Kids Saver: Securing AUM in the Great Wealth Transfer
The article highlights the imminent multitrillion‑dollar wealth transfer from Baby Boomers to younger generations and warns that wealth managers risk losing assets under management (AUM) if they fail to engage heirs. Kidbrooke proposes a "kids saver" framework that turns a simple deposit account into a goal‑based, interactive planning tool. The platform models contributions, risk, and time horizons in real time, giving advisers visual analytics and families educational insights. By embedding this low‑friction solution, firms can nurture early relationships and protect future AUM.
SpareBank 1 and Tieto Banktech Transform Digital Mortgages
SpareBank 1, Norway’s leading mobile‑banking provider, has teamed up with Tieto Banktech to build a data‑driven digital mortgage platform. The multi‑year partnership will embed a dynamic, self‑service loan application into SpareBank 1’s mobile app, leveraging AI and real‑time data to...
KYND Hires US Insurance Lead Aaron Aanenson
Cyber risk intelligence firm KYND has appointed Aaron Aanenson as Head of Insurance for North America, bolstering its leadership as demand for SME cyber‑risk insight rises. Aanenson brings over 18 years of experience in cybersecurity consulting, management consulting and insurance,...
Paysafe Unveils Strategic Partnership with Spreedly to Boost Global Open Payments
Paysafe announced a strategic partnership with payment‑orchestration provider Spreedly, integrating its gateway as an acquirer on Spreedly’s Open Payment Platform. The collaboration instantly enables card‑present and card‑not‑present transactions for merchants in Europe, North America and other regions, leveraging Spreedly’s connections...
3S Money Expands European Footprint with French IBANs and New Paris Office
3S Money announced the launch of French‑issued IBAN accounts, allowing European customers to hold and transact in euros locally. The fintech also opened a new office in Paris, staffed with a team focused on regulatory compliance and business development. These...
Investment Platform Competition Heats up – What It Means for Your Fees
Investment platforms are slashing fees as digital neobrokers gain market share, forcing incumbents to follow suit. Hargreaves Lansdown reduced its headline annual fee from 0.45% to 0.35% in March, while eToro and other app‑based brokers continue offering low‑cost structures. The...
Dubai Crypto Regulator Says KuCoin Exchange Is Operating without Proper License and Must Stop
Dubai’s Virtual Assets Regulatory Authority (VARA) has ordered cryptocurrency exchange KuCoin to cease operations in the emirate, citing the absence of a required local licence. VARA also warned that any promotion or solicitation of KuCoin’s services violates its regulations and...
FedNow Pushes FEMA Disaster Aid From Days to Seconds
The Federal Reserve’s FedNow service now powers FEMA’s disaster‑relief payouts, moving funds from days or weeks to seconds. Transaction limits have been raised to $10 million, enabling large‑scale disbursements directly to states, municipalities and households. This capability is part of a...
Mobile Payments Transforming the Retail Checkout Experience
Mobile payments are rapidly reshaping retail checkout, driven by consumer demand for speed and the pandemic‑induced shift to contactless transactions. Retailers report higher customer satisfaction, shorter transaction times, and lower processing costs as they adopt smartphone‑based wallets and biometric authentication....
Beyond the PIN: How Biometric Authentication Is Redefining UPI Payments
PhonePe has launched biometric authentication for UPI payments, allowing users to approve transactions up to Rs 5,000 with a fingerprint or facial scan. The feature leverages the smartphone’s Secure Enclave, keeping biometric data on‑device and adding a hardware‑grade security layer. A...
Special Episode: Rethinking the ERP Upgrade Path
In this special episode, Intuit’s Executive Vice President and General Manager of Mid‑Market, Ashley Still, challenges the traditional belief that fast‑growing companies must abandon QuickBooks for a heavyweight ERP. She introduces Intuit Enterprise Suite, an ERP that retains QuickBooks‑like usability...
Network International Seals Deals to Streamline Digital Payments in Egypt, Libya
Network International announced two strategic deals to deepen its footprint in North Africa. In Libya, it partnered with Al Seraj Islamic Bank to deliver an end‑to‑end digital payments platform, Visa sponsorship and prepaid issuing capabilities. In Egypt, the firm enabled...
Polygon's Lisovo Hardfork Stabilizes Fees and Enables Passkey Wallets
Yesterday @0xPolygon shipped the Lisovo hardfork. This now enables: 1. Dampening of Gas fees spikes via dynamic block gas limits. This makes gas fees stable and predictable 2. Increasing transaction quality by re-broadcasting dropped txns 3. Passkey wallet support - Face ID and...
Interoperability Ensures Uniform Rights for Digital Assets
Same asset, same rights, same outcome: The complex undertaking of interoperability in transacting and settling with #DigitalAssets across distributed ledgers. 🆕White Paper by @The_DTCC, @Clearstream, @EuroclearGroup, @BCG: https://t.co/WMoLfjd8GT #DLT #blockchain #securities https://t.co/94oTorfiKP
The Digital Economy’s Next Chapter Must Be About Inclusion
The digital economy is moving beyond mere connectivity toward genuine inclusion, emphasizing the ability of individuals to create value, innovate, and influence technology. While roughly four‑in‑five people are online, 2.2 billion remain offline and many connected users lack the skills and...
Tokenisation Is Finally Reshaping Markets as Predicted
#FlashbackFriday In 2020, I argued that tokenisation would remake markets, with public and private money becoming digital assets on shared rails. We seem to be edging that way. https://t.co/Hx9fOy0aBT Yesterday’s future. Progress optional.
Swedish Central Bank Urges Cash Hoarding Amid Payment Risks
Swedish central bank urges public to horde cash in case of payments disruption https://t.co/ckNfNUQsve "The Riskbank is currently working on improving the possibility of making offline payments by card to strengthen resilience." https://t.co/yLYmWsDoh0
The Intelligence Revolution
Chris Skinner’s webinar frames finance’s evolution as three technology revolutions: mainframe‑driven automation (Finance 1.0), digital transformation driven by cloud, APIs and platforms (Finance 2.0), and today’s shift to intelligent ecosystems powered by AI, generative models, and emerging quantum and blockchain capabilities. He...
Top Crypto Coins to Invest in 2026: APEMARS Presale Hits $280K Milestone as MYX Finance Falls and Solana Price Prediction...
The APEMARS presale has crossed the $280,000 mark, selling 12.2 billion tokens and opening Stage 10 at $0.00009131 with a planned $0.0055 listing price. The token promises a staggering 5,923% ROI for early buyers, backed by 63% APY staking and a 9.34%...
Webinar | 15 April 2026 | Agentic AI in Banking: Exploring Key Applications and Best Practices for Implementation
An upcoming webinar on 15 April 2026 will examine how agentic AI is reshaping banking. It will showcase use cases such as real‑time fraud prevention, predictive credit‑risk analytics, and back‑office automation, while addressing ethical, privacy, and regulatory concerns. Speakers will...
'Signing Is the Easy Part': How Airwallex Turned Sport Into a Global Growth Engine
Airwallex has expanded its sports sponsorship from a single global deal to a portfolio that includes McLaren F1, Arsenal FC, the San Francisco Giants, and regional teams in Australia and New Zealand. The company says the partnerships are already boosting brand trust,...
American Express Hits Full Throttle On Fan Experience At Melbourne GP
American Express returns for a second year as the official payments partner of the Formula 1 Australian Grand Prix, unveiling an upgraded Amex Lounge and a suite of new fan experiences. The lounge now showcases premium food and beverage partners such...
Visa Taps Veteran Leonardo Collado to Lead Pismo’s Global Growth
Visa has appointed senior vice president Leonardo J. Collado as general manager of Pismo, effective April 1. Collado, who oversees value‑added services for Latin America and the Caribbean, brings 25 years of payments experience to the role. The move follows...
With the Blessing of Ex-IRS Chief, Prime Meridian Unveils Free Tax Filing Platform
Prime Meridian, a Palo Alto startup, unveiled a free AI‑native tax filing platform on Thursday. The service guides users from document upload to filing, supporting both simple and complex returns such as K‑1s, investment income, and multistate wages. Backed by...
Prediction Markets Threaten Security Like Bloomberg Terminal
A ‘Bloomberg Terminal’ for espionage? In this episode of DEX in the City, hosts @TuongvyLe12, @kkirkbos & Jessi Brooks discuss: ⚠️ Whether prediction markets are becoming a national security concern 👀 Whether alleged programmatic Bitcoin sales by Jane Street qualify as market manipulation ❕️...
Online Lender Bets on 47-Second Mortgages in AI Race with Giants
Better Home & Finance has launched a ChatGPT‑powered underwriting tool that can evaluate mortgage applications in as little as 47 seconds, positioning the company as a mortgage‑as‑a‑service provider for banks, brokers and fintechs. The solution integrates Better’s Tinman engine with...
Fintech's Future Lies in Infrastructure, Not Consumer Hype
European fintech is entering a phase where the underlying structure matters more than the story. For most of the past decade, consumer challengers defined the category. Neobanks like Monzo and Revolut proved that better interfaces could acquire millions of users quickly. But...
Insurtech CyberCube Warns of Surging Iranian Cyber Risks to Businesses
CyberCube warned that Iranian-linked hacker groups pose a rising cyber risk to U.S. firms, especially in critical sectors, after recent U.S.-Israel military actions. Its AI-driven assessment found 12% of U.S. companies with over $1 billion in revenue at elevated risk, flagging...
Beef.com Plans Digital Platform to Connect Ranchers with Pricing and Payments
Beef.com is building a digital infrastructure platform to link cattle producers directly with real‑time pricing data, transaction routing and settlement services. The system will feature a Beef Index for verified price discovery, a digital settlement layer to accelerate payments, provenance...
MUFG Launches First Own Brand Real Estate Security Token for $142 Million
MUFG’s trust division has launched its first own‑brand real‑estate security token, the MUFG Realty Token, valued at ¥22.4 billion ($142 million) for the Osaka Dojimahama Tower. The token is issued on Progmat, the blockchain platform MUFG founded and now partially owns. Distribution...
Interoperability Is 'Essential' For Digital Assets to Reach Their Full Potential: DTCC
A joint report from DTCC, Clearstream, Euroclear and BCG argues that interoperable infrastructure is essential for digital assets to scale within traditional capital markets. It defines interoperability as the seamless exchange of assets across DLT and legacy ledgers while preserving...
Tyfone Unveils New Loan Servicing Solution Loanovia for Credit Unions
Tyfone has launched Loanovia, a dedicated loan‑servicing and payments unit aimed at credit unions. Its three core tools—Skip‑A‑Pay, Quick Pay and Collect—are already live in more than 80 credit‑union applications across the United States. The suite automates payment handling, reduces operational...
Citi AAdvantage Business 75,000 American Airlines Miles Signup Bonus Offer
Citi’s Business American Airlines Platinum Select World Elite Mastercard is offering a 75,000 AAdvantage mile sign‑up bonus after cardholders spend $5,000 within the first five months. The annual fee of $99 is waived for the first year, and the bonus...
Revolut, Zerohash Pursue US National Banking Charters
Revolut, the UK‑based neobank, has filed for a U.S. national bank charter and FDIC insurance as part of a strategic expansion, appointing Cetin Duransoy as its new U.S. CEO. Crypto‑infrastructure firm Zerohash has applied for an OCC national trust bank...
Brighty Launches Banking AI Agents for Corporate Clients
Brighty, a European crypto‑native digital finance platform, unveiled a Banking API that lets AI agents perform full‑cycle business banking functions such as balance queries, payments, currency exchange, payroll, and reconciliation. The developer‑ready infrastructure enables autonomous invoice processing, approvals, and fund...
Klarna and Affirm Integrate BNPL Into Stripe Payment Tokens to Capture $1T U.S. Agentic Commerce Market
Klarna and Affirm have integrated their buy‑now‑pay‑later (BNPL) services into Stripe’s shared payment token platform. The move enables AI‑driven shopping agents to automatically offer installment plans at checkout instead of defaulting to stored credit cards. The partnership targets the “bridge‑millennial”...
The Top 50 Originators Account for 91% of Total ACH Commercial Payments Volume, Nacha Says
Nacha reports that the top 50 ACH originators processed 30.7 billion payments in 2025, representing 91.4% of commercial ACH volume, while the top 50 receivers handled 23 billion payments, accounting for 65.1% of total flow. Wells Fargo led originations with 8.7 billion payments, and...
Bitcoin Rebounds, Proving Market Fit Amid Geopolitical Shock
Bitcoin dropped on the Iran strike news — then bounced back to $70k while gold hit $5,400. Ram Ahluwalia. Austin Campbell, Chris Perkins say that's a signal. Plus: 🤖 Is Anthropic principled and Sam Altman mercenary? 🏛️ Why stablecoin legislation...
AI Agents Need Locked, Capped Cards—Lithic Leads
giving ai agents specific cards that can be locked per merchant and have spending caps is an obvious payment solution. probably more obvious than stablecoins which have a ton of payment adoptions. @lithic is probably the only fintech platform company...
Kraken's xStocks Launches Unified Liquidity Layer for Tokenized Stocks
Kraken’s tokenized‑stock platform xStocks has launched xChange, a multi‑chain execution layer that lets traders buy and sell tokenized equities on both Ethereum and Solana. The new layer supports more than 70 on‑chain stocks and runs 24 hours a day, five days...
Strike Secures NY BitLicense, Launches Premier Bitcoin Experience
Announcing @Strike in New York. We have secured our BitLicense. The finance capital of the world now has the world's best Bitcoin experience. Built by Bitcoiners, for Bitcoiners 🫡 https://t.co/tLvYOHBLnF
Early Draft Review Uncovers Fresh Views
Complex Systems this week is a tiny experiment: I did a read of a work-in-progress essay rather than the finished version with author's commentary. It's about secondary authentication/authorization, particularly for payments.
Institutions Rarely Ask About Solana, Focus on Ethereum
“I have had hundreds of conversations with institutions. Only once I’ve been asked about Solana” @dannyryan
Institutions Seek Open Neutral Infrastructure, Boosting FOCIL
"Institutions WOULD want FOCIL. They want an open, neutral infrastructure. This is a mega boost for that." @dannyryan https://t.co/1PTN6HaUfE
Global USD Demand Fuels Stablecoin Profits, Threatens Banks
One of reasons banks are freaking out about stablecoins, even though stablecoins don't pay yield, is bc there is more demand for USD outside the US than there is inside the US. And that means billions (no...trillions) of profits going...
Morgan Stanley's Crypto Shift: Competition, Not Risk, Drives Change
The irony: Morgan Stanley spent years keeping advisors away from crypto to "protect clients" Now they're racing to capture allocation before Merrill, UBS, and Wells Fargo eat their lunch Risk management was never the issue Competition always was
Decentralized Finance Ensures No One Can Pause Your
If your financial life can be paused by someone else, you do not truly own it. Blockchains allow decentralization, which allows distributing control to individuals, which ensures no single entity can pause your financial life and own them.
Digital Features Aren’t Transformation; Culture and Process Matter
The industry has confused adding digital features with true transformation. Having a mobile app and digital account opening doesn’t make you digitally mature. Real transformation changes culture, processes, and mindset. Download the free report now: https://t.co/gNGFxphUMy https://t.co/bz0SeOWTSW
CashApp's Credit Risk Management Highlights Intentional Crime Controls Lapses
Still thinking about @AlexH_Johnson & my pod convo about @CashApp's plan to sell its internal credit scores to third parties That the company seems to be able to manage *credit risk* reasonably effectively makes its financial crime control failures look even...
Agentic Commerce Starts with Cards, Moves to Stablecoins
Agentic commerce will use cards first, then stablecoins. The "stablecoins agentic payments" discourse is missing so much nuance. @nlevine19 did a great job starting the conversation. I think we can go much further. Here's my thesis: https://t.co/yNzQdwx3hS