with the European Crowdfunding Service Provider Regulation (ECSPR). The country continues to rely on the Vermögensanlagengesetz (VermAnlG) and subordinated‑loan structures, creating a parallel regulatory channel that sidesteps ECSPR. As...
EU: End of Temporary Transition Period for Crypto-Asset Service Providers (CASPs) and Electronic Money Tokens (EMTs)
The European Banking Authority’s temporary relief from full PSD2 compliance for Crypto‑Asset Service Providers (CASPs) ended on March 2, 2026, forcing firms to secure payment‑institution authorisation or cease payment services. Providers already approved under PSD2 can continue, while those with pending applications...
SoFi and Mastercard Join Forces to Integrate SoFiUSD for Global Settlement
SoFi and Mastercard announced a partnership to embed the neobank’s USD‑backed stablecoin, SoFiUSD, into Mastercard’s global payments network. The integration will allow SoFiUSD to be used for settlement across the network and on Mastercard’s Multi‑Token Network, a digital‑asset platform. Launched...
Creator Payment Platform Blitz Wants to Eliminate Net-90 From the Creator Economy
Blitz, founded in April 2024 by Alex Roa, offers a creator‑payment platform that eliminates traditional net‑90 cycles by delivering payouts in three hours or less. The New York‑based startup integrates with enterprise ERP systems to automate invoice formatting, approval routing, and...
PayPay (PAYP) IPO Deck
PayPay announced its initial public offering, filing a prospectus under the ticker PAYP. The Japanese mobile‑payments leader plans to list on a U.S. exchange, seeking to raise significant capital for growth. Backed by SoftBank and Yahoo Japan, PayPay aims to...
Robinhood Credit Card Turns Everyday Spending Into Instant Investments
I have lots of things to say about Robinhood Most of them aren't good. But the credit card is wonderful. Use it for health insurance, car insurance, rent (I sublease so the rent exclusion doesn't get triggered), and just about everything...
Generali Launches Core Tech Software Factory
Italian insurer Generali has unveiled Generali Core Tech, a dedicated software factory aimed at speeding its digital transformation under the “Lifetime Partner 27” strategy. The factory will manage the “Insurance in a Box” platform, already live in Spain and Switzerland...
Robinhood Moves Into Wealth Management with Advisor Network Launch
Robinhood announced the launch of its Advisor Network, a marketplace that links eligible high‑net‑worth users with independent Registered Investment Advisors. The service targets investors holding at least $250,000 and requires participating advisory firms to manage a minimum of $500 million in...
Global Fintech Leaders: Key Players by Region in 202
The article maps the world’s fintech powerhouses, highlighting the United States’ infrastructure giants like Stripe and Plaid, Europe’s regulation‑driven champions such as Revolut and Adyen, Latin America’s Nubank dominance, Africa’s mobile‑money foundation with M‑Pesa, and Asia’s massive transaction ecosystems led...
TransferGo Enters New Stage of Growth as Bank of Lithuania Expands EMI Licence
The Bank of Lithuania has broadened TransferGo's electronic money institution licence, allowing the fintech to keep its core cross‑border money‑transfer and payment‑account services while adding new consumer products. The company plans to roll out TransferGo payment cards across the European...
BitGo Offers Crypto as a Service in Europe
BitGo Europe GmbH will launch Crypto as a Service (CaaS) across the European Economic Area after securing a MiCA licence from Germany’s BaFin. The company, founded in 2013, already serves over 2,000 institutional clients in 90 countries and went public...
Deloitte Signs Off on Anchorage Reserve Report for Tether’s USAT Stablecoin
Deloitte & Touche issued an independent attestation confirming that Anchorage’s USAT reserve report complies with the AICPA 2025 criteria for asset‑backed, fiat‑pegged tokens. The report, covering reserves as of Jan. 31, 2026, shows $17.6 million in assets backing 17.5 million USAT tokens, leaving a...
Bloomberg Enhances Real-Time News Feeds Offerings with Customisable Capabilities for Trading and Risk Workflows
Bloomberg has upgraded its real‑time news feeds by introducing tickerised, machine‑readable streams that can be customized by instrument, company or macro theme. The new service embeds proprietary sentiment models and granular metadata, delivering actionable signals directly into trading and risk‑management...
Buy This Payments Stock After Its Latest Round of Layoffs, Says HSBC
HSBC upgraded Block (SQ) to a Buy, lifting its price target to $77, implying about 19% upside. The upgrade follows Block’s announcement of cutting more than 4,000 jobs, reducing its headcount to roughly 6,000 employees. HSBC’s analyst Saul Martinez highlighted...
Markets Go 24/7: On‑Chain Infrastructure Leads Future
Nasdaq exploring 24/7 trading. Blockchain already runs 24/7. The future of markets isn’t closing bells — it’s onchain infrastructure. 🔗
Spark Ranks Among DeFi’s Top Three Lenders
Spark is a top 3 lending market alongside Morpho and Aave, and one of the largest capital allocators in DeFi Now is a fantastic time to learn more about it
Taranis Capital Launches Exclusive Global Investor Newsletter Amidst Flagship Fund Activations
Taranis Capital has introduced an invitation‑only Global Investor Newsletter to satisfy growing demand from sophisticated investors worldwide. The publication will deliver strategic updates on the firm’s flagship funds, which span data centres, biotech, disruptive technology, green biotech and real estate....
ChatGPT Enhances, Not Replaces, Financial Advisors Today
If the long-term opportunity of ChatGPT and similar AI tools is not to replace financial advisors but to make them better, then the question naturally arises: how, exactly, can financial advisors leverage ChatGPT today to harness its benefits? https://t.co/sQ16RsmATN...
AI Doom Loop Triggers 4,000 Layoffs, 24% Stock Plunge
New piece from me The AI Doom Loop has started Block fired 4,000 people. Stock ripped 24%, Was AI the Excuse or Reason or Both? https://t.co/cgZ6m2HSv7
SymphonyAI Helps Spanish Bank Transform Sanctions Screening
A top‑ten Spanish bank overhauled its sanctions screening by deploying SymphonyAI’s SensaAI for Sanctions, slashing false positives by 91.8% across transaction and customer checks. The AI overlay processes unstructured text with generative models and refines match accuracy using predictive analytics,...
Innovate Payments or Fade: Big Tech Leads Experience
Real-time payments are table stakes. Big Tech is owning the experience while banks process transactions in the background. If you do not innovate payments, you become invisible. Watch the full episode here: https://t.co/BQNDlxuwMR https://t.co/YiBUQo0kvm
Lawmakers Push Mid-March Clarity Act Despite Deadline Miss
LATEST: 🇺🇸 Stablecoin talks missed the White House deadline, but lawmakers are still aiming for a mid-March Clarity Act markup amid ongoing disputes over yield and DeFi. Source: Crypto in America https://t.co/VXDrD0zcRk
Napier AI AML Index 2025: The Nations Leading the Charge
The Napier AI/AML Index 2025‑2026 estimates that AI‑driven anti‑money‑laundering (AML) solutions could shave $183 billion off global compliance costs, up from $138 billion last year, and generate $3.3 trillion in economic benefits. The United States tops potential AI savings at $26.18 billion, followed by...
Agentic Commerce: Autonomous Firms and Robot Money Arrive
Agentic commerce is coming Zero human companies and robot money are part of this. Via @OnchainLu @artemis