From Convenience to Crime: How Payment Apps Stand to Reshape Business Fraud
Businesses of all sizes are embracing peer‑to‑peer payment apps such as Venmo, Zelle and Cash App to streamline vendor payments and employee reimbursements. The convenience has sparked a surge in fraud, with New York regulators reporting more than $390 million in losses in 2024—up $100 million from the prior year. Fraudsters exploit social‑engineering tricks, impersonating vendors to force rapid transfers, while internal theft is also on the rise. Regulators have slapped hefty penalties on app operators, prompting firms to reassess risk controls and insurance coverage.
What Retailers Actually Think About Agentic Commerce With Stripe's Maia Josebachvili | 5IM
In this five‑minute interview, Maya Jose Bakvili, Stripe’s CRO of AI, explains "agentic commerce"—AI‑assisted chat purchases and AI‑delegated buying—and how Stripe’s infrastructure supports retailers in this emerging space. She highlights four persistent retailer concerns: maintaining control as merchant of record,...
DBS Pilots System that Lets AI Agents Make Payments for Customers
DBS Bank, in partnership with Visa, has launched a pilot that enables AI agents to complete payments on behalf of customers using tokenised card credentials. The trial, dubbed Visa Intelligent Commerce, has already processed real‑world transactions such as food and...
Wall Street's Bitcoin Bet Fails as Hedge Thesis Crumbles
Bitcoin Won Over Wall Street and Now It’s Paying the Price Wall Street may invest in BTC but that doesn't mean they are "hodlers" with the same religious zeal shown by many who profess to "never sell." -Bitcoin's price has...
How Do You Fund Your Own LLC?
Launching an LLC begins with a clear picture of how much capital is required, often starting with personal savings or bootstrapping. Entrepreneurs then evaluate external sources such as SBA‑backed loans, grants, and alternative platforms like crowdfunding or credit cards. Adding...
Bank of Ireland UK Fined for Late Security System Implementation
The UK arm of Bank of Ireland was fined £3.78 million by the Payments Systems Regulator for a 14‑month delay in deploying the Confirmation of Payee (CoP) system. The lapse left 1.14 million new payees and roughly £7 million in payments without fraud‑prevention...
ISDA’s Amy Hong: ‘North Star’ Is Safe and Efficient Markets
ISDA’s new board chair Amy Hong reaffirmed the association’s 40‑year mission to keep derivatives markets safe and efficient, while charting a 2026 agenda focused on technology and regulatory alignment. She highlighted the continued push to finalize Basel III trading‑book rules and...
Paytently Strengthens Regulatory Compliance and Fraud Defence with SEON Partnership
Paytently, a Malta‑licensed payment institution, announced a partnership with fraud‑prevention specialist SEON to embed the latter’s command‑centre technology into its orchestration platform. The integration brings real‑time AML screening, risk scoring, device intelligence and centralized case management to the core of...
Shahbandr and Tabby Partner to Bring BNPL to 20,000 Online Stores
Shahbandr, a Saudi e‑commerce enablement platform, has teamed up with fintech app Tabby to embed its Buy‑Now‑Pay‑Later solution across the network. The integration will cover more than 20,000 online stores in Saudi Arabia and Egypt, allowing shoppers to split purchases...
Sport, Trade and Visa
Visa Consulting & Analytics reports that the 2026 Winter Olympics in Milan boosted overseas Visa cardholder visits by more than 60%, with U.S. travelers up 160% year‑on‑year. European visitors, especially from Germany, also surged, driving average spends of €297, €267...
Flow Turns Collectibles Into Everyday Financial Habits
"Flow can convert consumer distribution into repeat financial behavior." – @MessariCrypto This is what we have been building toward. Insightful report on how Flow goes from collectibles to consumer finance. Feat. FCM, Peak Money, stablecoins, and why shipping crypto products for...
Modern Treasury Redefines PSP Standards for 2026
Modern Treasury just became a PSP competing with Stripe and Adyen. But that undersells it massively. What they really did was rethink what a PSP needs to be in 2026. 👇 https://t.co/UQF88miBKC
LenDenClub Campaign Targets Younger Investors with Relatable Money Moments
LenDenClub, the Indian peer‑to‑peer lending platform, launched the "Bring Swag to Your Portfolio" campaign featuring four short digital films starring actor Suchit Vikram Singh as "Mr. Swag." The humor‑driven videos showcase disciplined lending and steady earnings as a way to...
Push‑to‑Card Enables Instant Fiat Payouts From Stablecoins
Push to Card solves a major issue for off-ramping. Often getting stablecoins anywhere was easy. Getting them to fiat was hard. Pushing the stablecoins to cards does two things 1. Gets there instantly/24*7 2. Can be spent as fiat instantly For payouts use cases its a...
Get Identity Right, Then Everything Improves Easily
If you want to make things better, start with identity. Get identity right, and everything else becomes easier to improve. Full episode on FF News 👉 https://t.co/aL2XcVsYco https://t.co/YMfPYiOiI1
Klarna Group PLC (KLAR) Q4 2025 Earnings Call Transcript
Klarna Group reported a 28% jump in active consumers to 180 million and a 42% increase in merchants to 966,000 in Q4 2025. Gross merchandise volume hit $38.7 billion and revenue topped $1 billion, both surpassing guidance. Transaction margin dollars after provisions rose 17%...
UBS Accelerates AI to Transform Banking Operations
UBS Steps Up AI Initiatives to Reshape Banking Operations - Fintech Schweiz Digital Finance News - FintechNewsCH https://t.co/lzgbtiumUP
Fintech Digitizes 2,000‑year Red Packet Tradition
🌏🧧How #Fintech is transforming the 2,000-year Red Packet tradition: Technology is not only transforming how business is done within the industry but even culture itself. Today, an increasing number of red packets are being shared via online solutions at banks during...
Okay, So You've Got a Stablecoin…
In a recent episode of This Week in Fintech, Paxos Labs CEO Bhau Kotecha outlined the firm’s vision for stablecoins and tokenized finance. He noted that enterprises typically enter crypto by integrating stablecoins for payments or enabling crypto trading, then...
Payments: Platform Convenience vs Crypto Sovereignty Showdown
Will #payments be controlled by platforms or executed by open protocols? #BigTech prioritises convenience and consumer protection, while #crypto emphasises user sovereignty and broader agent-level execution.
Trump Card Cap Adds to Clouds over US Consumer at Big Banks
U.S. banks posted robust Q4 consumer‑loan growth, but all warned that a proposed 10% credit‑card rate cap could restrict credit access and hurt borrowers. JPMorgan’s credit‑card revenue fell short of forecasts by 7.6% and the bank now expects card‑loan growth...
Olympics Boost Spending in Italy; UK Banks Push Visa, Mastercard Rival
U.K. banks, led by Barclays, are convening to fund a home‑grown payment network aimed at reducing reliance on Visa and Mastercard, which dominate 95% of the non‑cash market. Visa data shows the Milano‑Cortina 2026 Winter Olympics sparked a sharp surge...
TreviPay Leverages AI to Help Businesses Anticipate Buyer Behavior
TreviPay unveiled its AI‑powered Growth Center, a module inside the client portal that flags early signs of buyer dormancy and suggests targeted incentives. In a pilot with a U.S. retailer, the system identified 60 previously inactive buyers who generated $103,946...
Another Early AI Accounting Startup Just Bit the Dust
Botkeeper, an early AI accounting platform founded in 2015, announced its closure after eleven years despite achieving high‑accuracy transaction coding and a sophisticated AI suite. The company raised substantial venture capital and built an “Infinite” platform that could reconcile data...
Canadian Fintech Investment Down Nearly 75% Last Year, After Record-High 2024
Canadian fintech investment plunged 75% in 2025, falling to US$2.4 billion across 113 deals, down from a record US$9.9 billion in 2024. AI and digital‑asset firms dominated the reduced deal flow, while later‑stage platforms attracted the bulk of capital. The three biggest...
Activist Jana Builds Stake in Payments Business Fiserv
Activist investor Jana Partners has taken an undisclosed stake in payments processor Fiserv, aiming to improve its underperforming stock. Fiserv, valued at about $32 billion, saw shares plunge nearly 70% in 2023 and are down more than 11% year‑to‑date. Jana is...
Stablecoins Poised to Become Default Currency for AI Agents
We’re extremely bullish on stablecoin growth. Stablecoins are the best form of money. Most people in the world would benefit from using stablecoins, and there’s also a second rapidly growing user group - AI agents. I believe stablecoins will be the...
Raj Parekh (Monad Foundation) on Stablecoins and The Next Era of Fintech (EP.702)
In this episode, Raj Parekh, Head of Stablecoins and Payments at Monad Foundation, discusses how enterprises can integrate stablecoins into their operations, weighing the prospects of building private corporate blockchains versus using existing networks. He explores whether the market will...
Marketing Meets Product: Designing Banking that Customers Feel
In this episode of *Branching Out*, host Bill Dworsky talks with Erin Pryor of First Horizon and Deloitte’s Lauren Holohan about how modern banking is shifting from product‑centric to experience‑centric design. They discuss First Horizon’s “Big Bank Muscle, Small Bank Hustle” strategy, which leverages scale...
Surcharges and Discounts Can’t Overcome Payment Inertia
The Federal Reserve Bank of Atlanta’s new report shows that merchants’ attempts to shift consumer payment behavior with cash discounts or credit‑card surcharges have little impact because shoppers stick to their preferred method out of habit. Discounts only influence cash‑oriented...
Pakistan Super App for Gov’t Services, Document Verification Advances Toward Launch
Pakistan’s government is set to launch a mobile "Super App" that will consolidate public services, document verification, and digital payments into a single platform. The initiative builds on NADRA’s National Digital Identity system and the existing Pak ID app, leveraging...
PFM Partners up with DebtBook
PFM announced a partnership with DebtBook to embed artificial‑intelligence capabilities into public‑sector treasury operations, leveraging PFM's Synario financial‑modeling platform alongside DebtBook's debt‑management suite. The alliance aims to automate cash‑flow, leasing and investment tracking, freeing municipal finance teams to focus on...
Top Invoicing Vendors Capture 55% Market Share
You don't get paid unless you invoice. Accurate, timely invoices. These are the top invoicing vendors used in software companies. Plus, honorable mentions just off the chart. Survey Highlights: - 57 invoicing solutions named - Top 5 solutions own 55%...
Warren Targets Dimon for Help on Interest Rate Caps
Senator Elizabeth Warren wrote to JPMorgan Chase CEO Jamie Dimon urging his public support for the Empowering States’ Rights to Protect Consumers Act, which would let states re‑impose credit‑card interest‑rate caps on national banks. The legislation seeks to restore the...
OKX Offers 5% Deposit Match Up to $2,500
For my EU followers: OKX just launched a solid promo. 5% deposit match on cash or crypto deposits. Up to $2,500 USDC. The catch? There isn't one. → No lock-up → Rewards paid out over 12 cycles → Min. deposit $1,000 Only for Netherlands, Germany, Poland,...
Matcha Protects Swappers From Exploitative propAMM Execution
This is why I am a proud and happy @matchaxyz user Watch this ETH Denver talk from @willwarren, showing how propAMMs create exploitative execution for swappers Thanks Will and Matcha for being a responsible leader in protecting users onchain swaps
Choosing the Right Payment Processing Partner: A Checklist for Software Platforms
Integrated software vendors (ISVs) must treat payment processing as a core product component, not a peripheral add‑on. A robust checklist—covering technical integration, revenue‑share models, security compliance, onboarding experience, value‑added features, and long‑term partnership—helps avoid costly friction. Seamless APIs, white‑label experiences,...
Institutions Prioritize Crypto Interoperability More Than Expected
"You'd be SHOCKED how much institutions care about interoperability in crypto" - @PrimordialAA from LayerZero Wonder why? Tune in! https://t.co/kup2M43Ltj
Instant USDC Loans Now Available for XRP, DOGE, ADA, LTC
Our crypto backed loan offerings are expanding. Now you can instantly borrow USDC against your XRP, DOGE, ADA, and LTC, as well as BTC and ETH.
Zip Launches a Branding Campaign Aimed at Winning Consumers’ Trust
Buy‑now‑pay‑later firm Zip Co. launched a new branding campaign centered on trust, positioning its users as responsible borrowers. The "In You We Trust" message is built on real customer stories and features social‑media strategist Destiny Modeste. The ads run on...
Surprised SBF and CZ Missing From Advisory Committee
At this point, honestly surprised that SBF and CZ aren't on this advisory committee- https://t.co/6eDUVHAPxL
AI Platforms Must Prioritize Trust Over Ad Revenue
Perplexity is stepping away from advertising, arguing that trust matters more than short-term revenue. As AI platforms become primary sources of answers and decisions, even subtle commercial influence can undermine credibility. The real monetization challenge in AI isn’t scale. It’s building sustainable...
🎙️ Ep 19: Why Building a Global Venmo with Stablecoins Is Still Hard W/ Mike Hudack (Sling)
The Money Code episode with Sling’s Mike Hudack explains why building a global Venmo‑style app with stablecoins remains challenging. While stablecoins provide a unified ledger that eases cross‑border transfers, the real work lies in local on‑ramps, identity verification, fraud prevention,...
Bitcoin's Ideals Clash with Flaws, Alternatives Uncertain
Welcome to the dark side… https://t.co/uYC7hg83ta ...bitcoin’s original purpose of enabling anyone to transact freely outside the reach of purportedly corrupt governments. Yet the network’s problems suggest that an alternative financial system might not be much better." https://t.co/YpZDvUIK20
Modern Treasury: Stripe‑style API for Corporate Cash Flows
This is a big deal. It's like Stripe but for moving money in and out of companies. You just call the API and Modern Treasury does the rest.
Stablecoin Trends and Predictions 2026 - Mouloukou Sanoh & Tara Annison | ATC #599
In this episode, Stephen Sargeant talks with Mouloukou Sanoh, CEO of Mansa, about how stablecoin infrastructure is reshaping global payments, enabling instant cross‑border settlement, and driving adoption in emerging markets, while addressing regulatory challenges and interoperability with fiat. The conversation...
Global Payments Builds Salesforce
Global Payments announced a 300‑agent salesforce expansion in 2026, following its recent acquisition of Worldpay. The company will invest $1 billion this year to accelerate growth of its Genius processing brand and AI capabilities. Adjusted net revenue rose 1% to $2.32 billion...
Global Payments Looks Forward to a Post-Issuing Era
Global Payments completed a $24.25 billion acquisition of Worldpay and sold its card‑issuing unit for $12 billion, positioning the company as a pure‑play merchant acquirer. The firm highlighted strong early performance of its Genius point‑of‑sale platform, now covering restaurants, retail, drive‑throughs and...
Finpace Introduces Halcyon AI Layer to Its Core Banking Stack
Finpace unveiled Halcyon, an AI‑driven layer integrated with its core banking platform, aimed at accelerating change management for African financial institutions. The solution interprets business intent, orchestrates actions across data and workflow systems, and embeds governance to ensure compliant, auditable...
Successfully Implementing AI in Banking: Insights From Allica Bank CEO Richard Davies
Allica Bank CEO Richard Davies outlined how the UK fintech is scaling AI across its organization, emphasizing company‑wide adoption, engineering productivity, and cultural change. He highlighted that AI tools have delivered productivity improvements of two to ten times for engineers...