Know What's Happening in FinTech
Know What's Happening in FinTech
FinTech Pulse
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Daily
Every morning
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Tuesday recap
EMAIL DIGESTS
Daily
Every morning
Weekly
Tuesday recap
OnePay, Walmart's digital banking platform, announced its entry into Google’s Agent Payments Protocol (AP2) as a credential provider, shifting from traditional payments to infrastructure for AI‑driven, agent‑led commerce. Unlike Mastercard, PayPal and American Express, which supply payment rails, OnePay will define how AI agents store credentials, interpret user intent, select instruments, and disclose financing options. This upstream role places OnePay at the rule‑making layer of autonomous transactions. The move signals OnePay’s ambition to become critical infrastructure for the emerging autonomous commerce ecosystem.
Modern privacy-enhancing technologies guide a responsible approach to data use by applying methods that protect personal information while supporting meaningful analysis, offering a structured path toward secure digital practices. #PrivacyTech #DataGovernance #Cybersecurity #DigitalTrust #PETs
Simple hack to improve your finances: Set up @cfosilvia with your bank account & credit cards. Ask Silvia for a list of all recurring payments. Cancel anything you use less than 1x per week. Takes a few minutes and saves hundreds of dollars. Sign...
FinTech Futures highlighted five pivotal stories this week. PayPal applied for a Utah‑chartered industrial bank to expand small‑business lending, while Monzo secured a full European banking licence and bought mortgage fintech Habito. The UK regulator fined Nationwide Building Society £44 million...
Trust architecture and digital identity now constitute the indispensable foundation for secure digital interactions, safeguarding data through continuous verification and user-centric models. Microblog @antgrasso #Cybersecurity https://t.co/hJRKN2xV4C
How to transmit tacit knowledge is one of the deepest questions. Perhaps video can do things that text can't? At @stripepress, we're keen to explore this.
Revolut is in early talks with private‑equity giant Blackstone to embed the firm’s investment funds into a forthcoming private‑banking suite. The partnership would mark Revolut’s pivot from a mass‑market fintech to a wealth‑management platform targeting high‑net‑worth individuals. For Blackstone, the...
In this episode, Ryan and David examine how Coinbase is evolving into a financial super‑app, while JPMorgan launches its first tokenized money‑market fund on Ethereum and regulators quietly enable on‑chain settlement via DTCC pilots. They also discuss Solana’s Firedancer client...
The "What the FinTech?" podcast’s Season 6, Episode 25 recaps 2025’s most impactful financial‑services developments and outlines key forecasts for 2026. Hosts Dave Wallace and Dharmesh Mistry highlight AI‑driven credit models, the rapid expansion of open‑banking APIs, tighter crypto regulation, and the...
The post outlines a shift toward privacy‑first behavior as consumers curb personal data sharing and adopt tools like encrypted messaging, VPNs, and tracker‑blocking browsers. Device manufacturers such as Apple, Samsung, and Google are responding by integrating on‑device processing, stricter app...
Fintech commentator Chris Skinner outlines the growing push for digital identity systems, citing government initiatives in the UK, the US mobile driver’s licence, and Apple’s Wallet ID. He contrasts these programs with public resistance rooted in privacy fears, especially around...
Chris Skinner’s December 19 2025 roundup curates six fintech stories that illustrate the sector’s evolving landscape. Highlights include Citi’s perspective on funding trends, Aspire’s acquisition of global licences, the emergence of fintech‑driven gambling platforms, HSBC’s £55 million physical‑branch refurbishment, and the Bank of...
In this episode, fintech veteran Jason Lee discusses how employee financial wellness is becoming as essential as health insurance, emphasizing that it drives productivity and business performance. He explains the evolution from DailyPay to Salt Labs and its acquisition by...
Udi Ziv, CEO of Personetics, explains that AI-driven personalization has become essential for banks and credit unions seeking growth and retention, as customers now expect the same seamless digital experiences offered by other apps. He highlights the shift from competing...
The episode examines how stablecoins fit into long‑term strategic thinking, using China’s CCP and its recent policy discussions as a case study. It highlights the view that stablecoins are a gateway to a tokenised capital‑market ecosystem where settlement can be...
At its Emerald 2025 conference, FIS outlined a new loyalty playbook for banks, urging a shift from chasing share of wallet to capturing share of mind first. The firm promotes "embedded loyalty," weaving rewards and engagement directly into the customer...
U.S. Bank was named Tearsheet’s Best Bank for SMBs, recognizing its Business Essentials suite that unifies checking, payments, payroll, and spend controls into a single digital platform. The bank’s data shows growing adoption of these tools, with small‑business owners consolidating...
In this episode, Peter Dougherty, President of Spreedly, explains how an open payments platform enables global brands to launch faster, reduce vendor risk, and improve authorization rates by providing a unified layer for tokenization, fraud, KYC, and multi‑processor connectivity. He...
Deutsche Bank has launched the full‑functionality Wero digital payments app for retail customers of both Deutsche Bank and Postbank, adding real‑time e‑commerce payments across Europe. The rollout expands the European Payments Initiative (EPI) flagship wallet into Germany’s largest banking market,...
Barclays recently altered its online login flow, forcing users to choose between mobile access and a PINsentry card reader, which many customers mistake for their usual mobile PINsentry method. The ambiguous labeling leads to repeated access failures, wasted time, and...
Chris Skinner’s "Things worth reading" roundup highlights the most consequential fintech stories of December 2025, from the sector’s biggest headlines and a surge in UK hiring to a landmark industry‑communication report. The list also spotlights credit‑debit innovation, the AI compliance...
I had the opportunity a few years ago at Morgan Creek to invest in Coinbase while they were still private. I remember thinking they had a chance to dominate the crypto industry and be the leading US-based exchange. Now it is obvious...
Crypto companies are assaulting Wall Street. $COIN launched 8 different products last night as they try to be the first financial "super app" in the US. https://t.co/JwUb4F2xYa
Charlotte Bullock, Head of Product at The Bank of London, highlighted the bank’s focus on rapid experimentation and short approval cycles, contrasting it with the slower, layered processes of large corporates. The bank is embedding AI assistants directly into its...
In this episode, Stephen Sargeant talks with crypto pioneer Joël Valenzuela about his transition from early Bitcoin involvement to a fully crypto‑only lifestyle, eschewing traditional fiat banking. Valenzuela explains how Dash’s focus on privacy and instant transactions makes it uniquely...
Rich people hire a team to manage their finances and help them make more money. The average person can't afford to do this. However, anyone can now have this luxury at their fingertips with the rise of AI. That is why we build...
Generation Alpha grows up in a cashless world, pushing merchants to reinvent the checkout experience. Three trends are reshaping payments: software‑based solutions such as SoftPOS and SmartPOS, integrated payments through ISV partnerships, and AI‑driven conversational commerce. SoftPOS turns any smartphone...
Mastercard is urging payment acquirers to shift focus from consumer‑centric models to B2B card acceptance, highlighting an estimated $80 trillion addressable opportunity in accounts payable and receivable. It argues that commercial‑card economics now outpace legacy B2B2C margins, especially as acceptance moves...
PayPal has filed applications with the Utah Department of Financial Institutions and the FDIC to launch PayPal Bank, marking its first attempt to obtain a U.S. banking charter. The move would shift the company from a pure payments platform to...
When sensitive data must remain in place, yet collective intelligence is needed, a distributed approach to artificial intelligence emerges. Federated learning enables this balance, allowing models to improve across networks without compromising data sovereignty or transparency. #FederatedAI #PrivacyFirst #AI
AI-driven shifts are reshaping productivity, market behaviors, competitive pressure, and organizational design, creating a sequence of changes that move from immediate efficiency gains to broader transformations across industries. Infographic @Gartner_inc via @antgrasso https://t.co/BckFf1DZ02
Chris Skinner’s daily reading roundup spotlights a sweeping set of financial‑sector developments. It highlights the European Central Bank’s ambitious banking‑rules overhaul and a forward‑looking analysis of how central banks should steer through the uncertainty of 2026. The list also captures fintech’s...
Wall Street is embracing bitcoin and crypto, which is going to fundamentally change finance forever. https://t.co/W1vBhOdNNj
I am joining @PBDsPodcast LIVE for the next two hours. Economics, geopolitics, finance and tech. Maybe even a little bitcoin talk. Tune in here: https://t.co/rATyLq0Zm1
Monzo’s board asked chief executive TS Anil to step down amid a dispute over the timing of the bank’s initial public offering. Anil favored an earlier IPO and hinted at leaving post‑listing, while directors wanted more time to expand internationally...
Web3 creates a distributed and transparent digital environment, giving people control of data and transactions while supporting secure smart contracts, interoperable networks, tokenized assets, and an extensible structure for future applications. Microblog @antgrasso #blockchain https://t.co/kjuQwye1sf
#ad Rocketship growth is an accomplishment on its own - but in order to sustain and scale it, you need to stay up-to-date with the sharpest tools available. Excited to partner with Intuit and their Enterprise Suite, helping founders better...
Sequence, a London‑New York fintech startup, closed a $20 million round led by 645 Ventures with participation from Andreessen Horowitz and other backers. The capital will fuel its AI‑driven revenue platform that automates billing, contract processing and invoice issuance for finance teams....
Negative headlines are dominating the conversation, but there are many economic data points that tell a very different story. https://t.co/M87EVlXIQZ
Arbitrum is a Layer 2 scaling solution for Ethereum that processes transactions through rollups, lowering fees and congestion while preserving security, EVM compatibility, and a mature ecosystem for DeFi, NFTs, and developer tools worldwide. Microblog by @antgrasso #Crypto #ARB https://t.co/toq3jNBBmf
Italy has solidified its position as the EU’s leading card market by volume and growth. In 2023 Italians spent an average €4,159 per person on card payments, an 8.8% increase since 2019, while debit card transactions reached 6.7 billion, up 20.3%...
In this episode, Peter Galvin and Luis Peña explain how the SaaS landscape is shifting from horizontal subscription tools to vertical commerce platforms that embed payments directly into the user workflow. They detail how integrated, tokenized payment flows enable new...
The episode highlights Sei's partnership with Xiaomi to pre‑install a stablecoin payment app on millions of devices outside China and the US, signaling a major push for mainstream crypto adoption. It also covers broader fintech news, including BBVA's rollout of...
Monzo’s board has asked CEO TS Anil to step down after months of friction over the company’s IPO timetable. Anil advocated an earlier public listing, while several directors preferred delaying to expand overseas and improve valuation. The board has installed...
The episode announces Bitcoin Investor Week, a February event in New York gathering top investors, CEOs, and policymakers to discuss Bitcoin’s growing role in institutional finance, corporate balance sheets, and personal portfolios. It emphasizes that despite volatility, institutional inflows and...
Fintech strategist Jas Shah highlighted that the Middle East and North Africa (MENA) region’s digital banking slowdown stems from restrictive payments infrastructure rather than lack of consumer demand. Banks are racing to upgrade legacy internet‑banking platforms to mobile‑first experiences to...
Jordi Visser (@jvisserlabs) and I discussed how the US economy is shedding its skin and transitioning into the future. https://t.co/T8eKedi2uY
U.S. Bank’s Vice President and Principal Product Manager for Digital, Data and AI, Prageeth Sandakalum, will join a panel at the FinAi Banking Summit in Denver to discuss "AI strategy at scale: Lessons from global banks." The conversation will focus...
The 2024 collapse of Synapse left $85 million in consumer deposits frozen, exposing the fragility of pooled For‑Benefit‑Of (FBO) accounts. The incident highlighted how legacy account structures cannot keep pace with today’s multi‑party, B2B money flows. Virtual Account Management (VAM) is...
Goldman Sachs announced on Dec. 1 that it will acquire Innovator Capital Management, adding 159 defined‑outcome ETFs and roughly $28 billion in assets under management. The acquisition gives Goldman a foothold in the fast‑growing buffered‑ETF niche, which uses options to limit downside...
