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Market Structure Thaw as Stablecoin Fight Intensifies
PodcastJan 28, 20269 min

Market Structure Thaw as Stablecoin Fight Intensifies

The episode examines the renewed momentum behind the stalled crypto market structure bill, highlighting behind‑the‑scenes negotiations in the Senate Agriculture Committee and the political trade‑offs shaping its next markup. It delves into why stablecoin yield remains the chief obstacle, despite...

By The Breakdown
Global Asset Manager Mirae Asset Eyes Fund Tokenisation in UAE with Ctrl Alt Deal
NewsJan 28, 2026

Global Asset Manager Mirae Asset Eyes Fund Tokenisation in UAE with Ctrl Alt Deal

Mirae Asset Global Investments, managing over $350 billion, signed an MoU with UAE fintech Ctrl Alt to explore tokenising investment funds. The partnership will develop a compliant framework for issuing and managing tokenised funds under the UAE’s VARA regulations, starting with...

By The Fintech Times
UK Bans Coinbase Ads that ‘Trivialized’ Crypto Risks: Report
NewsJan 28, 2026

UK Bans Coinbase Ads that ‘Trivialized’ Crypto Risks: Report

The UK Advertising Standards Authority has banned a series of Coinbase advertisements that portrayed cryptocurrency as a remedy for cost‑of‑living pressures while omitting risk warnings. The campaign, which included a satirical video and three high‑traffic posters, was deemed irresponsible for...

By Cointelegraph
Things Worth Reading: 28th January 2026
NewsJan 28, 2026

Things Worth Reading: 28th January 2026

Chris Skinner’s latest reading roundup spotlights several pivotal developments across finance. Chainalysis estimates cryptocurrency‑related money laundering reached $82 billion in 2025, while Revolut secured a full banking licence to launch a digital bank in Mexico. Tether’s CEO envisions the stablecoin as...

By The Finanser
Coinbase Moves Closer Toward Rolling Out ‘Custom Stablecoins’
NewsJan 28, 2026

Coinbase Moves Closer Toward Rolling Out ‘Custom Stablecoins’

Coinbase is conducting backend tests of Flipcash’s USDF, a custom dollar‑backed stablecoin that will let businesses issue their own branded tokens. The feature, announced in December, uses Circle’s USDC as collateral and currently supports no trading, deposits or withdrawals. If...

By Cointelegraph
Steak ‘N Shake Adds $5M in Bitcoin to Reserve as In-Store Sales Grow 18%
NewsJan 28, 2026

Steak ‘N Shake Adds $5M in Bitcoin to Reserve as In-Store Sales Grow 18%

Steak ’n Shake announced a $5 million addition to its Strategic Bitcoin Reserve, bringing total holdings to roughly $15 million (about 168 BTC). The chain attributes an 18 % same‑store sales increase in 2026 to its Bitcoin‑payment program. It also unveiled a Bitcoin bonus...

By Cointelegraph
Nearly 40% of US Merchants Now Accept Crypto at Checkout: PayPal
NewsJan 28, 2026

Nearly 40% of US Merchants Now Accept Crypto at Checkout: PayPal

PayPal’s latest survey shows that nearly 40% of U.S. merchants now accept cryptocurrency at checkout, up from earlier experimental phases. The study of 619 payment‑strategy leaders reveals that 84% of merchants believe crypto payments will become mainstream within five years,...

By Cointelegraph
Maximise Return on Equity Through Data Mediation
NewsJan 28, 2026

Maximise Return on Equity Through Data Mediation

Audax Financial Technology urges banks to adopt embedded finance and become data mediators to lift stagnant return on equity. While China and Korea have already scaled such models, most global banks are still in the early, ‘jogging’ phase of a...

By The Fintech Times
MercadoLibre and Endeavor Say Latin America’s eCommerce Growth Outpaces Rest of World
NewsJan 28, 2026

MercadoLibre and Endeavor Say Latin America’s eCommerce Growth Outpaces Rest of World

Online shopping in Latin America is expanding 1.5 times faster than the rest of the world, according to data from Endeavor and MercadoLibre. The region’s e‑commerce market is projected to hit $215.31 billion this year, with Argentina, Brazil and Mexico accounting...

By PYMNTS
Enova Spotlights Small Business Confidence as Loan Demand Surges
NewsJan 28, 2026

Enova Spotlights Small Business Confidence as Loan Demand Surges

Enova reported fourth‑quarter originations of $2.3 billion, a 32% year‑over‑year increase, pushing its portfolio to a record $4.9 billion. Small‑business loans drove 68% of the portfolio, with originations up 48% to $1.6 billion and revenue climbing 34% to $383 million. The company highlighted an...

By PYMNTS
Morgan Stanley Appoints New Head of Digital Asset Strategy
NewsJan 28, 2026

Morgan Stanley Appoints New Head of Digital Asset Strategy

Morgan Stanley has appointed long‑time executive Amy Oldenburg to head its newly created digital‑asset strategy unit. The move follows the bank’s recent filings for spot Bitcoin and Solana ETFs, a staked Ether ETF, and plans to launch a crypto wallet...

By Cointelegraph
Bermuda Teams with Coinbase, Circle to Put Economy On-Chain
SocialJan 28, 2026

Bermuda Teams with Coinbase, Circle to Put Economy On-Chain

Fun picture, but serious partnership - Bermuda is bringing its national economy onchain with Coinbase and Circle https://t.co/FifKk6ATwI

By Brian Armstrong
Blockchain Investigator Identifies Crypto Theft Network Linked to US Government Seizure Funds
NewsJan 27, 2026

Blockchain Investigator Identifies Crypto Theft Network Linked to US Government Seizure Funds

TRM Labs disclosed a sophisticated crypto‑theft operation that has siphoned over $90 million, including $24.9 million tied to the U.S. Strategic Bitcoin Reserve, after a Telegram “band‑for‑band” challenge inadvertently revealed wallet addresses. The network employed advanced laundering tactics—cross‑chain bridges, mixers, and both...

By Crowdfund Insider
USDAI Gears Up for Token Launch and Airdrop
NewsJan 27, 2026

USDAI Gears Up for Token Launch and Airdrop

USDAI, a GPU‑backed stablecoin protocol, announced its native CHIP governance token will launch in Q1 2026 with an ICO and airdrop slated for April. The platform, which grew to $658 million total value locked after a November peak of $701 million, previously bootstrapped...

By The Defiant
BOK Counting on Mortgage Finance for a Boost in 2026
NewsJan 27, 2026

BOK Counting on Mortgage Finance for a Boost in 2026

Bank of Oklahoma (BOK) Financial is banking on its mortgage‑finance unit to drive growth, aiming for $1 billion in commitments by the end of 2026. The bank projects full‑year loan growth in the high‑single‑digit range, up from 6.4% in 2025, with...

By American Banker Technology
New York State Introduces Bill Deeming EWA a Loan
NewsJan 27, 2026

New York State Introduces Bill Deeming EWA a Loan

New York lawmakers introduced the Stop Taking Our Pay Act, which would reclassify earned‑wage‑access (EWA) advances as loans subject to the state’s 16% interest‑rate cap. The bill also treats any associated fee, tip, or subscription cost as a finance charge,...

By American Banker Technology
Fraud Courier Sentenced for Stealing Millions From Seniors
NewsJan 27, 2026

Fraud Courier Sentenced for Stealing Millions From Seniors

A federal judge sentenced 23‑year‑old Indian national Atharva Shailesh Sathawane to 18 years in prison for acting as a courier in a scheme that stole more than $6.6 million from elderly investors. The fraud forced seniors to liquidate securities and purchase...

By American Banker Technology
SUPERAGENT AI Launches Insurance Quoting AI Agent
NewsJan 27, 2026

SUPERAGENT AI Launches Insurance Quoting AI Agent

SUPERAGENT AI unveiled the world’s first Quoting AI Agent, a tool that automates the traditionally labor‑intensive insurance quoting process. The agent gathers customer data, navigates multiple carrier rating engines, and delivers optimized quotes without human re‑keying. Early‑access sign‑ups are open...

By Crowdfund Insider
South Dakota Lawmaker Takes Another Run at Bitcoin Reserve Bill
NewsJan 27, 2026

South Dakota Lawmaker Takes Another Run at Bitcoin Reserve Bill

South Dakota Representative Logan Manhart re‑introduced HB 1155, allowing the State Investment Council to allocate up to ten percent of public funds to Bitcoin. The bill mirrors his unchanged 2025 proposal and would place the state alongside Texas, Arizona and New Hampshire,...

By Cointelegraph
Nuvei and WEX Team on Virtual Cards for Travel Merchants
NewsJan 27, 2026

Nuvei and WEX Team on Virtual Cards for Travel Merchants

Nuvei announced a partnership with WEX to embed virtual‑card technology into its travel merchant network. The integration lets agencies, airlines and hospitality brands issue single‑use cards directly from settlement flows, improving cash‑flow visibility and reducing reliance on external credit. By...

By PYMNTS
DLocal Powers HONOR’s Peru Debut as E-Commerce Sales Set to Hit $59.5bn
NewsJan 27, 2026

DLocal Powers HONOR’s Peru Debut as E-Commerce Sales Set to Hit $59.5bn

Cross‑border payments platform dLocal has partnered with Chinese AI device maker HONOR to launch the brand’s first website in Peru. The deal gives HONOR access to a suite of local payment methods—including credit‑card installments, bank transfers, cash and the Yape...

By The Fintech Times
Judge Blesses Fifth Third-Comerica Deal, Shuts Down Lawsuit
NewsJan 27, 2026

Judge Blesses Fifth Third-Comerica Deal, Shuts Down Lawsuit

A Delaware judge rejected HoldCo Asset Management's attempt to block Fifth Third Bancorp’s $10.9 billion acquisition of Comerica, allowing the merger to proceed on schedule. The decision noted no imminent irreparable harm to shareholders and emphasized the premium benefit of the deal....

By American Banker Technology
Revolut Launches Full Banking Operations in Mexico
NewsJan 27, 2026

Revolut Launches Full Banking Operations in Mexico

Fintech giant Revolut has launched full banking operations in Mexico, marking its first bank outside Europe. The company obtained a Mexican multiple‑bank licence through a direct application and has funded the venture with over $100 million, well above the regulatory minimum....

By Finextra
Republic Europe Promotes Later Stage Investments
NewsJan 27, 2026

Republic Europe Promotes Later Stage Investments

Republic Europe has launched the R Access series, a platform that gives individual investors direct exposure to later‑stage private companies. The first offering, a Kraken special‑purpose vehicle, aggregates existing private shares ahead of the crypto exchange’s anticipated 2026 IPO. By...

By Crowdfund Insider
How Anti-Detect Browsers Change the Way We Work on the Web
NewsJan 27, 2026

How Anti-Detect Browsers Change the Way We Work on the Web

Anti-detect browsers, originally privacy tools, now enable online professionals to compartmentalize digital identities across multiple client accounts and projects. By creating isolated browser instances, they prevent data cross‑contamination, reduce login overhead, and streamline workflow management. The technology enhances security by...

By TechBullion
Redfin Finds Home Purchase Agreement Cancellations Rising
NewsJan 27, 2026

Redfin Finds Home Purchase Agreement Cancellations Rising

Redfin reports that roughly 40,000 U.S. home‑purchase agreements were cancelled in December, representing a 16.3% cancellation rate – the highest December figure since 2017. The rate rose from 14.9% a year earlier, driven by higher inventory and cost‑sensitive buyers. Atlanta...

By Crowdfund Insider
USDCx Appears on Aleo as Privacy-Focused Blockchains Seek Stablecoin Access
NewsJan 27, 2026

USDCx Appears on Aleo as Privacy-Focused Blockchains Seek Stablecoin Access

Circle and Aleo announced that USDCx, a privacy‑focused version of the USDC stablecoin, is now live on Aleo through Circle’s xReserve model. The token is fully 1:1 backed by USDC held in xReserve and interoperable with USDC on Ethereum and...

By Cointelegraph
BNB Rises 2.5%, Nears $900 Mark as Prediction Market Growth Signals Utility Expansion
NewsJan 27, 2026

BNB Rises 2.5%, Nears $900 Mark as Prediction Market Growth Signals Utility Expansion

BNB surged 2.5% to $893, closing in on the $900 resistance level. The rally coincided with Virtune’s launch of a physically backed BNB exchange‑traded product on Nasdaq Stockholm, offering direct exposure with a 1.95% annual fee and Coinbase custody. Meanwhile,...

By CoinDesk
Where to Trade Commodities and Stocks Onchain
BlogJan 27, 2026

Where to Trade Commodities and Stocks Onchain

The blog highlights Hyperliquid as the primary hub for on‑chain commodity and stock trading, thanks to its HIP‑3 upgrade that lets third parties launch permission‑less perpetual markets. HIP‑3 now accounts for roughly 8.1% of Hyperliquid’s open interest, attracting deployers like...

By Lark Davis
Ally Taps Former Acting OCC Chief as Policy Adviser
NewsJan 27, 2026

Ally Taps Former Acting OCC Chief as Policy Adviser

Ally Financial announced the appointment of former acting OCC comptroller Rodney Hood as a senior policy adviser to CEO Michael Rhodes. Hood, who also chaired the NCUA and held senior roles at JPMorgan Chase, Wells Fargo and NationsBank, will guide Ally’s...

By Banking Dive
AIFMD II and Distributors: Independence vs Control
NewsJan 27, 2026

AIFMD II and Distributors: Independence vs Control

Under AIFMD II, Article 20(6a) creates a carve‑out that excludes marketing carried out by MiFID II or IDD‑regulated distributors from the delegation regime. Zeidler Group highlights that this marketing is not treated as delegation regardless of any distribution agreement. The regulator will now...

By Fintech Global
House Bill Aims to Achieve Goals of FTC’s Click-to-Cancel Subscription Rule
NewsJan 27, 2026

House Bill Aims to Achieve Goals of FTC’s Click-to-Cancel Subscription Rule

Congress reintroduced the Unsubscribe Act (H.R. 7048) on Jan. 13, aiming to curb deceptive subscription practices by requiring clear consent, easy cancellation, and regular notifications. The bill mirrors the FTC’s stalled click‑to‑cancel rule, which a federal court invalidated earlier this year...

By PYMNTS
ACA Group and Anduin Launch Integrated AML/KYC Onboarding
NewsJan 27, 2026

ACA Group and Anduin Launch Integrated AML/KYC Onboarding

ACA Group and Anduin have formed a strategic partnership to deliver a fully integrated AML/KYC and investor onboarding solution for private‑markets firms. The offering combines Anduin’s fund‑subscription platform with ACA’s ComplianceAlpha® AML/KYC managed services, creating a single‑point workflow that automates...

By Fintech Global
Would You Trust Amazon with Your QuickBooks?
BlogJan 27, 2026

Would You Trust Amazon with Your QuickBooks?

Amazon has launched an embedded QuickBooks Online app inside Seller Central, fulfilling a promise made last year. The multi‑year partnership with Intuit lets sellers import financial data, view profit‑and‑loss trends, and monitor inventory across channels, with a three‑month free trial...

By EcommerceBytes
Price for VAT Upfront or Lose 20% Margins
SocialJan 27, 2026

Price for VAT Upfront or Lose 20% Margins

VAT will kill your international margins if you don't price for it upfront. Here's the mistake I see all the time: Brand launches in the EU. Pricing stays the same as in the US. Orders start coming in, and revenue looks good...

By Chase Dimond
Institutional Demand and XRP ETFs Drive XRPL Interest
SocialJan 27, 2026

Institutional Demand and XRP ETFs Drive XRPL Interest

🔥Franklin Templeton says growing institutional demand and XRP ETFs are boosting interest in the XRPL. Source: Paul Barron https://t.co/TimZkK1RFm

By Wendy O
FinovateEurope 2026 Sneak Peek Series: Part 4
NewsJan 27, 2026

FinovateEurope 2026 Sneak Peek Series: Part 4

FinovateEurope 2026 will showcase three innovative fintech solutions. Elephant, from Pipl, offers GDPR‑compliant identity intelligence and fraud signals to streamline onboarding and compliance. Opentech’s OpenPay for Merchants embeds Buy‑Now‑Pay‑Later into merchant checkout, creating a new credit distribution channel for banks....

By Finovate
Morgan Stanley Appoints Amy Oldenburg as Digital‑asset Chief
SocialJan 27, 2026

Morgan Stanley Appoints Amy Oldenburg as Digital‑asset Chief

JUST IN: Morgan Stanley names longtime executive Amy Oldenburg as its new head of digital-asset strategy

By Wendy O
Tokenization Will Democratize Finance for 4 Billion Adults
SocialJan 27, 2026

Tokenization Will Democratize Finance for 4 Billion Adults

Tokenization is top of mind for many companies right now. It’s going to democratize access for 4 billion unbrokered adults, while increasing efficiency and reducing risk for all. Coinbase Tokenize can help (see link below). https://t.co/g0qMes2E60

By Brian Armstrong
Bots Don’t Absolve You From Tax Responsibility
SocialJan 27, 2026

Bots Don’t Absolve You From Tax Responsibility

“Just because a bot did it doesn’t mean you’re not responsible for the taxes.” — Laura Walters (@CryptoTaxGirl) Get $100 OFF expert help https://t.co/e7PgpLcMIk https://t.co/GHssNfOjvI

By Laura Shin
Report Prediction Market Gains and Losses Separately
SocialJan 27, 2026

Report Prediction Market Gains and Losses Separately

“With prediction markets, you report all winnings and losses separately — you can’t just net them.” — Laura Walters (@CryptoTaxGirl) Get $100 OFF expert help https://t.co/e7PgpLcMIk https://t.co/GHssNfOjvI

By Laura Shin
Stablecoins Taxed as Property, Not Cash, Despite No Gain
SocialJan 27, 2026

Stablecoins Taxed as Property, Not Cash, Despite No Gain

“Stablecoins are treated like property right now, not cash — even though there’s no real gain or loss.” — Laura Walters (@CryptoTaxGirl) Get $100 OFF expert help https://t.co/e7PgpLceSM https://t.co/GHssNfNLGa

By Laura Shin
Mixing Retirement Crypto with Personal Wallets Risks Account Loss
SocialJan 27, 2026

Mixing Retirement Crypto with Personal Wallets Risks Account Loss

“If you mix retirement crypto with personal wallets, you can discredit your entire retirement account.” — Laura Walters (@CryptoTaxGirl) Get $100 OFF expert help https://t.co/e7PgpLceSM https://t.co/GHssNfNLGa

By Laura Shin
Blank Cost Basis Defaults to Zero, Overpay Taxes
SocialJan 27, 2026

Blank Cost Basis Defaults to Zero, Overpay Taxes

“If the cost basis is left blank, the default is zero — and that can cause people to substantially overpay on their taxes.” — Laura Walters (@CryptoTaxGirl) Get $100 OFF expert help https://t.co/e7PgpLcMIk https://t.co/GHssNfOjvI

By Laura Shin
Hyperliquid's Equity and Commodity Perpetuals See Explosive Growth
SocialJan 27, 2026

Hyperliquid's Equity and Commodity Perpetuals See Explosive Growth

“Since Hyperliquid released their equity and commodity perpetuals, the growth of that segment has been extraordinary.” - @RyanWatkins_ https://t.co/GHssNfOjvI

By Laura Shin
Afghan Startup Uses Blockchain for Secure Humanitarian Aid
SocialJan 27, 2026

Afghan Startup Uses Blockchain for Secure Humanitarian Aid

An Afghan start-up, @HesabPay_, is pioneering blockchain-based humanitarian aid transfers, enabling fast, trackable, and secure distribution of funds. "It's one of the coolest examples of crypto's real-world positive impact." https://t.co/GHssNfNLGa

By Laura Shin
Exchanges, Stablecoins Proven; Crypto Payments Lag, Banks Shrink
SocialJan 27, 2026

Exchanges, Stablecoins Proven; Crypto Payments Lag, Banks Shrink

.@cz_binance's take from Davos 👀 ✅ Exchanges and stablecoins are proven infrastructure ❌ Crypto payments still haven’t broken through 🏦 Traditional banks will keep shrinking, he says The DEX in the City crew discusses his stance. https://t.co/GHssNfNLGa

By Laura Shin
Congress Backs SEC Crypto Oversight, Denies CFTC Authority
SocialJan 27, 2026

Congress Backs SEC Crypto Oversight, Denies CFTC Authority

"Congress will be comfortable allowing the SEC to oversee all kinds of crypto assets but it's not going to give the CFTC reciprocal authority." @TuongvyLe12 https://t.co/GHssNfNLGa

By Laura Shin
2026 Banking Trends: Data-Driven Insights and Bold Opinions
SocialJan 27, 2026

2026 Banking Trends: Data-Driven Insights and Bold Opinions

Netscape CEO Jim Barksdale once said, “If we have data, let's look at data. If all we have are opinions, let's go with mine.” I have both--data and opinions--so let's go with mine on both fronts. See the 2026 What's Going...

By Ron Shevlin