Know What's Happening in FinTech
Know What's Happening in FinTech
FinTech Pulse
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EMAIL DIGESTS
Daily
Every morning
Weekly
Tuesday recap
Octopus Energy has completed one of the UK’s largest Direct Debit migrations, transferring 5.5 million customer mandates and £12 billion in payments to fintech platform GoCardless. The move accelerates refund processing, cutting typical times from five days to one‑two days via an in‑app self‑refund feature. Automation of back‑office payments frees customer‑service teams to handle more complex issues. The migration underscores Octopus’s strategy of leveraging fintech to modernise the utility payment model.
Asia's mobile money explodes: 862M users, 41% global share (UPI/WeChat excluded) • QR accepted at 76% merchants—double global average • Drives 80% digital tx in East Asia, ~$500B volume • P2P 70% of flows; remittances +50% YoY • 1 in 3 new global accounts...
Community banks face deposit erosion as fintechs lure customers, but Cornerstone Advisors estimates a $2 trillion growth opportunity if banks integrate digital investing. Embedding investment services into mobile and online banking can retain deposits and attract younger clients, while generationally tailored...
Flutterwave has acquired Nigeria’s open‑banking startup Mono in an all‑stock transaction valued between $25 million and $40 million. Mono’s APIs, which have linked over 8 million bank accounts and supplied 100 billion data points, will remain an independent product under Flutterwave’s umbrella. The deal...
Fiinu reported its first profitable month in November 2025, driven by the Everfex acquisition that added significant pre‑tax profit. The board swiftly replaced the Polish unit’s founders with CEO Marko Sjoblom and senior officer Adam Narczewski, citing governance strengthening. Fiinu...
Saxo Bank’s eight 2026 forecasts range from a premature quantum‑computing breakthrough that could wreck crypto to a SpaceX IPO that may create a trillion‑dollar space economy. The predictions also include an AI‑run Fortune 500 CEO, a gold‑linked "golden yuan" challenging dollar...
Xsolla, the global video‑game commerce platform, has added MTN Mobile Money support for Congo‑Brazzaville and Zambia, extending its African payment footprint. Mobile money now accounts for over 5% of GDP across key African markets, generating roughly $14.5 billion in transaction volume...
By averaging together risk tolerance and risk capacity scores, the advisor can unwittingly end up in situations where clients with extremely low risk tolerance (or risk capacity) end up with portfolios that are far too risky for their situation. In...
The plateau of productivity. 🧐 → https://t.co/lB4HCrj1eu This echoes - you may have recognized it - the famous Gartner curve. And that’s exactly what came to mind as I looked at the curve of InsurTech investments in Europe at the end of...
Mastercard and fintech lender LoanPro announced a partnership to introduce a “Loan on Card” solution, targeting a 2026 rollout. The service will embed fixed‑term installment loans onto Mastercard’s global network, allowing lenders to fund borrowers via virtual or physical cards...
Financial institutions are moving quantum computing and generative AI from experimental projects to core capabilities. In September 2025 HSBC and IBM completed a quantum‑enabled bond‑trading trial that lifted prediction accuracy by up to 34 percent, while a December 2025 partnership...
Beyond its public value, open data reveals itself as a strategic layer for modern enterprises, where its thoughtful integration fuels informed innovation and shapes a more collaborative, intelligence-driven approach to market competitiveness. #OpenData #BusinessIntelligence #AI
The next bitcoin cycle starts this month. Ignore the noise. Focus on the signal. That is what Bitcoin Investor Week is all about. Come lear how institutions & hedge funds are investing across the bitcoin ecosystem. Tickets: https://t.co/4A6xvzEthm
In recent years, Mastercard’s Value-Added Services & Solutions (VAS) segment has emerged as a k...
Confidential computing strengthens data protection by using secure enclaves, encryption in use, hardware isolation and trusted verification, supporting private processing across cloud and AI environments through shared standards and alignment. Microblog @antgrasso #CloudSecurity https://t.co/dM7JbmMHpL
By 2026, gaming, stablecoins, immersive technology, tokenized finance and digital identity have moved from hype to the backbone of the global economy. Gaming now supplies verifiable skill data that employers value, while stablecoins settle tens of billions of dollars each...
Despite the rise of digital wallets, more than half of U.S. consumers say their cash usage has stayed steady or grown, driven primarily by concerns over privacy and identity theft. A strong majority want cash to remain available for national...
Scott Galloway warns that the "buy now, pay later" boom reflects a broader cultural addiction to instant dopamine hits, especially among young men. He argues that male brains mature later, leaving them vulnerable to impulsive tech, gambling, and finance products....
Well, @systematicls wrote two pieces that have been stuck in my head. The first, " The Prison of Financial Mediocrity ," diagnosed a generation's turn toward casinos and memecoins as a rational response to a system that no longer rewards...
David Hoffman and Anthony Sassano discuss the surge in precious metals and the S&P, highlighting silver's 10x potential and bullish market sentiment. They examine Aave's internal governance clash over fee structures, celebrate Uniswap's successful protocol unification, and note the appointment...
Aaron Gwak argues tokenization isn’t a futuristic buzzword but a revival of the direct, bearer‑style ownership that existed centuries ago, now reinforced by modern regulatory safeguards. Libeara’s data shows that over $1 billion of tokenized assets were sold, with more than...
The 2025 EBA‑ECB report shows European payment fraud losses jumped to €4.2 billion in 2024, a 17 % increase despite a stable fraud‑rate of 0.002 % of transaction value. Remote, digital channels drove the surge, with credit‑transfer fraud reaching €2.5 billion and APP scams...
UK retailer Currys announced a partnership with payment processor Stripe to overhaul its checkout infrastructure. The integration will replace legacy systems with Stripe's unified payments platform, enabling faster, more secure transactions across online and in‑store channels. Currys expects the upgrade...
In an increasingly interconnected world, establishing frameworks for secure and self-determined digital interactions is no longer optional. The foundational elements enabling this shift, from architectural principles to user-centric control, are crucial for our collective digital future. #TrustArchitecture #DigitalIdentity #ZeroTrust
In this episode, Jim Marous explores why Bank of America is reinvesting in its physical branch network, arguing that branches remain vital for building trust, delivering complex services, and gathering real‑time customer insights in an increasingly digital world. He highlights...
Financial institutions boast cutting‑edge analytics—real‑time fraud scoring, alternative‑data credit underwriting, and microsecond trading—but the introduction of generative AI has sparked a stark hesitation. Large language models (LLMs) are probabilistic, producing fluent yet often inaccurate outputs that clash with finance’s deterministic,...
In this episode, Stephen Sargeant interviews Jamie Elkaleh, CMO of Bitget Wallet, to explore what defines a great crypto wallet, covering technical metrics like TVL, investor protection, and compliance across jurisdictions. Jamie shares his transition from sports analytics to Web3...
The episode reviews the 2025 shift where banks have moved generative AI from experimental pilots to profit‑driving operations, highlighted by Google Cloud's report on AI ROI in financial services. It details how AI boosts productivity, enhances customer experience, and delivers...
In a post‑New Year discussion at the UK Parliament, the host debated the need for a national digital identity infrastructure with MPs David Davis and John McDonnell, sparked by the government's vague proposal for an identity card to curb illegal...
Doo Money Lender Limited, a Doo Group subsidiary, has been granted a Money Lenders License by Hong Kong’s Licensing Court, authorising it to offer unsecured personal loans, mortgages and corporate financing. The license follows Doo Financial HK Limited’s recent Type 1...
2025 saw unprecedented fintech financing, highlighted by Binance securing a record $2 billion stablecoin investment from Abu Dhabi’s MGX and Ripple achieving a $40 billion valuation after a $500 million round. Revolut’s employee share sale pushed its valuation to $75 billion, while Kraken raised...
2025 saw a wave of senior leadership changes across major financial institutions. Monzo announced CEO TS Anil will exit in February 2026, with Diana Layfield taking the helm. Revolut appointed Béatrice Cossa‑Dumurgier as Western Europe CEO to drive its €1 billion...
The first two weeks of January we are going to learn whether the bitcoin 4 year cycle still exists.
The episode examines how debit card fraud costs have shifted dramatically toward merchants, who now shoulder nearly half of all losses—a rise from 46.9% in 2021 to 49.9% in 2023—while banks' share has plummeted. It highlights the overall increase in...
Embedded finance is quietly transforming how we interact with services, weaving payments and lending directly into the platforms we use daily, marking a subtle yet profound shift in the architecture of both commerce and customer experience. Microblog by @antgrasso #Fintech https://t.co/wPO2epQPcY
The episode examines the rising threat of infostealer malware like Lumma Stealer, which harvests vast amounts of personal data and sells bundled credentials on the dark web. Tracy Goldberg explains that combating this requires both reducing reliance on passwords through...
Kalshi, a U.S. prediction‑market platform, is weighing entry into Brazil by 2026, aiming to position its event contracts as financial instruments rather than gambling products. Brazil’s new sports‑betting regime, introduced in early 2025, imposes strict licensing, domain, and KYC requirements,...
eToro has signed a sponsorship deal with Swedish football club Djurgårdens IF, adding LED branding and exclusive hospitality for top clients. The partnership coincides with eToro’s rollout of real‑time trading data for over 210 Nasdaq Nordic stocks, now free for...
2025 saw a wave of high‑profile fintech launches, from Trump Media's Truth.Fi offering crypto‑linked ETFs to a nine‑bank European consortium unveiling a euro‑denominated stablecoin slated for H2 2026. Malaysia’s Bank Muamalat introduced Atlas, the nation’s first Islamic digital‑only bank powered by...
FinTech Futures highlighted five major 2025 payments developments: the UK government will dissolve the Payment Systems Regulator and fold its duties into the FCA, aiming to streamline oversight; Africa launched PAPSSCARD, its first pan‑African card scheme to enable cross‑border retail...
The two most important technologies shaping finance for the next decade are artificial intelligence and bitcoin.
Bloomberg’s latest Pro Tips video demonstrates how the GF function on the Bloomberg Terminal lets users graph segment data, key performance indicators, and fundamentals in a fully customizable view. The tool also supports building bespoke spreads and ratios, enabling deeper...
The episode explores why banks consistently miss growth opportunities, emphasizing that true expansion comes from dynamic co‑creation, AI‑driven marketing, and seamless digital experiences rather than size alone. Guests highlight how generative AI can boost efficiency, personalization, and fraud mitigation, while...
2025 saw a wave of high‑profile fintech partnerships reshaping payments across regions. Swift was chosen by the European Payments Council to run the EPC Directory Service, enhancing payee verification and interoperability for the VOP scheme. Stripe teamed with Paradigm to...
Fintech Futures highlighted five pivotal banking‑technology developments in 2025. Temenos named Takis Spiliopoulos CEO, reinforcing an execution‑focused strategy. Commonwealth Bank of Australia completed a massive migration of its SAP core‑banking system to AWS, supporting 90% of accounts and 40% of national...
Someone used an AI model to find a $200,000+ tax deduction that they didn't realize was available. Here is how they did it 👇🏼 The person asked @cfosilvia this morning: "What do rich people do at the end of the year to lower...
Simple hack to improve your investment portfolio: Ask @cfosilvia "What are five things you would do to optimize my investment portfolio?" You get personalized insights using the latest AI models. I promise you won't regret it. Sign up free here: https://t.co/bMI7hLeciU
Finovate alumni secured more than $1.4 billion in Q4 2025, marking the strongest fourth‑quarter finish in over a decade. The 46 alums that raised capital this year amassed over $3.3 billion, the highest annual total since the 2021 boom. Notable deals included $500 million...
Darragh Buckley, former Stripe employee #1 and now CEO of Increase, explains how his experience scaling Stripe’s payments infrastructure inspired him to build a new fintech layer that connects directly to the Federal Reserve via its own banking core, exposing...
The 2025 Net Interest year‑in‑review recaps 46 posts and 15 interviews, highlighting AI’s expanding role in capital markets, the surge in private equity and credit, and the growing influence of retail investors who now account for about 21% of US...
