Know What's Happening in FinTech
Know What's Happening in FinTech
FinTech Pulse
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Daily
Every morning
Weekly
Tuesday recap
Fintech infrastructure provider Prometeo has joined the Financial Data and Technology Association (FDATA), expanding the trade group’s roster to more than 30 members across the United States and Canada. Prometeo offers bank connectivity, account verification, payment initiation, and data‑access services throughout Latin America and the U.S. The partnership positions Prometeo to influence open‑banking policy, interoperability standards, and consumer‑permissioned data initiatives. FDATA highlighted the move as a step toward broader regulatory alignment across North and South America.
Mollie has become a Principal Member of the European Payments Initiative (EPI) and will launch the Wero unified payment solution on its platform. As a Principal Member, Mollie will connect merchants directly to the real‑time, account‑to‑account Wero network, which aims...
The Federal Reserve has ended its quantitative‑tightening program, shifting the primary engine of U.S. growth to commercial‑bank lending. At the same time, recent executive orders have put a central‑bank digital dollar on hold, leaving private‑bank‑issued stablecoins and deposits as the...
Ripple has secured both an Electronic Money Institution licence and a Cryptoasset Registration from the UK Financial Conduct Authority. The approvals allow Ripple Payments to offer licensed, end‑to‑end cross‑border services to UK institutions using digital assets. By handling blockchain complexity,...
Polymarket users are actively betting on the removal of Iran’s Supreme Leader, Ayatollah Khamenei, with odds ranging from 18% for a change by January 31, 2026 to 45% for a shift by June 30, 2026. A separate market predicts a joint US‑Israel military action...
The Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act), signed on July 18 2025, creates the United States’ first comprehensive federal framework for payment stablecoins. It classifies compliant stablecoins as neither securities nor commodities, limits issuance to bank subsidiaries,...
The United States, as the new G20 president, faces pressure to modernize its cross‑border payments system. Unlike peers such as the UK and Singapore, the U.S. restricts direct access to Federal Reserve payment rails to depository banks, forcing non‑bank firms...
SMEs still rely on physical cash, exposing them to operational risks. Manual handling leads to errors, theft, and limited visibility. Technology‑driven cash management solutions automate counting, recording, and reconciliation, providing real‑time audit trails and integration with accounting systems. These tools...
PhotonPay announced a tens‑of‑millions Series B led by IDG Capital to expand its stablecoin‑centric financial infrastructure, which now processes over $30 billion in annualized volume and cuts global transfer costs by 75%. Founder‑CEO Lewison Chen emphasizes that the next‑generation payment stack will...
Starling Bank launched the Last Digit widget, a gamified feature that nudges users to check their balances daily and automatically transfer the balance’s last digit into a savings space. The bank’s research shows daily checkers hold £18,243 on average, 6%...
BingX, a major crypto exchange, launched BingX TradFi, a futures platform that lets users trade a broad set of traditional assets such as commodities, forex, stocks and indices. The service now covers more than 50 underlying instruments, including new commodities...
The BFSI sector faces mounting regulatory pressure, prompting banks, insurers and financial firms to adopt rigorous data‑governance frameworks. Robust policies, access controls and quality standards protect customer data, reduce fraud risk, and enable faster, more accurate decision‑making. Vendors such as...
Insurity, a leading provider of software for property and casualty insurers, has appointed Jatin Atre as its new President. Atre will steer the company’s growth strategy and an AI‑first transformation of its policy, billing, claims and analytics platforms. Under his...
Equifax has signed a strategic partnership agreement with Tiresias, the only credit bureau operating in Greece. The deal positions Equifax as the technology and analytics provider for the bureau, bringing its global data‑science capabilities to the Greek market. Through the...
Evernorth, the publicly traded XRP treasury backed by Ripple and SBI Holdings, has formed a strategic partnership with Doppler Finance, a leading XRPfi infrastructure provider. The two firms will explore institutional‑grade liquidity deployment and treasury‑management frameworks on the XRP Ledger....
Online shopping in Portugal surged during the 2025 Christmas period, with ecommerce transactions up 19% and total online spend rising about 14% compared with the same window in 2024. E‑commerce accounted for 18% of all sales transactions and 21% of...
VALYGO (VYO) is launching an early‑access phase that prices the token roughly 50 % below its anticipated live market level. The project has already executed a permanent on‑chain burn of 1,000,000 VYO, reinforcing a fixed‑supply, founder‑locked token model. Built as a...
SanCap Bank, a Florida community lender with over $1 billion in assets, has selected Jack Henry to modernize its core processing platform. The partnership will automate workflows, streamline operations, and preserve seamless integrations with third‑party providers. SanCap plans to open a...
President Trump is pushing bipartisan legislation to bar large institutional investors from buying single‑family homes, echoing a Democratic effort to improve housing affordability. Data shows institutional owners hold roughly 0.4% of the nation’s single‑family inventory, with only 2% of investor‑owned...
Finance Complaint List has released a public alert naming dozens of alleged crypto and investment scams, including a fake Elon Musk “XA” token pre‑sale and wallet‑drainer schemes. The organization urges anyone affected to file complaints on its website and to...
US fintech startup Valt has filed an application with the OCC and FDIC for a national bank charter, aiming to launch a fully digital business bank headquartered in Eagle, Idaho. The founding team, comprising former US Bank executives and seasoned investors,...
CoinUp released its 2025 Report Card, showing rapid user expansion to over 10 million across 200+ countries and peak daily trading volume of $5 billion. The exchange posted $500 million in reserves with a 100 % proof‑of‑reserves audit, zero major security incidents, and secured...
Mortgage calculators have become essential tools for UK property buyers and buy‑to‑let investors, offering real‑time estimates of borrowing capacity, monthly repayments, and required deposits. By instantly modeling interest‑rate scenarios, stamp duty, and ancillary fees, they enable users to assess rental...
Bridging finance calculators provide quick, online estimates of short‑term loan costs by inputting loan amount, interest rate, term, and payment type. They deliver projected monthly interest, total interest, and repayment figures, helping investors, developers, and SMEs gauge feasibility before committing....
Danske Bank UK has named Dr Fiona Browne as its new head of AI. Browne comes from academia, having taught data analytics and applied AI at Ulster University. The appointment signals the bank’s push to embed advanced analytics across its...
YUBIT Exchange and BSX Protocol have signed a strategic Memorandum of Understanding to launch a CeDeFi framework that blends education, execution, and on‑chain economics. The partnership integrates BSX’s structured learning and staking mechanisms with YUBIT’s perpetual futures platform, issuing Future...
ElevateFi has launched a next‑generation staking and rewards ecosystem on Polygon, featuring the sEFI token that compounds a 0.3333% yield every eight‑hour epoch. The platform introduces a 15‑tier SpiderWeb rewards network with percentages from 10% down to 4%, alongside a...
HSBC has appointed Valentín Valderrábano as Chief Commercial Officer for International Wealth and Premier Banking, effective 20 February 2026. The role will steer strategy execution, wealth‑led growth, and the integration of digital and physical channels. Valderrábano arrives from Citibank, where he served...
ITRS, a real‑time monitoring leader for financial services, announced a definitive agreement to acquire French digital experience monitoring specialist IP‑Label. The deal adds DEM technology to ITRS’s portfolio and deepens its foothold in Europe. IP‑Label’s platform will integrate with ITRS’s...
The article argues that the perceived dominance of brick‑and‑mortar retail is based on outdated metrics that mask a rapid digital shift. When essential categories are excluded, online sales already represent 30‑50 % of discretionary, high‑margin categories, making 2026 the true crossover...
Instant payouts have moved from novelty to norm, with 57% of recipients adopting them as their primary disbursement method, up from 39% in 2020. The PYMNTS Intelligence report shows digital wallets excel at habit formation, converting 58% of occasional users...
Asia‑Pacific insurers enter 2026 with earnings momentum and capital strength that outpace regional benchmarks, buoyed by strong investment returns and disciplined underwriting. Life insurers are projected to achieve double‑digit new‑business‑value growth, while property‑and‑casualty firms benefit from pricing power and declining...
🚨 Microsoft Co-pilot is now a checkout in a partnership with Stripe. 100m new checkouts 😳 --- Stripe is has enabled Copilot Checkout inside Microsoft Copilot. The enterprise LLM has more than 100m monthly active users. This partnership allows users in the US to...
Meme‑coin trading volumes collapsed in the fourth quarter of 2025 as retail speculation cooled and liquidity tightened across the sector. Despite this downturn, AlphaPepe, a BNB‑Chain presale project, continued to add holders, reaching roughly 4,900 by early January 2026. The...
AI execs think staff excited—76% say yes Employees? Only 31% agree—2x overestimation • Employees aren’t excited — they’re anxious • 80% execs claim well-informed—workers at 30% • 75% say employee-centric—staff at 23% • Gap risks AI failure—trust decides winners The chart below shows the perception...
Interesting: Synapse bankruptcy trustee and former FDIC Chair Jelena McWilliams is the new head of policy for open banking aggregator Plaid
A KPMG survey of over 150 senior UK financial‑services executives finds 65% anticipate increased investment in national defense by 2026, with 27% expecting a substantial rise. Security spending now tops the priority list, as 38% cite it as the most...
If you want your bank to win, you need to convince the AI agent, not the human. Marketing to machines is the next frontier in financial services. https://t.co/lN2yifm4be
10 Chinese banks to pay interest on digital yuan Interest-bearing CBDC arrives: China enabling yield on digital yuan through banking partners. Question: Does this accelerate adoption or blur lines between central bank money and commercial deposits? Note the yield is low...
HTX released its 2025 Recap and 2026 Outlook, highlighting a shift from speculative trading to long‑term operational resilience. The exchange grew its global user base to over 55 million, added 6 million new users, and saw cumulative trading volume rise 39% to...
I've just released my weekly wrap-up. 1️⃣ My InsurTech predictions for 2026 2️⃣ How to grow when prices decrease ?! 3️⃣ What if chatGPT disappears this year... 👉 https://t.co/wPeowdwXJt — fgtrends
Retail banking AI readiness: the leading banks positioned to enable AI at scale https://t.co/kHGLZ4nc9R @cbinsights https://t.co/bzxTJhZ3oZ
E‑commerce has moved from monolithic platforms to a dense ecosystem of specialized tools, creating a fragmented yet mature market. Mid‑size firms now juggle dozens of solutions across marketing, fulfillment, finance and analytics, while large enterprises use hundreds. This fragmentation generates...
Ziina, the UAE’s leading digital wallet, unveiled Ziina Violet, a subscription‑based lifestyle membership priced at AED 100 per month. The service promises over AED 850 in monthly value by eliminating foreign‑exchange fees on the Ziina Card and bundling discounts from partners such...
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The article argues that banks must abandon incremental upgrades and adopt a fundamentally new, multi‑cloud, AI‑native architecture to survive in 2026. It highlights that true cloud‑native solutions require complete redesign, that AI should replace entire workflows, and that a “single...
Delta Wealth illustrates how modern trading platforms are embedding security, regulation, and transparency into their core user experience. The firm treats security as a visible operational principle, aligns with global regulatory standards, and offers clear reporting to build trust. This...
New York Attorney General Letitia James has formally demanded detailed information from Instacart regarding its algorithmic pricing experiments after a consumer study revealed price disparities among shoppers. James warned the company that its practices could breach the state’s Algorithmic Pricing...
JPMorgan’s Kinexys to bring ‘digital cash that can move at the speed of markets’ to Canton https://t.co/VtfPP6Mp23 @coindesk
The Office of the Comptroller of the Currency (OCC) issued a proposed rule that formally authorizes national trust companies to engage in non‑fiduciary activities, replacing ambiguous language with a clear regulatory definition. The change codifies practices that already support roughly...
In this episode, Daren Guo, co‑founder of Reap, discusses how stablecoins are evolving from faster cross‑border payments into the backbone of a tokenized financial system, enabling on‑chain FX, securities, and novel products like payroll streaming. He shares his journey from...
