Global Payments Looks Forward to a Post-Issuing Era
Global Payments completed a $24.25 billion acquisition of Worldpay and sold its card‑issuing unit for $12 billion, positioning the company as a pure‑play merchant acquirer. The firm highlighted strong early performance of its Genius point‑of‑sale platform, now covering restaurants, retail, drive‑throughs and service businesses. It is also expanding investment in agentic commerce, leveraging Worldpay’s open‑source AI standard. For the quarter, adjusted net revenue rose 1% to $2.32 billion, with total 2025 revenue up 2% to $9.32 billion.
Finpace Introduces Halcyon AI Layer to Its Core Banking Stack
Finpace unveiled Halcyon, an AI‑driven layer integrated with its core banking platform, aimed at accelerating change management for African financial institutions. The solution interprets business intent, orchestrates actions across data and workflow systems, and embeds governance to ensure compliant, auditable...
Successfully Implementing AI in Banking: Insights From Allica Bank CEO Richard Davies
Allica Bank CEO Richard Davies outlined how the UK fintech is scaling AI across its organization, emphasizing company‑wide adoption, engineering productivity, and cultural change. He highlighted that AI tools have delivered productivity improvements of two to ten times for engineers...
Stripe’s Bridge Wins OCC Conditional Approval
Stripe’s Bridge subsidiary received conditional approval from the Office of the Comptroller of the Currency for a national trust bank charter, filed in October and approved on Feb. 12. The charter would let Bridge issue stablecoins, custody digital assets, and manage...
Zodia Custody and LMAX Group Launch ‘Zodia Switch’ to Streamline Institutional Asset Swaps
Zodia Custody and LMAX Group have introduced Zodia Switch, a custody‑native trading feature that lets institutional clients swap ERC‑20 tokens directly from their secure wallets. The solution leverages LMAX’s execution venues, eliminating the need to pre‑fund external trading accounts and...
OCC Conditionally Approves Stripe Subsidiary Bridge for Trust Charter
Stripe’s subsidiary Bridge received conditional approval from the Office of the Comptroller of the Currency for a national trust bank charter. The license would allow Bridge to issue stablecoins, custody digital assets, and manage reserves under OCC oversight. The decision...
India’s Fintech Powerhouse Cashfree Payments Expands AI Ambitions with ‘Cashfree Here’ Launch
Cashfree Payments introduced Cashfree Here, an in‑chat payment solution unveiled at the India AI Impact Summit 2026, allowing users to complete transactions directly within AI chat applications. The product leverages Cashfree’s existing API banking infrastructure to embed checkout, tokenised card...
Tech-Powered Credit Reform Could Add £7bn to the UK’s GDP, Report Claims
ClearScore’s new white paper argues that modernising credit‑worthiness assessments with open‑banking data and AI could add up to £7 bn to the UK’s annual GDP. It highlights that 17 million adults face a £2 bn credit supply gap, with up to 60% of...
Digital Savings Startup Vestwell Lands $385M, Doubles Valuation
Vestwell, the New York‑based digital savings platform, closed a $385 million Series E round led by Blue Owl Capital and Sixth Street Growth, pushing its valuation to $2 billion—double its prior level. The fintech now reports annual recurring revenue above $200 million, serving more...
Milo Tops $100 Million in Crypto-Backed Mortgages, Closes Record $12 Million Deal
Milo, a U.S. crypto‑lending firm, has originated more than $100 million in crypto‑backed mortgages, highlighted by a record $12 million loan. The company operates in ten states and offers loans up to $25 million secured by Bitcoin or Ether, with interest starting at...
Businesses Move to Rein In AI in the Shift to Autonomous Finance
Enterprises are granting AI agents authority to initiate payments, approve refunds, and orchestrate cross‑functional workflows, shifting from assistance to autonomous action. Security researchers warn that more than 1.5 million deployed agents could be exposed to misuse, expanding the attack surface faster...
5 Romanian Fintech Startups to Watch, According to Investors
Independent projections show Romania’s digital payments could reach nearly $93.5 billion by 2030, expanding at just over 20% CAGR. This surge is fueling demand for fintech solutions that serve an increasingly digital SME landscape. Investors highlighted five startups—FilmChain, Finqware, Lendox, Symphopay...
FinScan Expands Real-Time AML Across Global Rails
FinScan, Innovative Systems' AML platform, has added real‑time screening for modern payment rails such as IACH and Fedwire ISO 20022, boosting its capacity to process over 100 million transactions daily. The upgrade introduces advanced conditional logic, API‑first data quality tools, and enhanced...
Gallagher Brings Woodruff Sawyer Under Brand in $1.2bn Deal
Arthur J. Gallagher & Co. has completed the integration of Woodruff Sawyer, fully bringing the specialist broker under the Gallagher brand after a $1.2 billion acquisition. The move adds Woodruff Sawyer’s $268 million pro‑forma revenue and $88 million EBITDAC, along with its 14...
How Invoices Work Step by Step for Freelancers and Small Businesses
Invoicing is a critical financial and branding tool for freelancers and small businesses, turning completed work into a formal payment request and record. A professional invoice includes clear business and client details, a unique number, dates, itemized services, and payment...
Credit One Bank Serves Those Who Others Won’t
In this episode of Banking Transformed, host Jim Marous talks with Credit One Bank executives about the bank’s strategy of serving customers that traditional banks often overlook. They discuss how Credit One leverages data‑driven underwriting, flexible credit products, and a...
IMTF Strengthens ESG Standing with EcoVadis Badge
IMTF has been awarded an EcoVadis ESG badge after its latest sustainability assessment, marking a measurable upgrade in its environmental, social and governance practices. The badge, based on a four‑pillar framework, signals stronger policies, greater transparency and improved internal controls...
Matic and nCino Embed Home Insurance Into Digital Mortgages
Matic and nCino have teamed up to embed a home‑insurance marketplace directly into nCino’s digital mortgage platform. The integration lets borrowers compare and purchase policies from more than 70 carriers without leaving the loan application flow. Lenders gain earlier access...
Orb: The Revolutionary New Human Verification Technology
Tools for Humanity unveiled Orb, a spherical hardware device that scans a user’s iris to create an encrypted IrisCode, which becomes a World ID stored in the World App. The device uses a high‑resolution camera and AI anti‑spoofing to verify...
LAX Signals Infrastructure Preparation for Adaptive Risk Mitigation in Crypto Payments
Crypto payment volumes are rising, prompting LAX to launch an infrastructure preparation initiative focused on adaptive risk mitigation. The program will reinforce LAX’s internal payment architecture to dynamically assess transaction flows, adjust processing in real time, and respond to network...
Crypto Gone? 2026 Blueprint for Blockchain Recovery
The guide outlines a step‑by‑step blueprint for recovering lost or stolen crypto, distinguishing between exchange lockouts, scams, and lost seed phrases. It explains practical actions such as identity verification for exchanges, rapid blockchain tracing for theft, and systematic searches for...
Experience Economy Pushes Payments to $20B Super Bowl Test
The 2026 Super Bowl generated roughly $20.2 billion in experience‑economy spending, spanning tickets, merchandise, streaming and legal wagering. Paysafe’s CEO Bruce Lowthers highlighted the need for payment platforms that can process massive, real‑time transactions across multiple methods without friction. AI‑driven fraud...
As Tax Refunds Tackle Debt, Installment Payments Become a Budget Tool
Tax refunds rose 10.9% to an average $2,290, but tariffs on consumer goods have erased 70‑95% of their purchasing power for most households. The 2024 One Big Beautiful Bill Act expanded tax cuts, yet higher tariffs and price inflation offset...
AI Becomes Invisible Backbone of Global Systems
AI has moved beyond experimentation. It is no longer an add-on or productivity boost. It is becoming the invisible backbone of healthcare, education, finance and public systems. What we are witnessing is not another tech cycle, but the construction of a new...
Nearly Half of Digital Bank Customers Prefer Digital Wallets
A PYMNTS Intelligence survey of 2,071 U.S. bank customers finds that 44.6% of digital‑bank users prefer paying with digital wallets, outpacing other groups. When paired with discounts and clear buyer protection, 35.4% say they would shift account‑to‑account spending to pay‑by‑bank....
Piero Cipollone: Digital Euro
ECB Executive Board member Piero Cipollone outlined the digital euro roadmap, confirming that the current preparation phase began in November 2025 and a pilot is slated for mid‑2027. The ECB aims for a first issuance in 2029, contingent on EU legislators...
ECB and ONCE Foundation Launch Collaboration to Ensure Digital Euro Is Accessible for Everyone
The European Central Bank has signed a collaboration agreement with Spain’s ONCE Foundation to make the digital euro app universally accessible, especially for people with disabilities, older adults, and those with limited digital skills. The foundation will provide technical advice,...
royalwelt.com Bewertungen Expands Integrated Multi-Asset Trading Infrastructure Amid Rising Cross-Market Participation
Royalwelt.com announced a major upgrade to its multi‑asset trading platform, adding modular infrastructure that supports both equities and digital assets within a single interface. The enhancement boosts computational bandwidth, reduces latency, and introduces distributed processing nodes that maintain order sequencing...
Britain’s Renewed Appetite for Credit Cards
The UK credit‑card market has rebounded, with net lending up 12.4% year‑on‑year in December 2025 and outstanding balances reaching a record £78 billion. Despite higher unemployment and elevated household debt, arrears sit at just 1.2%, and debt‑service ratios are roughly half...
Juspay Opens Dubai Headquarters to Drive Middle East Expansion
Juspay, the global payments‑infrastructure provider, has opened a regional headquarters in the Dubai International Financial Centre. The new hub will focus on serving enterprise merchants, banks and fintech partners across the Middle East and North Africa. By situating itself in...
Zest Equity Launches Zest Arrange and Zest Escrow Following FSRA Authorisation
Zest Equity, backed by Morgan Stanley and regional investors, launched two new FSRA‑regulated services—Zest Arrange and Zest Escrow—expanding its private‑market infrastructure platform. Zest Arrange digitizes end‑to‑end deal‑making workflows, while Zest Escrow provides a regulated escrow function with segregated UAE bank...
Base App Could Merge Self‑Custody and Managed Services
"Base App is focused now on being the self-custodial version of Coinbase" I'm sure there are good reasons to not do this, but would be cool if they took this to the extreme and merged the apps into one Users choose...
Banco Itaú Teams Up with iCapital to Enhance Private Markets Offering with New Tech Solution
Banco Itaú International and Banco Itaú (Suisse) have expanded their partnership with fintech platform iCapital, embedding iCapital’s technology into the bank’s private‑markets offering. The integration delivers an end‑to‑end digital ecosystem covering marketing, onboarding, documentation, reporting and analytics, and introduces iCapital’s...
Standard Chartered Partners with B2C2 to Enhance Institutional Crypto Access
Standard Chartered has teamed up with digital‑asset liquidity provider B2C2 to create a seamless bridge between traditional banking infrastructure and crypto markets. The alliance will give institutional investors—such as asset managers, hedge funds, corporates and family offices—direct access to spot...
Insurtech : Branch Extends Partnership with Akur8 Through Discover Adoption
Branch, a Columbus‑based insurer, has expanded its partnership with AI pricing firm Akur8 by adopting the company’s Discover tool. Discover converts unstructured U.S. regulatory documents into searchable data, giving Branch real‑time insight into pricing trends and compliance requirements. The new...
Regtech SlowMist Exposes Supply Chain Threats in ClawHub’s AI Plugin Ecosystem
SlowMist has uncovered a wave of supply‑chain attacks targeting ClawHub, the official plugin repository for the OpenClaw AI agent framework. Over 340 malicious plugins were identified among roughly 3,000 listings, many embedding Base64‑encoded commands in the SKILL.md documentation that download...
Master Live-Stream Arbitrage Across Platforms for Big Profits
Obviously, this is very general in the video that I put out here, but the reality is: is learning how to buy and sell, and finding arbitrage in what you pay for something, versus what you sell it, and understanding...
EU Parliament Approves Digital Euro for All Transactions
EU Parliament Backs Digital Euro for Both Online and Offline Use - Fintech Schweiz Digital Finance News - FintechNewsCH https://t.co/mgf2DlIs9B
Stripe-Owned Bridge Clears OCC Hurdle for Federal Bank Charter
Stripe‑owned Bridge announced it has secured conditional approval from the Office of the Comptroller of the Currency to organize a federally chartered national trust bank. The charter, once fully granted, will let Bridge offer digital‑asset custody, stablecoin issuance, and reserve‑management...
Public Company Stakes NXM, Earns Yield on On‑Chain Risks
Love to see it. A publicly listed company staking NXM to earn yield by backing onchain risks.
Legacy Banks' Failures Fuel $1.3T Debt Fintech Surge
$1.3 trillion in credit card debt. An all-time high. One unicorn CEO says his fintech wouldn’t even exist if traditional banks had served customers better. When legacy systems fail to manage risk, transparency and affordability, disruption isn’t optional. It’s inevitable. https://t.co/b072MMXcSy @fortunemagazine...
The Economics of the Kalshi Prediction Market
Kalshi, a CFTC‑approved designated contract market, operates a quote‑driven prediction platform where makers post offers and takers accept them. An analysis of over 300,000 contracts shows that prices generally track event probabilities but suffer a pronounced favourite‑longshot bias, with cheap...
FinTechs Become Latin America’s SME Financial Operating System
Latin America’s small businesses don’t lack ambition. They lack liquidity. FinTechs are stepping in to close persistent cash flow gaps with smarter underwriting, real-time data and embedded finance solutions. The real opportunity isn’t just lending. It’s becoming the financial operating system for...
Wall Street Underestimates Coinbase Amid Growing Adoption, Regulation
NEW: 🚨 Brian Armstrong says Wall Street underestimates Coinbase, even as it grows stronger through rising adoption, clearer regulation, and improving financial performance.
Global Payments Inc (GPN) Q4 2025 Earnings Call Transcript
Global Payments reported Q4 2020 results that beat expectations, delivering double‑digit earnings‑per‑share growth and a 210‑basis‑point increase in operating margin. Adjusted net revenue reached $6.75 billion, a modest 5% decline year‑over‑year, while technology‑enabled services now represent 60% of the business. The...
AI Agents Turn Fintech Into Retention Powerhouse, Banks Lag
AI agents become fintech’s retention weapon…as banks are left in the dust • Agents own the relationship end-to-end • No more “customer churn” surprises • Revenue sticks instead of leaks • Banks stuck in pilot purgatory #fintech #tech #finserv #AI @BetaMoroney @efipm @BrettKing @spirosmargaris @jasuja @enricomolinari @mikeflache https://t.co/6I8skF6dkR
Banks’ AI Strategies Miss the Mark, Says Expert
Join me in Zurich at the NextGen Payments & RegTech Forum next month. I'll explore why many financial institutions are missing the mark in my keynote 'Your Bank’s AI Strategy Is Wrong.' https://t.co/XIQySs0LfD @qubevents #RegTech #Qubevents #NextGenPayments #Zurich https://t.co/RqffMqTRZS
Indonesia and Vietnam Explore Digital Payment Collaboration
Indonesia and Vietnam are initiating talks to cooperate on digital payment technologies, targeting greater transparency, efficiency, and financial inclusion. The discussions, held in Hanoi, focus on leveraging Vietnam’s real‑time monitoring capabilities to help Indonesian MSMEs maintain accurate records and access...
Lightspark Grid Powers AI-Driven Real-Time Global Payments
.@Lightspark Grid is the best platform to build realtime, global, 24/7 money movement solutions with AI for B2B payments, B2C payouts, P2P apps, stablecoin, and Bitcoin-enabled apps. Demo with Claude-skill coming this week. More here: https://t.co/0M2DOG8KdQ
Stablecoins Become Backbone of Global Payments, Unlocking New Possibilities
Thank you @Houlgrave for the thoughtful discussion. Stablecoins are becoming the backbone of global payments — faster, cheaper, more accessible. Excited to share my perspective on what’s next and what @WalletConnect + @TronDao unlocks. Watch the full conversation below.