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Conversational Banking: The New Gateway to Digital Banking Experiences
NewsJan 19, 2026

Conversational Banking: The New Gateway to Digital Banking Experiences

Conversational banking is evolving from simple chatbots into a core, AI‑driven channel that lets customers use natural language to access services, make transactions, and receive guidance. Advances in large language models, generative AI, and emerging agentic AI are enabling context‑aware,...

By Forrester Generative AI
Bitcoin, Ether, Solana and XRP Extend ETF Inflow Streak Before Reversal
NewsJan 19, 2026

Bitcoin, Ether, Solana and XRP Extend ETF Inflow Streak Before Reversal

Digital asset ETFs recorded $2.17 billion in net inflows last week, the strongest flow since October 2025. Bitcoin led with $1.55 billion, followed by Ether’s $496 million and Solana’s $45.5 million, while XRP added $69.5 million. The United States accounted for $2.05 billion of these inflows, but...

By CoinDesk
Jet Bank Partners Backbase to Power Launch of Albania’s First Neobank
NewsJan 19, 2026

Jet Bank Partners Backbase to Power Launch of Albania’s First Neobank

Jet Bank has partnered with Backbase to build Albania’s inaugural neobank. The bank is currently in the licensing phase and earned preliminary approval from the Albanian central bank in December 2023. Backbase will supply its low‑code digital banking platform to...

By Fintech Futures
Financial Advisor Compliance: Policies, Tech and Audits
NewsJan 19, 2026

Financial Advisor Compliance: Policies, Tech and Audits

Financial advisor compliance has shifted from a back‑office checklist to a strategic imperative as regulations tighten and client expectations rise. Core requirements now include adherence to the SECURE Act, Regulation Best Interest, and Form CRS, demanding precise documentation, conflict management,...

By Fintech Global
Bitcoin Hashrate Drops 15% From October High as Miner Capitulation Drags Into Almost 60 Days
NewsJan 19, 2026

Bitcoin Hashrate Drops 15% From October High as Miner Capitulation Drags Into Almost 60 Days

Bitcoin’s network hashrate has slipped about 15% since its October peak, falling from roughly 1.1 ZH/s to 977 EH/s as miners shut down equipment amid shrinking profits. The upcoming difficulty adjustment on Jan 22 will cut mining difficulty by 4%, marking the seventh...

By CoinDesk
Bitcoin Price Briefly Plunges to $0 on Lesser-Known Paradex Exchange
NewsJan 19, 2026

Bitcoin Price Briefly Plunges to $0 on Lesser-Known Paradex Exchange

Paradex, a Starknet‑based decentralized exchange, rolled back its blockchain after a database migration error caused Bitcoin’s price to briefly hit zero on the platform, triggering mass liquidations. All open orders except take‑profit/stop‑loss positions were cancelled, and the exchange was offline...

By CoinDesk
Chinese Crime Ring Arrested in South Korea Laundered over $100 Million Worth of Crypto
NewsJan 19, 2026

Chinese Crime Ring Arrested in South Korea Laundered over $100 Million Worth of Crypto

South Korean customs arrested three Chinese nationals accused of laundering $107 million in cryptocurrency. The ring moved funds through an unidentified exchange, using WeChat and Alipay deposits, and disguised transactions as cosmetic‑surgery or overseas‑study fees. The scheme operated from September 2021 to...

By CoinDesk
Crypto Derivatives Exchange Paradex Reports Outage, Cancels Open Orders
NewsJan 19, 2026

Crypto Derivatives Exchange Paradex Reports Outage, Cancels Open Orders

Crypto derivatives exchange Paradex suffered a platform‑wide outage on January 19, 2026, rendering its UI, API, cloud, blockchain components, bridge, block explorer, and RPC proxy unavailable. The exchange is executing a rollback and recovery process and has forced the cancellation...

By Cointelegraph
TechAssure Strengthens Brazil Presence Through Vitae Group
NewsJan 19, 2026

TechAssure Strengthens Brazil Presence Through Vitae Group

TechAssure, an international insurance broker network, has incorporated the São Paulo brokerage team of Brazil’s Vitae Group. The addition brings on‑the‑ground insight into Brazil’s rapidly evolving, innovation‑driven risk landscape. TechAssure now operates over 37 broker teams in 20 countries, strengthening...

By Fintech Global
India's Central Bank Proposes a Plan to Create Digital-Currency Link Among BRICS Nations
NewsJan 19, 2026

India's Central Bank Proposes a Plan to Create Digital-Currency Link Among BRICS Nations

The Reserve Bank of India is urging the government to place a proposal for linking the central bank digital currencies (CBDCs) of BRICS nations on the agenda of the 2026 BRICS summit it will host. The plan aims to create...

By CoinDesk
Bank-Backed Stablecoins: A New Chapter for Payments in Europe?
NewsJan 19, 2026

Bank-Backed Stablecoins: A New Chapter for Payments in Europe?

European banks, led by CaixaBank and peers, are creating a euro‑denominated, bank‑backed stablecoin. The initiative, organized through the Qivalis consortium, complies with the EU’s MiCA regulation and targets enterprise‑level payments. It aims to enable instant, programmable, cross‑border settlements that improve...

By Euromoney
HawkSoft Partners with AgencyFocus to Boost Financial Clarity for Agencies
NewsJan 19, 2026

HawkSoft Partners with AgencyFocus to Boost Financial Clarity for Agencies

HawkSoft, a leading agency management system provider, has teamed up with financial advisory firm AgencyFocus to deliver enhanced financial visibility for independent insurance agencies. The collaboration will embed AgencyFocus’s valuation, growth‑planning and acquisition expertise into HawkSoft’s platform, launching a suite...

By Fintech Global
Credura Launches AI-Based Insurance Adviser for Private Customers
NewsJan 19, 2026

Credura Launches AI-Based Insurance Adviser for Private Customers

Credura, a FINMA‑licensed Swiss InsurTech, has launched the first AI‑driven insurance adviser for private customers after a successful pilot. The platform consolidates policies from 17 insurers, continuously monitors market changes, and provides proactive optimisation recommendations. Users access an interactive dashboard...

By Fintech Global
Lloyd’s Names PwC Veteran Jim Bichard as New CFO
NewsJan 19, 2026

Lloyd’s Names PwC Veteran Jim Bichard as New CFO

Lloyd's announced Jim Bichard, a PwC veteran, will become chief financial officer in April 2026. He will join the executive team, report to CEO Patrick Tiernan, and sit on the Council of Lloyd's. Bichard brings 30 years of insurance‑focused finance,...

By Fintech Global
Hong Kong Industry Group Pushes to Soften CARF Rules
NewsJan 19, 2026

Hong Kong Industry Group Pushes to Soften CARF Rules

Hong Kong’s Securities & Futures Professionals Association (HKSFPA) has urged the government to soften key elements of the OECD’s Crypto Asset Reporting Framework (CARF), warning that uncapped penalties and personal liability could create operational and compliance risks. While supporting mandatory...

By Cointelegraph
Hidden Platform Features Professional Traders Use Daily: Inside Niobrix
NewsJan 19, 2026

Hidden Platform Features Professional Traders Use Daily: Inside Niobrix

Professional traders rely on hidden infrastructure tools within platforms like Niobrix rather than flashy strategies. Features such as predefined order sizes, automatic stop‑loss attachment, and one‑click kill‑switches enforce discipline at execution. Execution analytics—including slippage and fill speed—allow traders to adjust...

By TechBullion
Kazakhstan Limits Crypto Trading to Central Bank-Approved Coins
NewsJan 19, 2026

Kazakhstan Limits Crypto Trading to Central Bank-Approved Coins

Kazakhstan's President Kassym‑Jomart Tokayev signed legislation creating a regulatory framework for digital assets. The law gives the National Bank of Kazakhstan authority to license crypto exchanges, approve which cryptocurrencies may be traded, and set trading limits. It classifies digital assets...

By Cointelegraph
MEXC Partners with ether.fi to Expand Ecosystem Utility with a Co-Branded Card
NewsJan 19, 2026

MEXC Partners with ether.fi to Expand Ecosystem Utility with a Co-Branded Card

MEXC has partnered with ether.fi to launch a co‑branded crypto credit card that lets users spend on‑chain assets at Visa merchants worldwide. The card delivers up to 4 percent instant cashback, no annual fees, and retains full custody of crypto holdings....

By TechBullion
JPMorgan Chase Treats AI Spending as Core Infrastructure
NewsJan 19, 2026

JPMorgan Chase Treats AI Spending as Core Infrastructure

JPMorgan Chase now treats artificial intelligence as a core piece of its infrastructure, moving AI spending from experimental projects to baseline operating costs. CEO Jamie Dimon defended the expanding technology budget, warning that banks lagging on AI risk losing competitive...

By Artificial Intelligence News
Why FinCrime Detection Is Delayed and How to Fix It
NewsJan 19, 2026

Why FinCrime Detection Is Delayed and How to Fix It

FinCrime detection latency occurs when the signal arrives late or lacks context, not because analysts are slow. Opoint outlines four timestamps—event, first public mention, internal awareness, and decision—to expose where delays happen. Early‑stage OSINT, especially from non‑English sources, can close...

By Fintech Global
Medius Earns the Solutions Partner with Certified Software Designation
NewsJan 19, 2026

Medius Earns the Solutions Partner with Certified Software Designation

Medius, a Microsoft partner, has earned the Solutions Partner with certified software designation for its Financial Services AI solution within the Microsoft AI Cloud Partner Program. The designation validates the company’s cloud‑native, AI‑driven accounts payable platform and confirms interoperability with...

By AI-TechPark
Bet365 Goes Live with TrueLayer's Pay by Bank
NewsJan 19, 2026

Bet365 Goes Live with TrueLayer's Pay by Bank

Bet365 has integrated TrueLayer’s Pay by Bank technology across its UK and German platforms, making it the recommended checkout option for players. The open‑banking solution enables instant deposits and withdrawals directly from bank accounts, leveraging biometric authentication for added security....

By Finextra
Mastercard Says Embedding Payments Is Key to Commercial Payments Acceptance
NewsJan 19, 2026

Mastercard Says Embedding Payments Is Key to Commercial Payments Acceptance

Mastercard says the future of commercial payments hinges on embedding payment options directly within corporate workflows. It labels this shift “adaptive commercial acceptance,” where ERP, procure‑to‑pay and vertical SaaS platforms dictate payment methods instead of traditional buyer‑supplier negotiations. The company’s...

By PYMNTS
Jet Bank and Backbase Partner to Launch Albania’s First Digital-Only Bank
NewsJan 19, 2026

Jet Bank and Backbase Partner to Launch Albania’s First Digital-Only Bank

Jet Bank, in partnership with Backbase, is launching Albania's first fully digital‑only bank. Backbase supplies its AI‑powered Banking Platform as a unified engagement layer, integrating core banking, card processing and third‑party services. The collaboration accelerated the project from initial setup...

By Finextra
2026 Shifts: AI Governance, Global Digital Infrastructure, Tightening Sanctions
SocialJan 19, 2026

2026 Shifts: AI Governance, Global Digital Infrastructure, Tightening Sanctions

Top 2026 Trends Finale: Why 2026 will not look like 2025 Topics: -Top 2026 Trends, No. 4: Strong AI Governance Will Become The Norm — But Only After a Meltdown Forces Companies to Act -Top 2026 Trends, No. 5: Digital Public Infrastructure...

By Richard Turrin
Banking Now Competes with Every Digital Experience
SocialJan 19, 2026

Banking Now Competes with Every Digital Experience

Banking is no longer competing with the branch down the street. It is competing with every digital experience customers have before opening a banking app. Phil Tomlinson and Pragya Agarwal of @TaskUs share their insights. Watch the full episode: https://t.co/Vz857MVBk5...

By Jim Marous
Worldline and YouLend Launch Cash Advance for European SMBs
NewsJan 19, 2026

Worldline and YouLend Launch Cash Advance for European SMBs

Worldline and YouLend have introduced Cash Advance, an embedded financing solution that gives European small‑and‑medium‑sized businesses access to up to €250,000 within 48 hours. The product leverages Worldline’s payments infrastructure and YouLend’s data‑driven underwriting to deliver personalised offers linked to...

By Finextra
Insurance Innovation Spurs New “Resilience” Startup Category
SocialJan 19, 2026

Insurance Innovation Spurs New “Resilience” Startup Category

Here is how I would summarize the state of insurance innovation. → https://t.co/BM8A74dCul Insurance innovation happens everywhere in the market, and new challenges arise which creates a new startup category ‘Resilience’. https://t.co/U0TxsVLQ03

By Florian Graillot
ParaScript® Named Product Innovation Winner in the 2026 BIG Innovation Awards
NewsJan 19, 2026

ParaScript® Named Product Innovation Winner in the 2026 BIG Innovation Awards

ParaScript won the 2026 BIG Innovation Award for Product Innovation with its patented embedded signature verification solution that enables real‑time check fraud detection. The technology embeds an encrypted, invisible signature at issuance, allowing instant verification across ATMs, teller lines, remote...

By AI-TechPark
Binance Australia Brings Fiat Back After Being Debanked for 2 Years
NewsJan 19, 2026

Binance Australia Brings Fiat Back After Being Debanked for 2 Years

Binance Australia has reinstated direct fiat bank transfers and PayID deposits after a two‑year banking shutdown, partnering with Bolt Financial Group to provide secure payment rails. The phased rollout, initially limited to a small user cohort, is now available to...

By Cointelegraph
Polymarket Trader Nets $233,000 From XRP Markets in a Daring Weekend Move, Outsmarting Bots
NewsJan 19, 2026

Polymarket Trader Nets $233,000 From XRP Markets in a Daring Weekend Move, Outsmarting Bots

A pseudonymous trader on Polymarket generated a $233,000 profit by exploiting thin weekend liquidity and outmaneuvering automated market‑making bots. The trader accumulated 77,000 “UP” shares at an average cost of 48 cents, then coordinated a $1 million Binance XRP purchase that...

By CoinDesk
ZBXCX Moves Forward With European Expansion in 2026
NewsJan 19, 2026

ZBXCX Moves Forward With European Expansion in 2026

ZBXCX Digital Asset Exchange announced a 2026 expansion into Europe, targeting the region’s mature financial infrastructure and growing digital‑asset participation. The plan includes localized marketing, multilingual platform interfaces, and regional customer‑support services. Technology upgrades will enhance system stability, liquidity integration,...

By FinSMEs
Why Financial Analysts Need Robust PC Security—And How Online Cleaners Help
NewsJan 19, 2026

Why Financial Analysts Need Robust PC Security—And How Online Cleaners Help

Financial analysts face heightened cyber risk, making workstation hygiene essential. Modern online PC cleaners now combine malware detection, registry repair, and privacy safeguards, turning routine maintenance into a security layer. Paid solutions add real‑time monitoring, frequent definition updates, and enterprise...

By TechBullion
TWPB Staking Launches Secure and Flexible XRP Staking Solutions for Stable Passive Income
NewsJan 19, 2026

TWPB Staking Launches Secure and Flexible XRP Staking Solutions for Stable Passive Income

TWPB Staking has launched a dedicated XRP staking node contract, enabling investors to earn passive XRP rewards through a one‑click, secure platform. The service offers multiple contract terms with transparent, daily‑calculated yields and employs multi‑signature cold wallets and distributed node...

By TechBullion
How AI Agents Become Direct Customers For WooCommerce Stores
NewsJan 19, 2026

How AI Agents Become Direct Customers For WooCommerce Stores

AI agents built on large language models are now completing full purchase flows on WooCommerce stores, bypassing traditional referral links. PayLayer’s free plugin introduces the x402 protocol, letting bots discover products, verify price and stock, pay, and receive a signed...

By TechBullion
UK Small Businesses Face Growing Pessimism Amid Economic Challenges, Report Reveals
NewsJan 19, 2026

UK Small Businesses Face Growing Pessimism Amid Economic Challenges, Report Reveals

European fintech iwoca reports a sharp drop in UK SME confidence, with optimism falling to 38% from 51% in a year. Hiring intentions have weakened, as only 45% of small‑business leaders plan to expand staff in 2026, a ten‑point decline....

By Crowdfund Insider
Euroclear Completes Integration of MFEX Platform
NewsJan 19, 2026

Euroclear Completes Integration of MFEX Platform

Euroclear announced the full integration of MFEX into its operations effective January 1, 2026, merging MFEX’s fund‑distribution technology with Euroclear’s settlement and custody infrastructure. The combined platform, now part of Euroclear FundsPlace, offers a single‑entry point for mutual funds, alternative funds, private...

By Crowdfund Insider
Brazilian FinTech Inter Gets Green Light to Begin Banking in US
NewsJan 19, 2026

Brazilian FinTech Inter Gets Green Light to Begin Banking in US

Brazilian digital bank Inter has secured regulatory clearance from the Federal Reserve and Florida’s Office of Financial Regulation to launch a state‑licensed international banking branch in Miami. The new U.S. presence will allow Inter to offer regulated credit and banking...

By PYMNTS
LiveMore Mortgage Matcher to Be Integrated Into MAB Adviser System
NewsJan 19, 2026

LiveMore Mortgage Matcher to Be Integrated Into MAB Adviser System

LiveMore and the Mortgage Advice Bureau (MAB) have integrated the LiveMore Mortgage Matcher into MAB’s adviser system, targeting the later‑life lending segment. The tool instantly analyses a client’s income, expenses and ancillary streams to calculate maximum borrowing power. It provides...

By Finextra
Monzo Launches Free Tax Tool Ahead of New Rules
NewsJan 19, 2026

Monzo Launches Free Tax Tool Ahead of New Rules

Monzo has introduced a free, HMRC‑recognised tax filing tool for sole traders and landlords, launching ahead of the Making Tax Digital (MTD) for Income Tax deadline on April 6. The service, built on Sage’s embedded technology, lets users submit quarterly income...

By Finextra
Monzo Expands Outgoing CEO’s Role After Investor Pushback
NewsJan 18, 2026

Monzo Expands Outgoing CEO’s Role After Investor Pushback

Monzo is broadening the role of departing CEO TS Anil after investors pushed back on his exit. While the bank announced in October that Anil would move to an advisory position and leave the board, the board now plans to...

By PYMNTS
World Network Makes Italian Market Debut After Making Steady Progress in Past Year
NewsJan 18, 2026

World Network Makes Italian Market Debut After Making Steady Progress in Past Year

World announced its Italian market debut on January 15, expanding its human verification network to a fifth EU country. The company now serves nearly 38 million users, with over 17 million verified identities across six continents. Recent upgrades include NVIDIA‑powered hardware, an...

By Crowdfund Insider
Sequoia Seeks Part in Anthropic’s $25 Billion Funding Round
NewsJan 18, 2026

Sequoia Seeks Part in Anthropic’s $25 Billion Funding Round

Sequoia Capital is poised to join a multibillion‑dollar financing round for Anthropic, the AI startup that recently unveiled its agentic "Cowork" feature for Claude. The round, led by Singapore’s sovereign fund GIC and Coatue, aims to raise at least $25 billion...

By PYMNTS
Ziina Executes UAE’s First Live Open Finance Payment with Lean Technologies
NewsJan 18, 2026

Ziina Executes UAE’s First Live Open Finance Payment with Lean Technologies

Ziina, a UAE‑based fintech, completed the nation’s first live open‑finance payment using Lean Technologies’ API platform. The transaction linked a consumer’s bank account to a merchant checkout in real‑time, settling instantly across multiple banks. The proof‑of‑concept demonstrates compliance with the...

By PaySpace Magazine
Animoca’s Yat Siu Says Crypto’s Trump Moment Is Over
NewsJan 18, 2026

Animoca’s Yat Siu Says Crypto’s Trump Moment Is Over

Yat Siu, co‑founder of Animoca Brands, says the era when crypto relied on Donald Trump’s political support has ended. He argues the market is now driven by infrastructure, regulation and institutional capital, with Bitcoin positioned as a digital reserve asset....

By CoinDesk
Senate Allows Activity Rewards, Bans Passive Stablecoin Yield
SocialJan 18, 2026

Senate Allows Activity Rewards, Bans Passive Stablecoin Yield

📍Senate unveils new draft bill: stablecoin reward Senate draft clarifies stablecoin rewards debate: ⛔️ Platforms CANNOT pay yield just for holding stablecoins (protecting bank deposits), but ✅ CAN offer activity-based rewards for trading, staking, providing liquidity, or loyalty programs. The compromise...

By Efi Pylarinou
Polygon Pivots to Payments, Stays Away From App Chain
SocialJan 18, 2026

Polygon Pivots to Payments, Stays Away From App Chain

Polygon is shifting to payments, but @0xMarcB says that the network is not becoming an application chain Listen 👇 https://t.co/VGiGSOPu98

By Laura Shin
Large Bitcoin Holders Buy the Most Coins Since the FTX Collapse of 2022
NewsJan 18, 2026

Large Bitcoin Holders Buy the Most Coins Since the FTX Collapse of 2022

Bitcoin’s mid‑ to large‑holder cohort, known as Fish‑to‑Shark, accumulated roughly 110,000 BTC in the past month—the strongest inflow since the 2022 FTX collapse. This brings the cohort’s total holdings to about 6.6 million BTC, up from 6.4 million two months earlier. Retail...

By CoinDesk
Banking Becomes Proactive, Contextual, Integrated with New Interfaces
SocialJan 18, 2026

Banking Becomes Proactive, Contextual, Integrated with New Interfaces

When new interfaces meet financial intelligence, banking becomes proactive, contextual, and seamlessly integrated into everyday decisions. https://t.co/Yh0uB8tZFZ

By Jim Marous