Know What's Happening in FinTech
Know What's Happening in FinTech
FinTech Pulse
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Tuesday recap
EMAIL DIGESTS
Daily
Every morning
Weekly
Tuesday recap
Federal Reserve Vice Chair for Supervision Michelle Bowman announced a potential overhaul of the regulatory framework for community banks. She proposes separating community‑bank oversight from larger institutions, updating asset thresholds by indexing them to nominal GDP, and reducing data‑reporting burdens. The Fed also plans a 30% cut in its supervision staff by 2026 while increasing transparency on stress‑test models. Critics warn that lighter oversight could conceal emerging risks.
Lloyds Banking Group issued a tokenized deposit on the public Canton Network and used it to purchase a UK gilt, marking one of the first real‑world applications of blockchain‑based deposit tokens. The move highlights banks’ push to offer tokenized deposits...
Google is back in the AI game Private market valuations are going to get crushed when the IPOs come Trade your secondaries carefully
Payhawk, the Bulgarian expense‑management fintech, is courting more than $100 million in fresh capital that could lift its valuation to roughly $2 billion, effectively doubling its prior estimate. The prospective round underscores sustained investor appetite for European fintechs even as AI startups...
Marqeta announced that former Stripe finance executive Patti Kangwankij will become its chief financial officer on February 9, succeeding CEO Mike Milotich, who has been serving in an interim CFO capacity. Kangwankij brings extensive experience from Stripe, JPMorgan and her...
![Top Crypto Marketing Agencies In Jan 2026 [Based on Real Client Reviews]](/cdn-cgi/image/width=1200,quality=75,format=auto,fit=cover/https://hixhlmpcokxhartfkpyi.supabase.co/storage/v1/object/public/images/thumbnails/cab4cf1c433ed7893823b7e19ec91484.webp)
The January 2026 ranking of crypto marketing agencies, based on verified client reviews from Clutch, G2, GoodFirms and Trustpilot, places Bond Finance at the top for its strategic, institutional‑grade positioning. Ninja Promo follows as the execution powerhouse capable of large‑scale, multi‑channel campaigns, while...
Polymarket has entered an exclusive partnership with Dow Jones to supply real‑time prediction‑market data across the Wall Street Journal, Barron’s, MarketWatch, Investor’s Business Daily and other consumer platforms. The collaboration will embed market‑derived probability signals on economic, political and cultural...
Ant International, the overseas arm of China’s Ant Group, posted revenue of roughly $3.7 billion last year, a 20‑25% increase and about 10% of the parent’s projected 2025 earnings. The surge is driven largely by its digital‑wallet platform, which now underpins...
Baltimore filed a lawsuit against fintech Dave, accusing the company of misleading marketing and usurious fees tied to its ExtraCash Advances product. The city alleges the product’s APR can exceed 2,500%, far above Maryland’s 33% cap, and that mandatory overdraft...
Rosstex LP, a cryptocurrency fund recovery firm, helped an elderly British retiree reclaim a portion of money lost to a crypto investment scam. The victim was lured by a fake platform promising high returns, then blocked from withdrawing and pressured...
The episode explores why companies are creating Chief AI Officer (CAIO) roles, highlighting demand from boards and CEOs for unified AI risk and ROI accountability, regulators seeking clear governance, and business units needing strategic guidance. It delves into compensation benchmarks,...
Clover, the Fiserv‑owned point‑of‑sale platform, announced a partnership with biometric payments provider Wink to embed face and palm authentication into its checkout flow. The integration leverages Wink’s AI‑powered biometric engine and Clover’s secure token vault, keeping biometric data separate from...
Finshape, the Czech digital‑banking fintech that won Best of Show at FinovateEurope 2022, has named Neil Budd as its new chief executive. Budd succeeds founder Petr Koutný, who will become chairman of the board. The veteran brings more than 25...
Millions of financially capable people are locked out of credit because banks rely on yesterday’s data describing yesterday’s behavior. This episode explains why that must change. Watch the full episode here: https://t.co/m6PArSdD2z https://t.co/005ysiH05e
Bank of America faces a federal lawsuit alleging it data‑mined its entire customer base to flag anyone who used a BofA product in the Washington, D.C., metro area between Jan. 5‑7, 2021, linking them to the Jan. 6 Capitol riot. The plaintiff claims...
The Architects episode explores the emerging "Finternet," a programmable, interoperable financial layer inspired by India’s open‑public‑infrastructure model. Guests explain how tokenization adds verifiable ownership and universal transferability, while GenAI promises an intelligent interface for moving value. The Federal Reserve’s perspective...
JPMorgan Asset & Wealth Management will replace external proxy advisors with its own AI-driven tool, Proxy IQ, for U.S. shareholder voting. The change, slated for completion in Q1 2026, follows CEO Jamie Dimon's criticism of proxy advisers and aligns with...
Recently hacked Venezuelan stablecoin "bank" @kontigo_app says crypto withdrawals are now possible; is encouraging users to convert to Tether by offering 10% returns: https://t.co/7UUNhXkfY7
London‑based buy‑now‑pay‑later unicorn Zilch announced the acquisition of Lithuania’s Fjord Bank, securing a full European banking licence. The deal gives Zilch direct access to the EU’s passporting rights, allowing it to offer regulated credit products across 27 member states. Management...
Ned Carroll, PNC's Head of Data and Automation, discussed the bank's evolving data strategy, recent $5 billion acquisition of FirstBank, and the rollout of agentic AI in software development during a fireside chat at the FinAi Banking Summit. He highlighted how...
By 2026 crypto traders have moved beyond flashy token lists and high leverage, judging brokers primarily on the robustness of their underlying architecture. Platforms that separate client funds, log execution paths, and document risk controls now earn credibility, especially in...
ChartDetector.ai reports that traders across crypto, equities, FX and commodities are moving away from pure price‑prediction models toward pre‑trade risk validation. Heightened volatility, tighter cross‑asset correlations and a flood of real‑time data have exposed the limits of traditional chart‑reading for...
Retail investing in 2026 has moved from mere access to sophisticated, technology‑driven decision support for beginners. Mobile apps now bundle trading, AI‑powered analytics, education, and risk controls in a single interface, eliminating the old broker‑branch friction. While low‑cost execution and...
The article argues that piecemeal cybersecurity, built from isolated point solutions, is reaching its limits as digital environments grow more complex. Fragmented tools erode visibility, slow response, and create policy gaps. Organizations are shifting toward unified platforms that centralize data,...
The CFPB’s 2025 credit‑card market report shows a robust U.S. payments landscape, with retail, professional services and food spending leading categories and overall balances rising, especially among subprime and deep‑subprime consumers whose APRs have climbed sharply. Payment behavior has improved,...
MSCI drops plan to exclude digital assets MSCI reversing digital asset exclusion plan. Can't exclude crypto when companies like Strategy (MicroStrategy) hold massive Bitcoin treasuries. Index providers adapting to corporate blockchain adoption reality https://t.co/zWABxQJHJD https://t.co/DEyVcQUi4P
Visa and Mastercard are rapidly expanding value‑added services to offset slowing card‑payment growth and mounting regulatory pressure. Mastercard posted $3.4 billion in VAS net revenue, a 25% year‑over‑year rise, while Visa’s VAS reached $17.5 billion, up 9% YoY. Both networks are forging...
Nick Campbell, chief product officer at Xplor Pay, discussed the rise of agentic commerce – AI‑driven buying agents that can search, select and pay for goods. The market is forecast to reach $1.7 trillion in sales by 2030, with major players...
Fiserv announced that its Clover point‑of‑sale platform will soon support biometric payments, allowing customers to authorize purchases with facial or palm scans. The feature, built in partnership with fintech firm Wink, will debut at the National Retail Federation conference and...
Industrial banks, regulated and FDIC‑insured, provide crucial credit to small businesses, gig workers, and underserved Main Street enterprises. Since their creation in 1987, only one has failed, and capital ratios are roughly 50 % above industry averages, indicating strong safety. Proponents...
The American Fintech Council (AFC) sent a joint letter to the FDIC, CFPB, FTC, OCC and the Federal Reserve asserting that banks and non‑banks must be regulated distinctly. The council emphasized that “banks are banks, and non‑banks are non‑banks” to...
The episode explores the promise and pitfalls of unattended retail, tracing its evolution from vending machines to modern cashierless concepts like Amazon Go and German smart stores. Guest Don Apgar highlights three core challenges—safety, security, and customer service—that have limited...
Aevi and Verifone announced a strategic partnership that unifies in‑person payment orchestration with Verifone’s global device portfolio. The joint solution offers a single, acquirer‑agnostic integration for all Verifone terminals across EMEA and North America. It provides multi‑acquire capabilities, local European...
https://t.co/exA8No4Pz0, Stripe direct crypto payments Strategic integration: Stripe enabling https://t.co/exA8No4Pz0 transactions for merchants. Bridging crypto-native liquidity with mainstream commerce infrastructure. Question: Does this accelerate merchant crypto adoption? https://t.co/uvmFO7TTc3
DeFi’s biggest hurdle—liquidity fragmentation across Ethereum, Solana, Arbitrum, and other chains—is prompting the rise of cross‑chain liquidity solutions. These systems coordinate pools via messaging, smart contracts, and relayers, allowing traders to access deep, unified liquidity without moving assets through risky...
[New Episode] The Single-Core Advantage: What Banks Must Know Now with Sairam Rangachari of @Temenos. Watch the full episode now: https://t.co/u3T8bi10eb https://t.co/PHwFDofv1v
JGGL AI’s creative token launched on MEXC on Dec 25, 2025, with a fixed 1 billion supply. The listing saw a 24‑hour high of $1.1456 and closed near $0.95 on $3.94 M volume. JGGL’s platform uses four integrated neural models to turn short voice...
Banking activity surged in 2025, with M&A announcements jumping 45% to 181 deals, driven by regional players seeking scale. Regulatory agencies shifted tone, reopening de novo charter doors and sparking interest in industrial‑loan‑company structures. AI investments accelerated, with banks like JPMorgan...
Modern accounting tools are essential for early‑stage startups, automating bookkeeping, invoicing, and reporting to free founders for growth. Key features include automatic bank reconciliation, real‑time financial dashboards, and multi‑platform integrations that streamline data flow. Robust security, intuitive interfaces, and dedicated...
Modulr, a UK‑based modern payment platform, announced its launch in the United States, partnering with global fintech giant FIS. The collaboration will embed Modulr’s API‑driven payment infrastructure into FIS’s extensive banking network. This move gives US enterprises instant access to...
Permutable AI announced a strategic expansion of its AI‑driven macro intelligence services into the Asia‑Pacific region, responding to heightened institutional demand for granular, real‑time insights on commodities and macro markets. The move targets investors, risk managers, and strategy teams focused...
The NIX Foundation announced a $10 million strategic investment in BOHR Chain, a modular Layer‑0 blockchain built for AI workloads and verifiable compute. The funding will fast‑track the rollout of BOHR’s Quantum Structural Model and supports CaryPact, the first ecosystem protocol...
Tencent-backed fintech Airwallex to invest in Netherlands Airwallex expanding into Netherlands with Tencent backing. Strategic EU hub selection for payments infrastructure. Cross-border fintech scaling European operations despite regulatory complexity https://t.co/qHblBllwuu https://t.co/3KKz5igqCO
Marcin Glogowski, SVP at Marqeta, defines card program management as the end‑to‑end process of designing, launching, and operating payment programs. He emphasizes the tension between launching quickly to capture market momentum and the risk of over‑engineering that can delay timing....
Worldline, a leading European payment‑services provider, announced the commercial launch of its Worldline One Commerce platform in the United Kingdom. The solution bundles payments, loyalty, and digital services into a single, cloud‑native suite. By entering the UK market, Worldline aims...
Worldline has made its One Commerce platform commercially available in the United Kingdom, marking the first market launch of the unified commerce solution. The offering consolidates payment services and operational back‑office functions for enterprise merchants across online, mobile, in‑store and...
Blink Payments, a paytech platform, has launched a new Card Present API that allows integrated software vendors and merchants to embed in‑person payment acceptance directly into their applications. The API delivers real‑time transaction reporting, giving businesses immediate visibility into sales...
Revolut is in talks to acquire FUPS, a Turkish digital bank, as part of its push into Turkey's fast‑growing banking sector. The transaction would need clearance from the Banking Regulation and Supervision Agency (BDDK). Revolut, now close to 70 million users,...
Finshape, a leading digital banking solutions provider, announced Neil Budd as its new chief executive officer. Budd brings over two decades of fintech leadership, most recently heading global banking solutions at XYZ Corp. The appointment follows Finshape’s recent $50 million Series B...
Morph, an Ethereum‑based settlement layer for payments, unveiled a $150 million Payment Accelerator to fund startups that bring real‑world payment activity onto blockchain. The program is launched in strategic partnership with Bitget Wallet, which will provide wallet integration and user‑on‑ramp services....
