Know What's Happening in FinTech
Know What's Happening in FinTech
FinTech Pulse
EMAIL DIGESTS
Daily
Every morning
Weekly
Tuesday recap
EMAIL DIGESTS
Daily
Every morning
Weekly
Tuesday recap
Fintech strategist Jas Shah highlighted that the Middle East and North Africa (MENA) region’s digital banking slowdown stems from restrictive payments infrastructure rather than lack of consumer demand. Banks are racing to upgrade legacy internet‑banking platforms to mobile‑first experiences to win younger users. Shah warned that stablecoin initiatives remain constrained by ambiguous KYC, AML and fund‑segregation rules, urging brokers to start with customer insights. He also noted a broader shift as neobanks like Revolut move toward offering investment‑as‑a‑service, blurring the line between banking and retail investing.
Jordi Visser (@jvisserlabs) and I discussed how the US economy is shedding its skin and transitioning into the future. https://t.co/T8eKedi2uY
U.S. Bank’s Vice President and Principal Product Manager for Digital, Data and AI, Prageeth Sandakalum, will join a panel at the FinAi Banking Summit in Denver to discuss "AI strategy at scale: Lessons from global banks." The conversation will focus...
The 2024 collapse of Synapse left $85 million in consumer deposits frozen, exposing the fragility of pooled For‑Benefit‑Of (FBO) accounts. The incident highlighted how legacy account structures cannot keep pace with today’s multi‑party, B2B money flows. Virtual Account Management (VAM) is...
Traditional banks are accelerating technology investments and forging strategic partnerships to reclaim commercial lending from fast‑growing private‑credit markets and AI‑driven fintech rivals. They are shifting resources toward complex loan products, adopting originate‑to‑distribute models, and deploying unified platforms that span front‑...
Goldman Sachs announced on Dec. 1 that it will acquire Innovator Capital Management, adding 159 defined‑outcome ETFs and roughly $28 billion in assets under management. The acquisition gives Goldman a foothold in the fast‑growing buffered‑ETF niche, which uses options to limit downside...
At the Finance Magnates London Summit, Muinmos founder Remonda Z. Kirketerp Møller warned that financial firms are rushing AI into compliance without grasping its operational and regulatory ramifications. She distinguished true AI from mere automation, emphasizing that ultimate decision‑making must...
Beeks Financial has secured its fifth exchange client of 2025 by signing a revenue‑sharing agreement with nuam, the holding company operating the Santiago, Lima and Bogotá exchanges. The Exchange Cloud platform will enable nuam to onboard local and international participants...
"We've tried multiple other financial planning type platforms and they haven't been very helpful - but Silvia is completely different." Sign up free: https://t.co/587F3GAhpp https://t.co/l9ezUcCRMN
Fintech startup Mesa announced the shutdown of its Homeowners Card on December 12, deactivating all accounts and ending the ability to earn Mesa Points. The card, launched in November 2024 with $9.2 million in equity and debt financing, rewarded spending tied to home...
A hard truth of financial markets is that politics will cloud your judgement and lead to bad decision-making. Democrats believe inflation will be over 5% in a year and Republicans believe it will be under 1.5%. Democrats believe the economy is headed...
Interest rates should be closer to 2.5%
The episode reflects on the rise, fall, and resurgence of specialist financial-sector investing, recounting the host’s hedge fund closure after a decade of long/short bets across global banks and fintechs. It highlights how recent market conditions have revived outsized returns...
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We are rapidly building more AI agents to help @cfosilvia users improve their finances. You have an army of digital workers spend every minute monitoring & measuring your portfolio. This was never possible before. It is now with Silvia. Sign up free: https://t.co/587F3GAhpp
Clive Kinross, CEO and co‑founder of Propel Holdings, explains how his accounting background drove a disciplined, unit‑economics focus that enabled the fintech lender to become profitable from its early days with just $4 million in seed capital. He details Propel’s AI‑powered...
One of the coolest parts of bitcoin is that millions of people work daily in a decentralized, uncoordinated fashion to help bitcoin succeed. Writing code. Running nodes. Mining. Marketing. Holding. Millions of people working together without knowing each other.
Nearly a decade ago I used to repeat the phrase "tokenize the world" because it was obvious that every asset was going to be digitized. First, bitcoin. Second, dollars, Now, securities & bonds. I wasn't perfect, but my thesis held up well...
The episode examines Ireland’s 1966‑1976 bank strikes, showing how the economy survived without cash by relying on cheques, IOUs and locally‑issued substitutes backed by strong social capital. It highlights that reputation‑based identity networks—often mediated through pubs and community figures—enabled informal...
NP Digital outlines the most common data‑tracking failures that undermine marketing ROI, from biased attribution and GA4 revenue gaps to consent‑management lapses and fragmented cross‑device IDs. The firm recommends a systematic audit, unified taxonomy, and integration of GA4 with a...
The episode analyzes the Federal Reserve’s recent 25‑basis‑point rate cut and the restart of $40 billion monthly Treasury‑bill purchases, signaling a return to quantitative easing that is driving all major asset classes to record highs. Host Anthony Pompliano and guest Jeff...
Citizens Bank unveiled a unified open‑banking API in mid‑2024, earning the Best New Embedded Finance Platform award at Tearsheet’s Big Bank Theory Awards 2025. The platform, built on FDX standards with a multiplexing engine, serves consumers, small businesses, and large...
In this episode, Fred Cadena of Vericast explains that banks are losing half of their marketing spend because generic campaigns miss the mark, and that relevance—driven by real‑time, hyperlocal data on neighborhoods, life events, and mover signals—outperforms broad reach. He...
eToro reports that roughly one‑third of its stock trades now happen outside regular market hours, following the recent rollout of 24/5 access to every S&P 500 and Nasdaq 100 constituent. The extended‑hours window runs from Sunday 8:05 p.m. to Friday 4:00 p.m. ET, letting...
I sat down with Jeff Park (@dgt10011) to discuss the Fed’s year-end shift toward rate cuts and easier liquidity, what it means for markets, and why bitcoin sentiment feels so negative despite strong performance. Jeff also digs into how AI...
Corporate Digital Responsibility guides companies to use technology ethically and sustainably, protecting data and security, promoting inclusion and transparency, and managing social impact so that digital growth respects people and the environment. Microblog by @antgrasso https://t.co/ekxu1YVwO2
In this episode, Stephen Sargeant interviews Jess Houlgrave, CEO of WalletConnect, about how the platform is linking hundreds of wallets with thousands of dApps to create a Visa‑like infrastructure for crypto. Jess explains the rise of AI‑driven agent wallets, the...
The Fed is going to buy $40 billion of Treasury bills in 30 days to restart the expansion of their balance sheet. We are addicts that need another hit.
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The episode reviews recent fintech developments, highlighting Plum’s acquisition of an e‑money licence—allowing it to offer banking‑like services such as transfers, prepaid cards and digital wallets to its 2 million users—alongside other notable moves like Flatpay’s door‑to‑door sales push, Worldline’s divestment...
ProCap Financial acquired more bitcoin yesterday and now holds 5,000 bitcoin on the balance sheet. As part of the bitcoin purchase, we capitalized on an unrealized loss, which may be used to offset future gains and provide strategic flexibility. $BRR https://t.co/imaPxZB5Zt
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Revolut, Europe’s largest neobank valued at $75 bn, has opened a share‑buy‑back for former employees. The program offers ex‑staff $966.74 per share, a 30% discount to the $1,381.06 price paid in the latest secondary sale. Despite the discount, the price is...
In this episode, Jim Marous explores why banks increasingly look and feel the same, highlighting how legacy branding, uniform digital interfaces, and risk‑averse cultures create homogeneity across the industry. He discusses how generative AI, data‑driven personalization, and innovative partnerships can...
